Identity Theft News and Research www.CreditLock.co Identity Theft News and Research www.CreditLock.co Creditlock.com Blog is part of www.CreditLock.com - Identity Theft Protection Is Your Right.. Polls and Surveys published through www.CreditLock.com are often featured in this service, as well as other matters relating to Identity Theft Protection. T
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Identity Theft Protection: Is Credit Monitoring Worth Paying As Much As 15
2007-05-21 19:08:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft Protection is undoubtedly important. However, many consumers have wondered whether Credit Monitoring services offered by Third Parties are worth the cost. Most times, such cost varies anywhere between $8 and $15 per month, depending on provider, and type of service. One-Bureau Credit Monitoring ... More About: Worth , Much
Is Identity Theft To Blame For Rising Mortgage Delinquencies?
2007-05-18 14:26:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Yesterday, Federal Reserve Bank chairman, Ben Bernanke, vowed to crackdown on mortgage loan abuses. Although Identity Theft may have played a role in Mortgage Loan abuses, other factors have also contributed to rising delinquencies. In a previously published article, we emphasized that despite a substantial ... More About: Sing
Is Identity Theft Possible Despite Fraud Alerts?
2007-05-16 12:39:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Consumers who are victims of Identity Theft , or who suspect Identity Theft, are often encouraged to place Fraud Alert s on their Credit Report. By placing a Fraud Alert, a consumer is encouraging the Credit Reporting Agency to take steps to safeguard the consumer’s Credit Report ...
Is Identity Theft Or Credit Freeze More Inconvenient?
2007-05-14 15:21:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Why do criminals commit Identity Theft ? What are possible motives? There are three main motives: A- securing easy money, B- securing a job, c- securing an alias to commit a crime. Undoubtedly, there are other motives, but these are the three main motives. Of the ... More About: More
Is identity Theft Taken Seriously By The Government?
2007-05-11 11:22:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members There has been substantial public attention given to the problem of Identity Theft . The President’s Identity Theft Task Force was formed. A 120 page Strategic Plan was released in April. The Federal Trade Commission has launched its “Deter, Detect, Defend - Avoid ID Theft” campaign. ... More About: Government , Over
Making Identity Theft Victim Compensation Effective
2007-05-09 13:59:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Individuals who become victims of Identity Theft often sustain substantial financial, emotional and even civil rights losses. A video available at the home page of www.creditlock.com, provided courtesy of the FTC, illustrates some ordeals suffered by victims of Identity Theft. When a criminal steals the identity ... More About: Effect , King , Sati
Compensating Identity Theft Victims Could Inflate Identity Theft Reports
2007-05-07 14:06:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Repo rts Do_Not_Call_List FAQ About_Us Privacy_Policy Members There have been numerous reports published regarding losses associated with Identity Theft . Victims of Identity Theft typically incur three types of losses: A- direct financial losses B- cost of time losses C- emotional stress losses. Direct financial losses are typically measurable and concrete. The latest Identity ... More About: Pens , Sati
Identity Theft: Paypal vs. Credit Cards, Phishing vs. Credit Card Fraud
2007-05-03 16:41:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In its own way, Identity Theft, with tens of Millions of victims this decade, is a phenomenon. It has revolutionized the way criminals steal and the way law enforcement must deal with such problem. Paypal, with over 133 Million accounts worldwide, is also a phenomenon, ... More About: Credit Card Fraud , Credit Cards , Card , Fraud
In Identity Theft Protection, Does Credit Freeze or Credit Monitoring Make
2007-04-30 14:40:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitor ing Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members As Identity Theft threatens the privacy, financial security, and freedom of individuals throughout the world, pro-active and prudent citizens are turning to Credit Freeze (also known as Credit Lock and Security Freeze ), Credit Monitoring and additional Identity Theft Protection measures. Does Credit Freeze ( ... More About: Make
James Bond 007: Identity Theft Expert
2007-04-27 16:04:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft is not a laughing matter. Identity Theft losses in the U.S.A. totaled more than $106 Billion in 2005 and 2006 on a combined basis, with a corresponding 17.3 Million Identity Theft victims (implied from BBB/Javelin reports). We have been writing several articles per ... More About: James Bond , Bond , Expert
Identity Theft Crackdown: Strengths, Weaknesses and Red Flags for Identity
2007-04-25 16:14:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft has taken center stage this week following the release by The President’s Identity Theft Task Force of its latest plan: Combating Identity Theft, A Strategic Plan. The aim of the plan, outlined in a 120 page document, is undoubtedly a noble one: to ... More About: Down , Strengths , Esse
Identity Theft, Phishing and Malware: Global Problems Requiring Global Solu
2007-04-23 16:48:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members The world has experienced an unprecedented growth in Identity Theft during recent years, fueled by multiple channels including sophisticated Phish ing schemes, Malware and infiltration of organized crime. The globalization of Identity Theft will mean that regional efforts to contain the problem will achieve minimal results ... More About: Global
Identity Theft Calls For The ReInvention Of The Credit Card
2007-04-20 15:11:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In 2005 and 2006, a total of more than 18 Million people were exposed to Identity Theft in the U.S. alone. Losses associated with Identity Theft for those two years exceeded $100 Billion on a combined basis. In 2006, Identity Theft complaints comprised 36% of ... More About: Card , Calls , Edit
Identity Theft Could Ultimately Threaten 60 Million Financial Aid Students
2007-04-19 13:57:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Reuters reported on April 18 that the U.S. government suspended access by lenders, loan holders, servicers and guaranty agencies to its National Student Loan Data System Database effective Tuesday, April 17. According to the Washington Post, such database contains confidential information on as many as ... More About: Students , Financial , Identity Theft , Lion , Mate
Innovative Credit Freeze Laws Tackle Identity Theft: Credit Reports Access
2007-04-18 15:09:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Report s Do_Not_Call_List FAQ About_Us Privacy_Policy Members Credit Freeze / Security Freeze / Credit Lock laws are becoming effective in an additional 12 States and DC in 2007. Such laws have already become effective in January 2007 in Hawaii (HI), Illinois (IL), Kansas (KS), New Hampshire (NH), Oklahoma (OK), Pennsylvania (PA), Rhode ... More About: Laws , Port , Identity Theft
Are There Links Between Identity Theft And Immigration?
2007-04-16 18:21:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members There have been several voices expressing the opinion that Immigration contributes to Identity Theft ; but is that true? Unfortunately, when such voices are expressed, and despite merely being opinions, they resonate with anti-immigration supporters. Many such voices fail to realize that when individuals decide to ... More About: Links , Link , Between
Becoming An Identity Theft Victim in Your Life Span Is Highly Likely
2007-04-13 15:46:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In a recent informal poll published at www.CreditLock.com, more than 57% of respondents said they know at least one victim of Identity Theft . That means about one in every two individuals has either been a victim of Identity Theft, or knows someone ... More About: Life , Your , High
When It Comes To Identity Theft, Technology Can Be a Curse
2007-04-06 17:01:00 Is technology a blessing or a curse? Some may reply: what kind of question is that, after all, if technology was not a blessing, why would human kind pursue it? Tech no logical advances have given us the car, the plane, the moon, an ample food supply, solid shelter, warm clothes, energy, medicine, etc… Technology has also ... More About: Curse , Identity Theft
Identity Theft Concerns Do Not Always Result in Preventive Actions
2007-04-04 18:10:00 A recent poll released yesterday by Zogby International revealed that 91% of respondents are concerned about Identity Theft . Yet, the same survey also revealed that 69% of respondents said that they never, rarely, or only sometimes read Company Privacy Policies. Only 7% said they always read such policies, while 24% said they read most of ... More About: Event , Action
Identity Theft Risks Increase with ?Custom? Phishing
2007-04-02 15:33:00 Most consumers concerned about Identity Theft have heard of Phish ing : a name given to a fraudulent communication, typically transmitted through an email, pretending to be from a trustworthy institution, such as a bank. A Phisher looks to acquire sensitive private personal information, from unsuspecting individuals. Such information is then used to fraudulently withdraw money from the victim’s bank ... More About: With , Risk
Identity Theft Evolves; Phishing, Vishing, Malware, what is Next?
2007-03-30 15:53:00 What is the oldest profession in the world? No, not that one… If stealing can be considered a profession, then it will undoubtedly top the list. Unfortunately, many criminals do consider stealing a profession. To the detriment of society, such “professional” thieves are constantly evolving and finessing their techniques, taking their “profession” to the next level. I ... More About: Malware , Phishing , What , Identity Theft , War
Despite Identity Theft Risk, Consumers Still Click on Some Unsolicited Emai
2007-03-27 15:26:00 In a recent informal weekly poll conducted by www.CreditLock.com, visitors were asked how often they click on emails from unknown sources. 29% of respondents said they would click only a few times, when topic is interesting. 70% said they would never click on such emails. None of the respondents said they would click “often”, “almost ... More About: Click , Consumer , Identity Theft , Risk , Stil
Identity Theft to Increase if Economy Enters a Prolonged Recession or Slowd
2007-03-17 18:01:00 According to a recently published survey by Gartner, Identity Theft fraud has risen by more than 50% since 2003, affecting about 15 Million Americans in the 12 months ending August 2006. Meanwhile, a report released by the FTC concluded that fewer Identity Theft complaints were filed in 2006 vs. 2005, leading Better Business Bureau (BBB) to estimate ... More About: Economy , Long , Sion
Subprime Loan Problems, Stock Market Declines: A Result of Lax Lending Prac
2007-03-14 17:02:00 William Poole, President of the St. Louis Federal Reserve remarked in February (when addressing Subprime lending problems): “Some of this lending probably involved actual fraudulence….”. Some took such comments to mean that the recent problems we have witnessed in Subprime lending, and the ensuing stock market declines, have been caused primarily by mortgage lending ... More About: Stock Market , Market , Loan , Stock , Problems
Despite Consumer Awareness, Phishing Remains a Serious Identity Theft Threa
2007-03-12 15:02:00 According to a weekly informal poll published on www.creditlock.com, more than 81% of respondents reported that they believe that more than 45% of emails they receive contain fraudulent claims. Furthermore, 26% of respondents believe that more than 90% of emails they receive contain fraudulent claims. In a previous weekly poll, when asked which Identity Theft threat ... More About: Phishing , Consumer , Main , War
4 Ways to Avoid Sophisticated Click Fraud, Another Form of Identity Theft
2007-03-05 16:37:00 Click Fraud - another form of Identity theft? Absolutely. According to www.CreditLock.com , Identity Theft is when a criminal steals your name and other personal information and takes on your identity, criminally abusing your information for various fraudulent purposes (such as credit card fraud, loan fraud…). Many other sources also define Identity Theft in a similar ... More About: Cat , Other
3 Reasons Why We Are Not Taking Identity Theft Seriously Enough
More articles from this author:2007-02-26 08:18:00 Identity Theft is a serious problem, and many of us still do not take it seriously enough. First, there is a misconception that Identity Theft affects older, “less aware”, individuals than younger ones. In a recent informal weekly survey conducted by GammaWealth Strategy & Research, LLC through www.CreditLock.com, visitors were asked: “Which age group do you think ... More About: Serious , Reason , Enough , Reasons 1, 2 |
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