Ed Hinerman on Life insuranceEd Hinerman on Life insuranceEverything you need to know about life insurance Articles
USA Today Goes Where Reality TV Won’t!
2007-11-18 00:00:00 After a season of disappointment in weight loss reality TV shows, where the tactics took precedence over health, it is refreshing to see someone with a worldwide audience willing to talk about diabetes health issues. Not that ABC or NBC should gear themselves to meet my expectations, but when the real issue of obesity is not ... More About: Reality , Today , Goes , Ality
What A Concept! Pay To Show How Ignorant You Are!
2007-11-18 00:00:00 Just when you think you’ve seen it all! MSNBC takes the big bucks from Selectquote to misrepresent term insurance on national TV. Suze Orman is given the green light to puke out life insurance stupidity at Oprah’s expense. And now. CNN has obviously accepted enough money from Insure.com to allow them to completely mislead the ... More About: Show , Concept
World Diabetes Day!
2007-11-18 00:00:00 Today is World Diabetes Day. There isn’t a lot I can add to a subject that I post on regularly but to say that anything that can bring more attention and focus to the size and scope of the diabetes problem, is a good thing. Bottom line. Type 1 diabetes and type 2 diabetes are life ... More About: S Day
New York Closer To Offering Equity Indexed Universal Life!
2007-11-18 00:00:00 New York state’s insurance department is inching their way toward the 1980’s in their life insurance product availability. You would have to live there to appreciate (or not), just how antiquated the mortality assumption logic is. A good example, probably the prime example, is that up until just a few years ago, term insurance in New ... More About: Life , New York , Universal , Closer
Let Me Be Perfectly Clear!
2007-11-18 00:00:00 In a post a few months ago I had mentioned the concern over studies that showed a potential link between the diabetes drug Avandia and heart attacks. Well, the FDA boldly stepped out and muddied the waters today in a way that only a government agency can do. There are different levels or warning labels the ... More About: Clear
Don’t Buy Your Roller Skates From A Farm Implement Dealer!
2007-11-18 00:00:00 I had a discussion with my Farm er’s Insurance agent the other day. I have my auto, homeowners and office insurance through him. He has great products and offers very good service. He called to ask me about life insurance prices. You see, he is licensed to sell life insurance along with every other insurance product out ... More About: Dealer , Roller
Don’t Assume Anything! Ask Your Parents!
2007-11-18 00:00:00 If you have parents in their 50’s through early 70’s and you don’t know what they have in place for life insurance, ask. Why that age group? They are generally still young enough to get affordable insurance, and they seem to be an age group that unfortunately listened to AARP and believes that final expenses ... More About: Parents , Parent , Assume , Pare
Can Type 1 Diabetes Be Prevented?
2007-11-13 00:00:00 Type 1 diabetes is a disease that can potentially carry a lot of long term health baggage with it. One of the exacerbating issues is that it generally strikes young, usually children or teenagers, who then are faced with a lifetime of controlling their diabetes or facing mortality laced issues. Children’s Hospital of Pittsburgh is currently ... More About: Diabetes , Type , Type 1
A Little Different Look At Melanoma Treatment!
2007-11-13 00:00:00 Melanoma, the deadliest of the skin cancers, has been at the fore front of treatment innovation for some time. Scientists have long believed that, given a way to rev up a person’s natural immune system, melanoma could successfully be fought off without more aggressive types of intervention. A new look at this has scientists peering through ... More About: Treatment , Melanoma , Diff
COLI, BOLI And The Likes!
2007-11-13 00:00:00 Wouldn’t it be great as an employer if you could offer the best benefits packages available to your employees and not spend a dime……….eventually. Corporate Owned Life Insurance, COLI, and Bank Owned Life Insurance, BOLI, are life insurance products designed for that purpose. While their uses can be expanded and are often expanded well beyond that, ...
Life Insurance Will Work For That Too!
2007-11-13 00:00:00 What if you had a large membership payment due, a one time payment, that was due and payable the day you die? What if that payment was substantial, say $150,000. That’s the membership fee at the Alcor Life Extension Foundation, an organization devoted to the freezing of it’s members brains, to be preserved for some possible ... More About: Insurance , Work , Life Insurance
The Universal Truth About Universal Life!
2007-11-13 00:00:00 I threw out a question to some colleagues the other day concerning the state of in force universal life policies. The question was, what percentage of all universal life policies will lapse before the insured was led to believe it would, even though they have made all the required premium payments? Keep in mind that ... More About: Truth , Life , Universal , Univers , Ruth
Know The Signs! It Might Save Your Life!
2007-11-13 00:00:00 Every year about 1.5 million Americans have heart attacks and for about 500,000 of them, that is the end of the road. If that half a million had known how to read the signs, many of them would have taken the right turn and would be around today. Myocardial infarction, heart attacks, don’t generally happen like ... More About: Life , Signs , Save
I’ve Often Wondered About That!
2007-11-13 00:00:00 The very thought of a needle biopsy of the prostate kind of makes me cringe, but if there’s a chance a person has cancer, you kind of want to know for sure. The thing that has always struck me about the needle biopsy method is that the size of the samples are small. They are ...
These Are Some Tough Times For Kids!
2007-11-13 00:00:00 It seems sometimes that the world is kind of teetering on the edge, kind of an unnerving feeling. I thinks for kids this is especially problematic since they have yet to develop coping mechanisms and probably don’t really have a grasp on just how crazy our world has become. There has been an astonishing increase over ... More About: Kids , Times , Tough , Some
I’m Not Liking This Recurrent Theme!
2007-11-13 00:00:00 I know there is logic galore for putting off the purchase of life insurance until just the right time, or until you’re just the right weight, or until your cholesterol is just the right level…..and the logic fails completely when you drop dead before you reach the optimal time. My nephew has been working with a ... More About: Theme
A Freebie!
2007-11-13 00:00:00 I just go on and on, every day harping on this and that and suggesting this and that. I really mean well and hope people catch the drift that I really just want them to be healthy and pay life insurance companies less money. But, no preaching in this one. I just came a cross a ...
So, Let’s Talk About That Extra 10 Pounds You’re Packing Around
2007-11-07 00:00:00 I have focused so much attention on the impact that obesity can have on a person’s overall health that, honestly, it never occurred to me to look at a far more common occurrence. What kind of impact does a person sustain if they gain10 or 15 pounds? If I were thrown a question like that on ... More About: Talk , Extra , Packing
Good News For Diabetes Control!
2007-11-07 00:00:00 One of the hard facts is that people with type 2 diabetes are at a higher risk of heart disease and heart attacks than the average person. There has been growing concern among physicians that some of the medications used to control type 2 diabetes might also contribute to a higher mortality in those that ... More About: News , Good News , Diabetes , Good , Control
Take One And Call Me In Two Weeks!!
2007-11-06 00:00:00 We’ve talked about the effects of stress on health and we’ve even talked about how mild stress channeled effectively can increase productivity. I’ve shared a few times what a huge relief a vacation is to the overall stress of especially work life. Study after study has shown that Americans are working harder and vacationing less. With ... More About: Call , Weeks
A Little Less Than Scientific For My Taste!
2007-11-06 00:00:00 Some days I think I’m the only person on the planet that has yet to do a study or a survey. I’m not talking about participating in one, but actually creating and compiling the data. Some seem a bit more credible than others. One I read today came to kind of an oxymoronic (spell check really ... More About: Taste
Is There Some Kind Of Link Between Greed And Life Settlements?
2007-11-06 00:00:00 For those of us who maintain that there is some value in keeping our life insurance licenses unscathed and not getting our pants sued off, the life settlement business has just been one of those things that just hangs out there. The life settlement business has created a whole new breed of insurance agent. For those ... More About: Life , Link , Greed , Some , Settlements
Is Pumping Better Than Smashing?
2007-11-06 00:00:00 Mammograms have been around since the 1920’s and have saved countless lives through early detection of breast cancer. For that we should all be thankful. But, like most medical exams, you just don’t hear many women come away saying that they should do that more often. Truth is, according to my wife, the procedure is a bit ... More About: Smash , Mash
The Law Of Large Numbers!!
2007-11-05 00:00:00 Truth be known, more people inquire about life insurance to the top three on line mega agencies in a month, than I will serve in a lifetime. They are overwhelming the business with the law of large numbers. If you write a large enough check to Google you get a large spot at the top ... More About: Numbers , Large , Number
It Is Not My Job Just To Be On Your Case!!
2007-11-03 00:00:00 For those that do read my blog, you might be thinking that I’ve made it my mission in life to point out everything wrong with obesity. And to some extent I have. But I hope the reason isn’t lost in all of the information I provide. I care deeply about people’s lives and their ability to ... More About: Case
The Only Thing Worse Would Be An Obese Smoker!!
2007-11-03 00:00:00 Well, let’s just roll two of my top topics into one blog and see if we can bring a little common sense to bear on the causes of cancer. If a poll was taken and people were asked to name the leading causes of heart disease and cancer, I suspect (because it would be my guess), ... More About: Smoker , Thing , Obese
I’m A Compensator, Are You?
2007-11-03 00:00:00 I’m bad when I go on vacation. Depending on where I go and what they have to eat and drink, I can gain 8-10 pounds pretty handily while I am relaxing. Hand in hand with the food and drink is that, in spite of my best intentions, I rarely exercise regularly while on vacation. My wife ... More About: Sato
The Right Way To A Healthy Lifestyle!
2007-11-03 00:00:00 I saw a news program not too long ago about a teacher who had started an informal exercise program before normal classes started. She made it loose and fun and a chance for the kids to walk and talk and walk and walk, and talk and walk. This was done at 7 in the morning and ... More About: Lifestyle , Healthy , Heal
In Situ Breast Cancer Catches An Underwriting Break!
2007-11-03 00:00:00 Early stage in situ breast cancer has always been the easiest to underwrite for life insurance, although most companies still levy an extra charge for 1-3 years after completion of treatment. Now one company has separated from the pack and has taken a bold stance, finally acknowledging that survival (mortality) rate is really what this is ... More About: Cancer , Break , Breast Cancer , Breast
Call It A Stroke Of Luck…..This Time!!
More articles from this author:2007-11-03 00:00:00 Transient Ischemic Attacks (TIA), or mini strokes occur when blood flow to part of the brain is blocked temporarily. With a TIA, the blockage, usually a blood clot, sticks in place long enough to cause symptoms, and then moves on and is absorbed by the body without any further damage. It’s big brother, the stroke, ... More About: Time , Call , Stroke , Luck 1, 2, 3, 4, 5, 6, 7 |
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