Identity Theft News and Research www.CreditLock.co Identity Theft News and Research www.CreditLock.co Creditlock.com Blog is part of www.CreditLock.com - Identity Theft Protection Is Your Right.. Polls and Surveys published through www.CreditLock.com are often featured in this service, as well as other matters relating to Identity Theft Protection. T
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Identity Theft: Check Fraud Making a Comeback
2007-12-23 14:48:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members An old form of Identity Theft is making a comeback. Prior to the rise of the internet, online commerce and phishing, Check Fraud was often chosen by Identity Thieves as a mean for tapping into unsuspecting consumers’ bank accounts. Check Fraud involved stealing or replicating ...
Equifax Credit Monitoring Tackles Identity Theft
2007-12-21 19:59:00 Blog www.Credit Lock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members As of November 1, 2007, the three National Credit Bureaus, Equifax, Transunion and Experian, enabled U.S. residents in all 50 U.S. states, Washington D.C. and Puerto Rico to place a Credit Freeze / Credit Lock on their Credit Reports. Prior to such date, State Laws ... More About: Identity Theft
Most Believe DNA Identity Theft is Possible
2007-12-20 16:04:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Are you at risk of becoming a victim of DNA Identity Theft ? Some would question whether DNA Identity Theft is possible to start with. A recent informal online survey conducted by Gammawealth Strategy & Research, LLC, and published at www.CreditLock.com asked respondents whether they believed ...
Avoiding Identity Theft With Fraud Alerts; It Does Not Have to Cost You Any
2007-12-19 17:00:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members There is no doubt that Identity Theft is scary. Just imagine, a criminal can steal your identity, open new loan and credit accounts in your name, clean out your savings, ruin your credit history, and leave you seriously in debt, owing banks and credit card ... More About: Fraud , Cost
Fighting Identity Theft With Credit Freeze, Credit Lock Gains Momentum
2007-12-18 16:14:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members According to several studies and surveys, anywhere between 7 Million and 15 Million American residents fall victim to Identity Theft annually. Such annual figures represent anywhere between 2.3% and 5% of the total population of the United States. Such large annual percentages imply that over ... More About: Fighting
Mortgage Related Identity Theft Reports Could Increase
2007-08-06 13:38:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members There have been several Mortgage related Identity Theft cases reported recently. In such cases, criminals stole various sensitive personal information from their victims, such as social security number and driver’s license, in order to qualify for mortgage loans. In one recent case, the Identity thief actually made timely monthly payments on the loan. The victim did not become aware of the situation until he received a refund check for closing costs of a mortgage that he had never requested! You cannot help but wonder: how many similar mortgage related Identity Theft cases remain undiscovered? Through the end of 2008, it is estimated that as many as $1 Trillion in adjustable rate mortgages (ARM) will adjust for the first time. In October of 2007, it is estimated that More… Technorati Tags: identity theft, identity fraud, ide... More About: Related
Credit Report Lock Holds Key to Identity Theft Protection
2007-08-03 13:17:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Report s Do_Not_Call_List FAQ About_Us Privacy_Policy Members Despite substantial efforts to reduce Identity Theft , headlines continue to indicate that no major breakthrough has been achieved. Depending on the source, it is estimated that as many as 9 Million to 15 Million victims are affected annually. Such lack of progress is illustrated in ... More About: Credit report
Harry Potter?s J. K. Rowling is an Identity Theft Victim
2007-08-01 14:00:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft is a serious threat to all: from the rich and famous, to the ordinary citizens. The rich and famous can be subdivided into three categories: Famous, Super Famous, and Icons, with each category implying increased importance respectively (and increased risks). Famous artists (such ... More About: Harry Potter , Piracy , Rowling , Potter
DNA or Genetic Identity Theft: Reality or Fiction?
2007-07-30 13:57:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Is the concept of DNA (Genetic) Identity Theft reality or fiction? If such concept is fiction now, there is no question that it will become reality in the future. Most of what you can possibly imagine, will one day become reality; it is only a ... More About: Reality , Fiction
What is Responsible for Identity Theft Surge?
2007-07-27 12:55:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members By now, we all know that Identity Theft is the crime of the decade, claiming about 9 million victims and causing close to $50 Billion in damages every year. What is the reason for the surge in Identity Theft? In a recent informal poll/survey published ... More About: Surge , Urge
Identity Theft: 3 Common Fraud Alerts Misperceptions
2007-07-25 13:31:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Under the Fair and Accurate Credit Transactions Act of 2003 (FACTA), passed by the U.S. Congress on December 4, 2003 (link available at end of article), consumers were granted the ability to place Fraud Alerts on their credit files. Such Fraud Alerts are an important ... More About: Identity Theft , Common
Identity Theft: Navigating the Credit Monitoring Maze
2007-07-23 13:16:00 Blog www.Credit Lock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members A comprehensive action plan to fight Identity Theft comprises of Deterring, Detecting and Defending against Identity Theft. Deterrence is the most important aspect of such action plan as it seeks to stop Identity Theft before it even happens. Some of the most valuable tools for ... More About: Maze
Identity Theft Protection Challenge: Balancing Security and Privacy without
2007-07-20 13:14:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy _Policy Members In an article that appeared on Yahoo, “Find Out if Your Printer is Spying on You” (related link available at end of this article), Christopher Null raised an issue emphasizing how difficult it is to balance Security and Privacy. Such delicate balancing act could also ... More About: Identity Theft , Challenge
Identity Theft: Google Cookies, Privacy and Anonymous Browsing, Should You
2007-07-18 13:31:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy _Policy Members Google announced Monday that it will reduce the lifespan of “Cookies ” from 30 years to 2 years. Such Cookies are small files planted on the computers of consumers, primarily tracking internet use and recognizing users’ preferences. Such move will somewhat improve consumers’ privacy. Identity Theft , which ... More About: Browsing
Does I-Phone Increase Identity Theft Risk?
2007-07-16 12:49:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft is the number one crime, affecting about 9 Million victims annually, and resulting in about $50 Billion in annual losses. The I-Phone is the number one consumer product, estimated to have registered over 500,000 unit sales in its opening weekend launch, and expected ... More About: Risk
Identity Theft Protection Lags In Deep South As Credit Freeze Laws Slow To
2007-07-13 14:01:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft , resulting in about 9 Million victims annually, has become America’s number one crime. As consumers expressed their concerns, most States introduced Credit Freeze laws allowing consumers to lock down access to their Credit Report. Although such laws are now available to more than ... More About: Laws , South , Deep
Fight Against Identity Theft Is Crucial to National Security and Fight Agai
2007-07-11 13:07:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members The Associated Press recently reported that according to a government report obtained Tuesday July 10, the FBI’s search for terrorists includes searching records about Identity Theft . Such information, along with other information, is being mined, creating “a new database to assess the risk posed by ... More About: Security , National , National Security , Fight
Identity Theft Risk Undermined by Inconclusive GAO Data Breach Report
2007-07-10 14:06:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Report s Do_Not_Call_List FAQ About_Us Privacy_Policy Members The Government Accountability Office, GAO, released on Thursday July 5 a comprehensive 50 page report titled: “Data Breaches are Frequent, but Evidence of Resulting Identity Theft Is Limited; However The Full Extent is Unknown.” Unfortunately, most headlines covering the content of the report gave the ... More About: Risk
Credit Freeze, Voted as Identity Theft Protection Most Valuable Tool, Becom
2007-07-04 14:11:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In a new informal poll/survey published at www.CreditLock.com , the majority of respondents voted Credit Freeze as the most valuable Identity Theft Protection tool. Such vote of confidence coincides with the July 1 expansion of effective Credit Freeze laws into Montana, New Mexico, Wyoming, Washington ... More About: Tool , Surveys , Polls
Children Identity Theft: Does Your Child Need a Credit Report?
2007-06-20 12:24:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Report s Do_Not_Call_List FAQ About_Us Privacy_Policy Members There have been several articles written warning parents about the risk of Identity Theft to their children. Furthermore, some companies have also offered services to protect children against Identity Theft. One such company charges as much as $25 per year for such service, as long ... More About: Children , Credit report
Identity Theft Future Threat: Mosaic Phishing
2007-06-18 12:20:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft is often committed through traditional methods such as wallet stealing and dumpster diving. Consumers are also rightfully concerned about cyber-space threats such as Phishing . Identity Thieves “Phish” by soliciting sensitive information through emails or websites fraudulently pretending to represent reputable institutions. Many consumers ... More About: Future , Mosaic
Identity Theft: Credit Freeze Does Not Freeze Your Existing Credit Cards
2007-06-13 13:01:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Although many Americans are familiar with Identity Theft , and the severe consequences of becoming a victim of such crime, many individuals are not familiar with one of the most effective tools for fighting Identity Theft: Credit Freeze. In a recent informal poll/survey conducted by GammaWealth ... More About: Credit Cards , Surveys , Polls
TransUnion Fights Identity Theft with Credit Monitoring Featuring a Credit
2007-06-11 12:16:00 Blog www.Credit Lock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Identity Theft protection services continue to evolve in order to provide consumers a higly effective weapon against Identity Theft. Millions of consumers have already signed up for active Credit Monitoring services, giving rise to a new multi-billion dollar industry. Some critics of Credit Monitoring services have ... More About: Fights
5 Guiding Principles for Selecting an Identity Theft Protection Service
2007-06-07 12:43:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members As Identity Theft continues to haunt consumers throughout the world, several Identity Theft Protection companies are offering services to defend against such threat. Choosing the right service or company to defend against Identity Theft is not always an easy task. Consumers should base their decision ... More About: Service , Vice
Identity Theft and Credit Card Fraud Shake Consumer Confidence in Merchants
2007-06-05 14:40:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In a recent informal poll/survey available at http://www.creditlock.com, visitors were asked where they believe Identity Theft is most likely to occur. As many as 75% of respondents said Identity Theft is most likely to occur either at “Computer and Internet” or due to “Merchants Data ... More About: Credit Card Fraud , Card , Fraud , Consumer
North Dakota Takes On Identity Theft as Credit Freeze Law Becomes Effective
2007-06-01 14:04:00 Blog www.Credit Lock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members The number of States where Credit Freeze laws have become effective continues to grow. Today, North Dakota becomes the 26th State where Credit Freeze / Security Freeze / Credit Lock Law becomes effective, enabling residents to lock access to their Credit Report. An interactive color-coded map ... More About: Identity Theft
Identity Theft Dark Side: Do Criminals Find Identity Theft Thrilling?
2007-05-30 15:04:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members When investigators aim to solve a crime, they must first determine a motive. In the case of Identity Theft , the motive is primarily money, although other motives may include revenge, securing a legal job, alias for committing another crime, etc…. Is there another reason why so ... More About: Find , Dark , Side
4 Free or Low Cost Tools for Identity Theft Prevention
2007-05-28 14:47:00 Blog www.CreditLock.com_Home Identity_Theft Credit_Free ze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Becoming a victim of Identity Theft can be a very costly experience, both financially and emotionally. What many individuals do not realize, is that there are many free or low cost tools they can utilize to deter Identity Theft. With the exception of a very ... More About: Tools , Cost , Prevention
Identity Theft: 3 Misconceptions About Credit Freeze
2007-05-25 14:47:00 Blog www.Credit Lock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members Why have more than 30 states so far passed Credit Freeze laws (also known as Security Freeze and Credit Lock)? Why were many officials in some states initially reluctant to pass such laws? Why did many of them ultimately change their mind, and pass Credit ... More About: Identity Theft
Becoming An Identity Theft Victim Is A Strong Possibility
More articles from this author:2007-05-23 13:57:00 Blog www.CreditLock.com_Home Identity _Theft Credit_Freeze Credit_Monitoring Credit_Reports Do_Not_Call_List FAQ About_Us Privacy_Policy Members In a recent online poll/survey published at www.CreditLock.com , visitors were asked whether they believe they will one day become a victim of Identity Theft . Respondents could choose between: A- Impossible, B- Highly Unlikely, C- Unlikely, D- Likely, E- Highly Possible and F- Definitely. As ... More About: Bili , Tron 1, 2 |
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