Expert Credit TipsExpert Credit TipsExpert Credit tips from Credit Expert Frank Bruno
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Taking Charge of Your Charge-Offs
2007-07-22 18:45:00 Almost everybody gets into financial trouble once in their lifetime. As a result, you may have been late in making payments or worse, miss payments entirely. If a debt remains unpaid for more than six months, then your creditor could declare it as a charge-off. Having a charge-off is really bad for your credit report. ... More About: Articles , Charge , Taking , Char
4 Ways to Avoid the Personal Debt Trap
2007-07-20 18:35:00 It can be said that the world is filled with many beautiful things that money can actually buy. These material things have become status symbols that define a person?s standing in the society where they live. Unfortunately, not everybody knows their limit when it comes to acquiring material things. Even if they cannot afford such ... More About: Personal , Articles , Debt , Trap , Persona
Removing Judgments From Your Credit Report
2007-07-19 01:44:00 If you have debts, it is natural that the creditor would try to collect. In order to collect, the creditor would use all means necessary including filing a case against you. You will be given 30 days to dispute the claim made against you. If you really owe the money, you should immediately try to ... More About: Articles , Credit , Report , Credit report , Ving
Charge Offs: What They Mean to Your Credit
2007-07-17 03:52:00 A good credit score should always be maintained in order to have a healthy financial life. This means that whenever you want to borrow a loan or apply for anything that would require a good credit score; you will never encounter any problem. In the United States, you will need to have an impeccable credit ... More About: Articles , Credit , Charge , Char
How I Raised My Credit Score 40 Points in 24hrs.
2007-07-14 23:19:00 Credit problems are rampant in the United States. More and more Americans are getting into more and more debt. Consumer debt levels are at an all-time high. With increased debt inevitably come increased credit problems. Missed payments, late payments, collections, and in extreme cases, bankruptcy or foreclosure. With credit problems come lowered credit scores. Low ... More About: Credit , Score , Points
3 Ways to Manage Charge-Offs
2007-07-14 23:00:00 There are many reasons why people rack up debts. It could be because of poor finance handling, emergency expenses, unemployment, divorce or death in the family. Whatever the reasons are, debts remained unpaid for as long as six months can be considered by the creditors as charge-offs. Although they sound harmless, charge-offs are probably one ... More About: Articles , Charge , Manage , Char
How to Avoid Charge-Offs
2007-07-13 02:42:00 There is such a thing as healthy financial life. This part of your life involves having a good balance between debt and asset. To accomplish this, you must be conscientious about how you manage your finances and avoiding pit falls such as charge-offs. Although its name sounds like that the debt is being written off, ... More About: Articles , Charge , Avoid , Char
How to Avoid Charge-Offs
2007-07-12 23:27:00 There is such a thing as healthy financial life. This part of your life involves having a good balance between debt and asset. To accomplish this, you must be conscientious about how you manage your finances and avoiding pit falls such as charge-offs. Although its name sounds like that the debt is being written off, ... More About: Articles , Charge , Avoid , Char
Judgments and Your Credit Score
2007-07-11 05:21:00 When applying for credit, whether mortgage, car loan or even a credit card, creditors check only one thing and that is your credit report. This report contains all relevant information about your credit as well as how you have been managing them. Your credit report is also the basis for calculating your credit score. If ... More About: Articles , Credit , Score
How to Repair Bad Credit Due to Collection Accounts
2007-07-04 23:44:00 A good credit score will open a whole new world of privileges. You can own a real estate property; have high credit limits on credit cards and purchase vehicles even with just a small down payment. All these are possible as long as you maintain a good credit score. But what if you have had ... More About: Articles , Credit , Repair , Coll
New Video- Disputing Items On Your Credit Report Multiple Times For Verifie
2007-06-29 20:59:00 I just released a new video in an ongoing series of “Credit Tip Video s” which I have been producing for Credit-Tip-Videos.com This new video is the video version of my earlier blog post located here: http://www.creditips.com/blog/can- you-dispute-an-item-on-your-credit-report -multiple-times.html Where I answer a question that a consumer had asked about if they can dispute an item on their credit report multiple times if a ... More About: Report , Credit report , Times
3 Ways to Avoid Late Payments
2007-06-28 21:03:00 With the rising cost of living and your busy schedule, there are indeed times that you end up missing payments on your bills, credit cards, car loan dues and even mortgage dues. If you are not careful, you will end up repeatedly paying late payments, which in the long run can be quite considerable. In ... More About: Late , Avoid
New Video-Top 10 Credit Report Killers
2007-06-03 21:59:00 I just produced a new video that covers the top ten credit report killers… In this video I answer the most common questions I get about information that appears on credit reports. Specifically I cover information on Charge-offs, Collection Accounts, Judgments, Inquiries, Bankruptcies, Delinquencies,and more… You will learn what each of these items are and how they can affect your ... More About: Video , Credit , Report , Killers , Credit report
Can you dispute an item on your credit report that shows ?no activity??
2007-05-26 00:36:00 This question was asked so I will reiterate. That yes you can dispute accounts showing on your credit report as “n/a” (no activity) for date of last payment or date of last activity that is appearing on your credit report. In fact I encourage to do this. That would be a prime classic scenario to get the ... More About: Credit , Report , Item , Credit report , Dispute
Can you dispute an item on your credit report multiple times?
More articles from this author:2007-05-24 07:16:00 A consumer asked this question after they disputed an item on their credit report and the creditor had verified the debt. They wanted to keep disputing the debt but I warned them that if the debt was originally disputed through the CRA’s (credit reporting agencies) then they will just make a notation in their file as ... More About: Credit , Report , Item , Credit report , Times 1, 2 |
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