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Check Out MetLife's Animated Short Film Explaining Insurance for Consumers
2008-06-08 14:55:00
Source: Business Wire NEW YORK--(BUSINESS WIRE)--June 5, 2008--MetLife, the nations largest life insurer and leading provider of employee benefits, continued its 140-year tradition of providing education to consumers when it released a new animated short film entitled "Everybody into the Pool." The film, which features Snoopy, aims to demystify how insurance works by explaining in laypersons terms the powerful and efficient financial principle that makes insurance possible and within reach: risk pooling. To read entire article click here Or, you can shop and compare free life insurance quotes online from top-rated insurance companies offering you savings up to 75. var addthis_pub = 'hadley';
More About: Film , Insurance , Check , Animated , Short

Dental Fillings Dangerous to Pregnant Women and Children?
2008-06-07 15:57:00
Source: NaturalNews.com Do you have dental fillings? If so, did you know they may contain as much as 50 mercury? Pregnant women and children may be at risk for health problems as a result of these fillings.
More About: Women , Children , Dental , Fillings

What is Supplemental Life Insurance?
2008-06-03 16:27:00
Supplemental life insurance offers you the opportunity to add to your existing life insurance coverage. Whether you have life insurance through your employer, or an existing life insurance policy that no longer meets all of your needs - supplemental life insurance may be able to help. Learn about supplemental life insurance. var addthis_pub = 'hadley';
More About: Life , Insurance , Life Insurance

What are the Benefits of Term Life Insurance?
2008-06-02 15:23:00
If you're considering the purchase of life insurance, you may want to learn about term life insurance. Term life offers several benefits, including the lowest prices when compared to permanent life insurance. That means more coverage for your family, at a price that fits your budget. Learn more about the Benefits of Term Life Insurance now. var addthis_pub = 'hadley';
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Level Term Insurance - What is It?
2008-06-01 15:36:00
Level term insurance is probably the most popular type of term life insurance purchased today. Past studies show that up to 97 of term life policies purchased were Level Term . Find out why this may be the type of life insurance protection for you and your loved ones.
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Genetic Testing and Life Insurance
2008-05-30 16:12:00
New legislation was just passed last week prohibiting anti-discrimination for genetic testing results to be used in health insurance and employment. But how does it effect your ability to get life insurance? Read this article now to find out how Genetic Testing Effects Life Insurance . var addthis_pub = 'hadley';
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What is an Accelerated Death Benefit?
2008-05-28 14:57:00
An accelerated death benefit may provide you with much needed financial assistance, when you need it most. Accelerated death benefits are a way of giving you money from your life insurance policy before you pass away, if you have a life-threatening illness. Learn more about Accelerated Death Benefit s and how they work. var addthis_pub = 'hadley';

Term Life Online Insurance Information
2008-05-26 16:56:00
If you're looking for Term Life Insurance , visit the Term Life Online Insurance Directory. It's a complete resource for term life insurance providing information, helpful tips, articles, and links for term life insurance quotes, and no exam term life insurance. var addthis_pub = 'hadley';
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Life Insurance for Mom
2008-05-25 17:06:00
Are you a Stay-at-Home Mom? If so, you're worth a lot more to your family than you may know. And now, you can find out by using a free and easy calculator that determines your value to your family. And, it helps you decide how much life insurance you need, to protect your family. Learn about Stay at Home Mom Life Insurance and find out your worth today. var addthis_pub = 'hadley';
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Are Fewer Americans Buying Life Insurance?
2008-05-19 14:46:00
A recent article on PR Newswire suggests that fewer Americans are applying for life insurance policies in the first 4 months of 2008, compared to last year. This seems to be an interesting change, possibly due to the increase in the cost of gas and consumable goods? If so, I would think more people would want to buy Term Life Insurance , which is much less expensive, in most cases, and the rates continue to decline. Here's the article: Source: PR Newswire BRAINTREE, Mass., May 16 /PRNewswire/ --North American application activity for individually underwritten life insurance was off -4.5 in April, year-over-year, according to the MIB Life Index(SM). Year-to-date (YTD) U.S. and Canadian application activity was off -2.1 compared to the same period last year. April's activity was off -6.6 when compared to last March. U.S. application activity was down -5.1 in April year-over-year, all ages combined. Age groups 0-44 and 45-59 declined -7.3 and -4.1, respectively versus April 200...
More About: Buying , Life Insurance

Term Life Insurance Guide - Step #6
2008-05-16 15:55:00
Welcome to Day 6 of your Term Life Insurance Guide . On Day 5 we discussed comparing life insurance quotes. For those of you who want term life insurance, but don't want to take a physical exam - you do have other options. You can consider Life Insurance with No Medical Exam. These plans offer limited coverage (usually $500,000 or less), higher rates, but there are no medical exams, blood tests, or urine tests. Many consumers prefer to purchase life insurance online without having to take a physical, or waiting weeks, or even months for a policy. Now you can choose from several insurers offering no exam life insurance. Visit Life Insurance Companies No Exams to learn more about your options now. var addthis_pub = 'hadley';
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Learn about "A" rated Life Insurance Companies
2008-05-15 16:33:00
If you're shopping for life insurance, you may want to look for "A" rated life insurance companies. Why? Because the financial strength rating for your insurer is important. Several insurers go bankrupt each year, and are unable to pay their claims. AM Best Company issues financial ratings of insurance companies to help consumers determine the security and financial strength of an insurance company. When you compare life insurance quotes, they will show you the type of policy, the premium, and the financial strength rating of the isnurance company. To learn more, visit this article explaining "A" Rated Life Insurance Companies . You can shop and compare free life insurance quotes online from "A" rated insurance companies offering you savings up to 75. var addthis_pub = 'hadley';
More About: Life Insurance , Learn

Term Life Insurance Guide - Step #3
2008-05-12 15:42:00
Welcome to Day #3 of your Term Life Insurance Guide - helping you understand Term Life Insurance . Today we will help you answer the question, "How much term life insurance do i need?" In order to buy term life insurance you need to know how much coverage is necessary. Why? Because you want to protect those who rely on you for financial support. Also, you don't want to buy more than you can afford, because you may end up canceling the policy if you can't afford to pay, and then your family is left with no protection. One way to decide how much life insurance you need is to use a free term life insurance calculator which helps you quickly and easily find out how much coverage to buy. You answer some financial questions and the calculator lets you know within seconds how much life insurance is right for you. Visit "How much term life insurance do I need?", to read the entire article. var addthis_pub = 'hadley';
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Life Insurance for Cancer Survivors
2008-04-30 15:16:00
Have you been diagnosed with cancer? Or maybe you've completed successful treatments for cancer? If so, you may be considering the purchase of life insurance - but maybe you think you wouldn't be able to qualify for coverage. In the past, it would have been difficult, if not, impossible to find a life insurance company that would offer you life insurance if you had cancer, or were a cancer survivor. Now, there may be some options which you weren't aware of. Learn about life insurance for cancer survivors. var addthis_pub = 'hadley';
More About: Life , Insurance , Cancer , Life Insurance , Survivors

Insurers More Open to Life Policies for Seniors
2008-04-29 14:58:00
Source: InvestmentNews Here's an interesting article that explains the increased availability of life insurance for seniors. A confluence of developments an increase in the number of blended families, more small-business ownership, and uncertainty over the future of estate taxes is driving the sale of life insurance to a group rarely considered potential buyers: people in their 60s and 70s. Despite the higher premiums older buyers must pay, many of these people, as well as their advisers, believe that the estate-planning benefits of life insurance outweigh the costs. To read entire article click here Or, you can learn more about Senior life Insurance online now, and request your free life insurance quote. var addthis_pub = 'hadley';
More About: Life , Open , Policies , Seniors

North American Individual Life Applications Down Overall
2008-04-28 21:12:00
It seems that fewer people in the US have purchased life insurance policies in February, compared to last year. Source: InsuranceNewslink.com North American application activity for individually underwritten life insurance declined -3.2 in February year-over-year, according to the MIB Life Index. Year-to-date (YTD) US and Canadian application activity was off -1.4 compared to the same period last year. Overall, February application activity was up +6.6 over January 2008 levels. US application activity was off -4.8 in February year-over-year, all ages combined. Declines were observed in the 0-44 and 45-59 age groups off -5.7 and -5.5 respectively, while the 60+ age group extended an eleven month growth streak up +2.6 versus February 2007. YTD 2007 US application activity is off -2.7 all ages combined. To read entire article click here Shop and compare free term life insurance quotes online from top-rated insurance companies offering you savings up to 75. var addthis_pub = ...
More About: Applications , Individual

Are You Getting Divorced? You May Want To Consider Life Insurance.
2008-04-27 17:00:00
Are you divorced, or in the process of getting a divorce? If so, you may be in need of life insurance, or more life insurance than you currently have. Why? Because, if you have children, or others who rely on you for financial support, how would they replace your income which you use each month to support them? Now that you'll be on your own financially, you will want to consider your additional responsibilities. You may be planning to send your kids to college, and how would they be taken care of if you passed away. Take into consideration the life insurance you may have through your employer, then consider all the living expenses related to your children. One way to figure out the amount you need is to use a life insurance calculator. Also, compare free life insurance quotes online from top-rated insurers to find the best deal on your policy. Learn more about divorced life insurance today. Your children will thank you, and appreciate that you cared enough to plan ahead, ...
More About: Life , Insurance , Life Insurance

The Hartford is First to Offer Life Insurance at Standard Rates to Prostate
2008-04-26 16:43:00
Here's an article that helps to explain the availability of life insurance for prostate cancer survivors. Source: Business Wire Almost 186,000 American men will be diagnosed with prostate cancer this year. While its a diagnosis no one wants to hear, the chances of surviving prostate cancer and living a full life are far better than they used to be. Thanks to early detection and improved treatment options, 93 percent of men diagnosed with prostate cancer today will live at least ten years. That compares with just 50 percent in the 1980s, according to the National Cancer Institute. In response to the improved prognosis, The Hartford has become the first insurer in the nation to offer life insurance at standard rates to men who have been successfully treated with radiation for moderate levels of prostate cancer. In the past, these survivors often had to wait several years to become eligible to buy life insurance and even then had to pay significantly more for their coverage for up...
More About: Life , Insurance , Standard , Life Insurance , Rates

Term Life Insurance FAQ's
2008-04-23 18:36:00
If you're considering the purchase of a term life insurance policy, you may have some questions you need answers to, in order to fully understand what term life insurance is, and how it works. Now, you can review the answers to frequently asked questions about term life insurance. To get the information you need, visit Term Life Insurance FAQ and learn about term life insurance before choosing your policy. After getting answers to your questions, you can shop and compare free term life insurance quotes online from top-rated insurers, offering you savings up to 75. var addthis_pub = 'hadley';
More About: Life Insurance , Term Life Insurance

No Exam Life Insurance for $500,000
2008-04-22 18:11:00
No exam life insurance for $500,000 is now available online from an A+ rated carrier. You may qualify for $25,000 up to $500,000 of term life insurance with no exam, just a few health questions. There's no doctor's visit, no blood test, and no delays. It's quick, easy and convenient. If you want to begin coverage today, you may do so, if you qualify. Learn more now about No exam life insurance for $500,000 and request your free, instant quote. var addthis_pub = 'hadley';
More About: Life , Insurance , Life Insurance , Exam

Cheaper, Yes, but Only on the Price
2008-04-21 17:05:00
Source: The New York Times Here's a good story that shows the good and the bad of purchasing a life insurance policy online. ITS hard to resist the siren song of the Internet, the belief that whatever you want can be found cheaper online. But Im bitter about my experiences buying life insurance through an online agency. My husband and I could have obtained group coverage through a work policy, but the quote we got online was about 40 percent cheaper: altogether just $62.50 a month for two 20-year level-term policies worth $500,000 each. To read the entire article click here Shop and compare free life insurance quotes online from top-rated carriers offering you savings up to 75.
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Life Insurance Premiums To Drop For Vets
2008-04-15 17:12:00
Here's a good article explaining the possibility of life insurance premiums dropping for veterans. Source: Insurance News Net Copyright 2008 ProQuest Information and LearningAll Rights ReservedCopyright 2008 Honolulu Star - Bulletin Honolulu Star - Bulletin For Your Benefit; Life insurance premiums to drop for vets Question: Has there been a reduction in military's life insurance programs? Answer: On July 1, the premiums for basic Servicemembers' Group Life Insurance will be 6.5 cents per month for $1,000 of coverage, down from 7 cents per month for $1,000. This translates into a 7 percent savings. Servicemembers with the maximum $400,000 of coverage will see their monthly premium reduced from $28 to $26. Servicemembers are also covered against severe traumatic injury for an additional dollar each month. To read entire article click here Shop and compare free term life insurance quotes online offering you savings up to 75. var addthis_pub = 'hadley';
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Obesity and Life Insurance Rates
2008-04-12 17:36:00
Obesity rates have been increasing over the past several years for the youth in America. Obesity definitely affects the rates charged for life insurance. People who are obese have a shorter life expectancy, and in turn, pay higher rates for life insurance protection. Here's an article that reviews the obesity issue related to life insurance. Demographer: Obesity Epidemic Could Cause Longevity Reversal for First Time in a Century Source: BestWire Services The life insurance industry plans for continued gains in life expectancy, but at least one demographer is saying "not so fast." S. Jay Olshansky, a demographer with the School of Public Health at the University of Illinois at Chicago, warned the audience at the Life Insurance Conference in Las Vegas that obesity in the United States could cause shorter lifespans for the first time in more than a century. To read the article click here Shop and compare free, instant term life insurance quotes online from top-rated insurer...
More About: Obesity , Life Insurance , Rates

Kansas Joins List of States Protecting Seniors From Abuse of Life Insurance
2008-04-11 17:41:00
Here's an interesting story that may help protect senior citizens from financial speculators. Source: Insurance News Net and The American Council of Life Insurers WASHINGTON, D.C. (April 9, 2008)The Kansas legislature has enacted a bill that will take important steps towards protecting seniors citizens from financial speculators such as hedge funds who misuse life insurance to literally bet on seniors lives. The legislation, H.B. 2110, addresses a growing abuse called stranger-originated life insurance (STOLI). In STOLI transactions, speculators induce seniors to purchase life insurance policies they otherwise would not buy for the sole purpose of transferring the death benefits to the speculators. The speculators hope to profit when the seniors die and the sooner they die, the higher the profit. To read entire article click here. Learn about senior no exam life insurance online. var addthis_pub = 'hadley';
More About: Abuse , List

A.M. Best Downgrades Ratings of Gulfco Life Insurance Company
2008-04-10 16:58:00
It's important to consider the financial strength rating of an insurance company when buying life insurance. The financial strength rating helps you understand if the insurer is in a good financial condition, and should be able to pay their claims. Here's a good article explaining the downgrading of a life insurance company. Source: Business Wire and Insurance News Net OLDWICK, N.J.--(BUSINESS WIRE)--April 9, 2008--A.M. Best Co. has downgraded the financial strength rating (FSR) to B++ (Good) from A- (Excellent) and the issuer credit rating (ICR) to "bbb" from "a-" of Gulfco Life Insurance Company (Gulfco Life) (Marksville, LA). The outlook for both ratings is stable. These rating actions follow the close of the transaction effective March 31, 2008, when Gulfco Life was acquired by Bankers Life of Louisiana (Bankers Life) (Ruston, LA), a subsidiary of Life of the South Corporation (Life of the South) (Nashville, GA), from Protective Life Corporation (Birmingham, AL). The pr...
More About: Life Insurance , Ratings

Prudential Financial Outlines Practical Investment Tips You Should Consider
2008-04-03 17:33:00
Here's an excellent article from Prudential explaining how to evaluate your current life insurance needs. Source: Topix.com and Business Wire Whether its taking stock of all your potential income sources, making sure you dont miss out on maximum Social Security benefits or figuring out how to fund post-retirement health-care coverage, there are a number of critical investment decisions Americans in The Retirement Red Zonethe five years before and after retirementshould make. Prudential Financial can help with those decisions. Its retirement experts have developed 12 practical tips to help you manage financial risks so you dont see, well, red, in The Retirement Red Zone. And some of these decisions are best made right now, during tax season. This weeks tip marks the seventh in a series that will run through May 6. Tip No. 7: Evaluate current life insurance needs. "A common reason people purchase life insurance is to manage income replacement needs associated with parental ob...
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MetLife Launches New Online Tools, Releases Film
2008-03-28 14:28:00
Here's an article on a new tool from Metlife to help you better understand life insurance. Source: Insurance News Net New York MetLife Inc. recently launched Simplified by MetLife, a new online micro site for consumers, and released a new animated short film entitled "Everybody into the Pool." Simplified by MetLife is located at www.metlife.com/simplified. The site is designed to remove the guesswork associated with the purchase of insurance. Among the new tools available is a Life Insurance Selector Tool, which helps to remove purchase barriers, and helps consumers to feel confident and comfortable during the life insurance decision-making process. Additional consumer education activities are scheduled for release in the spring. The online tools were based on a recent MetLife educational campaign with its financial services representatives, which began in June 2007, to help alleviate consumer confusion, correct misperceptions about life insurance, and offer instead a better u...
More About: Tools , Film , Online

New Resource for Life Insurance No Medical Exam Information
2008-03-27 19:26:00
Visit this new resource for Life Insurance No Medical Exam information, articles, tips, and links providing access to quotes for life insurance without a physical exam. If you are looking for life insurance but you don't want to take a physical exam, you may want to review the options available to you at this new web site dedicated to Life Insurance No Medical Exam Reviews and information. var addthis_pub = 'hadley';
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Life Insurance for People Over 60
2008-03-25 15:41:00
Are you over 60 and in need of life insurance? Then, you may have several options to choose from, including comparing rates and plans online from several insurers, or, there is simplified life insurance with no medical exam required. Either option may provide you with the coverage you need, at a price you can afford. But, the first step is to determine why you need coverage, how much you need, and how much you can afford to pay. You can learn more about your options for life insurance by reading this article on Life Insurance for People Over 60. var addthis_pub = 'hadley';
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Florida Seeks To Suspend AIG License Over Violation Of Life Insurance Polic
2008-03-24 14:09:00
Source: Investrend and Insurance NewsNet March 20, 2008 (FinancialWire) Florida 's Office of Insurance Regulation said that it was trying to suspend the license of American General Life Insurance, a division of American International Group Inc. (NYSE: AIG) because it had violated the right of life-insurance policy holders to travel. The Office of Insurance Regulation said that AIG had rebuffed an application by a U.S. congresswoman, Democratic Rep. Debbie Wasserman Schultz of Florida, to increase her life insurance in 2005. The office said that Rep. Wasserman had indicated on her application that she had future plans for international travel. While Wasserman Schultz did not address specifics in the application, American General later called and spoke with her husband who indicated that there was a possibility that she may plan future travel to Israel, according to the regulator. Florida Insurance Commissioner Kevin McCarty said it was the first time his office had sought to rev...
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