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Foximus - How to do everything

Foximus - How to do everything
A blog about everything from personal finance, investing, saving, budgeting to technology, blogging software and how to make money online.
Articles: 1, 2, 3, 4, 5

Articles

Buying a House - Picking up the keys
2008-06-06 21:36:00
Well, it’s that time. I am now in debt over $200,000.00 and I am going to go pick up the key. The house is now mine. I will make sure to take lots of pictures, and I should be up and running on saturday night, or possibly sunday. Have a good weekend!
More About: House , Buying , A House , Keys , Picking
Buying a house - before I give you the key, bend over just one more time…
2008-06-05 19:34:00
I knew it was too good to be true. We almost got through the whole thing without any trouble. Then my lawyer called this morning. You see I was waiting for something bad to happen and it was causing me a ton of stress and anxiety. Once the papers were all signed and money had changed hands I thought we were free and clear. Well I was wrong. It seems that the previous owners were great at paying bills. So great that they paid too far ahead on the property taxes for the year. So now I owe them that money before I can get the key. Now while this does not sound all that bad, I had already made arrangements through the bank to pay my taxes for me. So I do not have the extra $600 sitting around. I just gave them more than $18000 two days ago! Anyway, I do get paid tomorrow so I can cover it. We just might have to buy the first months groceries on credit cards now
More About: House , Buying , Bend , Give , A House
Buying a house - One more day!
2008-06-05 14:39:00
It’s getting really exciting now. I get to pick my key up tomorrow! I think everything is finally done except for the actual moving part. I made sure to keep really organized throughout this whole process. I can seem very overwhelming at times, but I’m sure anyone can do it as long as you don’t leave everything to the last minute. Tomorrow I go pick up the key and then we are off to clean the house before we move in on Saturday. The house is in good condition so it should not take long. There is one small problem though. When we first saw the house, it was in the middle of winter. We got tons of snow this winter so I could not really see the front or backyard all that well. I got the chance to see it last week. The front lawn is fantastic, not even a weed to speak of. The backyard is not as great. Now when I saw not as great, I mean a total disaster. It is truly horrible and it is actually quite annoying as I was planning on using it this summer but now it needs to...
More About: House , Buying , A House
Mortgage Insurance vs. Life Insurance
2008-06-04 20:10:00
Hi All, I know it’s been awhile but I have been busy. Anyway, I just wanted to write about mortgage insurance. When we went to apply for a mortgage, the person at the bank included mortgage insurance with it. I did not think anything of it at the time, other than it was just another added cost which annoyed me as they just keep popping up. Why can’t people just tell you what it’s going to cost up front? I am very tired with added on ’service fees’ and they like which make your total cost go up %25. Anyway, back on topic. Instead of just nodding my head and accepting it, I decided to see if there were other options. It’s only $70 a month but that is still money that is leaving my pocket. I called the same people that I have my car (and now house) insurance through. They explained the options to me and I decided to go with Life insurance instead of mortgage insurance and I will tell you why. With mortgage insurance, if you die it pays off the remain...
More About: Insurance , Mortgage , Life Insurance , Mortgage Insurance
How to find great deals on financial products in the uk
2008-05-17 02:14:00
When looking for a financial product like a credit card, insurance or even a savings account, sometimes it?s hard to know where to look. How do you find the best deal? Do you usually pick up the phone and call 20 different banks to find out who is offering the best credit card rate? Do ...
More About: Products , Personal Finance , Financial , Great , Find
Investing in the stock market - Getting started update
2008-04-04 07:22:00
So I did it. I invested in the stock market for the first time. It was actually really easy once the discount brokerage account was set up. I just picked the stock, typed in the amount of shares I wanted and clicked “buy”. When I submitted the order, the share price was $19.55 but the ...
More About: Stock Market , Market , Investing , Stock , Update
Best Comment Spam of the day
2008-03-31 16:44:00
Sorry, this one was kinda interesting so I thought I would share. instruments of trade but a parcel of needles. Those of the master shoemaker anime myspace layouts professional to furnish him, for a certain number of years, with a certain pet food
More About: Spam , Comment
Investing in stock market - getting started
2008-03-28 03:40:00
As mentioned in a previous post, I recently read a book called “Stop Working, Here’s How You Can“. This book inspired me to start investing in the stock market for the first time. The problem was that I had no idea how to do it. Where do I go to buy stocks? How do I ...
More About: Stock Market , Market , Investing , Stock
5 ways to get someone to pay off your loans
2008-03-28 02:04:00
I’ve noticed some people coming to our site wanting advice on how to get other people to pay off their loans for them. I thought this would be a helpful topic for most people so I?ve put together a list of possible ways that you may be able to achieve this. 1) Start a website I found ...
More About: Loans
Huge buying opportunity in the US
2008-03-26 04:37:00
I’ve been hearing all of these doom and gloom stories about how the world is ending, the stock market is falling and people are loosing their jobs in the United States. I do agree that a lot of people are having a really tough time right now trying to say the least; some have been ...
More About: Buying , Opportunity , Investing , Huge
How do I check my Credit Report?
2008-03-25 13:33:00
While in the middle of buying my new house, it’s obvious that some people have had to look at my credit report. I am curious to see what it says as I know there are some things on there that I wish were not. I will explain that in another post, but I thought I ...
More About: Personal Finance , Credit , Report , Check , Credit report
Financial News on a Tired Monday
2008-03-24 14:55:00
I did have every intention on writing something today, but after a weekend of sick kids, I don’t have it in me. Instead, here are some links to Financial News on the internet today. Why We Borrow Until It Hurts Leveraging Lets Us Gain in the Short Term — and That’s When We Stop Thinking The U.S. is ...
More About: Financial News , Monday , Tired
Buying a house - The stats
2008-03-19 15:19:00
Just for fun and informational purposes, here are all the stats and info on the house I am buying. The house is located in Ontario, Canada, less than an hour from Toronto. Let me know if I have forgotten anything, or if you have any other questions. 4 bedroom semi on a 50′ x 150′ lot. 4 ...
More About: House , Buying , Stats , A House
Buying a house? Now comes the mortgage man?
2008-03-19 15:09:00
I am buying a house. It still sounds weird to say. “Hey look, here comes Jason the home owner”. Anyway, tonight I get to meet the mortgage guy and sign the papers that will officially put me a quite a bit of debt. He seems to be a really great guy, has answered all my questions ...
More About: House , Buying , Mortgage , A House
Buy yourself an income
2008-03-11 03:53:00
I’ve been reading this book called “Stop Working, Here’s How You Can” By Derek Foster and i’ve enjoyed it so much that I thought I’d share it with you. The author has created a strategy that has allowed him to to retire early (at the age of 34). He did this by thinking differently than most ...
More About: Income
10 easy tips to save you money
2008-03-10 14:20:00
As I am super busy with buying a house right now, and Aimee is swamped with work, here is something to keep you going until we can get back to writing. 10 simple and easy tips to save you money. 1. Make your lunch It?s so easy I?m surprised more people don?t do it. If an ...
More About: Personal Finance , Money , Tips , Save , Easy
Buying a house, what the hell am I thinking?
2008-03-07 16:30:00
I have decided to buy a house. What an undertaking this has been so far, and we are only up to the point of making our first offer! But it is quite exciting, and scary at the same time. We are learning so much about the house buying process, and I hope to write about ...
More About: House , Buying , Hell , A House , Thinking
Sorry for the interuption?
2008-03-02 05:25:00
…but I had to upgrade some code. Actually, I just spent the past while upgrading all the code that runs this blog. All code and plug-ins are now at the newest version. I know, not very exciting, but it had been some time so I was worried I would screw it up. Anyway, it’s done now, ...
More About: Word , Press
Celebrate the small victories in life
2008-03-01 23:06:00
This should apply everywhere in your life: Make sure that you focus on, and enjoy everything that goes right in your life. Focus on the positive as they always say. Celebrating the positive can do wonders for your happiness, self esteem, motivation, relationships, and even health. The more you look at the good things in your ...
More About: Life , Blogging , Celebrate , Small
Teaching your kids finance, do it now or pay up later?
2008-02-27 18:29:00
I hate to say this out loud, but I am 30 years old. It is only in the past year I have begun to actually learn how to run my finances properly. I just never learned how and always thought I could figure it out later. When I was a kid, I loved math. Anything ...
More About: Kids , Personal Finance , Finance , Teaching
Negativity will kill your blog
2008-02-27 06:05:00
So you’ve been working on your blog for a while now and just don’t have the motivation that you had in the beginning. When you started your blog, you were going to make millions in your first year. You were gonna be a star! Now that the initial surge of excitement has warn off, all ...
More About: Blogging , Blog , Kill
Saving Money with points programs
2008-02-22 20:07:00
So what other methods can you use to save yourself some money. Penny saved is a penny earned sorta thing. Well I’ve been trying out some points/loyalty programs at the places I normally shop anyway to see if they do anything. I really never wanted to go through the hassle of carrying and having to ...
More About: Personal Finance , Money , Programs , Points , Saving
Protect your savings from yourself
2008-02-22 04:49:00
One of the biggest problems that people face when trying to build a nest egg for themselves is the temptation to buy luxuries that they don’t need. This habit holds them back from having the things that they’ve always dreamed about. They really don?t think about how much they?re giving up in exchange for the ...
More About: Personal Finance , Savings
#1 tip when starting a blog to make money on-line
2008-02-20 21:56:00
I am about to reveal a secret here eveyone. This is something a lot of other people do not want you to know. This information will save you so much time and frustration when starting out that you will want to give me your first born in thanks. First, think about why you want to start ...
More About: Money , Make Money , Make Money Online , Blog , Make
Selling your endowment policy for the best price
2008-02-16 08:20:00
An endowment policy is a long term insurance policy where investments are made by the insurer on behalf of the person with the policy over a long period of time. When the term of the insurance policy ends, a lump sum payment is made to either the insured or the successor if the policy holder ...
More About: Selling , Personal Finance , Policy , Price
The New Year Credit Card Debt Problem!
2008-02-15 19:56:00
Every time you turn on the TV, look through a magazine or lay eyes on a billboard these days it seems that there are ads for 0% credit cards. The offers seem really good at first glance but when you look at the terms and conditions, it?s usually a different matter entirely. They all have ...
More About: New Year , Personal Finance , Credit Card Debt , Card , Credit
Tax Tips from John Chow
2008-02-15 15:13:00
Seeing as we are in the middle of tax season, I think it’s only appropriate to get you as much info as I can. In this article, John Chow talks about how he runs his blog as a corporation and what tax benefits he gets because of it. Now that we?re in the middle of tax ...
More About: Personal Finance , Tips
Sanctuary Webisode 1 - BRIGHTER VERSION
2008-02-10 07:06:00
Well, it’s finally happening! People are beginning to create high-quality television shows independant of television networks and broadcasting them online. It’s very exciting to see this begin to happen. Here is the first episode of a show called Sanctuary that looks really interesting. It’s not as high quality as you would get on the website but ...
More About: Webisode , Version
Peruvian Riot Police go all batman-ish
2008-02-05 15:09:00
Peruvian Riot Police getting ready to kick ass. Don’t get in the way. - read more -
More About: Batman , Peruvian
More Online TV Shows
2008-01-27 06:21:00
Here is a list of Online TV Shows. There are so many that I will have to just keep collecting them and adding them to the list. What I have here should occupy you for quite a while. Please feel free to post/send your list if you have one. TLC (The Learning Channel) These shows don’t have ...
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