UK Personal Finance Blog - UKMoneyPotUK Personal Finance Blog - UKMoneyPotA UK personal finance blog and account of a personal finance website owner.
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Is Your Data Protected When You Apply Online?
2007-07-06 13:46:00 Have you applied for anything online only to find that you are continually bombarded thereafter with either promotional emails or phone calls or even junk through your letter box? If you have applied for a loan recently you may find yourself subjected to phone call after phone call from companies all claiming to have received your application ... More About: General , Data , Online , Prot
Car Insurance Cancellation Fees - How they can get you?.
2007-07-02 17:03:00 I used to have car insurance with Norwich Union, then my renewal was presented to me (by post) with a figure £60 more than my previous years policy price. When are insurers going to start lowering your policy in the second year? Why are loyal customers who don’t make claims rewarded by increased premiums? Anyway, my policy auto-renewed because ... More About: Insurance , Car Insurance , Fees , Ella , Ancel
Your No Claims Discount - Prove it!
2007-07-02 12:54:00 Something to be aware of when choosing an insurance company is how they record details of no-claims discounts. When applying for car insurance we are required by law to put in the number of years no-claims discount that we can PROVE. Usually this means taking the information from your previous insurance policy. Some insurance companies only record up ... More About: Insurance , Claims , Disco , Rove , Discount
Less Than a Week to Beat the Rate Rise
2007-06-29 22:35:00 From Yahoo Financial News interest rates are set to rise by 25pct to 5.75 on Thursday. They are expected to reach 6.00% by the end of 2007. ..it’s just as well I switched my mortgage from a variable rate tracker to a 2 year fixed rate product. My mortgage will now stay at 5.44% for the next 2 ... More About: Week , Mortgages , Beat , Rise , Rate
A Truly Nobel Gesture
2007-06-27 15:47:00 As you may or may not know Muhammad Yunus and his Grameen Bank was awarded the 2006 Nobel Peace Prize for their efforts with micro credits (or microloans or microfinance) in Bangladesh. Providing small cash loans to people in thirld world countries enabling them to start their own small business. Now you can follow in the footsteps ... More About: Loans
Fake Students Elligible for Loans
2007-06-27 14:58:00 This is old news (as in the story came out last month) but I’ve only just found the article. Apparently around 1600 students enrolled across the UK don’t exist. Fraudsters enrol then use their fake status to obtain student loans. One such fraudster borrowed over £65,000 using 17 fake identities! “The government-owned Student Loans Company will not say how ... More About: Students , Fake
Time for a New Postcode
2007-06-21 16:46:00 In the last week two things have happened in the last week that suggest to me my neighbourhood is in decline. Earlier this week I walked out of my front door only to notice across the road in the childrens park/play area were a small number of caravans, a few dogs and some makeshift washing lines. ... More About: General , Time
Quick Loan Round-Up
2007-06-20 16:17:00 Some recent shifts in interest rates have led to a shuffling in the order of unsecured personal loans available online through affiliate programs. The current standings (correct as at 20/06/2007 - information sourced direct from the lenders websites). Ordered by typical APR: Moneyback Bank Loan - 6.2% Alliance & Leicester - 6.4% Halifax - 6.4% Bank of Scotland - 6.4% Liverpool Victoria - 6.7% AA ... More About: Loans , Round Up , Quick , Round
Right Royal Mail
2007-06-20 11:35:00 The Royal Mail recently attempted to post an item to me that was too large to fit through the letter box. I don’t actually recall hearing the doorbell, I just found one of those little red notes on my doormat telling me someone had tried to deliver a package. I happened to notice the opening times had changed at ... More About: General , Royal Mail
Amusing Quote for the Self Employed
2007-06-18 00:57:00 The creed of the Inland Revenue is simple: “If we can bring one little smile to one little face today, then somebody’s slipped up somewhere.” – David Frost More About: Amusing , Quote
Persistence Pays Off - Your Unexpected Interest Costs
2007-06-18 00:28:00 After reading a misleading advert regarding an M&S credit card offer, a UK consumer withdrew a number of Euros expecting to pay no interest until January 2008. Turns out the offer was for ‘brand new customers only’ and their subsequent statement revealed £20 worth of interest. Several calls and appeals later, M&S finally repaid the interest but not without ... More About: Credit Cards , Interest , Pays , Persistence , Costs
Who?s Responsible for Recycling?
2007-06-17 23:08:00 I live in Southampton, UK. It’s not a small city and collectively we must produce tons of waste every hour and yet when I asked my local council for a glass bin (a plastic box some councils provide for people to put their glass in which gets taken away on a specific day and recycled. ... More About: Recycling , General
Google, Google, Google?.
2007-06-15 22:45:00 I’m not going to harp on about this because it’s known by webmasters around the world as ‘one of those things’, but one of my sites has suddenly dropped from ranking between 8th and 10th on Googl e to around 40th for a popular search phrase. I could rant on about this because yes, it makes my blood boil when things ...
Life Insurance Claims Worthy of The Darwin Awards
2007-06-14 12:44:00 A recent article on thisismoney.co.uk has listed 5 acts of sheer stupidity that resulted in death. From a stuntman that jumped off of Niagara Falls on a jet-ski with a parachute (who forgot to attach the parachute to himself) to a man that chose to try and cut a 7,500 volt cable with pruning shears! In all 5 ... More About: Life , Insurance , Awards , Darwin , Life Insurance
School Uniform, under £10
2007-06-12 00:10:00 I can’t find them online and I haven’t been in-store to check but apparently, Asda are selling school uniforms for £9.96 (ages 3-6). The price rises to £13.96 for 10 - 12 year olds. Woolworths are competing closely with ‘trousers and skirts for £2, shirts and blouses for £1, jumpers and cardigans for £2 and shoes for £8.’ Read the ... More About: School , Uniform , Expenses , Form , Under
Direct Line Doesn?t Compare
2007-06-11 20:03:00 Is it my imagination or does Direct Line seem to have something against price comparison websites? Their recent run of TV advertising openly refutes the reliability of the information available from price comparison websites and encourages consumers to go directly to them. Obviously no names are mentioned but there are only a few well known comparison sites ... More About: General , Compare , Compa
Online Advertising Affecting Interest Rate Offers?
2007-06-08 23:32:00 Could it be possible, that because there are a large number of websites advertising a particular product, they could affect how changes are made to that product? For example, credit cards. Some advertise 0% until May 200X….. Some advertise 0% for 13 Months. In order for the company advertising ‘May 200X’ to remain competitive, this needs to become ‘June 200X’ the ... More About: Credit Cards , Advertising , Online Advertising , Online , Offers
Silly APR
2007-06-08 21:31:00 Payday loans have been big business in the USA for many years and are common place alongside credit cards and mortgages. The idea is ‘quick cash’. Small loan amounts for short term borrowing. The name ‘Pay Day’ suggests a ‘loan until payday’. You take out a small loan of up to £1000 and you pay it off in ... More About: Loans , Silly
Celebrity Gossip - Yawn! - Real Headlines Please!
2007-06-05 01:54:00 Just caught a glimpse of an advert for one of the popular UK girlie mags and one of the headlines read something like “Victoria Beckham’s LA Dream Shattered/In Ruins”. Firstly, with all their wealth, how could those dreams possibly be ruined? I stayed in LA for 10 days and had a good look around and unless ... More About: Celebrity , Celebrity Gossip , Gossip , Real , Amusing
Big Brother Billions
2007-06-04 23:12:00 It’s started again. The ‘car crash’ reality tv show that is Big Brother . It’s everywhere. E4 have even replaced the much loved series Scrubs entirely with the show (a bleak day for television indeed….). Me, I don’t like Big B rother. I think it’s just a fantastic money spinner and the developers of the show deserve a huge ... More About: General , Bill
Dodgiest ?Home Business? Job Offer
2007-06-02 20:14:00 A recent junk email offered the possibility of earning up to $10,000 (approx £5,000) per month without affecting existing employment. Call me a cynic but I thought money laundering and smuggling…? As follows:- Greetings. Would you be interested in a home job that allows you to earn up to $10,000 per month? No start up fees, no ?envelope stuffing? ... More About: Business , Home Business , Home , Offer , Sine
Fake Payslips Can Bring Misery to Borrowers.
2007-06-01 14:43:00 On today’s edition of BBC’s Working Lunch a brief story advised consumers not to consider using fake pay-slips to borrow more than they can afford. Pay-slips are often used as proof of earnings by lenders to ensure an applicant can afford to repay credit such as a loan or mortgage. If a pay-slip reveals the applicant cannot afford ... More About: General , Fake , Pays , Miser , Borrow
4×4?s and Carnivores
2007-05-29 16:59:00 Don’t get confused but even though cars produce dramatically LESS CO2 than livestock farming, we still need to reduce the amount we use our cars/trucks/planes. Burning fossil fuels produces a number of toxic chemicals that there is no doubt our atmosphere and the air we breathe would be better off without. (Environment Agency - Air Quality and Emissions) But according to ... More About: Nivo , Carnivore
What?s the Deal with Tesco Value Broccoli?
2007-05-25 21:14:00 Firstly, the real deal you get with Tesco Value Broccoli is a saving of between £0.10/Kg and £6.77/kg. To break that down a bit, Tesco Value Broccoli is only £1.18/Kg (source, my local Tesco! 20/05/07) whereas, Tesco ‘Organic’ Broccoli is £2.99/Kg. (£1.81 more) You buy 2Kg of the Organic variety (in store) and you’ve just paid £3.62 more ... More About: Deal , Expenses
?Pay As You Throw? Tax On Rubbish - Fundamentally Flawed
2007-05-24 10:28:00 Excerpt from Yahoo News: ?Families face a new ?pay as you throw? tax on rubbish under proposals to be unveiled by the Government. It means the average family could end up paying around £120 a year to have their rubbish collected, on top of their council tax. Under the proposals people will be provided with a slop bucket for ... More About: Expenses , Throw , Fundamental , Bish , Ally
Cheapest & Lowest APR Secured Loans
2007-05-23 23:43:00 For many years one of the unique selling points of secured loans has been something of a myth. It has been advertised that the APR of secured loans is often more competitive than unsecured loans because they are less of a risk to lenders. The loan is secured on property so applicants are less likely to risk ... More About: Loans , Lowes , Secure , Lowe , Cure
Adwords Value for Money?
2007-05-20 14:29:00 On a couple of my finance sites I display a 728×90 ‘leaderboard’ Google adwords ad. These display 4 or 5 sponsored results. (see example on www.themighty.net) In the finance world, people pay an arm and a leg to appear at the top of the sponsored results and subsequently within the top few results that are rotated within ... More About: Money , Adwords , Value
Us and Them
2007-05-19 13:49:00 How to completely undermine the nation’s confidence and respect in parliament with one fowl swoop…. “MPs passed a controversial measure on Friday exempting themselves from a law that gives the public access to official information.” Personally I have no faith, confidence or respect for parliament and I suspect there are millions of Britons that have felt the same way for ... More About: General
Screw Top Paint Pots
2007-05-18 20:40:00 Is it me or is it hard to believe that someone has only just come up with the idea to make paint pots with screw top lids? OK so sample pots have them but for as long as I can remember paint pots/tins have always had a tight fitting ‘lever-off’ lid. They can be extremely annoying! How many ... More About: Amusing , Screw , Paint , Crew
Lara Croft Arrested in Manchester
More articles from this author:2007-05-17 15:17:00 What a great story! - From Yahoo News Movie and computer game Point of Sale marketing displays often feature life sized representations of main characters. These can come in the form of full sized cardboard cut-outs and more recently full sized dummies. These effigies can fetch a pretty penny and are highly desirable among fans and collectors. One ... More About: Arrested , Manchester , Amusing , Lara Croft , Este 1, 2 |
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