The GrumpstumpThe GrumpstumpPersonal Finance, Entreprenuership, Alternative Income, Money in the News, New Business Ideas, Money and Science, and More Articles
$25 Capital One High Yield Savings Account Promotion
2007-09-12 13:28:00 Capital One’s Direct Banking Sent me a Promotion al Code for new members. If you’ve been thinking about opening a high yield savings account to stash your $$$, let me know. The Promo Codes I have are good for $25 free. Account Features: High Yield Money Market Account features - A competitive rate, currently a 5.00% Annual Percentage Yield ... More About: Freebies , Tips and Tricks
The Top 3 Things that Will NOT help you Get out of Debt
2007-09-11 14:14:00 1) Take out a subprime Credit Card in order to ‘repair’ your credit. Money , Matters, and More Musings has found a stunning example of this: Account setup fee: $99 Program participation fee: $89 Annual fee: $49 Account maintenance fee: $120 (charged @ $10/month) Purchase APR: 19.92% Authorized user fee: $30 (great! seems like $53 credit is a bit too much for ... More About: Life , Personal Finance , Work , Debt
Squidoo Earnings Report: September 2007
2007-09-10 14:03:00 Squidoo made their monthly payout last week. Here are some of the juicy details I’m sure you are all dying to have ;). Total Received : $23.75 (This is for all of my lenses that were earning money in July Lenses I had in July: Started the month with around 20 and ended with about ... More About: Report , Earnings , Squidoo , September , September 2007
Free Dollar Friday : Math Brainteaser
2007-09-07 13:52:00 Ok, This week is simple. Describe the following equation in limerick form. (Psst… a classic limerick would be ‘There once was a man from Nantucket….) The First one to post the entire limerick correctly gets the dollar. I’ll even give you some hints! The First Two Lines (Out of 5) are: The integral z-squared dz From one to the cube root ... More About: Dollar , Free , Math , Friday , Teas
Stock Investing 101: Specific Stock Risk
2007-09-05 13:57:00 Specific Stock Risk was one of the original tenants behind the creation of the mutual funds that you see everywhere today. In investment theory, specific stock risk is the risk that an event will happen to the company that will impact the share price. Management Changes, poor Quality Control, Safety Concerns etc. are all examples ... More About: Personal Finance , Money , Investment , Stock Investing , Investing
ING Direct Banking Review : Account Opening
2007-09-04 14:01:00 I received a mailer from ING Direct last week on their online savings account. I currently already have a high-yield online savings account with Capital One but they were offering $25 free if I opened an account so I thought I’d give it a run. ING is currently offering 4.50% on their savings accounts, which is ... More About: Reviews , Money , Review , Banking
Free Dollar Friday: Bullish on DTD
2007-08-31 14:10:00 This Picture somehow brings up memories of Atlas Shrugged. I really like this photo in a completely non-satirical way. Ok , Two little juicy tidbits for everyone this Labor Day Weekend Friday . 1) The person to submit the highest score from Desktop Tower Defense will receive $5 either in their Paypal account or in the Kiva ... More About: Money , Freebies , Dollar , Free
Alternative Income: Newsvine Earnings
2007-08-30 14:07:00 I had completely forgotten that News vine actually pays you to post articles and ’seed’ links. I received my first payout this week. I started in June and it, like Squidoo, has a delay on it’s payouts of 30 -45 days after the month ends. The first payout? $0.82 If you think that’s impressive you should look into ... More About: Alternative , Income , Earnings , Newsvine
Power Bill Face Off : Round 3 is in the books - I?m losing 2-1
2007-08-29 13:51:00 The Electricity Monster definately came up and bit me on the butt this past month. I thought we were on track, reducing our usage in July by over 25%. However, I just got the new bill - $466 the highest yet! GRUMP! I guess I’ll go back around in the next couple of days and seal any ... More About: Life , Power , Books , Face , Home Improvement
More Information on Zecco Money Market Account.
2007-08-28 13:45:00 I was cruising around the internet the other day when I found a forum post referencing the Zecco Money Market Account. I had been wondering why my money hadn’t been earning my 4% or so even after I had sent in my MMA account form. Apparently, you have to have a $500 minimum cash balance in ... More About: Information , Reviews , Investment
Squidoo and Scaling : The Business of Leveraging Human Capital
2007-08-27 13:34:00 This Weekend, Squidoo released (it was found by nosy squidooers poking around the server) the test version of it’s new ‘doorway’ or ‘channel’ as it is being called. This new way to interact is being dubbed SquidWho, and is very impressive in it’s scope. Seth Godin and his team have truly begun to master the technique ... More About: Business , Human , Human Capital , Capital
Weekend Fix: Growth Investing and Lululemon Athletica
2007-08-27 05:41:00 Howdy y?all! For my first post on the Grump I thought it?d be fun to explore a topic that doesn?t get a lot of coverage here: investing in growth stocks. JD and I look at individual stocks from different perspectives; he likes the cash-flow, I?m hunting for the elusive ten-bagger. Both methods have their respective ... More About: Life , Tools , Dollar , Investing , Prosper
Free Dollar Friday Part one: Financial Stats you can take to the bank
2007-08-24 13:54:00 Ok I’ve got a few different FDFs for today. I am changing the rules a bit, I’m going to include a total on a new page from the menu. When that pool reaches $50 we’ll donate it to Kiva.org . Ok, Here’s one to start you off: My Progress is a very slick Web 2.0 looking ... More About: Life , Tools , Personal Finance , Money , Freebies
The Money Tips Hit List 8-23-07
2007-08-23 13:54:00 Ok all, after the long post yesterday, my brain hurts. Here’s all the financial advice you’ll need today in an easy to use list form. Aren’t I nice? 20 Timeless Money Tips - Money Tips and quotes from historically famous people (think confucious) TCS Daily remembered an oldie but a goodie. Revisiting the space tourism ... More About: News , Business , Personal Finance
When are Taxable accounts better than 401(k)s
2007-08-22 14:06:00 There should come a time in everyone’s life where you have to make a decision : Do I put more money in my 401(k) or do I put money into a regular old taxable account? There are many different schools of thought on this, all of them different and most of them horribly wrong. Here’s ... More About: Retirement , Personal Finance , Investment , Invest , Calculators
Stock Investing 101: Margin is Not Leverage
2007-08-20 13:59:00 One of the claims I hear that really kind of grates on my nerves is when people say that they are employing leverage by using margin in their brokerage account. This is not truly leverage! Here’s why: When you open a margin account, you are allowed to buy shares worth up to 150% of your account’s ... More About: Personal Finance , Money , Investment , Stock Investing , Investing
Jim Cramer?s Advice to Twenty-somethings on Investing
2007-08-17 14:07:00 Steven Dubner over at the Freakonomics Blog managed to grab Jim Cramer for an interview. I Still haven’t decided whether I like Cramer or not. I will say that he at least comes off like he believes what he’s saying, which is points in my book. Anya Kamenetz over at Generation Debt pulled a few of ... More About: News , Advice , Retirement , Personal Finance , Money
The Sky is Not Falling: Don?t Sell out of the Market Yet
2007-08-16 14:19:00 As the Dow crashed down below 13,000 yesterday, I wondered how long it would take the doomsayers to begin predicting the coming economic collapse. Liquidity, Credit Crunches, Mortgage defaults… Oh My! How about this? Salesforce.com crossed into profitability showing that having a ‘.com’ in your name doesn’t mean you still can’t grow into profit. John Deere blew out it’s ... More About: News , Business , Economy , Market , Investment
The Three Components of Asset Value
2007-08-15 13:59:00 There are three components of value that you can divide the current price of an asset into. When buying or selling, you can manipulate one or all of these items in order to change the current price of the item or asset. However, the total value remains the same Value Components: Hard Value (Present Value in ... More About: Life , Personal Finance , Credit , Investment , Productivity
Debtor Nation: The US Economy According To Harvard
2007-08-14 14:19:00 This Month’s Harvard Magazine has a very interesting article titled ‘Debtor Nation ‘ (PDF) . It attempts to paint a pretty bleak picture of America as a debt ridden country. They do a pretty effective job of changing positions several times throughout the article, making it difficult to understand where exactly they are coming from. The general ... More About: Economy , The U , Cord
Stock Investing 101: The Ex-Div Date
2007-08-13 13:54:00 I’ve decided to start a new feature on Mondays where I will feature some basic aspect of stock investing. (I know I missed Free Dollar Friday Last week, I’ll make it up to everyone) This week, I wanted to talk about the Ex-Div or Ex-Dividend date. When doing a little research in order to find the ... More About: Investment , Stock Investing , Tips and Tricks , Investing , Stock
Reflections on Passive Income and the Crossover Point
2007-08-10 13:13:00 A popular subject this week among several of the personal finance bloggers has been the crossover point. Loosely defined, the crossover point is when your passive income exceeds your monthly living expenses and work becomes an optional activity. The Simple Dollar wrote a good article describing the basic concept of the crossover point and Get Rich ... More About: Retirement , Investment , Passive Income , Reflections , Income
My Antique Booth is on Autopilot now - 4 Tips for Part Time Business Owners
2007-08-08 14:07:00 The Antique Booth that my fiancee and I run has been up and down all summer. June was a spectacular month for us and we had some very good revenue and sold a lot of items. July seemed to be great for everyone else in the shop but we missed the boat, not even making enough to cover rent. Now August is here and I’m learning a little more and we are starting to do better again. Here’s my quick Tip list for anyone looking to start this kind of business: Find a store/mall/market with good marketing. You don’t want to have to give the antique mall a cut of everything you sell (usually 10-12%) and not have them add any value or get anyone in the door. If you really want to do well, add and remove a few items from your booth at least once a week. Every weekend I’ve re-arranged the booth, I’ve sold something. Weekends I haven’t are very hit or miss. Get to know the dealers that are there often as well as those working there. A little networking can go a... More About: Business , Tips , Autopilot , Time , Part
Squidoo Earnings Report: Aug 07
2007-08-07 14:17:00 Squidoo Released their monthly payment for June last night (Squidoo payments have a 60 day lag time in them). The result? $12.69 This represents a 6-fold or so increase over last month’s $2 payout which is not too shabby. It’s becoming a little more clear how Squidoo is structuring their Adsense payouts. They are weighting it based ... More About: Business , Personal Finance , Tips and Tricks , Report , Earnings
Monday Mind Scraping : Carlos Slim, P/E ratios, etc.
2007-08-06 14:16:00 I can’t quite get the gears rolling so I’m inventing a feature called the Monday Mind Scraping. I haven’t decided if I’m going to do it every week but we will see. Basically, it’s just a few quick links and blurbs on what money-related stuff is on my mind. Found a great mini-biography the WSJ did ... More About: News , Personal Finance , Money , Investment
Free Dollar Friday: Cheap Entertainment
2007-08-03 13:59:00 Ok, I’m the goober this week. I have been unable to find an acceptable FDF activity for all of you out there. As penance, here are some time-wasting beauties that will keep you busy for at least 90 seconds: One of my good friends just got back from New Zealand. He has some obscenely awesome pictures from ... More About: Entertainment , Dollar , Free , Friday , Cheap
Ideal Credit Card will Fix All of our Problems - Says Visa
2007-08-02 14:19:00 A Credit Card Think tank has announced that if credit card holders were able to impose usage limits and disable cash advances, then the impact of identity theft would be lessened. Imagine a credit card that lets consumers set restrictions for its use ? for example disallowing cash advances. And sends out alerts by mobile phone ... More About: News , Problems , Credit Card
The Tax Dilemma: Who will pay taxes and who will vote in 08
2007-08-01 14:09:00 I’ve been mulling the federal tax system around in my head the past few days. I’ve started reading the FairTax Book by Neal Boortz and John Linden. It has some interesting ideas, but there is one little nugget so far that has my head spinning. In a few years, virtually 100% of the taxes will be ... More About: Taxes , Vote , Dilemma , Emma , Dile
Do Money Saving Energy Tips work? Power Bill Revisited
2007-07-31 14:17:00 Last month you may remember me getting very serious with my power usage after my monthly bill topped $430. Well, round two of this bout has arrived (the fight to cut power is not won or lost in one round) and my opponent weighs in at $362.93 this month. This is a reduction of about 17% which isn’t too shabby. I imagine at least half of it is that the meter wasn’t read two months ago, leading to a ‘build up’ on the bill for last month. Still, July is usually one of the top 2 months of the year cost wise for power use. It’s a good start, but I have a few things I still want to do to take the fight to the power man. I need to put new weather-stripping up on the door that is used most often. It is falling away and looks pretty raggedy. I still need to go around and re-caulk any obvious holes I can find. Since the fiancee is home most of the day working on other projects now that she has moved into more of a freelance life, I can’t fiddle with the th... More About: Power , Money , Energy , Tips , Work
Study shows that consumers have no concept of Profit Margin
More articles from this author:2007-07-30 13:51:00 I just finished reading the new book by Neal Boortz ‘Somebody’s Gotta Say It‘ last week and I thought it was absolutely fantastic. Neal goes through a few different social issues and tells it how he thinks it is. Of course, Neal is a Libertarian and an author of The Fair Tax Book, so ... More About: News , Study , Profit , Margin , Calculators 1, 2, 3, 4, 5, 6 |
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