The Armatureist Financial JourneyThe Armatureist Financial JourneyMy jouney through the finantial labyrenth. Articles
112th Carnival of Personal Finance
2007-08-08 00:25:00 This week, the 112th Carnival of Persona l Finance is being hosted by The Frugal Law Student, and one of my articles was featured! You can see my article, Mutual Funds, Index Funds, and Hedge Funds, oh my. Here are some other articles I enjoyed: An interesting way to save by driving payed for cars. How Will I Know I Have Saved Enough? Why I Keep My Emergency Fund at the Low-Interest Bank Interesting Articles, UncategorizedIf you liked this post, buy me a beer. (Suggested: $3 a beer or $7.50 for a pitcher) Share This © Jason Crews - visit the author for more great content. More About: Personal Finance
Month End Summary, Site Stats
2007-08-06 21:08:00 Referrers: I submitted two articles to stumble upon and received quite allot of traffic especially compared to the average daily traffic. The daily mean was about nine hits per day, while the mode was only about three hits per day. I think the three hits per day is a little more reminiscent of actual traffic, and not too bad considering the site has only been up for about a month. StumbleUpon is interesting, it brought me 171 total visits, and each visitor averaged 1.83 pages per visit. This tells me that the site was interesting enough for most visitors to view a second page. I will be thinking about more ways to improve this over the next month. NetworthIQ is perhaps one of my favorite sites now. NetworthIQ got me interested in blogging, and is a continuous source of information. Every time I write a post that I think is related on this blog, I post a not in my journal on NetworhtIQ mentioning it. I also will comment on users questions an mention my site if I have rela... More About: Site , Stats , Summary , Month , Mont
Plan Part 1 revised
2007-08-04 15:04:00 affiliate program I After reading a post at Blueprint for Financial Prosperity I realized I was only thinking about retirement, and not really anything else. So below I present with yet another revision of my Plan . You can see my entire plan here. Personal Finance : Below is a ruff diagram of my plan. My first priority ... More About: Goals , Part , Investments
Housing Bubble
2007-08-03 23:57:00 affiliate program Here are some stats: Here is what the main stream media says, what do you think? Here is what real estate agents have to say: Note: There is a poll within this post, please visit the site to participate in this post’s poll. Interest Rates , Real Estate, speculationIf you liked this post, buy me a beer. (Suggested: ... More About: Housing Bubble , Housing , Bubble
Site Updates
2007-08-03 10:47:00 affiliate program I’ve spent the last few, or not so few hours, applying this new theme, and some new plugins. Let me know what you think. Note: There is a poll within this post, please visit the site to participate in this post’s poll. Polls If you liked this post, buy me a beer. (Suggested: $3 ... More About: Site , Updates
July End Summary
2007-08-01 09:39:00 affiliate program Personal Finance Summary : Net Worth: Their are two main factors for my decreasing net worth. 1. I keep on taking more student loan debt 2. My retirement account took a good hit the last week of July . You can see my retirement account portfolio below. Goal Status: 1. I can’t start paying off the loans until I ... More About: Goals
What the heck is an Income Trust?
2007-08-01 06:42:00 affiliate program I have been noticing allot of talk in the financial blog community about Income trusts, and I realized I don’t really understand them. Trust s Investment trusts are companies that invest in the shares of other companies for the purpose of acting as a collective investment. Investors’ money is pooled together from the sale ... More About: Real Estate , Investing , Rust
Money Markets Galore
2007-07-30 16:28:00 affiliate program I have a money market account, but until recently, I didn’t realize their was more than one kind, and after beginning my research, I quickly realized that their isn’t a single good source of information. At least, not one that I found. Money Market Account and Fund Overview: First, Money Market Accounts are NOT ... More About: Markets , Mutual Funds , Galore
Short Term Goals
2007-07-27 22:00:00 affiliate program With July nearly at an end, and August nearly here, I thought it would be a good time to set some personal goals for the coming month. My hope is to provide myself some account ability by making those goals public rather than private. Here are some short term goals for ... More About: Goals , Short-term , Short , Term
Mutual Funds, Hedge Funds, and ETF?s oh my
2007-07-26 07:19:00 affiliate program I was recently reading an article in the July issue of Money Magazine in which they compared Mutual Funds , Hedge Funds, and ETF’s, and I realized that I really didn’t know a whole lot about any of them. So I’ve done a little research and this is what I have learned. Mutual Funds: A ... More About: Investing , Brokerage , Investments
Quality Not Quantiy
2007-07-24 17:00:00 affiliate program I have some good news and some bad news. First the good news. I started working on an article and it has become much more extensive that I originally planed. That means lots of good information to share, but it also leads me to the bad news. It’s also taking longer than I originally ... More About: Quality , Ality
Weekend Articles Worth Reading
2007-07-23 10:23:00 Here are some articles I found over the weekend and thought I would share. Artic les : Most ruthless foreclosure states- this continues my theme on the depressing housing market from last weeks article from CNNmoney.com. Your Portfolio: A rebalancing act - Rebalancing seems to be a hot topic for some reason, this article is by Walter Updegrave, I never heard of him before either, on CNNmoney.com. The buyers: The Wuams and the too-good-to-be-true mortgage - a good warning not to be stupid when getting a mortgage, from CNNmoney.com. Blogs: Why Asset Allocation Works- a nice explanation of why one should have a mix of asset classes. Five Accounts You Absolutely Must Have- Recomendations of accounts that it’s a good idea to have. Be ware No Cost Refinancing Offers- Warning about expenses of refinancing. The Investor’s Toolset: 57 Must-Have Web Resources-a bunch of online tools for investers. Why I Don’t Worry about Rebalancing my Asset Allocation- anothe... More About: Reading , Weekend , Worth
Call For Articles
2007-07-22 21:32:00 Have you ever wanted to write an article on a blog, but not worry about maintaining it? Have you ever thought, “I really have an opinion about this, but it’s to long for the comments,” or do you just have something to say? I have spent allot of time scouring the internet and writing about various issues, and I’ve learned one thing more than any other. If you want to write an article everyday it’s allot of work. So if you answered yes to any of the above questions and want to contribute to the blogosphere, email me or leave a comment and I will contact you and see what we can work out. Blogged with Flock Tags: money, fincnae, bloggers, blogging If you liked this post, buy me a beer. (Suggested: $3 a beer or $7.50 for a pitcher) Share This More About: Articles , Call , Artic
When Is a good time to begin in real estate?
2007-07-21 00:00:00 affiliate program Personally, I hope the market continues to decline for the couple of year because that’s when I’ll be ready to begin buying, and many people seem to think we may be headed that direction. So the question remains. When is a good time to begin in real estate? I ... More About: Estate , Real Estate , Time , Investing , Real
Frist Impressions of Prosper
2007-07-19 21:30:00 affiliate program Getting My first loan: first step to lending money is to transfer money from a checking account to your Prosper account. For some reason I thought you could invest as little as $25 on a loan so that is what I initially transfered. First, depending on the ... More About: Investing , Impressions , Impress , Impression
My Plan (Part 2 Revised)
2007-07-18 22:34:00 affiliate program Inflation As GPSMoney was so kind to comment on in my last post, I didn’t take inflation into consideration in my plan. So keeping all of the assumptions the same, and factoring 4% average inflation over the 50 years and 5% return on investment over the 15 year retirement. I will need ... More About: Part , Plan , Saving
My Plan (Part 2)
2007-07-16 23:30:00 affiliate program You can see my plan in full here. This is my expected financial picture after I pay off the student loans. This is a little harder to predict because their are so many variables and each variable can drastically change the outcome of my projections. Achieving the plan More assumptions Time to save: 50 years Risk ... More About: Real Estate , Investing , Part , Plan , Saving
Todays Word: Inflation
2007-07-14 10:49:00 Allot can be said about inflation, but as a whole I don’t think it’s understood. What is Inflation : According to Dictionary.com it is: a persistent, substantial rise in the general level of prices related to an increase in the volume of money and resulting in the loss of value of currency (opposed to deflation). That ... More About: Gold , Interest Rates , Word , Investing
Buy condoms on amazon?
2007-07-13 10:12:00 That just doesn’t seem right. Not right at all! If you liked this post, buy me a beer. (Suggested: $3 a beer or $7.5 for a pitcher) Share This More About: Amazon , Condoms
Interesting Links
2007-07-12 21:10:00 More interesting links: Take money out of your 401 k early…without penalty- The title says it all, but of course their is a catch. A step back- Provides some insight on actually academic research, which is hard to find, especially in the blog world, regarding hedge fund and mutual fund returns. One word that ... More About: Interesting , Links , Eres
Good Debt Bad Debt
2007-07-12 08:49:00 Suprisingly this is a matter of some debate, at least in the blogosphere. Here is what was said on The Art of Debt : Don?t Sweat the Good Debt: Good debt is a phrase to describe productive, investment based debt. Student loans, mortgage and car loans (reaonable ones here, if you are making 30k a year and just ...
Interesting Links
2007-07-11 03:05:00 Here are some interesting articles I have found: Blogger’s Networth- Enough Wealth has compiled a list, of which I am not on, of financial bloggers who post their net-worth information on FinancialIQ.com. This is a great starring point to find out what strategies investors at various stages of their journey through the financial labyrinth. Invester’s ... More About: Interesting , Links , Investing , Brokerage , Eres
Almost Done
2007-07-11 00:12:00 I think I finally have the site looking about they way I want. their may still be some minor tweaks here and their, but everything should settle down now. Check out some of the new features: New Theme Google Ads Context Ads Amazon Context Ads Buy me a Beer Feedburner Feed AJAX comments AJAX comment Previewer Page polularity tracking Esaly share article with Share This Added ... More About: Done
My Plan (Part 1)
2007-07-08 01:28:00 The Full version of My Plan can be seen here. Part 1: This is the financial picture I expect to have once I am done with school: Income: Annual Salary: $35,000 - $40,000 Expenses: Rent: hopefully less than $600 /month Utilities: hopefully less than 150 /month Food: $200 /month Assets: Bank Accounts: effectively $0 IRA’s: about $9,500 Liabilities: Credit Card Debt: ... More About: Debt Management
Brokerages
2007-07-08 00:19:00 Like everything else I am learning. This is all theoretical, I havn’t used any of these brokerages, and sence their are so many different brokerages this may be a work in progress for quite some time. Comparison Cart: I’m not ready to start putting money into the market yet, but based solely ... More About: Brokerage , Brokerages , Rages , Ages
Site Changes
2007-07-07 05:27:00 This blog will be undergoing several changes over the next few days/weeks. Some of the changes will included advritisments to the site and feeds, and revinew generating items. While the site is underdevelopment please leave feedback to tell me what you think. Has the site become cluttered? Has the site become too ... More About: Site , Chang , Chan
Interesting Articles
2007-07-06 03:31:00 Today’s Interesting Artic les : http://www.thesimpledollar.com/2007/07/02 /a-prenatal-college-fund/ -This should be interesting for anyone considering having children. The author discusses issues such as how he set up a college savings fund, why he set it up, how much he is contributing, and allot of other important information. http://www.richdadwisdom.com/?p=183 -here the well known author of the Rich Dad Poor Dad, Robert ... More About: Real Estate , Investing
Student Loans Vs. Cash Flow (Conclusion)
2007-07-05 22:02:00 This is the third part of my Student Loan Payoff vs. Cash Flow Investing otherwise known as the conclusion. To get caught up you may want to see: Part 1 Part 2 the original question If the expected return is Higher than the expected interest: For a full description of the assumptions I made, see Part 1 . If the expected return is ... More About: Debt Management , Loans , Student Loans
Student Loans Vs. Cash Flow (Part 2)
2007-07-05 21:40:00 This is Part 2 of my Student Loan Payoff Vs. Investing for Cash Flow Analysis. Part 1 Original Question Analasis: (see full spread sheet) I made several assumptions for this analysis: In Philosophy #1 only the minimum payment is made each month. In Philosophy #2 a payment of $1000 is payed each month. Loan interest rate of 10%. ROI of 7% Individual has a ... More About: Debt Management , Loans , Student Loans
Wordpress
More articles from this author:2007-07-03 21:16:00 I apologize for anyone who actually wanted to read my last post, but apparently wordpress ate it. I have done everything that I can think of to get it back, and to no avail. Laity I have been having a lot of problems with Wordpress , I think it’s the newest version. ... 1, 2, 3, 4, 5, 6, 7 |
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