Personal Finance Management GuidePersonal Finance Management GuideQuick and easy strategies for getting control of your money. An all-you-need-to-know introduction to managing and making the most of your hard-earned money. Articles
The Law of Financial Success- FREE pdf eBook Download: Personal Finance Adv
2009-01-24 00:14:00 Publish at Scribd or explore others: Business eBooks personal finance adv the law of financial To download this FREE pdf eBook, click here: The Law of Financial Success- FREE pdf eBook Download Excerpts from"The Law of Financial Success"by Edward E. BealsBook DescriptionThis book was written in 1907 by an anonymous author, and has been analyzed and revised. It seems that it was crafted by Atkinson, Beals and maybe Wattles. These teachings probably contributed to Mega Hit Books such as: The Science of Getting Rich by Wallace Wattles, The Master Key System by Charles Haanel and maybe Napoleon Hill i.e. Think and Grow Rich. In sum, this short book is a treatise on the fundamentals of Mind Science and New Thought focuses on supply, abundance, and character develoment. This philosophy been produced in a pocket size version for use in travel, autos, computer bags etc. Moreover, this book contains a nice size metaphysical glossary... More About: Personal , Personal Finance , Finance
Crisis Investing - A Three-Pronged Working Capital Model (WCM) Strategy: Pe
2009-01-23 03:36:00 One of the great things about being a professional investor is the opportunity one has to apply his or her long-term experience to the investment environment that is unfolding (or coming unglued) in the present.If nothing else, most successful investors develop a consistent strategy that allows them to take advantage of short-term changes and the opportunities that they create in a somewhat unemotional manner. You can always tell a "newbie" by a "let's see how you do for a year" comment, or a "what's hot" question.Wall Street would like us to ignore the fact that the stock market is a cyclical beast that changes direction periodically, and almost never at the turn of a calendar quarter or year--- cycles vary in length, breadth, and direction. Inevitably, less experienced investors get caught with their portfolio egos unprepared for market realities.Similarly, Wall Street would like investors to look at income securities (bonds, CEFs, preferred stocks, etc.) with the same analytica... More About: Strategy , Investing , Model , Working , Crisis
Crisis Investing - A Three-Pronged Working Capital Model (WCM) Strategy: Pe
2009-01-23 03:36:00 One of the great things about being a professional investor is the opportunity one has to apply his or her long-term experience to the investment environment that is unfolding (or coming unglued) in the present.If nothing else, most successful investors develop a consistent strategy that allows them to take advantage of short-term changes and the opportunities that they create in a somewhat unemotional manner. You can always tell a "newbie" by a "let's see how you do for a year" comment, or a "what's hot" question.Wall Street would like us to ignore the fact that the stock market is a cyclical beast that changes direction periodically, and almost never at the turn of a calendar quarter or year--- cycles vary in length, breadth, and direction. Inevitably, less experienced investors get caught with their portfolio egos unprepared for market realities.Similarly, Wall Street would like investors to look at income securities (bonds, CEFs, preferred stocks, etc.) with the same analytica... More About: Strategy , Investing , Model , Working , Crisis
The Science of Getting Rich, FREE pdf eBook Download: Personal Finance Mana
2009-01-22 02:28:00 The Science of Getting Rich Publish at Scribd or explore others: Business eBooks personal finance edu personal finance for SCIENCE THE RICH Wallace D. Wattles Timeless wisdom and a practical, step-by-step prosperity program from a forgotten 1910 classic With a new introduction by Rebecca Fine GETTING OF SCIENCE THE RICH Wallace D. Wattles i GETTING OF ©1999 Rebecca Fine. All rights reserved. You are encouraged to share this book in printed or electronic form with as many other people as possible, as long as no changes are made, no fee is charged, and you include all the pages (two appendices at the end). The Science of Getting Rich Network www.scienceofgettingrich.net Download this book. Online discussion groups Audiotape version Free weekly newsletter Workshops Much more! Mission Statement: To inspire, encourage, and exemplify abundance thinking and a strong... More About: Personal , Personal Finance , Finance
The Science of Getting Rich, FREE pdf eBook Download: Personal Finance Mana
2009-01-22 02:28:00 The Science of Getting Rich Publish at Scribd or explore others: Business eBooks personal finance edu personal finance for SCIENCE THE RICH Wallace D. Wattles Timeless wisdom and a practical, step-by-step prosperity program from a forgotten 1910 classic With a new introduction by Rebecca Fine GETTING OF SCIENCE THE RICH Wallace D. Wattles i GETTING OF ©1999 Rebecca Fine. All rights reserved. You are encouraged to share this book in printed or electronic form with as many other people as possible, as long as no changes are made, no fee is charged, and you include all the pages (two appendices at the end). The Science of Getting Rich Network www.scienceofgettingrich.net Download this book. Online discussion groups Audiotape version Free weekly newsletter Workshops Much more! Mission Statement: To inspire, encourage, and exemplify abundance thinking and a strong... More About: Personal , Personal Finance , Finance
Obvious Signs that Your Dishonest Stockbroker is Making You Look Stupid
2009-01-12 21:34:00 A dishonest stockbroker can do serious damage to your net worth. While the vast majority of stockbrokers are good, honorable professionals who take their fiduciary responsibility seriously, some fall more accurately into the category of ?Stock Jockeys? who are only in it for their own gain. The good news is that, in the Information Age, it is much easier to spot a dishonest stockbroker.Dishonest brokers often ask their victims a steady stream of questions designed to derail honest investors from asking the right questions. In contrast, honest brokers encourage you to ask questions, provide you with additional educational materials, and make certain that you understand the risks involved in your investment decision. And if you decide not to spend your money, they?re untroubled by your investment decision.The National Futures Association has collected basic questions that are turn-offs for dishonest brokers. In the following list, I?ve tailored those questions to meet the needs of onl... More About: Stupid , Signs , Obvious
Obvious Signs that Your Dishonest Stockbroker is Making You Look Stupid
2009-01-12 21:34:00 A dishonest stockbroker can do serious damage to your net worth. While the vast majority of stockbrokers are good, honorable professionals who take their fiduciary responsibility seriously, some fall more accurately into the category of ?Stock Jockeys? who are only in it for their own gain. The good news is that, in the Information Age, it is much easier to spot a dishonest stockbroker.Dishonest brokers often ask their victims a steady stream of questions designed to derail honest investors from asking the right questions. In contrast, honest brokers encourage you to ask questions, provide you with additional educational materials, and make certain that you understand the risks involved in your investment decision. And if you decide not to spend your money, they?re untroubled by your investment decision.The National Futures Association has collected basic questions that are turn-offs for dishonest brokers. In the following list, I?ve tailored those questions to meet the needs of onl... More About: Stupid , Signs , Obvious
The Investment Gods Are Angry- Working Capital Model (WCM)
2009-01-12 17:46:00 The Working Capital Model (WCM) is an historically new methodology, but with roots deeply imbedded in the building blocks of capitalism, and financial psychology--- if there actually is such a thing.The earliest forms of capitalism sprung from ancient Roman mercantilism, which involved the production of goods and their distribution to people or countries around the Mediterranean.The sole purpose of the exercise was profit and the most successful traders quickly produced more profits than they needed for their own consumption. The excess cash needed a home, and a wide variety of early entrepreneurial types were quick to propose ventures for the rudimentary rich to consider.There were no income taxes, and governments actually supported commercial activities.The investment gods saw this developing enterprise and thought it good. They suggested to the early merchants, and governments that they could "spread the wealth around" by: (1) selling ownership interests in their growing enterpri... More About: Investment , Angry
The Investment Gods Are Angry- Working Capital Model (WCM)
2009-01-12 17:46:00 The Working Capital Model (WCM) is an historically new methodology, but with roots deeply imbedded in the building blocks of capitalism, and financial psychology--- if there actually is such a thing.The earliest forms of capitalism sprung from ancient Roman mercantilism, which involved the production of goods and their distribution to people or countries around the Mediterranean.The sole purpose of the exercise was profit and the most successful traders quickly produced more profits than they needed for their own consumption. The excess cash needed a home, and a wide variety of early entrepreneurial types were quick to propose ventures for the rudimentary rich to consider.There were no income taxes, and governments actually supported commercial activities.The investment gods saw this developing enterprise and thought it good. They suggested to the early merchants, and governments that they could "spread the wealth around" by: (1) selling ownership interests in their growing enterpri... More About: Investment , Angry
Working Capital Model Investing? Investing Rules Of Engagement-The QDI
2009-01-03 15:00:00 Crash! The 2007 thru 2008 financial crisis halved 401(k), IRA, and Mutual Fund values in a matter of months. For many, retirement dates had to be pushed back; for others, new jobs had to be found. The tragic flaw? No income allocation in the investment program. Market value builds egos; income pays the bills.Few employers cautioned Savings Plan participants that 401(k)s are just not defined benefit programs. Few mutual fund distributors suggested to benefit departments that their programs were missing something of critical importance.Throughout the meltdown, all investment securities fell in market value. But the vast majority of income securities, including closed end income funds (CEFs), have continued to pay interest and dividends. Market value builds over-confidence; income pays the bills.The Working Capital Model (WCM) is a comprehensive system for investment management that is based on uncompromising rules of engagement. The investor's focus must remain centered on the develo... More About: Investing , Rules
Tips You Should Know to Prevent Identity Theft During Holiday Shopping Seas
2008-11-28 10:58:00 With holiday season fast approaching, consumers are entering into the most active spending period of the year. Reinforced by the soft economy, this is "high season" for identity theft with identity thieves seeking to take advantage of shoppers. Identity theft generally rises during the holidays because thieves assume that consumers aren't paying attention to their credit card purchases, debit card purchases, receipts etc. as closely.One the leading provider of a new breed of services to help consumers safeguard their privacy and prevent identity theft is IdentityTruth. They are offering basic tips to help consumers to ?prevent identity theft? and avoid putting your identity at risk during the 2008 holiday season. In addition to watching budgets this season, consumers also need to be vigilant in the face of possible identity theft. 1. Use credit cards instead of debit cards: Under the Fair Credit Billing Act, Credit Cards provide consumers protection again fraudulent charges and you... More About: Shopping , Lifestyle , Holiday , Tips , Identity Theft
ALL I LEARNED FROM NOAH'S ARK AND FROM MY DOG
2008-10-28 14:38:00 ALL I LEARNED FROM NOAH'S ARK 1. Plan ahead. It wasn't raining when Noah built the ark. 2. Stay fit. When you're 600 years old, someone might ask you to do something REALLY big. 3. Don't listen to critics, do what has to be done. 4. Build on high ground. 5. For safety's sake, travel in pairs. 6. Two heads are better than one. 7. Speed isn't always an advantage. The cheetahs were on board, but so were the snails. 8. If you can't fight or flee, float! 9. Take care of your animals as if they were the last ones on earth. 10. Don't forget that we're all in the same boat. 11. When the doo-doo gets really deep, don't sit there and complain shovel!!! 12. Stay below deck during the storm. 13. Remember that the ark was built by amateurs and the Titanic was built by professionals. 14. If you have to start over, have a friend by your side. 15. Remember that the woodpeckers INSIDE are... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm so... More About: Lifestyle , Learned
ALL I LEARNED FROM NOAH'S ARK AND FROM MY DOG
2008-10-28 14:38:00 ALL I LEARNED FROM NOAH'S ARK1. Plan ahead. It wasn't raining when Noah built the ark.2. Stay fit. When you're 600 years old, someone might ask you to do something REALLY big.3. Don't listen to critics, do what has to be done.4. Build on high ground.5. For safety's sake, travel in pairs.6. Two heads are better than one.7. Speed isn't always an advantage. The cheetahs were on board, but so were the snails.8. If you can't fight or flee, float!9. Take care of your animals as if they were the last ones on earth.10. Don't forget that we're all in the same boat.11. When the doo-doo gets really deep, don't sit there and complain shovel!!!12. Stay below deck during the storm.13. Remember that the ark was built by amateurs and the Titanic was built by professionals.14. If you have to start over, have a friend by your side.15. Remember that the woodpeckers INSIDE are often a bigger threat than the storm outside.16. Don't miss the boat. No matter how bleak it looks, there's always ... More About: Lifestyle , Learned
Nine Things You Should Know When Purchasing Gemstones or Jewelry
2008-10-26 01:27:00 Tips and Jewelry Purchasing Guidelines:1. When buying abroad, ask if the jewelry store has an outlet in your home country that can service you and make refunds. If it does, get the name, address and phone number.2. Know how much the purchase is in your home currency. Foreign currency prices can be confusing.3. Have verbal agreements put in writing. For example, have them write on the receipt or give you a written copy of their ?money-back guarantee? policy. If the pearl jewelry store is doing custom work, have them write the delivery date on the receipt.4. Consider having expensive gems checked by a qualified lab in the city of purchase. It?s easier to return goods and get your money back on the spot than thousand of miles away. Be wary if a ?fine jewelry store? is overly pushy about using a specific appraiser. They may be working together.5. Get a detailed receipt. The receipt should at least include:(a) the identity and shape of the gem stones (s),(b) the identity and purity of th... More About: Lifestyle , Things , Gemstones
Nine Things You Should Know When Purchasing Gemstones or Jewelry
2008-10-26 01:27:00 Tips and Jewelry Purchasing Guidelines: 1. When buying abroad, ask if the jewelry store has an outlet in your home country that can service you and make refunds. If it does, get the name, address and phone number. 2. Know how much the purchase is in your home currency. Foreign currency prices can be confusing. 3. Have verbal agreements put in writing. For example, have them write on the receipt or give you a written copy of their ?money-back guarantee? policy. If the pearl jewelry store is doing custom work, have them write the delivery date on the receipt. 4. Consider having expensive gems checked by a qualified lab in the city of purchase. It?s easier to return goods and get your money back on the spot than thousand of miles away. Be wary if a ?fine jewelry store? is overly pushy about using a specific appraiser. They may be working together. 5. Get a detailed... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inco... More About: Lifestyle , Things , Gemstones
Free Personal Finance Management Tools
2008-10-18 16:03:00 There are about 70% of Americans who live paycheck to paycheck and are focused solely on meeting their obligations. The Quicken Online team recently announced their switch to a free version, allowing them to bring a "personal finance application online" that is solving a problem none of the others are: by better managing their cash flow, they are changing the game again. To celebrate the success of the move online, the Quicken online team developed a contest called "QuickenMyCash". This new interactive game, "QuickenMyCash", is a 15 day click-to-win instant win game, giving consumers a chance learn more about how to keep track of their cash and have the opportunity to enter to win cold, hard, cash, every day. If users sign up for the new free Quicken they will be entered a grand prize of$5,000. What better way to kick being free than by celebrating with cash? (Personal ... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for ... More About: Tools , Personal Finance , Finance , Management
Free Personal Finance Management Tools
2008-10-18 16:03:00 There are about 70% of Americans who live paycheck to paycheck and are focused solely on meeting their obligations. The Quicken Online team recently announced their switch to a free version, allowing them to bring a "personal finance application online" that is solving a problem none of the others are: by better managing their cash flow, they are changing the game again. To celebrate the success of the move online, the Quicken online team developed a contest called "QuickenMyCash". This new interactive game, "QuickenMyCash", is a 15 day click-to-win instant win game, giving consumers a chance learn more about how to keep track of their cash and have the opportunity to enter to win cold, hard, cash, every day. If users sign up for the new free Quicken they will be entered a grand prize of$5,000. What better way to kick being free than by celebrating with cash? (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://pers... More About: Tools , Personal Finance
Eight Proven Tips to Successful Debt Consolidation Loans for People with Ba
2008-10-07 23:33:00 If you're feeling overwhelmed, upset, or angry about your financial situation, and you want to kill yourself or murder someone; you aren't alone. Thousands of people face these kinds of challenges each year. What you need is debt consolidation loans for people with bad credit. Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan.But once you take charge of your debts, you're going to experience an incredible sense of accomplishment that will benefit you and your family for the rest of your lives.You can do it! These 8 proven tips to successful debt consolidation loans for people with bad credit will help you win your war against debt.1. Look Around and CompareWhen you shop for clothing or other merchandise, you compare the price tag, and hopefully the quality, as well as the reliability of the manufacturer and merchant. When you sho... More About: Debt Consolidation , People , Loans , Tips
Eight Proven Tips to Successful Debt Consolidation Loans for People with Ba
2008-10-07 23:33:00 If you're feeling overwhelmed, upset, or angry about your financial situation, and you want to kill yourself or murder someone; you aren't alone. Thousands of people face these kinds of challenges each year. What you need is debt consolidation loans for people with bad credit. Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. But once you take charge of your debts, you're going to experience an incredible sense of accomplishment that will benefit you and your family for the rest of your lives. You can do it! These 8 proven tips to successful debt consolidation loans for people with bad credit will help you win your war against debt. 1. Look Around and Compare When you shop for clothing or other merchandise, you compare... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for... More About: Debt Consolidation , People , Loans , Tips
14 Frugal Shopping Tips: Confessions of a Shopaholic Fashionista
2008-09-24 06:49:00 (Anne Hathaway wearing a Chanel pearl necklace)1. Bring along a calculator (or use the one on your cell phone) to help you make shopping decisions based on tax, percentage markdowns, etc.2. Before you go out there and shop, try to figure out what you need based on your current wardrobe. Then make a list and try to stick to it! Do you really need yet another dress in your overstocked closet? Will another pair of pumps really make a difference? If the answer is no, avoid swiping that credit card.Make sure you don?t get carried away with all the other marked-down items you?ll find during sales. Stop yourself from impulse buying and stick to your list, as much as you can.3. Always ask a salesperson about the store?s next sale (no one wants to buy a sweater the day before it?s marked down). Befriend the sales staff at your favorite stores, or sign up for their mailing list so you can find out about sales before they can happen- and never pay full price!4. Buy pieces that look good on you... More About: Shopping , Lifestyle , Confessions , Tips , Fashionista
14 Frugal Shopping Tips: Confessions of a Shopaholic Fashionista
2008-09-24 06:49:00 (Anne Hathaway wearing a Chanel pearl necklace) 1. Bring along a calculator (or use the one on your cell phone) to help you make shopping decisions based on tax, percentage markdowns, etc. 2. Before you go out there and shop, try to figure out what you need based on your current wardrobe. Then make a list and try to stick to it! Do you really need yet another dress in your overstocked closet? Will another pair of pumps really make a difference? If the answer is no, avoid swiping that credit card. Make sure you don?t get carried away with all the other marked-down items you?ll find during sales. Stop yourself from impulse buying and stick to your list, as much as you can. 3. Always ask a salesperson about the store?s next sale (no one wants to buy a sweater the day before it?s marked down). Befriend the sales staff at your favorite stores, or sign up for their mailing... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the... More About: Shopping , Lifestyle , Confessions , Tips , Fashionista
Make Millions and Make Change! Strategies for Success: A Practical Guide
2008-09-16 15:22:00 Make Millions and Make Change - Get more Business Plans (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://personal-finance-management.blogsp ot.com/ THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inconvenience, please follow link to read more interesting and practical information on personal finance. Thanks! :-) More About: Success , Strategies , Make
Make Millions and Make Change! Strategies for Success: A Practical Guide
2008-09-16 15:22:00 Make Millions and Make Change - Get more Business Plans (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://personal-finance-management.blogsp ot.com/ More About: Success , Strategies , Make
Reason WHY 401(k) is NOT a Full Proof Retirement Option: The Truth Behind H
2008-09-02 15:14:00 You should watch these videos if you plan to retire next year and think about the questions below: 1. What services justify these fees? 2. Why has the retirement plan industry endeavored to obscure these fees? (What are they trying to hide?) 3. If these fees are truly justified and legitimate, should they not be clearly shown on an invoice or statement? (In other words, why are they hidden?) The Truth Behind Hidden Fees in 401(k) Plans (Part 1 of 3) The Truth Behind Hidden Fees in 401(k) Plans (Part 2 of 3) The Truth Behind Hidden Fees in 401(k) Plans (Part 3 of 3) Generally, a plan has three major categories of expenses. These are: 1. Investment fees. By far the largest component of plan fees and expenses is associated with managing plan investments. Fees for investment management and other related services generally are assessed as a... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inconv... More About: Retirement , Proof , Reason , Full
5 MINUTE LEADERSHIP COURSE
2008-08-17 04:15:00 Lesson 1 All the organs of the body were having a meeting, trying to decide who was in charge. "I should be in charge," said the brain, "Because I run all the body's systems, so without me nothing would happen." "I should be in charge," said the blood, "Because I circulate oxygen all over, so without me you'd all waste away." "I should be in charge," said the stomach, "Because I process food and give all of your energy." "I should be in charge!" demanded the rectum, "Because I'm responsible for waste removal." All the other body parts laughed at the rectum and insulted him, so in a huff, he shut down tight. Within a few days, the brain had a terrible headache, the stomach was bloated, and the blood was toxic. Eventually the other organs gave in and all agreed that the rectum should be the boss. The Moral of the Story: You don't have to be smart or important to be in... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry ... More About: Entrepreneurship , Leadership , Minute
Four STAGES in Your Life You NEED to INVEST
2008-07-30 18:47:00 Investing is a lifelong process. These rules of thumb should be used as guidelines when discussing your investments with a financial planner. You need to grasp four shifting factors. Starting out: under 30 Because you probably have no dependents, and you have plenty of time to recoup any temporary losses, you can invest aggressively at this stage of your life. When you get a raise increase your contribution to your company-sponsored retirement plan. Try to increase your cash reserves. A good suggestion would be is that you invest 60 percent in solid growth stocks or growth stock funds, 20 percent in aggressive growth stocks or growth stock funds, 10 percent in growth-and-income funds, 5 percent in bonds or bond funds, and 5 percent in a money market fund. And remember to invest $2,000 or more every year in your IRA (individual retirement account) and to max out your... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the in... More About: Life , Invest
Be Sure to Cancel Your Credit Cards Before You Die
2008-07-18 18:39:00 From my email inbox: This is so priceless, and so, so easy to see happening, customer service being what it is today. A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank. Here is the exchange: Family Member: ?I am calling to tell you she died back in January.? Citibank: 'The account was never closed and the late fees and charges still apply.' Family Member: 'Maybe, you should turn it over to collections.' Citibank: 'Since it is two months past due, it already has been.' Family Member: So, what will they do when they find out she is dead?' Citibank: 'Either report her account to frauds division or report her to the... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry ... More About: Credit Cards , Credit , Cards
4 Smart Things to Consider Before Paying your Home Mortgage and Credit Card
2008-07-12 15:03:00 If you recently received a pay raise at work or got a bonus. You are now undecided if you are going to pay down some of your home mortgage or pay off your car loan completely. You are smart to want to pay down debt instead of blowing that pay raise on a holiday trip, a plasma TV or new clothes, as so many people do in the excitement of getting a raise or a bonus. But before you pay down debt, here are some other things to consider: 1) Are you contributing every dollar you can to your company 401(k) plan or other tax-deferred retirement savings plans? This question is especially important if your employer kicks in money when you contribute. A 401(k) plan allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. The employee elects to have a portion of his or her wage paid directly, or "deferred," into his or her... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the... More About: Card , Credit , Home , Smart , Mortgage
3 Simple Rules on Stock Investing Success
2008-07-08 18:22:00 When looking for good companies to invest in, following the crowd can sometimes work for a few weeks or possibly even months, but this is a good way to get burned. Listening to the "experts" does not equal research. No matter how knowledgeable these people may sound, you can get just as good a prediction from a psychic by calling one of those 900 numbers. A stock market expert?s predictions are nothing more than a simple guess, and your guess is as good as theirs. With stockbrokers often rewarded for activity, not successful investments, it's critically important to make sure you believe that what you're doing is right. Chasing others' opinions may seem logical. To avoid the crowd mind-set, he said simply follow these three most important lessons: 1. Buy stocks with a margin of safety. 2. A stock is part of a business. 3. The market is there to serve you, not instruct... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for ... More About: Stock Investing , Success , Investing , Stock , Rules
13 Definite No-Nos for your Credit Card
More articles from this author:2008-06-26 06:31:00 There?s no doubt that credit cards have made our lives easier in more ways than one ? we do not have to carry around large amounts of cash, we have omnipotent paying power at our fingertips in the event of any emergency, and we are able to defer payment on absolute necessities till the check comes in. But there?s a darker side to credit cards that most people are either not aware of or ignore, at least not until they?re deep in debt and unable to claw their way out. Credit card debt is largely caused by indiscriminate card usage and a basic disregard for timely and full repayments. But sometimes, people tend to use their cards for the most ridiculous things, as you can see from the following samples: 1. They take out cash advances on the card without knowing that the interest on this kind of borrowing is the highest in the business. Some credit card companies charge steep... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for th... More About: Card , Credit Card 1, 2, 3, 4, 5 |
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