Retire To IndiaRetire To IndiaAn immigrant's thoughts on money, retirement and achieving financial independence. Articles
A guide to this site
2011-02-19 12:00:00 Basics1.1 Who are you? 1.2 Why do you want to retire to India? 1.3 What's your plan for retiring to India? Retiring early2.1 What is your favorite book about retiring early? 2.2 Are there any good examples of people who have retired early? Retiring abroad3.1 Am I eligible for Social security if I retire outside the US? 3.2 Am I eligible for Medicare if I retire outside the US? 3.3 What is a good book on retiring abroad? 3.4 What are some alternatives to retiring abroad if my goal is to retire early? Finances 4.1 What are your financial goals for retirement? 4.2 How can I find out how much money I need to retire? 4.3 How much money should I have at my age if I want to be able to retire early?4.4 How much can I contribute yearly to my retirement accounts? 4.5 What are some of the important milestones on the road to retirement? 4.6 How can I withdraw money from retirement accounts early without paying a penalty? 4.7 What is your asset allocation? 4.8 What are some good ways to ... More About: Site , Guide
Retirement community profile: Melur Meadows, Coimbatore
2010-08-10 05:46:00 The following information was provided by the management of Melur Meadows in response to my previous request for information about retirement homes in India. They are responsible for the accuracy of the information below: Melur Meadows: Overview A quiet, secure, gated cosmopolitan community created close to nature, blending rural ambience with modern amenities and various services at affordable rates. An ideal abode for people who prefer an active life without dust, sound and pollution of the cities. Situated at the foothills of the Nilgiris, it has only 136 units on 9 Acres with lots of Neem and other fruit trees. It offers a choice of privacy and community living on rental or purchase basis. Location We are located in South India, 32 kilometers from Coimbatore which is the second largest city in Tamil Nadu, and just 8 kilometers from the town of Mettupalayam. We are very close to the hill stations of Ooty, Kotagiri and Satyamangalam. Our Exact Address is... More About: Retirement , Community , Profile
Retirement homes in India: Request for information
2010-07-28 05:35:00 I have received a number of requests (some of them spam, but others are legitimate) to post links and information about specific retirement homes in India . I would be glad to post this information for free on this site, since it could be of use to many people. If you own or manage a retirement home or community, or if you just have information that you like to share, I request that you send me a brief article about the place, preferably including a photo. It would be ideal if you could include the following details: Location: Where exactly is it located? Target audience: Who is it intended for? Is there any age restriction? Expenses: What is the buy-in price and/or monthly expenses? Contract: Are there any contractual restrictions to be aware of? Current status: Is the place already in operation? How many people are currently living there? Contact information for potential clients. Any other information you like to share Originally published at Retire To India. More About: Information , Retirement , Request , Homes
Net Worth Update - 2008 Fourth quarter: Down 7.5%
2009-01-10 20:38:00 Our Net Worth report at the end of 2008 was $575,829.Our Net worth decreased by $46,468 (or 7.5%) this quarter. This decline is in line with that of the overall market, so I am not overly concerned about it.As I mentioned previously, I plan to stick with a 75/25 portfolio (75% Equities, 25% Fixed income). Due to the recent market decline, the percentage of stocks has fallen well below the 75% target. I haven't done any significant re-balancing yet, but have changed our 401(k) allocations for new money to 100% stocks. Other than that I haven't made any major changes yet, but hope to gradually get back to the 75/25 allocation by the end of 2009.I have been posting our quarterly Net Worth report for the last two years, but I will take a break now partly because it takes too much work to do this on a quarterly basis, and partly because of concerns about our privacy. I already use Quicken to track our finances, and Quicken does all the tracking that I really need. In addition, I track ... More About: Update
Cost of Living in Goa
2008-12-03 04:10:00 I found this interesting post by Chris at nomad4ever about the cost of living in Goa. Chris is a European who leads a "nomadic lifetstyle" in Asia after quitting the rat race. He has posted previously about the cost of living in the Philippines and Bali, so it is interesting to read his travel notes from Goa.Chris's choice of items for comparing the cost of living (cigarettes, clothes and alcohol) may not be of interest to everybody, but it is no less relevant than the well-known Big Mac Index.Related links:Mercer cost of living survey of world cities.Originally published at Retire To India . More About: Living , Cost , Cost of living
Retirement account contribution limits for 2009
2008-10-17 04:33:00 IRS has published the following contribution limits to retirement plans for 2009.The maximum pre-tax contribution allowed to 401(k) and 403(b) accounts for 2009 is $16,500, which is $1000 more than it was for 2008. Those who are over 50 are allowed to contribute an additional $5,500 in "catch-up" contributions. This is $500 more than it was for 2008.Note that this is the maximum allowed by IRS. Your individual plan may have additional restrictions that prevent you from contributing the full amount. It is important to check with your plan administrator.For IRAs (both Traditional and Roth), the contribution limit is the same as for 2008 ($5,000). The contribution limit for those over 50 is also the same as before ($6,000).To be eligible to fully contribute to a Roth IRA, your adjusted gross income (AGI) must be under $166,000 (increased from $159,000 for 2008) for taxpayers filing a joint return. For single taxpayers, the AGI limit is increased from $101,000 to $105,000.Related links:... More About: Retirement , Limits , Contribution
Net Worth Update - 2008 Third quarter: Down 5.7%
2008-10-07 04:54:00 It is probably unwise to post a Net Worth Update with the daily fluctuations in the market right now, but our Net Worth at the third quarter of 2008 was $622,297.Our Net worth decreased by $37,837 (or 5.7%) this quarter. The return on our overall portfolio for the quarter was a negative 8.7%. I calculated our portfolio return using a formula for calculating portfolio return I mentioned in a previous post.As I mentioned in a previous post on our target asset allocation, we aim for a 75/25 portfolio (75% Equities, 25% Fixed income). The current downturn in the stock markets has tilted the balance to about 67/33. This provides a good opportunity to re-balance, so I will be doing that over the next couple of months, mainly by selling bond funds in our retirement accounts and buying stock funds instead.I also intend to sell some of the funds in our taxable accounts before the end of the year to claim capital losses in this year's tax return. You can deduct up to $3,000 in losses against...
Posts from recent blog carnivals
2008-09-19 04:23:00 My post on 10 Alternatives to Retiring Abroad is featured in the 143rd Festival of Frugality at Living Almost Large. My post on Retirement milestones by Age is featured in the Carnival of Personal Finance #170 at The Personal Financier.Here are some articles from the two carnivals that I found interesting:Meet the Boring Young Millionaires at Watson Inc is about young millionaires who lead frugal lives.Everything you ever wanted to know about Asset allocation at Moolanomy gives a good summary of an important topic.Can I Still Fit in if I'm Frugal? at Retired At 47 is something I can relate to. I too have trouble relating to non-frugal friends and often find myself wishing that I knew more people like me.Another great post, also at Retired At 47, Forget About Doing What You Love gives this insightful advice: "Maximize your earnings potential in your early years. Then you can do what you love later."Originally published at Retire To India. More About: Carnivals , Blog , Recent , Posts
10 Alternatives to Retiring Abroad
2008-09-12 03:46:00 The premise of my site is that moving to a low-cost country like India will allow you to retire earlier than you could otherwise. This is a straightforward case of cost-of-living arbitrage, which is the idea that differences in cost-of-living between different places can be exploited to one's advantage.Now, moving to another country to retire is no simple matter, and is certainly not for everyone. This got me thinking about some of the other non-traditional living options that can help with the goal of retiring early. If moving outright to another country seems too radical to you, you may like to consider one of the following options (or maybe not!).1. Roaming ("Perpetual traveler")For those with an adventurous streak, one possibility is not to settle down anywhere, but to keep moving from place to place. This requires you to downsize aggressively, selling everything that you really don't need. Not having to maintain a permanent home cuts down significantly on costs (no mortgage, ... More About: Alternatives
Retirement milestones by Age
2008-08-28 04:54:00 There are a number of age milestones on the road to retirement. These are points in your life at which you become eligible for a special status or privilege which you were not entitled to until then.I have tried to list all age milestones that apply to typical American retirees below. Even if you are not close to retiring, it is good to know what lies ahead. It is also interesting to see what the implication of these milestones are for someone who wants to retire early.Age 50:At 50, you are eligible to start making "catch-up" contributions to 401(k) and IRA accounts. For IRAs, in 2008, you can invest an additional $1,000 over the $5,000 limit. For 401(k) and 403(b) plans, you can contribute $5,000 above the $15,500 limit in 2008.One way to look at this milestone is that if you haven't saved a significant amount for retirement by age 50, this should serve as a wake-up call. Even the IRS thinks that it is time for you to get your act together. For those who are on track with their ... More About: Retirement , Social Security , Milestones , Retirement planning
Net Worth update - 2008 Second quarter: Down 1.1%
2008-07-07 03:32:00 As of the end of the second quarter of 2008, our Net Worth was $660,134.Our Net worth decreased by $7,514 (or 1.1%) this quarter. The return on our overall portfolio for the quarter was a negative 4.5%. I calculated our portfolio return using a formula for calculating portfolio return I mentioned in a previous post.Considering the performance of the stock markets in the last quarter, I am not too disappointed with the performance of our portfolio. The bond portion of our portfolio (all in retirement accounts) held up as expected. Like everyone else, I am hoping for a better second half of the year.Related posts:Net Worth update - 2008 First quarter: Up 1.4%Net Worth update - 2007 Fourth quarter: Up 1.3%Net Worth update - 2007 Third quarter: Up 6.1%Net Worth update - 2007 Second quarter: Up 7.4%Net Worth update - 2007 First quarter: Up 7.7%Our Net Worth over the yearsFinancial goals for retirementAsset Allocation update: 2007 DecemberOriginally published at Retire To India. More About: Update
Retiring to India at 37
2008-06-05 04:24:00 I found an interesting post recently on the Early Retirement forum by an India n immigrant who is considering retiring in India at age 37. The poster asked several interesting questions, so I thought I would reproduce the post here (edited for clarity), and attempt to answer some of his questions.I am a 37 year old immigrant and naturalized US citizen. I am married, and have a 2-year old child. We have about $600,000 saved for retirement, with two-thirds of it in taxable accounts (tax-efficient index funds and low turnover funds), with roughly 75% equities and the rest in bonds/cash. About 34% of my investment portfolio is international. In addition, we have about $100K for our child?s college education, all in index stock funds, 65% US, 35% international. We hope to retire to India by end of this year. We don?t own a home anywhere in the world. However, we have investment real estate in India, which serves as a hedge against our purchase cost of a future home there. My first rea... More About: Early retirement , Retirement planning
Retiring to India at 37
2008-06-05 04:24:00 I found an interesting post recently on the Early Retirement forum by an India n immigrant who is considering retiring in India at age 37. The poster asked several interesting questions, so I thought I would reproduce the post here (edited for clarity), and attempt to answer some of his questions.I am a 37 year old immigrant and naturalized US citizen. I am married, and have a 2-year old child. We have about $600,000 saved for retirement, with two-thirds of it in taxable accounts (tax-efficient index funds and low turnover funds), with roughly 75% equities and the rest in bonds/cash. About 34% of my investment portfolio is international. In addition, we have about $100K for our child?s college education, all in index stock funds, 65% US, 35% international. We hope to retire to India by end of this year. We don?t own a home anywhere in the world. However, we have investment real estate in India, which serves as a hedge against our purchase cost of a future home there. My first rea... More About: Early retirement , Retirement planning
Carnival of personal finance #154
2008-05-28 05:46:00 My article on Generating income in early retirement is featured in the Carnival of personal finance #154, now up at Canadian dream: Free at 45.Here are some other articles from the carnival that interested me:How to Turn $5000 into $22 million? Lessons From One Successful Individual Investor by FIRE Finance . (Early) Retirement - The Final Frontier by My Wealth BuilderFive Perfect Jobs for Retirees by Smart Money DailyShocking News About Social Security Solvency! by The Platinum Years Network, which is similar to my earlier post Social security/Medicare watch: 2008.Originally published at Retire To India. More About: Personal , Personal Finance
Carnival of personal finance #154
2008-05-28 05:46:00 My article on Generating income in early retirement is featured in the Carnival of personal finance #154, now up at Canadian dream: Free at 45.Here are some other articles from the carnival that interested me:How to Turn $5000 into $22 million? Lessons From One Successful Individual Investor by FIRE Finance . (Early) Retirement - The Final Frontier by My Wealth BuilderFive Perfect Jobs for Retirees by Smart Money Daily Shocking News About Social Security Solvency! by The Platinum Years Network, which is similar to my earlier post Social security/Medicare watch: 2008. Originally published at Retire To India. More About: Personal , Personal Finance
Generating income in early retirement
2008-05-18 05:08:00 One of the two major concerns for early retirees is how to generate enough income to live on until you are eligible to receive retirement income such as social security, pension or 401(k)/IRA distributions (The other major concern is health insurance, which I will cover in a separate post).As I show in my earlier posts on our Net worth, most of our savings are in tax-deferred retirement accounts. This is intentional, since we want to contribute as much as we can to tax-deferred accounts, to take advantage of the tax deferred growth and the tax deductions where possible. But this causes a problem: if we want to retire early, say at age 50, we have to have enough money in taxable accounts to live for at least 9.5 years, until we become eligible to take distributions from 401(k) and IRA accounts at age 59 1/2.As I mentioned in an earlier post, it is possible to make early withdrawals from retirement accounts without penalty. But clearly this is something you want to avoid, unless you r... More About: Retirement , Income , Early , Early retirement , Retirement planning
Generating income in early retirement
2008-05-18 05:08:00 One of the two major concerns for early retirees is how to generate enough income to live on until you are eligible to receive retirement income such as social security, pension or 401(k)/IRA distributions (The other major concern is health insurance, which I will cover in a separate post).As I show in my earlier posts on our Net worth, most of our savings are in tax-deferred retirement accounts. This is intentional, since we want to contribute as much as we can to tax-deferred accounts, to take advantage of the tax deferred growth and the tax deductions where possible. But this causes a problem: if we want to retire early, say at age 50, we have to have enough money in taxable accounts to live for at least 9.5 years, until we become eligible to take distributions from 401(k) and IRA accounts at age 59 1/2.As I mentioned in an earlier post, it is possible to make early withdrawals from retirement accounts without penalty. But clearly this is something you want to avoid, unless you r... More About: Retirement , Income , Early , Early retirement , Retirement planning
Net Worth update - 2008 First quarter: Up 1.4%
2008-04-11 04:03:00 At the of the first quarter of 2008, our Net Worth was $667,648.Our Net worth increased by $9288 (or 1.4%) this quarter. The return on our overall portfolio for the quarter was a negative 1.9%, however.I calculated our portfolio return using a neat formula that I first came across in the book The Four Pillars of Investing: Lessons for Building a Winning Portfolio by William Bernstein. It goes like this:First find the portfolio value at the start and at the end of the period. Next, calculate the Net inflow for the period which is total amount of money you added to the portfolio during the period minus any money you took out. The Net inflow may be positive or negative. Then,Portfolio return = (Ending value-Net inflow/2)/(Starting value+Net inflow/2) - 1.Related posts:Net Worth update - Fourth quarter 2007: Up 1.3%Net Worth update - Third quarter 2007: Up 6.1%Net Worth update - Second quarter 2007: Up 7.4%Net Worth update - First quarter 2007: Up 7.7%Our Net Worth over the yearsFinanc... More About: Update
Net Worth update - 2008 First quarter: Up 1.4%
2008-04-11 04:03:00 Here is our balance sheet for the first quarter of the year: Our Net worth increased by $9288 (or 1.4%) this quarter. The return on our overall portfolio for the quarter was a negative 1.9%, however.I calculated our portfolio return using a neat formula that I first came across in the book The Four Pillars of Investing: Lessons for Building a Winning Portfolio by William Bernstein. It goes like this:First find the portfolio value at the start and at the end of the period. Next, calculate the Net inflow for the period which is total amount of money you added to the portfolio during the period minus any money you took out. The Net inflow may be positive or negative. Then,Portfolio return = (Ending value-Net inflow/2)/(Starting value+Net inflow/2) - 1.Related posts:Net Worth update - December 2007: Up 1.3% Net Worth update - September 2007: Up 6.1%Net Worth update - June 2007: Up 7.4% Net Worth update - March 2007: Up 7.7% Our Net Worth over the yearsFinancial goals for retirementAs... More About: Update , Quarter , 2008
Social security/Medicare Watch: 2008
2008-03-30 19:52:00 Social Security and Medicare trustees' 2008 annual report was released recently. See here for news coverage of the report, and here for the full report.There are no big surprises in the report, but I find it fascinating to read about the projections for Social security and Medicare for the future. It is true that both programs are in financial trouble, but the situation is not anywhere as bad as some people think. Especially among 20 and 30 somethings, it has become fashionable to dismiss these "government programs".First, about the state of Social security: For years, the Social Security program has been taking in more in payroll taxes from existing workers than it needed to fund benefits. The government borrowed that surplus and promised to pay it back with interest by issuing special issue bonds to the program.The federal government will have to start paying back what it owes the Social Security trust fund in 2017 so the program can continue paying 100% of benefits. The trus... More About: Social , Watch
Social security/Medicare Watch: 2008
2008-03-30 19:52:00 Social Security and Medicare trustees' 2008 annual report was released recently.There are no big surprises in the report, but I find it fascinating to read about the projections for Social security and Medicare for the future. It is true that both programs are in financial trouble, but the situation is not anywhere as bad as some people think. Especially among 20 and 30 somethings, it has become fashionable to dismiss these "government programs".First, about the state of Social security: For years, the Social Security program has been taking in more in payroll taxes from existing workers than it needed to fund benefits. The government borrowed that surplus and promised to pay it back with interest by issuing special issue bonds to the program.The federal government will have to start paying back what it owes the Social Security trust fund in 2017 so the program can continue paying 100% of benefits. The trust fund will run dry by 2041. Without that cushion, Social Security wou... More About: Social , Watch
Retiring in Malaysia
2008-03-26 03:32:00 As I mentioned in an earlier post on outsourcing retirement, India does not allow or encourage foreign citizens to retire there. On the other hand, several other Asian countries are actively trying to attract foreign retirees. Thailand is probably the best known among these, but of late, Malaysia has been getting some attention too.Here are some interesting details about Malaysia's Malaysia My Second Home program for foreign retirees:The program is open to all foreign citizens wishing to retire or reside in Malaysia on a long term basis, and their spouses and children under 18 years. You will get a 10-year visitor pass and a multiple entry visa which is renewable every ten years.You can invest and own businesses in Malaysia. You are, however, not allowed to work there. Unlike Thailand and Singapore, Malaysia allows foreign retirees to own property and to apply for domestic loans to buy property.There is no minimum requirement to stay or visit Malaysia per year. You may come an...
Retiring in Malaysia
2008-03-26 03:32:00 As I mentioned in an earlier post on outsourcing retirement, India does not allow or encourage foreign citizens to retire there. On the other hand, several other Asian countries are actively trying to attract foreign retirees. Thailand is probably the best known among these, but of late, Malaysia has been getting some attention too.Here are some interesting details about Malaysia's Malaysia My Second Home program for foreign retirees:The program is open to all foreign citizens wishing to retire or reside in Malaysia on a long term basis, and their spouses and children under 18 years.You will get a 10-year visitor pass and a multiple entry visa which is renewable every ten years.You can invest and own businesses in Malaysia. You are, however, not allowed to work there.Unlike Thailand and Singapore, Malaysia allows foreign retirees to own property and to apply for domestic loans to buy property.There is no minimum requirement to stay or visit Malaysia per year. You may come and ...
Retirement homes in India
2008-03-12 03:15:00 There has been a growing market for retirement homes in India in recent years. With an increasing number of older adults living independently, this trend is likely to continue.According to a recent Associated Press story, these new retirement communities are so far available only for the affluent. The buy-in prices of $75,000 to $125,000 rule out the vast majority of the population, although with the economy growing every year, developers are betting the market will increase.A PBS Nightly Business Report story from 2006 described the expenses for people renting at these facilities. Living in retirement homes doesn't come cheap. Each resident pays a fee of up to $450 U.S. per month, a princely sum in a country where the average worker earns $120 U.S. a month. But there is no denying the demand. The Indian government has yet to work out a plan to deal with the country`s aging citizens, but the private sector has recognized the growing demand for retirement homes.An article fro... More About: Retirement , Homes
Retirement homes in India
2008-03-12 03:15:00 There has been a growing market for retirement homes in India in recent years. With an increasing number of older adults living independently, this trend is likely to continue. According to a recent Associated Press story, these new retirement communities are so far available only for the affluent. The buy-in prices of $75,000 to $125,000 rule out the vast majority of the population, although with the economy growing every year, developers are betting the market will increase.A PBS Nightly Business Report story from 2006 described the expenses for people renting at these facilities. Living in retirement homes doesn't come cheap. Each resident pays a fee of up to $450 U.S. per month, a princely sum in a country where the average worker earns $120 U.S. a month. But there is no denying the demand. The Indian government has yet to work out a plan to deal with the country`s aging citizens, but the private sector has recognized the growing demand for retirement homes.An article f... More About: Retirement , Homes
Retirement visa to India for non-Indians
2008-02-22 15:00:00 I received a number of questions from non-India n readers who wanted to know if there is any special visa or residency status that can be held by a non-Indian who wishes to retire in India.As I mentioned in an earlier post about outsourcing retirement to India, the answer to this question is not very promising. There is no such thing as a "Retirement visa" to India. Still, I want to summarize the available options in this post.First, those who have some Indian ancestry may be eligible to apply for the Overseas Citizenship of India (OCI) status that I mentioned in an earlier post on India and dual citizenship. This is available to you if you, one of your parents, or one of your grandparents, were previously a citizen of India. You must also be a citizen of a country that allows dual citizenship. If you qualify, this is the best option, since it allows unlimited stay in India with few restrictions.Next, there is a special status called Person of Indian Origin (PIO) available if you are... More About: Indians , Visa
Retirement visa to India for non-Indians
2008-02-22 15:00:00 I received a number of questions from non-India n readers who wanted to know if there is any special visa or residency status that can be held by a non-Indian who wishes to retire in India.As I mentioned in an earlier post about outsourcing retirement to India, the answer to this question is not very promising. There is no such thing as a "Retirement visa" to India. Still, I want to summarize the available options in this post.First, those who have some Indian ancestry may be eligible to apply for the Overseas Citizenship of India (OCI) status that I mentioned in an earlier post on India and dual citizenship. This is available to you if you, one of your parents, or one of your grandparents, were previously a citizen of India. You must also be a citizen of a country that allows dual citizenship. If you qualify, this is the best option, since it allows unlimited stay in India with few restrictions.Next, there is a special status called Person of Indian Origin (PIO) available if you are... More About: Indians , Visa
Early withdrawals from Retirement accounts without penalty
2008-01-13 04:30:00 Most of our investments are in retirement accounts, such as 401(k) and IRA accounts. We do this to take advantage of the considerable tax-deferral advantage provided by these accounts.I am often asked if it bothers me to "lock in" our money in such accounts where we won't be able to withdraw the money for many years. Normally money in 401(k) and IRA accounts can be withdrawn only if you are 59½ or more years of age. Any earlier than that, and you have to pay a 10% penalty. I want to explain in this post why this is not a big concern for me, since I am convinced that there are ways to access money early from these accounts penalty-free if it ever becomes necessary.First, some special cases:Most 401(k) providers allow for penalty-free hardship withdrawals in cases of genuine need, such as a medical emergency or disability. This is clearly not a good situation to be in, and shows the importance of having an emergency account and medical and disability insurance. Also, money taken ou... More About: Retirement , Taxes , Early , Early retirement
Early withdrawals from Retirement accounts without penalty
2008-01-13 04:30:00 As I detailed in my previous post on our Net Worth, most of our investments are in retirement accounts, such as 401(k) and IRA accounts. We do this to take advantage of the considerable tax-deferral advantage provided by these accounts.I am often asked if it bothers me to "lock in" our money in such accounts where we won't be able to withdraw the money for many years. Normally money in 401(k) and IRA accounts can be withdrawn only if you are 59½ or more years of age. Any earlier than that, and you have to pay a 10% penalty. I want to explain in this post why this is not a big concern for me, since I am convinced that there are ways to access money early from these accounts penalty-free if it ever becomes necessary.First, some special cases: Most 401(k) providers allow for penalty-free hardship withdrawals in cases of genuine need, such as a medical emergency or disability. This is clearly not a good situation to be in, and shows the importance of having an emergency account and m... More About: Retirement , Taxes , Early , Early retirement , Penalty
Net Worth update - December 2007: Up 1.3%
More articles from this author:2008-01-06 19:46:00 Here is the report card for our household for fourth quarter, 2007. Our Net Worth increased by $8.160 (or 1.3%) in this quarter. This quarter has been a challenging one, due to the poor returns in the stock market, and some unexpected expenses we incurred. For 2007, our Net Worth increased by $128,345 (or 24.2%) Related posts:Net Worth update - September 2007: Up 6.1%Net Worth update - June 2007: Up 7.4% Net Worth update - March 2007: Up 7.7% Our Net Worth over the yearsFinancial goals for retirementAsset Allocation update: 2007 December Originally published at at Retire To India. More About: Update , Net worth , December 2007 1, 2, 3, 4 |
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