Money ControlMoney ControlWell, like most folks, I have been through job switches in my Career . Most jobs were really OK and have helped me gain the experience to negotiate a pretty nice salary package for myself. But I don't have much of savings from any of my earlier jobs 
Articles
Silas Maner de GEORGE ELIOT (Cap-5)
2008-04-04 01:00:00 Cuando Dunstan Cass le volvía la espalda a la choza, Silas Marner no estaba ni a cien pasos de allí. Volvía penosamente de la aldea. Una bolsa cargada al hombro le servía de sobretodo, y llevaba una linterna de cuerno en la mano. Sus piernas estaban cansadas, pero su espíritu, que no presentía ningún cambio, se sentía ágil. El sentimiento de la seguridad procede más frecuentemente del hábito que de la convicción; por eso es que subsiste a menudo, cuando las condiciones se han modificado de tal modo, que más bien debieran dar lugar a esperar que se volvieran una causa de alarma. El lapso de tiempo durante el cual cierto acontecimiento no se ha producido, es, según la lógica del hábito, constantemente opuesto como la razón por la cual ese acontecimiento no debe ocurrir nunca, aun mismo cuando ese lapso de tiempo es la condición nueva que lo hace inminente. Ese hombre os alega que ha trabajado cuarenta años en el interior de una mina, sin ser herido en un solo accidente, como el motivo... More About: George , Eliot
Silas Maner de GEORGE ELIOT (Cap-1)
2008-04-01 20:05:00 En los tiempos en que las ruecas zumbaban activamente en las granjas, en que las mismas grandes damas, vestidas de sedas y encajes, tenían sus pequeñas ruecas de encina lustrada, a veces se veía, ya sea en los caminos de los distritos apartados, ya sea en el seno profundo de las colinas, a ciertos hombres pálidos y enclenques que, comparados con las gentes vigorosas de los campos, parecían ser los últimos vestigios de una raza desheredada.El perro del pastor ladraba furioso cuando uno de esos hombres de fisonomía extraña aparecía en las alturas, y su fisonomía extraña se destacaba negra sobre el cielo, en el ocaso breve del sol de invierno; porque, ¿a qué perro no incomoda una persona encorvada bajo el peso de un fardo? Y aquellos hombres pálidos rara vez salían de su aldea sin aquella carga misteriosa.El propio pastor, bien que tuviera buenas razones para creer que la bolsa sólo contenía hilo de lino, si no largas piezas de lienzo tejidas con ese hilo, no estaba muy seguro de que a... More About: George , Eliot
Silas Maner de GEORGE ELIOT (Cap-4)
2008-04-01 20:05:00 Dunstan Cass, al ponerse en marcha una mañana fría y húmeda, al paso tranquilo y mesurado de un cazador que tiene que ir a caballo al punto de reunión de una cacería, tenía que seguir el camino que, en su parte terminal, pasaba por el terreno sin cercar llamado la Cantera, en que se encontraba la casita?antes la cabaña de un picapedrero?que Silas Marner habitaba hacía quince años.El sitio parecía muy triste en aquella estación, con la greda mojada y barrosa que lo rodeaba y con el agua turbia y rojiza que había alcanzado un alto nivel en la cantera abandonada. Tal fue la primera impresión de Dunstan al acercarse a aquel sitio. Recordó después que el viejo tonto del tejedor, el ruido de cuyo telar ya oía, tenía mucho dinero oculto en alguna parte. ¿Cómo era posible que a él, Dunstan Cass, que había oído hablar muchas veces de la avaricia de Marner, no se le hubiese ocurrido sugerirle a Godfrey que consiguiera del vejete, ya fuera asustándole, ya fuera captándoselo hábilmente, que le ... More About: George , Eliot
1 de abril [From Wikipedia, the free encyclopedia] April Fools' Day
2008-04-01 19:56:00 El pez de abril (en francés, poisson d'avril) es el nombre que recibe en Francia una fiesta celebrada cada 1 de abril desde 1564 o, al menos, eso es lo que dice la leyenda.En realidad, se han ofrecido muchas diferentes explicaciones acerca de esta celebración, sin embargo la idea de que las bromas que acompañan esta fecha comenzaron durante el reinado de Carlos IX de Francia parece ser la más convincente.A mediados del siglo XVI en toda Francia las celebraciones de Año Nuevo comenzaban el 25 de marzo y terminaban una semana después, el 1 de abril. En 1564, por medio del decreto de Roussillon, el rey decretó la adopción del calendario gregoriano y el Año Nuevo se trasladó al 1 de enero. La leyenda sugiere que muchos franceses opuestos al cambio o que simplemente lo olvidaron siguieron intercambiando regalos y festejando en la semana que concluía el 1 de abril. Los bromistas decidieron ridiculizarlos entregando regalos absurdos y convidando a fiestas inexistentes, y así nació la trad... More About: April , Free , Wikipedia , Encyclopedia
Silas Maner de GEORGE ELIOT (Cap-3)
2008-03-29 11:17:00 El personaje más importante de Raveloe era el squire Cass, que vivía en una gran casa roja que tenía un bonito atrio al frente y altas caballerizas al fondo, casi en frente de la iglesia.Había otros terratenientes en la parroquia, pero él era el único honrado con el título de squire; porque bien que la familia del señor Osgood fuera considerada también como de origen inmemorial?no habiéndose atrevido nunca los habitantes de Raveloe a remontarse hasta el vacío espantoso en que los Osgood no existían?, sin embargo, no hacía más que poseer la granja que ocupaba, mientras que el squire Cass tenía uno o dos arrendatarios que se quejaban a él de los perjuicios que les causaban las liebres como si hubiese sido un señor.Se estaba todavía en ese período glorioso de la guerra, considerada como un favor especial acordado por la Providencia a los propietarios territoriales. Entonces, los precios de los frutos no habían bajado tanto como para precipitar a la raza de los pequeños squires y de los... More About: George , Eliot
Silas Maner de GEORGE ELIOT (Cap-2)
2008-03-27 00:09:00 Es algunas veces difícil, aun a las personas cuya existencia ha sido amplificada por la instrucción, el mantener con firmeza sus opiniones sobre la vida, su fe en lo invisible, y el sentimiento que realmente les causaran las alegrías y los pesares del pasado, cuando son bruscamente trasladados a otro país.Porque allí, las gentes que los rodean no saben nada a su respecto y no comparten ninguna de sus ideas; allí, además, la madre tierra, presenta otro seno, y la vida humana reviste otras formas que aquellas que alimentaron sus corazones.Las almas arrancadas a su antigua fe y a sus antiguos afectos, han buscado quizá esa influencia del destierro, que, como el agua de Leteo, borra el pasado. Ella lo torna confuso, porque aquellos símbolos se han desvanecido, y también torna vago el presente, porque no lo sostiene ningún recuerdo. Pero, ni aun la experiencia de esas almas les permite figurarse claramente lo que sintió un simple tejedor como Silas Marner, cuando abandonó su pueblo y sus... More About: George , Eliot
El hombre que calculaba de Malba Tahan. Cap. 3
2008-03-23 00:54:00 CAPITULO III Donde se narra la singular aventura de los treinta y cinco camellos que tenían que ser repartidos entre tres hermanos árabes. Cómo Beremiz Samir, el Hombre que Calculaba, efectuó un reparto que parecía imposible, dejando plenamente satisfechos a los tres querellantes. El lucro inesperado que obtuvimos con la transacción.Hacía pocas horas que viajábamos sin detenernos cuando nos ocurrió una aventura digna de ser relatada, en la que mi compañero Beremiz, con gran talento, puso en práctica sus habilidades de eximio cultivador del Álgebra. Cerca de un viejo albergue de caravanas medio abandonado, vimos tres hombres que discutían acaloradamente junto a un hato de camellos.Entre gritos e improperios, en plena discusión, braceado como posesos, se oían exclamaciones:?¡Que no puede ser!?¡Es un robo!?¡Pues yo no estoy de acuerdo!El inteligente Beremiz procuró informarse de lo que discutían.?Somos hermanos, explicó el más viejo, y recibimos como herencia esos 35 camellos. Según la...
La lluvia
2008-03-21 22:33:00 La lluvia menudita ha mojado todo suavemente, silenciosamente. Todavía llueve un poco pero voy a salir bajo los árboles, con los pies desnudos, para no mojar mis sandalias.La lluvia de primavera es deliciosa. Las ramas cargadas de flores empapadas, tienen un perfume que me embriaga. La piel delicada de sus troncos brilla al sol.¡Ay, qué de flores por el suelo! Tened piedad de las flores caídas; no barrerlas ni mezclarlas con el barro. Conservémoslas para las abejas.Los escarabajos y los limacos cruzan el camino sorteando los charcos. No quiero pisarlos; ni quiero asustar a ese lagarto dorado que se despereza entornando los párpados. "La lluvia" en las 'Canciones de Bilitis' de Pierre Loüys
El viaje de Darwin en el «Beagle» por Alan Moorehead (y 10)
2008-03-21 17:22:00 En Buenos Aires, donde tenía que quedarse mientras el Beagle continuaba con sus mediciones y exploraciones, Darwin vivió en casa de un mister Lumb, un respetable residente inglés. La señora Lumb le hacía recordar a Inglaterra cuando le servía el té. Había en la ciudad una serie de tiendas inglesas y estuvo comprando con gusto todo lo que no había tenido ocasión durante mucho tiempo: papel y plumas, cera de abejas y resina, ratoneras y jarras de vidrio para sus ejemplares, pólvora y balas para sus pistolas, un par de pantalones para Covington, que se reunió con él en Buenos Aires, y calcetines, guantes, pañuelos, un gorro de dormir, cigarros y rapé para él. Una de las listas de compras dice: «papel, tijeras, dentista, llevar a arreglar el reloj, espuelas, dentista francés, cigarros, dentista, animal sin cola, librería.» Evidentemente, sufría dolor de muelas, pero ¿qué es eso del animal sin cola? Además de todo ello escribió a su casa urgentemente pidiendo cuatro pares de za... More About: Viaje , Alan
Diversifying your investments.
2007-08-08 15:45:00 I am sorry for not posting in a while. I was off to Luchnow for the last 4 days. This brings me to the topic of this post. It's common knowledge that investing in properties n real estate can earn you huge returns and thus your portfolio should include real estate investments.However, the saying that 'never put all your eggs in one basket' also applies to investing in properties. That is, you shouldn't just be investing in property in one area of the city or even one city itself (Not many can afford to invest in property in Mumbai anyway!!). If the prices for property in that area/city goes down or even increases too slowly, you are hit very badly. The reason for visiting Lucknow which you may have already guessed was of course to buy a couple of flats in the Nirala Nagar area. So, I now have investments in Vikhroli (Mumbai) and Lucknow. I won't quote the exact price here but the flats are a lot more affordable than in Mumbai and you know that the prices will double someday and... More About: Investments , Dive
New Mining Laws to increase India's Gold Production!
2007-08-02 21:00:00 According to reports, India's gold reserves are estimated at 14,000 tonnes but the country only produces three tonnes of its total annual demand of 800 tonnes. We import a fifth of global output to meet the shortfall. What a waste of natural resources this is! Exploration of gold and diamond deposits in India could however now get a major boost if the cabinet approves a new mining policy, which aims to cut dependence on imports. I sure hope they find time to approve such important bills. "Under the existing rules if any entrepreneur invests money and finds gold, then he must apply again for mining," said T. Subbarami Reddy, junior mines minister, at a weekend seminar. He said that under the new policy any investor who finds gold will automatically get permission to begin mining.So, let me also spell out the obvious here, Gold will an extremely good investment if the bill passes. The rest of the story can be found here on the Yahoo! Finance page.To subscribe to my feed, go here.Re... More About: Mining , Laws , Production
5 new foreign MF's to enter India.
2007-07-30 08:14:00 SEBI has already given primary approval to 6 new players for entering the India n Mutual Fund market. A P Kurian, the chairman of the Association of Mutual Funds in India (AMFI) has also confirmed this new report. The domestic MF industry's AUM (Assets Under Management) crossed Rs 4,00,000 crore already this year on June 30 and lets see where it goes now.The new entrants are :-Axa of France.Mirae from Korea.Nomura & Shinsei from japan.Dawny Day of the UK andThe Indian Brokerage house - Edelweiss India.After these new players start their business in India, the tally of the number of Mutual Funds will go up to 38 and the number of foreign companies operating in India will go up to 22 from 17.In a category where the biggest loser gives a return of 21% and the best performer gives a return of 88% in the same period, competition & confusion is set to increase even more. The best way to judge a funds performance is to look at it's past track record with respect to the market conditio... More About: Foreign , Enter , Reign
You can now insure your wedding.
2007-07-29 18:10:00 Most Families in India spend their life's savings on their or their Kin's wedding and therefore, cannot afford to let the money to go to waste due to last minute cancellation or any mishap. For these folks, there is wedding insurance now. The insurance many feel "makes you feel secure". Although wedding insurance is a very old concept in western countries it is quite new in India.Rich families nowadays were the ones to opt to insure their big fat wedding ceremonies against mishaps first because of their big fat spendings. But all classes seem to have to caught on to the idea. Wedding s are usually grand in India and cost a whopping amount and various insurance companies in India have come up with innovative packages to insure weddings. Ghanshyam Bhavsar, Area Manager, Bajaj Allianz says that wedding insurance covers postponement or cancellation of wedding due to accidental death of a close relative or bride or bridegroom, burglary of jewellery, damage to marriage halls by fire, lig...
Fives Ways To Lose Money From Investing!!
2007-07-26 21:18:00 Back when I started investing money 2 years ago, I wish I had researched some good investing habits; would have saved me quite a lot of money [sigh!!!] Here's a great post by some one who calls himself Super Saver. The post Fives Ways To Lose Money From Investing ! sums up what newbies need to know when investing. Adhere to these rules and you will lose less money.Technorati Tags :- money personal finance
Apple's Quarterly Earnings Show The iPhone Revolution Is Succeeding
2007-07-26 13:58:00 If you haven't heard of the iPhone or even the iPod then you have been living, sleeping under a stone and you should go back to sleep. But for those of you who are all excited about the iPhone in the rest of the world, (outside USA & Canada) wondering weather the iPhone will be worth a buy, here's some news - Apple's Quarter ly Earnings Show The iPhone Revolution Is Succeeding. AT&T sold more iPhones in its first weekend than any other device, and Apple says consumers will buy more iPhones in its first quarter of sales than bought iPods in its first seven quarters. Apple shipped 270,000 iPhones in the first weekend of sales, and plans to ship 1 million in the first quarter it's available, a rate of sales seven times greater than the initial sales of the iPod, the company said in an earnings announcement Wednesday. In the long term, Apple wants to make the iPhone a third line of business, alongside the Mac and iPods according to Informationweek.com."Customers are clearly lovin... More About: Iphone
Know this before you even begin investing.
2007-07-25 10:29:00 We know that investing in equities gives the highest returns at least in the long run. But before you cut money aside for investing based on all the hype, there are a couple of very important things to consider. Let's face it, investing in stocks is inherently risky. As they say, there's no such thing as a free lunch. So, one important thing to always keep in mind is that you must never borrow to invest in stocks. If you make the wrong call and invest it in the wrong shares, your principle may be down the gutter and the interest meter on your money would start ticking. A very simple difference between savings and debt is that while one saves to consume at a later date say after retirement, one consumes now in hopes that one will be able to pay back later with his/her savings or if lucky surplus in future. So, savings and borrowing never exist together. Ideally one should repay all debts and then invest any surplus in equities. But there are a couple of things to consider even afte... More About: Investing
Business Blogs, More Than Bikini Marketing
2007-07-23 14:12:00 One of the most attractive businesses out there is to have your own home business. In the old days it was mostly to start a niche website or a n E-Commerce site and earn directly or by advertising. These days it's mostly to start a niche blog. You must have heard about people who make a great living blogging (some even earn 5 figures a month). Here's a list of How Top Bloggers Earn Money from Business Week. Companies big and small everywhere now have a blog if they don't then they are headed for failure .This video gives some great statistics and info on Blogging. Many expect that blogs will be even more important in the next 5 years. It feels great to be a 'blogger' after that. More About: Marketing , Bikini , Blogs , Sine
Google Finance-New Features launch
2007-07-23 03:31:00 Just a short animation of new features for Google Finance released by google. This should be really handy for those looking to get new information about the markets Google overs. I also really liked the informal tone used by the google guy talking in this video. In fact google tends to use this tone a lot, look at the blogger buzz blog or "'Important! Read this, it's not the usual yada yada'" for example on the user agreement screen when downloading Google Desktop... More About: Features , Launch , Feat
5 money-saving tips
2007-07-22 11:39:00 It is important to save money for a rainy day, everyone knows this more or less right? but are you always able to avoid wasting money and save it? the answer probably might be a no. If so, keep reading. First, realize that by simply not wasting money, you will end up saving a lot and the first step in not wasting money is to be consciously aware of the money you are spending. Once you develop this important awareness move on to these tips :-Avoid using credit cards:- Sure, it does not pinch paying by card at least at the time of paying up but remember that you do have to pay the money back. Whenever you go shopping bring an estimate of the things you 'need' to buy and the amount of money that you are going to be spending for it. Stick to this list only and resist impulsive buys. Don't get in to the habit of spending money to have a good-time:- This may sound like an old sages' advice but it is oh-so-wise!! Maybe you don't need to go on a spending spree just to be able to rela... More About: Money , Tips , Saving
A nice free E-Book.
2007-07-19 13:44:00 And it's not any E-Book it's the famous "Principles of Marketing" by Philip Kotler. Building on the success of the first European Edition, the authors and the publishers are to be congratulated on taking the opportunity to both update material and enhance the accessibilty of the text. The new chapter on direct and online marketing is particularly welcome. You download it from this Rapidshare link. I found on the cool net.xciting blog which has a lot more free stuff you may want. Just check out archives. Enjoy!!Note that it's not hosted on my servers. I am just linking to great free stuff here and yes I don't think I am promoting piracy and don't need any un-wanted advice about such things. Thank you... More About: Free , E-book , Nice , E Book
A quote that really holds true!!
2007-07-19 10:10:00 Next to inflation, majority rule is the most ingenious scheme ever contrived by government. Most people have never dared to question the basic morality or logic in the assumption that the majority should have power over the minority. A majority of the people in the South once believed in black slavery. Did that make it moral? A lynch mob is majority rule stripped of its fancy trappings and its facade of respectability. In a community where homosexuals outnumber heterosexuals, should the majority have the right to outlaw sex between married partners of the opposite sex? In a community where atheists outnumber non- atheists, should the majority have the right to outlaw the practice of religion? ... a dictatorship allows only a small number of people to interfere with the rights of others, a democracy makes it possible for great numbers of people to impose their will on others -- through the force of government. Is an act of aggression more right if carried out by the majority than by ... More About: True , Quote , Ally , Holds
Lovely Ladys' Upskirt
2007-07-18 13:31:00 Do this at the entrance to your store as well and I am sure you will have a lot more patrons. A fan in front of a mall door, you can imagine the rest of the story or maybe seeing will be better :) Related:-Girls Bitch Slapping Contest.Amazing Kid on the Streets of Mumbai.Americans are not stupid. More About: Lovely
4 questions to ask to not end up buying what you do not need...!
2007-07-17 22:41:00 Have you ever come across situations where friends and family close try selling you a financial product? How often do you say 'yes' for buying a product, when you should have actually, said a firm 'no'? This is a problem we all face in our life almost every second day. If you have come across it too and have suffered quite a lot but do not know how you can say no then this article's for you.Basically, you need to start with asking the person doing the selling and yourself these four questions.Do I really need the product being sold?Is the person giving me the complete information about the product s/ he is selling? There are a lot of instances where we come to know some important things about the product only after we have purchased it. Sometimes we are put in a discomfort due to this.Is the person genuine in her/ his intentions? Analyse from where s/ he is getting his revenues (Salary, Commission, etc). If there are two products which a person is selling and the commission tha... More About: Buying , Questions
Learning from hard experiences.
2007-07-17 11:48:00 While I myself am a great believer in insurance but I had neglected to renew the insurance on my car (Tata Indigo) and now I am paying the price for it. Day before yesterday I was returning home and I didn't notice the big-bad stone lying smack in the middle of the road because I had to pick up this call from a friend. (the authorities perhaps feel that such obstructions and open pot-holes complement beautify the Indian roads very well and hence let them be or maybe this is a covert conspiracy by the Chidambaram-n-gang to get you to invest more, maybe in unit linked policies!!!!!) I went straight over the f*****g stone and it cut the power-steering fluid cable and the A/C coolant fluid cable running below the car. The coolant also cools the engine and so is a must along with the the power steering fluid.When I tool the car to the nearest Tata service centre, I was told that the repair will only cost my Rs.2500. (If I had rammed one of the tyres in to the stone, it would have been a... More About: Hard , Experiences , Learning , Erie , Earning
PM's panel sees economy growing at 9% WooHoo!!
2007-07-17 07:56:00 The PM's EAC or the Economic Advisory Council thinks that inflation would be contained within 4% and the economy would grow at 9%. The council added that the growth would be led led more by investment rather than by consumption. “The fundamentals of the economy are so strong that 9 per cent growth seems achievable despite the monetary measures taken by the RBI,†council member Soumitra Choudhury said.In its Economic Outlook for 2007-08 released here today, EAC Chairman C Rangarajan bet on a reasonably benign monsoon and conducive external conditions to facilitate growth of 9 per cent for the third consecutive year.On a lower forecast of inflation inflation, Rangarajan said, “The pressure from petroleum product prices have already been factored in while setting the target of 4 per cent of inflation level. If oil prices do not increase, inflation may go below 4 per cent.â€With a GDP growth rate of 8 per cent, the work force will become equal to the labour force by 2010.“A st... More About: Economy , Panel , Growing , Sees
Sensex touches new high of 15,426.68 in early trade
More articles from this author:2007-07-17 07:47:00 Continuing its winning-streak, the BSE benchmark Sensex climbed to hit yet another intra-session high of 15,426.68 points on Tuesday, gaining over 115 points on reports that the nation's most valued firm RIL has struck huge gas reserves in Cauvery Basin.Other gainers were Satyam Computers, Infosys Technologies, Larsen and Toubro, Ranbaxy, ACC, ICICI Bank and BHEL. More About: Trade , High , Early , Earl 1, 2, 3, 4 |
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