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Stairway to Heaven-2
2008-04-26 18:45:00
LINK TO part one : Stairway to Heaven   I stepped into the bedroom to find the old lady lying flat on her back in the middle of the bed. She had a huge,protuberant abdomen.She was looking weary and frustrated.Her brow was bathed in sweat.As I neared the bed,I could get the smell of urine.Her embarrasment became clear to me.She had wet herself and was feeling a little ashamed of the fact.At first sight,I estimated her weight to be around 200 pounds.She was barely in a position to even turn to one side.Her weight had shot up rapidly in a few months.Despite being very regular with her medicines and her diet,she was unable to stop her weight gain.Her husband told me that she had not stepped down since the last one month!Even though diabetics and patients with thyroid problems are known to gain weight,this particular case didn't fit the bill.She was grotesquely huge.Her blood sugar levels and thyroid hormone levels were well in control.What could have caused this sudden ga...
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Stairway to Heaven-2
2008-04-26 18:45:00
LINK TO part one : Stairway to Heaven   I stepped into the bedroom to find the old lady lying flat on her back in the middle of the bed. She had a huge,protuberant abdomen.She was looking weary and frustrated.Her brow was bathed in sweat.As I neared the bed,I could get the smell of urine.Her embarrasment became clear to me.She had wet herself and was feeling a little ashamed of the fact.At first sight,I estimated her weight to be around 200 pounds.She was barely in a position to even turn to one side.Her weight had shot up rapidly in a few months.Despite being very regular with her medicines and her diet,she was unable to stop her weight gain.Her husband told me that she had not stepped down since the last one month!Even though diabetics and patients with thyroid problems are known to gain weight,this particular case didn't fit the bill.She was grotesquely huge.Her blood sugar levels and thyroid hormone levels were well in control.What could have caused this sudden ga...
More About: Stairway to Heaven

Stairway to heaven
2008-04-18 01:09:00
They were married at a time when one of the worst human convulsions in history,the partition of India into two countries was taking place.Within the space of two months in 1947 more than twelve million people were displaced. A million died.Countless children disappeared. Homes, villages, communities, families, and relationships were destroyed.They lived through this holocaust of 1947.They preferred to come to India being Hindus.As refugees with not much to survive on,he eked out a living as a street peddler.As time went by,he began to prosper.From being a street peddler,he graduated to owning his own little kiosk selling newspapers and magazines.Meanwhile,his wife supported him wholeheartedly through all the troubled times.Theirs was an 'arranged' marriage.The first time they set eyes on each other was on their wedding night!He told me it was love at first sight.In 1947,he was a strapping lad with the handsome features of his forefathers from  West Punjab.She was short,s...
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Stairway to heaven
2008-04-18 01:09:00
They were married at a time when one of the worst human convulsions in history,the partition of India into two countries was taking place.Within the space of two months in 1947 more than twelve million people were displaced. A million died.Countless children disappeared. Homes, villages, communities, families, and relationships were destroyed.They lived through this holocaust of 1947.They preferred to come to India being Hindus.As refugees with not much to survive on,he eked out a living as a street peddler.As time went by,he began to prosper.From being a street peddler,he graduated to owning his own little kiosk selling newspapers and magazines.Meanwhile,his wife supported him wholeheartedly through all the troubled times.Theirs was an 'arranged' marriage.The first time they set eyes on each other was on their wedding night!He told me it was love at first sight.In 1947,he was a strapping lad with the handsome features of his forefathers from  West Punjab.She was short,s...
More About: Heaven , Stairway to Heaven

The Italian Patient-2
2008-04-03 03:10:00
After a quick general examination of the patient's condition,I was relieved to learn that his heart was ticking the way it should and his breathing was even and regular.I pulled a sheet from the bed and covered him up.Meanwhile,the hotel staff were getting an earful from the other two outside.I heard them mention the word 'doctor' again and again.One of them suddenly rushed into theroom and began yelling at me and grabbed hold of my collar and pulled me away from the floor.I tried to calm him down as best as I could.I'm afraid my best wasn't good enough !Again a burly waiter had to drag him away.The manager was beginning to panic as all this commotion had attracted the attention of the other hotel guests and people had begun milling around.I had earlier asked him to call in and ambulance.As I mentioned earlier,I could see no signs of any alcohol or drug ingestion.Why was this guy drenched from head to toe ?And why were all of them in the nude ? The room had snug wall-to-wall ca...
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The Italian Patient-2
2008-04-03 03:10:00
After a quick general examination of the patient's condition,I was relieved to learn that his heart was ticking the way it should and his breathing was even and regular.I pulled a sheet from the bed and covered him up.Meanwhile,the hotel staff were getting an earful from the other two outside.I heard them mention the word 'doctor' again and again.One of them suddenly rushed into theroom and began yelling at me and grabbed hold of my collar and pulled me away from the floor.I tried to calm him down as best as I could.I'm afraid my best wasn't good enough !Again a burly waiter had to drag him away.The manager was beginning to panic as all this commotion had attracted the attention of the other hotel guests and people had begun milling around.I had earlier asked him to call in and ambulance.As I mentioned earlier,I could see no signs of any alcohol or drug ingestion.Why was this guy drenched from head to toe ?And why were all of them in the nude ? The room had snug wall-to-wall ca...
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The Italian Patient
2008-03-30 00:59:00
My clinic is situated in the heart of town in a commercial area.There are several hotels too. Once in a while,some hotel guest gets seriously ill and the hotel owner asks me to make a'hotel' call.I remember once when I had to attend to an acute emergency during my clinic hours. It was summer time and the hotels were full.The vacations has just begun and the usual horde of tourists had descended on the town.There was a new hotel nearby.One morning,a profusely sweating,agitated waiter came running into my chamber from this new hotel.His demeanour was such that I instinctively knew there was something very seriously wrong."Doctor,please hurry,one of our guests has fainted !",he said."Alright,I'm on my way",I said.This of course,meant leaving my waiting patients fuming. But what to do ? An emergency gets priority.I got into my car and quickly drove across to the hotel.The guard recognised me from earlier visits .Without wasting any time,he caught hold of my bag an...
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The Italian Patient
2008-03-30 00:59:00
My clinic is situated in the heart of town in a commercial area.There are several hotels too. Once in a while,some hotel guest gets seriously ill and the hotel owner asks me to make a'hotel' call.I remember once when I had to attend to an acute emergency during my clinic hours. It was summer time and the hotels were full.The vacations has just begun and the usual horde of tourists had descended on the town.There was a new hotel nearby.One morning,a profusely sweating,agitated waiter came running into my chamber from this new hotel.His demeanour was such that I instinctively knew there was something very seriously wrong."Doctor,please hurry,one of our guests has fainted !",he said."Alright,I'm on my way",I said.This of course,meant leaving my waiting patients fuming. But what to do ? An emergency gets priority.I got into my car and quickly drove across to the hotel.The guard recognised me from earlier visits .Without wasting any time,he caught hold of my bag an...
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The Reluctant Father
2008-03-23 03:17:00
This case goes back seventeen years.I was (in fact,I still am) the family doctor of a very large joint family.They have four generations living in a sprawling 'haveli'.The grandmother is ninety-six !She's a frail old lady with wrinkled skin and twinkling eyes,with the kind of face that probably lights up many a  grand-child's day.There are four brothers,all married.The children come in all shapes and sizes.The family business ? A very successful sweets shop in the heart of town.The case I'm going to share with you relates to the middle brother.A portly gentleman with sausage-shaped fingers adorned with rings of all kinds.Deeply religious in nature,he told me he had visited Vaishno Devi in Jammu and Kashmir every year since the last twelve years.When I first met him he had  two daughters aged six and four .His wife adored him and would go into a panic even if he sneezed just once!All in all,a nice happy family.That is, till Mr Ahuja's wife got pregnant....
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The Reluctant Father
2008-03-23 03:17:00
This case goes back seventeen years.I was (in fact,I still am) the family doctor of a very large joint family.They have four generations living in a sprawling 'haveli'.The grandmother is ninety-six !She's a frail old lady with wrinkled skin and twinkling eyes,with the kind of face that probably lights up many a  grand-child's day.There are four brothers,all married.The children come in all shapes and sizes.The family business ? A very successful sweets shop in the heart of town.The case I'm going to share with you relates to the middle brother.A portly gentleman with sausage-shaped fingers adorned with rings of all kinds.Deeply religious in nature,he told me he had visited Vaishno Devi in Jammu and Kashmir every year since the last twelve years.When I first met him he had  two daughters aged six and four .His wife adored him and would go into a panic even if he sneezed just once!All in all,a nice happy family.That is, till Mr Ahuja's wife got pregnant....
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The Man who Refused to Walk
2008-03-14 02:26:00
One winter morning,I was visited by a very worried looking gentleman.He had an interesting story to relate.Apparently,a person known to him was now bedridden for the last one month.He had been under the treatment of a well known neurologist of the town.All manner of investigations had been carriedout and no cause could be found for his ailment.The patient was a bus driver and  the only breadwinner in the family.Having been laid up for over a month had caused him to dig into his meagre savings and now he was running short of funds.His family,obviously,was worried.Now the thing was that this visitor to my clinic wanted me to come along and see the poor fellow.He told me that I had treated the bedridden patient once with good results.As a result,he wanted me to come and see him.What the heck,my curiosity had been roused! I agreed.After a tortuous journey through the narrow cobbled streets of a congested 'mohalla', my assistant and I reached Ali's (the patient's) place.It was a...
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The Man who Refused to Walk
2008-03-14 02:26:00
One winter morning,I was visited by a very worried looking gentleman.He had an interesting story to relate.Apparently,a person known to him was now bedridden for the last one month.He had been under the treatment of a well known neurologist of the town.All manner of investigations had been carriedout and no cause could be found for his ailment.The patient was a bus driver and  the only breadwinner in the family.Having been laid up for over a month had caused him to dig into his meagre savings and now he was running short of funds.His family,obviously,was worried.Now the thing was that this visitor to my clinic wanted me to come along and see the poor fellow.He told me that I had treated the bedridden patient once with good results.As a result,he wanted me to come and see him.What the heck,my curiosity had been roused! I agreed.After a tortuous journey through the narrow cobbled streets of a congested 'mohalla', my assistant and I reached Ali's (the patient's) place.It was a...
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Durga-II
2008-03-06 02:12:00
The case of Durga losing the use of her lower limbs had me perplexed for some time. What could possibly have caused this young,spritely girl to become bedridden? The case was a challenging one and I wasn't about to give up easily.For Durga's sake, I had to get to the bottom of this. And fast.Her father told me that she had been running a low grade fever for a while  and had lost her appetite as well.They thought of it as a seasonal 'flu and ignored it.But when she suddenly fell while playing and refused to get up,her father panicked and rushed her to my clinic.I have had the good fortune of interning with some of the best physicians during my medical school days.One of the dictums I remember from those days was taught to me by the Head of Medicine at Bowring Hospital,Bangalore.What he often told his young doctors then has helped me arrive at a  correct diagnosis many a time now.What he said was,"Think of the common ailments first and you will be commonly corre...

Durga-II
2008-03-06 02:12:00
The case of Durga losing the use of her lower limbs had me perplexed for some time. What could possibly have caused this young,spritely girl to become bedridden? The case was a challenging one and I wasn't about to give up easily.For Durga's sake, I had to get to the bottom of this. And fast.Her father told me that she had been running a low grade fever for a while  and had lost her appetite as well.They thought of it as a seasonal 'flu and ignored it.But when she suddenly fell while playing and refused to get up,her father panicked and rushed her to my clinic.I have had the good fortune of interning with some of the best physicians during my medical school days.One of the dictums I remember from those days was taught to me by the Head of Medicine at Bowring Hospital,Bangalore.What he often told his young doctors then has helped me arrive at a  correct diagnosis many a time now.What he said was,"Think of the common ailments first and you will be commonly corre...

Durga
2008-03-03 01:07:00
She was only three when I first saw her.A tiny wisp of a girl.Frail,fair complexioned with freckles.She had two more siblings, a brother aged two and a sister who was still a baby.The father was from Nepal and had come acrossthe border looking for greener pastures.Like many before him,he earned his living as a 'chowkidar'.His meagre income wasn't enough to sustain his family.But he wasa responsible man and always made sure that his children were brought for immediate treatment of any ailments they might suffer from.I was their 'family doctor'.This means that whatever I told them was GOD'S own truth. And let me tell you,I take this very seriously.The last thing I ever like to do is to misleada patient.If it is within my means to treat the person I do so,otherwise I prefer to tell them the truth and refer them to the concerned specialist.YOU MUST NOT SHAKE THEIRFAITH IN YOU.Coming back to my frail little patient.Her name was Durga.A very befitting name as I was to learn later.Du...

Durga
2008-03-03 01:07:00
She was only three when I first saw her.A tiny wisp of a girl.Frail,fair complexioned with freckles.She had two more siblings, a brother aged two and a sister who was still a baby.The father was from Nepal and had come acrossthe border looking for greener pastures.Like many before him,he earned his living as a 'chowkidar'.His meagre income wasn't enough to sustain his family.But he wasa responsible man and always made sure that his children were brought for immediate treatment of any ailments they might suffer from.I was their 'family doctor'.This means that whatever I told them was GOD'S own truth. And let me tell you,I take this very seriously.The last thing I ever like to do is to misleada patient.If it is within my means to treat the person I do so,otherwise I prefer to tell them the truth and refer them to the concerned specialist.YOU MUST NOT SHAKE THEIRFAITH IN YOU.Coming back to my frail little patient.Her name was Durga.A very befitting name as I was to learn later.Du...

What's your choice-Pleasure or Happiness?
2008-02-26 00:53:00
Generally,most of us  seek pleasure rather  than happiness.So what is the big difference? Actually,there is a huge difference between the two. That momentary feeling of joy which one gets from enjoying a favourite game  or watching  a favourite TV soap-that is pleasure.Watching your shares moving up in the stock market-that is pleasure.Have you noticed how pleasure is dependant on some external event? Have you also noticed how it does not last very long? We get addicted to these short-lived experiences of happiness,needing more and more of the same.Something akin to a high a drug addictgets.But is this really,truly long lasting happiness?Inner happiness doesn't come from the outside.Inner happiness is something that we can all experience - if we are willing to be with ourselves and give up our self-hatred,I guess!C.P. Snow said,"The pursuit of happiness is a most ridiculous phrase: if you pursue happiness you'll neve...
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What's your choice-Pleasure or Happiness?
2008-02-26 00:53:00
Generally,most of us  seek pleasure rather  than happiness.So what is the big difference? Actually,there is a huge difference between the two. That momentary feeling of joy which one gets from enjoying a favourite game  or watching  a favourite TV soap-that is pleasure.Watching your shares moving up in the stock market-that is pleasure.Have you noticed how pleasure is dependant on some external event? Have you also noticed how it does not last very long? We get addicted to these short-lived experiences of happiness,needing more and more of the same.Something akin to a high a drug addictgets.But is this really,truly long lasting happiness?Inner happiness doesn't come from the outside.Inner happiness is something that we can all experience - if we are willing to be with ourselves and give up our self-hatred,I guess!C.P. Snow said,"The pursuit of happiness is a most ridiculous phrase: if you pursue happiness you'll neve...
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The Great Gamble,or is it?
2008-02-21 00:28:00
Recently,I have been busy with the fascinating (at least to me) world of the Indian Stock Market.There are more than 100 stock exchanges around the world.They are places to invest and to speculate.Many  people have become 'crorepatis' while others have committed suicide .The former have been astute investors rather than gamblers who want to make a quick buck by 'playing'the stock market.The world of the stock market is risky.There are no guarantees.So many things impact the performance of a  stock.Interest rates,inflationary trends,liquidity levels just to name a few.Political upheavals,wars and major bankruptcies can also cause the stocks to plummet.So why does anyone take a chance on the market?I can think of two very good reasons:they are either ignorant or very good gamesmen. The sheer excitement of the challenge to do more with their money  drives men and women to the stock market.Whether or not they will be successful will depend on ...
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The Great Gamble,or is it?
2008-02-21 00:28:00
Recently,I have been busy with the fascinating (at least to me) world of the Indian Stock Market.There are more than 100 stock exchanges around the world.They are places to invest and to speculate.Many  people have become 'crorepatis' while others have committed suicide .The former have been astute investors rather than gamblers who want to make a quick buck by 'playing'the stock market.The world of the stock market is risky.There are no guarantees.So many things impact the performance of a  stock.Interest rates,inflationary trends,liquidity levels just to name a few.Political upheavals,wars and major bankruptcies can also cause the stocks to plummet.So why does anyone take a chance on the market?I can think of two very good reasons:they are either ignorant or very good gamesmen. The sheer excitement of the challenge to do more with their money  drives men and women to the stock market.Whether or not they will be successful will depend on ...
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Aisa Bhi Hota Hai !
2008-02-14 00:05:00
Page one;'Munnabhai weds'.Page three;'Dutt tere ki'.Page five;'his sisters were not invited'. Whew!Four columns  on each page.I am talking about a  well-established national daily here,not some hot, gossip movie magazine.Ok guys,we get the hint.Sanju is one happy guy. Why shouldn't he be?He's just got married!Even the happenings in Maharashtra were less highlighted.So now you know what sells!That apart,it was heartening to come across this story about these two couples from Orissa.Apparently this person called Bhanja (Blood Group A) from Balasore bumped into this person called Sayeed (Blood group B) from Cuttack at the Manjulaben kidney hospital in Kolkata.So what did they have in common,you may ask? Failing kidneys!The two of them had been waiting for the right donors for ages.Now here comes the good part.Their wives, Kalpana (Blood Group B) and Saira (Blood Group (A)  met up (with a little help from Chief Nephrologist Dr.Deepak ...

Aisa Bhi Hota Hai !
2008-02-14 00:05:00
Page one;'Munnabhai weds'.Page three;'Dutt tere ki'.Page five;'his sisters were not invited'. Whew!Four columns  on each page.I am talking about a  well-established national daily here,not some hot, gossip movie magazine.Ok guys,we get the hint.Sanju is one happy guy. Why shouldn't he be?He's just got married!Even the happenings in Maharashtra were less highlighted.So now you know what sells!That apart,it was heartening to come across this story about these two couples from Orissa.Apparently this person called Bhanja (Blood Group A) from Balasore bumped into this person called Sayeed (Blood group B) from Cuttack at the Manjulaben kidney hospital in Kolkata.So what did they have in common,you may ask? Failing kidneys!The two of them had been waiting for the right donors for ages.Now here comes the good part.Their wives, Kalpana (Blood Group B) and Saira (Blood Group (A)  met up (with a little help from Chief Nephrologist Dr.Deepak ...

The Simple Rupee:Balance Sheet,a useful tool
2008-02-08 00:16:00
  The Simple Rupee The Simple Rupee:Financial Planning is a Process The Simple Rupee:Establishing Financial Goals The Simple Rupee:Gathering Data 1. The Balance Sheet is a very important source for helping you gauge  your need for Life Insurance.If you've read my previous article ,you will recollect my having written about liabilities (what you owe).No one would like to pass on the burden of outstanding debts to their loved ones.This is where the Balance Sheet can help you decide the quantum of Life Insurance you should have so that your loved ones are left with enough to clear the debts as well as live comfortably in the event of any untoward incident.2. The Balance Sheet can help you allocate your investments properly so that you get a decent rate of return (more than what the banks,NSCs and GOI Bonds have to offer!).3. The Balance Sheet can help you plan for your retirement.Unless you know what is coming in and what is going out,how are you going to...
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The Simple Rupee:Balance Sheet,a useful tool
2008-02-08 00:16:00
  The Simple Rupee The Simple Rupee:Financial Planning is a Process The Simple Rupee:Establishing Financial Goals The Simple Rupee:Gathering Data 1. The Balance Sheet is a very important source for helping you gauge  your need for Life Insurance.If you've read my previous article ,you will recollect my having written about liabilities (what you owe).No one would like to pass on the burden of outstanding debts to their loved ones.This is where the Balance Sheet can help you decide the quantum of Life Insurance you should have so that your loved ones are left with enough to clear the debts as well as live comfortably in the event of any untoward incident.2. The Balance Sheet can help you allocate your investments properly so that you get a decent rate of return (more than what the banks,NSCs and GOI Bonds have to offer!).3. The Balance Sheet can help you plan for your retirement.Unless you know what is coming in and what is going out,how are you going to...
More About: Tool

The Simple Rupee:Gathering Data
2008-02-05 00:09:00
My previous articles :The Simple Rupee The Simple Rupee:Financial Planning is a Process The Simple Rupee:Establishing Financial Goals  In this article,I will discuss one of the most important steps in Financial Planning;Gathering Data .What this means is that you need to know what is coming in and what is going out.One of the best tools to record this is a Balance Sheet.This is a list of everything you own (your ASSETS) and everything you owe (your LIABILITIES).This is like a snapshot of your financial picture.This changes in every moment of time.Moreover,it can also help in giving you an idea of where you stand and where you will be in the near or distant future.Your Balance Sheet gives you your NET WORTH (Assets-Liabilities).This can either be a positive or a negative figure.Of course,everyone would love to have the former!An example of what can be listed in Assets :1.All the cash you have right now.2. All the money in your Savings Accounts.3. The cash value of ...

The Simple Rupee:Gathering Data
2008-02-05 00:09:00
My previous articles :The Simple Rupee The Simple Rupee:Financial Planning is a Process The Simple Rupee:Establishing Financial Goals  In this article,I will discuss one of the most important steps in Financial Planning;Gathering Data .What this means is that you need to know what is coming in and what is going out.One of the best tools to record this is a Balance Sheet.This is a list of everything you own (your ASSETS) and everything you owe (your LIABILITIES).This is like a snapshot of your financial picture.This changes in every moment of time.Moreover,it can also help in giving you an idea of where you stand and where you will be in the near or distant future.Your Balance Sheet gives you your NET WORTH (Assets-Liabilities).This can either be a positive or a negative figure.Of course,everyone would love to have the former!An example of what can be listed in Assets :1.All the cash you have right now.2. All the money in your Savings Accounts.3. The cash value of ...

The Simple Rupee:Establishing Financial Goals
2008-02-02 00:14:00
In my previous article,I had wtitten about the six- step process for Financial Planning. I will be taking up each step separately and will elaborate some more on each  step.My endeavour is to present this in an easy -to- understand manner.Though the process of Financial Planning is applicable to all,I would like to direct these articles especially to the younger lot who are just setting out on the path to financial freedom.Savings is definitely not the primary focus in our lives when we think we have our whole life ahead of us!But let me tell you that attaining financial 'nirvana' is far easier when you start early."When you keep saying you will do it tomorrow,then your tomorrow will never come."Let's begin with the first step:Establishing Financial Goals .All of us have different desires.It is important to identify your desires and financials goals.What are you saving for?Could it be for,1. College education2. Marriage3. Buying a house...
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The Simple Rupee:Establishing Financial Goals
2008-02-02 00:14:00
In my previous article,I had wtitten about the six- step process for Financial Planning. I will be taking up each step separately and will elaborate some more on each  step.My endeavour is to present this in an easy -to- understand manner.Though the process of Financial Planning is applicable to all,I would like to direct these articles especially to the younger lot who are just setting out on the path to financial freedom.Savings is definitely not the primary focus in our lives when we think we have our whole life ahead of us!But let me tell you that attaining financial 'nirvana' is far easier when you start early."When you keep saying you will do it tomorrow,then your tomorrow will never come."Let's begin with the first step:Establishing Financial Goals .All of us have different desires.It is important to identify your desires and financials goals.What are you saving for?Could it be for,1. College education2. Marriage3. Buying a house...
More About: Simple , Rupee

The Simple Rupee:Financial Planning is a Process
2008-01-31 01:12:00
Too often,we postpone sober sounding tasks like financial planning.It's easy to postpone financial planning indefinitely sometimes forever.When you keep saying  tomorrow will be right to begin,it never comes.Let me tell you,you are not alone. Statistics confirm that we are spending more and saving less more than any time in our history.Solid financial planning gives us the pride to make things happen NOW not tomorrow,or someday or perhaps,never.It is about imagining our own future instead of letting others  imagine it for us.It is about taking control of our own financial destiny.Learnng to talk  the language of money doesn't make you materialistic.It only makes you wise.Financial planning is a process.I wish I could say it is easy.But one thing is certain;if you have a plan and prepare yourself,the results will be better than doing nothing at all. Since you are reading my article,I assume you are serious about your financial future.Broadly speaking,the process...
More About: Planning , Simple , Rupee , Process

The Simple Rupee:Financial Planning is a Process
2008-01-31 01:12:00
Too often,we postpone sober sounding tasks like financial planning.It's easy to postpone financial planning indefinitely sometimes forever.When you keep saying  tomorrow will be right to begin,it never comes.Let me tell you,you are not alone. Statistics confirm that we are spending more and saving less more than any time in our history.Solid financial planning gives us the pride to make things happen NOW not tomorrow,or someday or perhaps,never.It is about imagining our own future instead of letting others  imagine it for us.It is about taking control of our own financial destiny.Learnng to talk  the language of money doesn't make you materialistic.It only makes you wise.Financial planning is a process.I wish I could say it is easy.But one thing is certain;if you have a plan and prepare yourself,the results will be better than doing nothing at all. Since you are reading my article,I assume you are serious about your financial future.Broadly speaking,the process...
More About: Planning , Simple , Rupee , Process