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Finance Physician

Finance Physician
Everything outside of work you need to think about. Personal Finance advice for preprofessionals and students
Articles: 1, 2, 3

Articles

8 things I try to do to live more frugally
2007-08-22 01:00:00
An article by Grad money matters got me thinking about this as well so I decided to write my own article about this as well. If you remember the first time you ever received your first paycheck, you will understand that spending that hard earned money can be quite painful. Its so much easier to ...
More About: Live , Things , Ally , To Do
Strategies to save money; earn 10 dollars right off the bat with Ebates.com
2007-08-21 02:57:00
One of my favorite websites to use has been ebates.com. What is ebates? It is a central website that has an exhaustive list of places that you normally shop at online. From now to september 15th, you can get a 5 dollar bonus for signing up. You get a second 5 ...
More About: Money , Save Money , Strategies , Earn , Save
Tips and tricks to get the best hotel values- good for interview season
2007-08-15 14:44:00
One of the biggest costs during interview season or anything that requires you to leave home for an extended period of time is Hotel . I can tell you for a fact that I have spent almost five thousand dollars in cost of hotels in the past year. This is because of the interview ...
More About: Tips , Tricks , Tips and Tricks , Interview
Why you should cancel cable and just go blockbuster total access and free T
2007-08-14 14:40:00
For some this may make more sense than spending 50 dollars a month on cable. When I was about to move for residency, I was thinking of spending money on getting sattelite. I was thinking that I was going to be saving money over regular cable because satellite is going to be a ...
More About: Free , Blockbuster , Access , Frugality , Total
A young professional?s guide to car insurance
2007-07-30 20:08:00
There are a few things that cost a lot of money for people like you and I. These things include: mortgage (or rent), car payments, and car insurance, among other things. In this article, I will try to be as comprehensive as I can about what to look for in auto insurance and ...
More About: Insurance , Car Insurance , Young , Guide , Professional
Introduction to 403b retirement savings plan
2007-07-28 22:39:00
If you are like me and working for a hospital during your residency years, you probably have an option to open a 403b account. What is a 403b account? It is a retirement savings plan for “public educational organizations, non profit employers, self employed ministers” It is much like the 401 ...
More About: Retirement , Introduction , Plan , Savings , Intro
Understanding your first paycheck
2007-07-27 20:25:00
So i got a little preview to my first paycheck which will be released at the end of the month and I’m a little confused about it and so I went ahead and spent some time researching the various aspects of a paycheck. In the emory paycheck, there is the gross monthly pay. This is ...
More About: Understand , Standing , Under , Stand , Understanding
Make sure you sign up for a flexible spending account!
2007-07-24 02:55:00
The thing that people forget to do when they start a new job (and for us who are just starting residency) is to take the time to fully understand all the benefits that you can qualify for. The thing that I want to let you all know about is what is called the flexible ...
More About: Spending , Sign , Make , Sure , Flexible
How I made a couple thousand dollars on a bad day in the stock market in on
2007-07-21 05:51:00
My day basically started at midnight - well… i was on the night shift at the pediatric emergency room ER and it was a heck of a day with multiple admissions and some bit of constant visitors that needed treatment. I got home around 8AM and I went to bed, I woke up ...
More About: Stock Market , Market , Stock , Couple , Made
The secret to talking to an actual customer service representative
2007-07-03 20:05:00
With everything that you can get over the internet, sometimes we just feel like we end up disconnected with the rest of the world. The worst is when you just need to talk to an actual customer service representative but you get the loop around. Dial a human is a long list of ...
More About: Customer Service , Service , Customer , The Secret , Secret
Is it really cheaper to rent? Why you shouldn?t buy a house right now.
2007-07-02 16:03:00
I know I promised to write a how to about buying a house, especially for the newly graduated medical student but I just can’t see many positive in buying in a market like the one that we are facing right now. The housing market in certain markets may make a little sense but here are a ...
More About: House , A House , Rent , Really , Ouse
Why you should NOT get an iPhone
2007-06-28 21:21:00
If you haven’t heard about the iPHONE then you have been living under many many rocks. However, even if you did heard it, you should know that it would be a grave mistake to buy an iPHONE. Well…any person that really wants a very expensive phone with a very expensive phone plan should ...
More About: Iphone
How to get lots of stuff for free on your birthday
2007-06-28 03:51:00
I didn’t realize how many free stuff you can get on a birthday but I remember that one time when my friends and I went to the olive garden and they surprised me with a birthday cake that the olive garden people brought and started singing happy birthday in italian. That was hilarious. ...
More About: Free , Stuff , Birthday
A guide to getting the most out of your checking and savings accounts
2007-06-26 19:40:00
Nowadays, local banks may not be the best places for anyone to keep their money. I have currently 8 bank acccounts, a mix of checking and savings accounts across various institutions. Today I’d like to let my fellow colleagues know about the various checking and saving accounts that you can put your liquid ...
More About: Guide , Saving , Savings , Ving , Guid
The Finance Physician tells you how you can survive the ER
2007-06-25 13:23:00
I think that one of the things that might be important to cover in a site that is written by a newly minted physician is this article about how to survive the emergency room. My first month of hospital work which will start on the first of the coming month will be in the ...
More About: Finance , Survive , Vive , Tells , Finan
Get 5% off your gas bill every month
2007-06-23 23:48:00
I wrote an article last month about the many ways that you can save money on gas. I recommend checking it out as it is pretty comprehensive. Discover card has done a turnaround from the days when discover was just a minor company in the shadow of mastercard and visa. There ...
More About: Bill , Month , Mont
Top 10 things doctors can do to save themselves from being sued for malprac
2007-06-23 00:43:00
Its been 2 days of orientation for me in preparing to being working in the hospitals as a newly minted physician. As such, we had an entire day filled with orientation lectures and one of them was on malpractice prevention. There was an excellent handout that listed the 10 ways to avoid litigation ...
More About: Doctors , Things , Save , Bein , Doctor
Why I finally switched over and got an apple laptop. And how you can get a
2007-06-21 20:08:00
I don’t know how unbiased I can be about going apple vs. going PC but I have to say that I made the switch to apple on December of 2006 and within the span of a few months, I feel as though I love a lot of things about apple. There are many ...
More About: Apple , Laptop , Finally , Switched , Fina
Your airline miles may have expired and you may not even know it.
2007-06-20 18:28:00
Because I was moving so often, my airline miles programs got lost into the wind. Actually my mom started recieving a few of them at home in hawaii. After collecting the mail over a span of a month, I get a letter from my mom, from Continental that I had about 15 thousand ...
More About: Miles , Line , Airline
An idiots introduction to assets and investing. Who, what, when, where, why
2007-06-20 00:51:00
Last week, I discussed the who what when and why. Today I’d like to discuss the where and how to invest. This bring me back to my other article that reviewed the 19 investment brokerages that consumer reports examined for trading. Of the 19 investment brokerage companies, the top three included First ...
More About: Idiots , Investing , Introduction , Intro , Where
How a VISA signature card could have saved my ass when my laptop got stolen
2007-06-18 17:45:00
Last fall, I was on a crazy back and forth traveling marathon in the US interviewing for residency.  An idiot of a person that I was, I decided to check in ALL of my luggage including the one with my laptop in it because I had a 7 hour layover in Reagan airport in ...
More About: Card , Laptop , Stolen , Visa , Natur
My first Investor Blog Network Festival
2007-06-18 03:38:00
So I’ve finally made investor blog network festival…this is their ninth festival. Hopefully I can participate in every festival from this forward on. The article that I’ve posted for the festival is my article on student loans This week’s festival is held in www.biohealthinvestor.com check it out, there are a lot of interesting information on ...
More About: Network , Blog , Festival , Investor
How to not pay any sales tax when you shop
2007-06-17 17:40:00
When I initially bought my first car in georgia when I started medical school, I had to pay sales tax in Louisiana because i was registering my car there.  I got reamed by Louisiana too many times because my tax bill for my car was almost 10 percent.  Thats a few thousand dollars down the ...
More About: Sales , Shop
How to use shopping trends to save yourself money on everything!
2007-06-17 05:30:00
When I picked up the most recent issue of consumer reports, I found a gold mine of information on the CR Money section of the report. Their topic for the month was a calender of deals that list the various things that are on sale based on the time of the year. If ...
More About: Shopping , Trends , Save , Ends
Check out DINKS finance if you are a couple
2007-06-15 22:20:00
One the the things that I have to admit that my blog lacks, is the view of a newlywed couple on finance. These guys Miel and James have a different twist to the view on personal finance. Check out www.dinksfinance.com
More About: Finance , Couple , Finan , Fina
Save money by buying fruits and vegetables in season
2007-06-15 17:10:00
Recently I’ve been having the worst case of constipation. I haven’t been getting my normal dose of fiber for a few days. Sometimes, the days are just better after a good shit. Thus I wanted to write about fruits and vegetables and how you can save a little money by thinking of ...
More About: Buying , Fruits , Vegetables , Money , Save Money
An idiots introduction to assets and investing. Who, what, when, where, why
2007-06-15 16:45:00
WHO YOU!!! WHAT There are many ways to look at investments. Investments as related to finance include buying securities in the form of stocks or bonds. When buying stocks and bonds you can buy them in the form of common shares, mutual funds and exchange traded funds. Shares are the easiest to understand ...
More About: Idiots , Investing , Introduction , Intro , Where
Looking a little closer at the student loan repayment interest rates
2007-06-14 05:27:00
I find that learning about interest rates is probably one of the most boring of topics. However, to fully understand your student loans and other loans and how lenders decide what interest rates to charge, you need to understand the basis of where these numbers come from. I will explain: Stafford Loan s = End ...
More About: Student , Interest Rates , Interest , Loser
USA Today: Young in Debt series week 3, Saving money?how does it apply to u
2007-06-13 17:21:00
The USA today series young in debt is a great series of articles about five twenty somethings and discuss the various issues that affect young people in the world of money. On week 3 of the young in debt series, Saving money becomes a issue that many people in their 20’s have trouble doing. ...
More About: Money , Series , Today , Young , Debt
Top 10 price comparison websites that I like to use before I shop online
2007-06-12 15:13:00
For the past year, I’ve gotten to a point where I don’t buy anything unless I know that the price i’m paying is the best price I could find. There are some great sites out there that you can use to shop for pretty much anything online. With the expansion of the internet ...
More About: Websites , Shop , Online , Price , Comparison
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