Personal Finance Management Guide

RSS Feed Homepage

Articles: 1, 2, 3, 4, 5

12 Practical Ways for SELF-IMPROVEMENT this NEW Year
2007-12-30 21:13:00
#1. Commit to a savings fund. Save a negligible amount like $45 per week.The question is this: Can you reduce your current spending by $8 a day, seven days a week, for a total savings of $56 a week? For the high rollers of the world, that might mean having espresso for dessert at lunch instead of the crème brulee. For others, it might mean brown-bagging it three days a week instead of going out. For still others, it might mean buying a less expensive but perfectly acceptable bottle of wine to have with dinner at home. There are lots of ways to cut costs without eliminating pleasure.#2. When you?re tense or about to lose your temper, leave the room and go somewhere quiet. Take deep breaths and gather your thoughts for around 30 seconds. It will do you a world of good.#3. Try to be a nicer, more considerate person. This just doesn?t mean saying please, thank you, and excuse me. It means being sensitive to other people, offering your help if they need it, or just listening.#4. Establis...
More About: New Year , Lifestyle , Improvement , Year

Video: MORTGAGE MELTDOWN- It?s American capitalism at its worst.
2007-12-29 06:18:00
Launch in external player Homeowners across America were defaulting on loan payments and economists warned of major financial fallout occurring anywhere from Paris to Beijing to Melbourne. The world, is at risk of a virulent economic virus thanks to financial globalisation where everything is interconnected through a sophisticated form of pass the parcel. And even more alarmingly, no-one knows just how bad it might get."A perfect storm."This video explains how the subprime market was created through a unique set of circumstances beginning with the fallout from September 11. The program charts the rise of easy credit to the point where mortgage brokers were running out of customers. Enter the subprime loan, the loan you could get when, as one real estate agent tells, the only criterion was to see if the client was breathing. The video reveals how predatory lenders were unregulated and often unscrupulous, targeting people they knew couldn?t pay. The broker would make th...
More About: Video , Mortgage , American , Capitalism , Mort

Dodging Credit Card Balance Transfer Pitfalls
2007-12-17 13:27:00
You don?t need to look far to find low APR (annual percentage rate) credit card offers. They?re likely to find you! Aggressive credit card companies frequently solicit credit card applications in the mail in hopes that you will transfer a giant balance over to their books in exchange for a few months of low interest ? or no interest at all. Sounds like a great deal, right? It can be, if you know what you?re getting into. But credit card companies bank that uninformed customers will fall into one of the following traps: 1) Balance Transfer Fee The vast majority of these offers come with a cost ? maybe it?s 2% of your balance, maybe it?s a flat rate. Let?s say the transfer fee is 2% of 16,000 ? that?s $320 just to transfer. Now, if your low interest period is 3 months, that is an additional $107 per month. You may be thinking the interest rate cut from, for example 12% to... This is a content summary only. Please visit my blog to read more at http://personal-finance-management.b...
More About: Card , Credit , Credit Card

How to Choose a GOOD Pair of JEANS
2007-12-15 19:57:00
I went shopping with some friends yesterday, and you can feel the holiday rush in the air. Sometimes trips to the mall can be stressful. I bought a two pairs of jeans. Anyway?here are my ideas on how to choose a pair of jeans that looks good on you. Most people have a number of pairs of jeans in their closet but use only one or two the most. That?s because they love the way those jeans look on them. The next time you buy jeans, keep the following things in mind so you land with a pair that will be among your favorites. 1. Choose a pair that fits you comfortably no matter what the size on the tag says. Some people refuse to get a better fitting pair because they?re in denial that they?ve jumped one size bigger. 2. To make you look taller, the length of your jeans should cover your heels and should almost reach the floor. So when you shop, wear shoes with heels that you... This is a content summary only. Please visit my blog to read more at http://personal-finance-management.blog.. .
More About: Jeans , Good , Pair

Four Simple Financial Rules you SHOULD know before DIVORCE
2007-12-10 16:10:00
Based on National Survey of Family Growth (NSFG), conducted by U.S. National Center for Health Statistics (NCHS), the probability of a first marriage ending in separation or divorce within 5 years is 20 percent. After 10 years, the probability of a first marriage ending is 33 percent. Anger and hurt tend to figure strongly in divorce, hand-in-hand with resentment, sadness, and fear about your future. And more often than not, these emotional woes all coalesce under the banner of money. That?s because divorce usually hits both parties? wallets hard. This is one sad fact about money, but this is the reality. Here are the key financial issues you should consider: 1. Try to Minimize your Legal Fees. If you and your soon-to-be ex are on friendly terms, you can save as much as 65 percent of the legal cost of splitting with a collaborative divorce. It is relatively new way to... This is a content summary only. Please visit my blog to read more at http://personal-finance-management.blogs. ..
More About: Divorce , Financial , Rules , Simple

Saving Money: How to Reduce your Heating Bills this Winter
2007-12-10 10:25:00
The U.S. Energy Information Administration projects costs will increase for all home-heating fuels between October and March. With the heating bills expected to soar an average of 33% this winter- and up to 73% in the Midwest- everyone’s got a way to cut costs. $200, $300, $500 a month! This is what millions paid last winter to heat their homes. Some paid even more. Experts say that this winter will bring even higher heating bills, unless you improve the energy efficiency of your home now. Some advice is smart, some is just hot air. 1. ADD INSULATION Yes. Start with the attic, the easiest and most cost-effective place to pad your insulation. Most homes need it to be at least six inches thick. 2. SEAL LEAKS Eh. Filling cracks near windows won’t help, but a full-house “blower-door test� ($300) can find bigger gaps and chop heat bills by up to 15%. 3. DON’T REDUCE HEAT AT... This is a content summary only. Please visit my blog to read more at http://personal-finance-mana...
More About: Money , Winter , Reduce , Saving , Heating

4 Challenges to Overcome that Leads to your Life’s Work Success
2007-12-08 22:29:00
The road to your life’s work is the ongoing process of taking the best of what’s in you and expressing it fully in the outer world. It’s a never-ending journey filled with challenges and obstacles. These obstacles we call “roadblocks,� or “detours.� The challenges and their potential detours represent the inner as well as the outer terrain you must traverse in pursuit of your work. Awareness of the detours and the challenges can help you stay on course. Challenge #1: Know who you are. The first challenge is to know who you are and why you are here on this earth. Unless you are up to this challenge, you have no chance of realizing your life’s work. You’ll be left taking a reactive rather than a creative approach to your work. The first roadblock is denial- an unwillingness to deeply examine your life and to discover your unique visions, talents, and gifts. Challenge #2: Be... This is a content summary only. Please visit my blog to read more at http://personal-fi...
More About: Work , Leads , Success , Overcome , Halle

Can Money be the Center of Development of your Potential?
2007-12-04 19:07:00
Fulfillment is too often thought of in terms of money and possessions, or in what money can buy. The pressure for creature comforts is so intense that many men or women will dedicate their lives to making money. The earning of money is vitally important to the family structure, and the dedication of a man to his business and to the accumulation of an estate is appropriate and necessary. But to be truly successful, it should be done from the standpoint of wholeness, from a man?s realization of his complete growth as a person. Bill Gates, the famous founder of Microsoft, said, ?During my long life I have learned one lesson: The most important thing is to realize why one is alive- and think it is not only to build bridges or tall buildings or make money, but to do something truly important,... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fr...
More About: Money , Development , Center , E Center

10 Easy Steps to STOP Shopping Addiction and Compulsive Spending (Shopaholi
2007-12-02 18:42:00
Do you own every gadget known to man (or woman)? Does your closet contain lots of shoes or clothes that you almost never wear? Are you feeling lost without credit cards? Do you come home with things you didn't specifically go to buy? Do you use shopping as a quick fix for the blues? Do you spend more than you can afford? Are neighborhood malls and Internet shopping sites possess a mesmerizing magnetic appeal for you? If you answered yes to several questions above, you are probably shopping as a recreational activity. You have a condition called Oniomania. It is also known as shopping addiction or shopaholism, is the compulsive desire to shop. People who shop or spend compulsively get a feeling of being "high" from the experience. This translates into endorphins and dopamine, natural... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Shopping , Addiction , Spending , Stop , Easy

6 Step Beginner?s Guide to Haggling
2007-11-28 10:16:00
With the holiday shopping period upon us, you can save yourself a lot of money if you are willing to haggle. While prices in major shopping centers are usually fixed, you can negotiate at small shops and open markets. Here?s how to get the best deal. 1. Leave the diamonds at home. Don?t wear designer clothes and expensive jewellery when negotiating prices. Shopkeepers are unlikely to give you a break if you?re dressed to impress. 2. Do your homework. First check the fixed price of the item you want at the mall. If a friend or relative recently bought something similar, ask how much they paid. 3. Stay cool. Never get excited about an item. The moment you say, ?This is great! I have to have it!? the prices will skyrocket. 4. Bid low. Offer half the asking price or less at first. The... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Beginner , Guide , Step , Guid

9 Easy Steps on How to Teach Kids about Saving and Investing for the Future
2007-11-23 09:37:00
The preteen years are a golden time to teach your kids about saving for the future. They already know the value of money, having learned basic money concepts in school, and the mathematical operations involved. If they have abided by your rule to set aside 10 percent of their cash gifts received as savings over the years, then they already have "seed money" invested. They're not starting from zero. If these savings were deposited in a savings account, then show them how their money grew over time. Let them study their passbooks or bank statements. That's really the concept of investments: letting your money grow over time. Here are some more tips on how to teach your kids about investments: 1. Explain to them that there are three things they can do with money: spend, let it stand in... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fr...
More About: Kids , Future , Investing , The Future , Easy

An Easy Way to Paying Down Your Credit Cards
2007-11-17 20:51:00
You may have heard it said that 90 percent of success in life is the result of just showing up. Although we don?t have statistics to support the idea, it?s probably fair to say that 90 percent of financial and investment success is just taking the time to pay attention. Stop for a moment or two in your daily routine and take time to really examine your finances. The current and future benefits can be enormous. Nowhere is this more true than when considering credit-card debt. According to Consumer Federation of America, the average credit-card debt for the U.S. households is $8,400. And each of an estimated 60 to 65 million households pays an average of $3,800 a year in interest and fees. It?s no wonder that Opinion Research Corporation reports that 55 percent of all households are ?very... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Credit Cards , Credit , Cards , Easy , Easy Way

The Right Use of Money
2007-11-12 20:43:00
Early in our tradition, Aristotle made the fundamental distinction between ?natural? and ?artificial? wealth. Natural wealth, in his view, includes consumable goods-food, clothing, housing, etc.- and the means of producing them. Money , in contrast, is artificial wealth. Its utility is merely instrumental- as a means of exchange and as a measure of value of real wealth. Our estimation of ?real? wages in terms of purchasing power is a present day application of this basic distinction. Aristotle also stressed the notion of limited material needs. The proper aim of economic activity, he said, is to attain enough real wealth to take care of the material needs of the family or state. Such needs are limited and can be fulfilled by a limited amount of wealth. The pursuit of wealth merely for the... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fr...

Saving for College and Retirement
2007-11-06 11:29:00
Financial independence, which most of us define as being able to live a comfortable life without having to work is probably everyone?s most cherished investment goal. Certainly that?s what saving for retirement is all about. And yet most people have no idea how to figure out how much money they?ll need to support themselves in retirement, or where the money will come from. The other goal most people save for is to fund their children?s college education. These are two excellent goals. The trouble is that if you don?t pay attention to how the system works in each case, you won?t maximize your investments. Treating College Like a Major Purchase Studies have shown that over their working lives, college graduates earn substantially more than those with just a high school or community... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Retirement , Saving , Tire

AVOID DEBT: Golden Rules for Making Money
2007-10-22 16:17:00
Young men starting in life should avoid running into debt. There is scarcely anything that drags a person down like debt. It is a slavish position to get in, yet we find many a young man, hardly out of his "teens," running in debt. He meets a chum and says, "Look at this: I have got trusted for a new suit of clothes." He seems to look upon the clothes as so much given to him; well, it frequently is so, but, if he succeeds in paying and then gets trusted again, he is adopting a habit which will keep him in poverty through life. Debt robs a man of his self-respect, and makes him almost despise himself. Grunting and groaning and working for what he has eaten up or worn out, and now when he is called upon to pay up, he has nothing to show for his money; this is properly termed "working for a... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Money , Rules , Avoid , Golden

SELECT THE RIGHT LOCATION: Golden Rules for Making Money
2007-10-22 12:14:00
(Excerpts from The Art of Money Getting, by P. T. Barnum) After securing the right vocation, you must be careful to select the proper location. You may have been cut out for a hotel keeper, and they say it requires a genius to "know how to keep a hotel." You might conduct a hotel like clock-work, and provide satisfactorily for five hundred guests every day; yet, if you should locate your house in a small village where there is no railroad communication or public travel, the location would be your ruin. It is equally important that you do not commence business where there are already enough to meet all demands in the same occupation. I remember a case which illustrates this subject. When I was in London in 1858, I was passing down Holborn with an English friend and came to the "penny... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Location , Rules , Golden , Select

The Expense-Reduction Game: Are Your Expenses in the Zone?
2007-10-19 12:25:00
Once you?ve got your list of expenses, consider each one and ask yourself if there is a way to reduce it. This will take some time, but you?ll be well paid for your efforts. And it really is true that getting smart about reducing expenses can be an enjoyable game. As you play it, however, don?t assume you cannot cut an expense until you?ve really pushed things to the limit. For example, you might think that the only way to reduce your electric bill is to be more vigilant about turning off lights in unoccupied rooms. But depending on where you live, if you have an electric water heater, you can probably save $300 or more each year by having the electric company install an off-peak meter. (The savings come from the lower electric rate charged for running the water heater during off-peak... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Game , Expenses , Zone , Reduction

Watch Video: THE MONEY MASTERS - How International Bankers Gained Control o
2007-10-16 00:01:00
This film is probably the best history movie you will ever see in your life. In total it is about 3 hours of footage but worth every second. You will probably learn more in 3 hours of watching this film than you will learn in any college history class. Fasten your seat belts. "The powers of financial capitalism had a far-reaching plan, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole...Their secret is that they have annexed from governments, monarchies, and republics the power to create the world's money..." THE MONEY MASTERS is a 3 1/2 hour non-fiction, historical documentary that traces the origins of the political power structure that rules our nation and the... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Video , Watch , International , Money , Control

DON'T MISTAKE YOUR VOCATION: Golden Rules for Making Money
2007-10-14 10:03:00
The safest plan, and the one most sure of success for the young man starting in life, is to select the vocation which is most congenial to his tastes. Parents and guardians are often quite too negligent in regard to this. It very common for a father to say, for example: "I have five boys. I will make Billy a clergyman; John a lawyer; Tom a doctor, and Dick a farmer." He then goes into town and looks about to see what he will do with Sammy. He returns home and says "Sammy, I see watch- making is a nice genteel business; I think I will make you a goldsmith." He does this, regardless of Sam's natural inclinations, or genius. We are all, no doubt, born for a wise purpose. There is as much diversity in our brains as in our countenances. Some are born natural mechanics, while some have great... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Money , Rules , Vocation , Golden , Mista

Golden Rules for Making Money
2007-10-11 06:20:00
In the United States, where we have more land than people, it is not at all difficult for persons in good health to make money. In this comparatively new field there are so many avenues of success open, so many vocations which are not crowded, that any person of either sex who is willing, at least for the time being, to engage in any respectable occupation that offers, may find lucrative employment. Those who really desire to attain an independence, have only to set their minds upon it, and adopt the proper means, as they do in regard to any other object which they wish to accomplish, and the thing is easily done. But however easy it may be found to make money, I have no doubt many of my hearers will agree it is the most difficult thing in the world to keep it. The road to wealth is, as... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Money , Rules , Golden , Makin

How Long to Keep Financial Records
2007-10-08 09:32:00
Keeping financial records You can't take everything with you, but the following are suggestions about how long you should keep personal-finance and investment records on file. Types of records * Taxes * IRA contribution records * Retirement/savings plan statements * Bank records * Brokerage statements * Bills * Credit card receipts and statements * Paycheck stubs * House/condominium records Taxes * Returns * Canceled checks/receipts (alimony, charitable contributions, mortgage interest and retirement plan contributions) * Records for tax deductions taken Length of time to keep: Seven years * The IRS has three years from your filing date to audit your return if it suspects good-faith errors. * The three-year deadline also applies if you discover a mistake in your return and decide... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial fre...
More About: Financial , Long , Cord

How to Pay-off Things on Your Credit Report
2007-10-06 20:03:00
If your plan is to become debt free you should consider the debt snowball approach. List all your debts by smallest to largest. Pay everything you can toward the smallest and just pay the minimums on the rest. Once you pay it off move to the next one and so on... You'll find that by the time you reach the last bill your able to pay huge amounts and the snowball has become HUGE!!! I would advise before you buy a house you become debt free, have $3000 in the bank for emergencies, and at least $10000 to put down on the house. Always get at least a 15 year, fixed rate mortgage.If you can do all this before you buy, you'll enjoy the house and won't have near the stress you would if you bought a house with a lot of debt hanging around your neck pulling you down. This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Credit , Report , Credit report , Things

Watch Video About Borrowing and Lending Money Market Place: Earn Money Thro
2007-10-02 03:43:00
Prosper is America's first people-to-people lending marketplace, and was created to make consumer lending more financially and socially rewarding for everyone. The way Prosper works is intuitive to people who have used eBay. Instead of listing and bidding on items, people list and bid on loans using Prosper's online auction platform. People who want to lend set the minimum interest rate they are willing to earn and bid in increments of $50 to $25,000 on loan listings they select. People who lend can easily diversify using "standing orders", which automatically make many small loans to different borrowers. It's a new asset class in investing. In addition to criteria commonly used by institutional lenders, such as credit scores, people who lend can base their decision on a borrowers' group... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial...
More About: Video , Watch , Money , Market , Earn Money

Ten Traits of Underearners
2007-09-28 05:42:00
"10 Traits of Underearners" an excerpt from the book OVERCOMING UNDEREARNING: Overcome Your Money Fears and Earn What You Deserve by Barbara Stanny Published by Collins. Posted here with permission. INTRODUCTIONIn "Overcoming Underearning, " financial guru Barbara Stanny helps readers change their relationship with money and realize that underearning is often self-inflicted. Stanny's expertise lies in helping women gain financial independence, but the lessons learned in "Overcoming Underearning" apply to both genders.Stanny, the leading authority on women and money, is a motivational speaker, educator, former journalist, and career counselor. She is the author of two previous books, "Prince Charming Isn't Coming: How Women Get Smart About Money" and "Secrets of Six-Figure Women."In... This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: TRAI

Watch ? Money As Debt? Video- What money is and how it is being created?
2007-09-26 03:18:00
Paul Grignon's 47-minute animated presentation of "Money as Debt " tells in very simple and effective graphic terms what money is and how it is being created. It is an entertaining way to get the message out. The Cowichan Citizens Coalition and its "Duncan Initiative" received high praise from those who previewed it. I recommend it as a painless but hard-hitting educational tool and encourage the widest distribution and use by all groups concerned with the present unsustainable monetary system in Canada and the United States. This is a content summary only. Visit my blog at http://personal-finance-management.blogsp ot.com/ for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Video , Watch

Replacement Cost Explained- Making Sure You Have Enough Home Owners Insuran
2007-09-22 06:35:00
Owning a home is the foundation of the American Dream. And certainly for most of us, our homes are the largest single asset we will ever own. Yet a recent survey shows nearly 60 percent of American homes are underinsured -- by an average of 22 percent. To put that into dollar terms: If the home you bought five years ago for $450,000 were to burned to the ground, the chances are that you?d have to borrow $187,000 to make up for the portion of the replacement cost your homeowner?s insurance policy does not cover. Actually, the shortfall could be more or it could be less. On the one hand, although it was part of the purchase price, the land your home sits on doesn?t figure into its replacement cost. On the other hand, building and materials costs will certainly have increased since you... This is a content summary only. Visit my blog for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Home , Cost , Makin , Owners , Laine

Home Ownership and the American Dream
2007-09-18 03:17:00
Housing is among the biggest expenses in the budgets of American s. And of course, the expense depends on the type, quality and location of the place you choose to call home. ?This is my land. This is my house. And, within certain broad community restrictions, I can do whatever the heck I want to do with it.? Others have phrased it more felicitously, but at bottom, that is the essential sentiment in the land of the free and the home of the homeowner. Owners hip ? at least individual ownership ? was never a part of the ethos of the Americans, but the promise of land for the common man was the engine that built the United States. That?s why, to this day, owning a home is such a deeply embedded part of the American dream. It?s also the reason why buying a home usually makes good financial... This is a content summary only. Visit my blog for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: The American Dream , Home , Dream

Planning Your Spending and Saving
2007-09-14 21:57:00
The traditional way to plot a path to your financial goals is to create a budget and then live by it. But as one of today?s teenagers might say, ?Get real!? Certainly there are people who can successfully stick to a strict budget. But most of us can?t, just as most of us can?t completely give up ice cream or some other indulgence for an extended period of time. The key word here is completely. Perhaps instead of having ice cream for dessert every night, you eat a piece of fresh fruit for one or two nights of the week. Or instead of sliding from dessert straight into an evening of television, you take a walk around the block after dinner and then watch TV. These are small lifestyle changes that you will hardly feel, but over time they can have a major positive impact on your health. The... This is a content summary only. Visit my blog for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Planning , Spending , Saving

How to Figure Your Net Worth
2007-09-13 16:46:00
Why Should You care? Figuring your net worth is work. So take your time, and take it easy. Try to have fun with it. After all, you?re counting up your money! And that can be a pleasurable process. It?s also an important process. Knowing your net worth allows you to drive a stake in the ground and say, ?Okay, this is where I am.? Only after doing that can you say, ?Now, where do I want to go?? A year from now, you should calculate your net worth again to measure the progress you?ve made. The idea is to see your net worth steadily increase year after year. You?ll also be prepared and ready for those financial situations that call for information about your current net worth. When you apply for a mortgage, or line of credit, fill out college financial-aid forms, increase your life... This is a content summary only. Visit my blog for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Net worth , Worth , Figure , Wort

How to Pay For or Lease a Car
2007-09-12 20:59:00
Buying a car maybe a second only to having a child when it comes to cutting a hole in your pocket. Just think of the expenses: gasoline, oil, tires, state safety inspections, insurance, maintenance and repairs, interest on your auto loan or lease. And then there?s depreciation. Want to see $5,000 disappear in an instant? Just buy a $40,000 car and drive it off the dealer?s lot. The typical new car losses between 20 and 35 percent of its value during the first year you own it. Still, cars and kids are not something most of us would want to do without. So, with due acknowledgement of the costs of car ownership, the questions becomes how do you find the car that?s right for you, and then get the best deal when you?re ready to buy? Finding the Right Car The best advice in looking for a car... This is a content summary only. Visit my blog for full links, more interesting tools and helpful content! Goodluck on you way to financial freedom.
More About: Lease