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ALL I LEARNED FROM NOAH'S ARK AND FROM MY DOG
2008-10-28 14:38:00
ALL I LEARNED FROM NOAH'S ARK 1. Plan ahead. It wasn't raining when Noah built the ark. 2. Stay fit. When you're 600 years old, someone might ask you to do something REALLY big. 3. Don't listen to critics, do what has to be done. 4. Build on high ground. 5. For safety's sake, travel in pairs. 6. Two heads are better than one. 7. Speed isn't always an advantage. The cheetahs were on board, but so were the snails. 8. If you can't fight or flee, float! 9. Take care of your animals as if they were the last ones on earth. 10. Don't forget that we're all in the same boat. 11. When the doo-doo gets really deep, don't sit there and complain shovel!!! 12. Stay below deck during the storm. 13. Remember that the ark was built by amateurs and the Titanic was built by professionals. 14. If you have to start over, have a friend by your side. 15. Remember that the woodpeckers INSIDE are... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm so...
More About: Lifestyle , Learned

Nine Things You Should Know When Purchasing Gemstones or Jewelry
2008-10-26 01:27:00
Tips and Jewelry Purchasing Guidelines: 1. When buying abroad, ask if the jewelry store has an outlet in your home country that can service you and make refunds. If it does, get the name, address and phone number. 2. Know how much the purchase is in your home currency. Foreign currency prices can be confusing. 3. Have verbal agreements put in writing. For example, have them write on the receipt or give you a written copy of their ?money-back guarantee? policy. If the pearl jewelry store is doing custom work, have them write the delivery date on the receipt. 4. Consider having expensive gems checked by a qualified lab in the city of purchase. It?s easier to return goods and get your money back on the spot than thousand of miles away. Be wary if a ?fine jewelry store? is overly pushy about using a specific appraiser. They may be working together. 5. Get a detailed... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inco...
More About: Lifestyle , Things , Gemstones

Free Personal Finance Management Tools
2008-10-18 16:03:00
There are about 70% of Americans who live paycheck to paycheck and are focused solely on meeting their obligations. The Quicken Online team recently announced their switch to a free version, allowing them to bring a "personal finance application online" that is solving a problem none of the others are: by better managing their cash flow, they are changing the game again. To celebrate the success of the move online, the Quicken online team developed a contest called "QuickenMyCash". This new interactive game, "QuickenMyCash", is a 15 day click-to-win instant win game, giving consumers a chance learn more about how to keep track of their cash and have the opportunity to enter to win cold, hard, cash, every day. If users sign up for the new free Quicken they will be entered a grand prize of$5,000. What better way to kick being free than by celebrating with cash? (Personal ... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for ...
More About: Tools , Personal Finance , Finance , Management

Eight Proven Tips to Successful Debt Consolidation Loans for People with Ba
2008-10-07 23:33:00
If you're feeling overwhelmed, upset, or angry about your financial situation, and you want to kill yourself or murder someone; you aren't alone. Thousands of people face these kinds of challenges each year. What you need is debt consolidation loans for people with bad credit. Debt consolidation entails taking out one loan to pay off many others. This is often done to secure a lower interest rate, secure a fixed interest rate or for the convenience of servicing only one loan. But once you take charge of your debts, you're going to experience an incredible sense of accomplishment that will benefit you and your family for the rest of your lives. You can do it! These 8 proven tips to successful debt consolidation loans for people with bad credit will help you win your war against debt. 1. Look Around and Compare When you shop for clothing or other merchandise, you compare... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for...
More About: Debt Consolidation , People , Loans , Tips

14 Frugal Shopping Tips: Confessions of a Shopaholic Fashionista
2008-09-24 06:49:00
(Anne Hathaway wearing a Chanel pearl necklace) 1. Bring along a calculator (or use the one on your cell phone) to help you make shopping decisions based on tax, percentage markdowns, etc. 2. Before you go out there and shop, try to figure out what you need based on your current wardrobe. Then make a list and try to stick to it! Do you really need yet another dress in your overstocked closet? Will another pair of pumps really make a difference? If the answer is no, avoid swiping that credit card. Make sure you don?t get carried away with all the other marked-down items you?ll find during sales. Stop yourself from impulse buying and stick to your list, as much as you can. 3. Always ask a salesperson about the store?s next sale (no one wants to buy a sweater the day before it?s marked down). Befriend the sales staff at your favorite stores, or sign up for their mailing... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the...
More About: Shopping , Lifestyle , Confessions , Tips , Fashionista

Make Millions and Make Change! Strategies for Success: A Practical Guide
2008-09-16 15:22:00
Make Millions and Make Change - Get more Business Plans (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://personal-finance-management.blogsp ot.com/ THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inconvenience, please follow link to read more interesting and practical information on personal finance. Thanks! :-)
More About: Success , Strategies , Make

Reason WHY 401(k) is NOT a Full Proof Retirement Option: The Truth Behind H
2008-09-02 15:14:00
You should watch these videos if you plan to retire next year and think about the questions below: 1. What services justify these fees? 2. Why has the retirement plan industry endeavored to obscure these fees? (What are they trying to hide?) 3. If these fees are truly justified and legitimate, should they not be clearly shown on an invoice or statement? (In other words, why are they hidden?) The Truth Behind Hidden Fees in 401(k) Plans (Part 1 of 3) The Truth Behind Hidden Fees in 401(k) Plans (Part 2 of 3) The Truth Behind Hidden Fees in 401(k) Plans (Part 3 of 3) Generally, a plan has three major categories of expenses. These are: 1. Investment fees. By far the largest component of plan fees and expenses is associated with managing plan investments. Fees for investment management and other related services generally are assessed as a... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the inconv...
More About: Retirement , Proof , Reason , Full

5 MINUTE LEADERSHIP COURSE
2008-08-17 04:15:00
Lesson 1 All the organs of the body were having a meeting, trying to decide who was in charge. "I should be in charge," said the brain, "Because I run all the body's systems, so without me nothing would happen." "I should be in charge," said the blood, "Because I circulate oxygen all over, so without me you'd all waste away." "I should be in charge," said the stomach, "Because I process food and give all of your energy." "I should be in charge!" demanded the rectum, "Because I'm responsible for waste removal." All the other body parts laughed at the rectum and insulted him, so in a huff, he shut down tight. Within a few days, the brain had a terrible headache, the stomach was bloated, and the blood was toxic. Eventually the other organs gave in and all agreed that the rectum should be the boss. The Moral of the Story: You don't have to be smart or important to be in... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry ...
More About: Entrepreneurship , Leadership , Minute

Four STAGES in Your Life You NEED to INVEST
2008-07-30 18:47:00
Investing is a lifelong process. These rules of thumb should be used as guidelines when discussing your investments with a financial planner. You need to grasp four shifting factors. Starting out: under 30 Because you probably have no dependents, and you have plenty of time to recoup any temporary losses, you can invest aggressively at this stage of your life. When you get a raise increase your contribution to your company-sponsored retirement plan. Try to increase your cash reserves. A good suggestion would be is that you invest 60 percent in solid growth stocks or growth stock funds, 20 percent in aggressive growth stocks or growth stock funds, 10 percent in growth-and-income funds, 5 percent in bonds or bond funds, and 5 percent in a money market fund. And remember to invest $2,000 or more every year in your IRA (individual retirement account) and to max out your... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the in...
More About: Life , Invest

Be Sure to Cancel Your Credit Cards Before You Die
2008-07-18 18:39:00
From my email inbox: This is so priceless, and so, so easy to see happening, customer service being what it is today. A lady died this past January, and Citibank billed her for February and March for their annual service charges on her credit card, and added late fees and interest on the monthly charge. The balance had been $0.00 when she died, but now somewhere around $60.00. A family member placed a call to Citibank. Here is the exchange: Family Member: ?I am calling to tell you she died back in January.? Citibank: 'The account was never closed and the late fees and charges still apply.' Family Member: 'Maybe, you should turn it over to collections.' Citibank: 'Since it is two months past due, it already has been.' Family Member: So, what will they do when they find out she is dead?' Citibank: 'Either report her account to frauds division or report her to the... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry ...
More About: Credit Cards , Credit , Cards

4 Smart Things to Consider Before Paying your Home Mortgage and Credit Card
2008-07-12 15:03:00
If you recently received a pay raise at work or got a bonus. You are now undecided if you are going to pay down some of your home mortgage or pay off your car loan completely. You are smart to want to pay down debt instead of blowing that pay raise on a holiday trip, a plasma TV or new clothes, as so many people do in the excitement of getting a raise or a bonus. But before you pay down debt, here are some other things to consider: 1) Are you contributing every dollar you can to your company 401(k) plan or other tax-deferred retirement savings plans? This question is especially important if your employer kicks in money when you contribute. A 401(k) plan allows a worker to save for retirement while deferring income taxes on the saved money and earnings until withdrawal. The employee elects to have a portion of his or her wage paid directly, or "deferred," into his or her... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the...
More About: Card , Credit , Home , Smart , Mortgage

3 Simple Rules on Stock Investing Success
2008-07-08 18:22:00
When looking for good companies to invest in, following the crowd can sometimes work for a few weeks or possibly even months, but this is a good way to get burned. Listening to the "experts" does not equal research. No matter how knowledgeable these people may sound, you can get just as good a prediction from a psychic by calling one of those 900 numbers. A stock market expert?s predictions are nothing more than a simple guess, and your guess is as good as theirs. With stockbrokers often rewarded for activity, not successful investments, it's critically important to make sure you believe that what you're doing is right. Chasing others' opinions may seem logical. To avoid the crowd mind-set, he said simply follow these three most important lessons: 1. Buy stocks with a margin of safety. 2. A stock is part of a business. 3. The market is there to serve you, not instruct... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for ...
More About: Stock Investing , Success , Investing , Stock , Rules

13 Definite No-Nos for your Credit Card
2008-06-26 06:31:00
There?s no doubt that credit cards have made our lives easier in more ways than one ? we do not have to carry around large amounts of cash, we have omnipotent paying power at our fingertips in the event of any emergency, and we are able to defer payment on absolute necessities till the check comes in. But there?s a darker side to credit cards that most people are either not aware of or ignore, at least not until they?re deep in debt and unable to claw their way out. Credit card debt is largely caused by indiscriminate card usage and a basic disregard for timely and full repayments. But sometimes, people tend to use their cards for the most ridiculous things, as you can see from the following samples: 1. They take out cash advances on the card without knowing that the interest on this kind of borrowing is the highest in the business. Some credit card companies charge steep... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for th...
More About: Card , Credit Card

Kids allowance: How do I know if my child is ready to receive an allowance?
2008-06-20 21:49:00
Teaching money management to a child is much like potty training: you never know when the right time is, and in all probability, you will fail on the first attempt. The parents? specific decision on this issue will depend largely on the child?s situation and degree of maturity. Some children are too young for an allowance?they are not ready to manage money of their own yet. Despite that, it is very important for kids to be taught the basics of budgeting and spending. Once your child shows both an interest in and an understanding of the concept of money - the fact that it can be exchanged for goods - they are ready to start learning the basics of money management. For many kids, this may be as young as three or four. Try to give him a small amount of money first everyday. With this practice, you will see how your son views the additional stipend: Is this something to be... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the i...
More About: Kids , Child , Allowance , Ready

Couch Potato?s Guide to Buying a TV REMOTE Control
2008-06-16 18:32:00
#1. When purchasing a remote, consider whether or not it has backlighting (or, at least, glow-in-the-dark buttons), which comes in handy when you?re viewing in dimly lit scenarios, such as watching a movie at night. #2. The more devices the remote can control, the more expensive it will be. Consider the number of devices the universal remote controls versus the price. A remote can control as few as three devices and as many as 12. The number of devices your remote controls correlates to the number of remotes you?ll get rid of! #3. Some remotes give audio feedback to confirm that a command has been executed. #4. RF, or radio-frequency, remotes can be operated through walls or cabinets and usually have a much greater range than IR remotes. #5. Macros are important for many home theater owners because they allow you to power up the TV, DVD player, and audio system with the... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for th...
More About: Lifestyle , Buying , Remote Control , Potato , Guide

Car Leasing/ Car Rental: Leasing Tricks and Traps to AVOID
2008-05-28 19:41:00
A car salesperson?s job is to get as much money out of you as possible, and every new element you add to a deal offers yet another opportunity to do so. Let?s say you decide that leasing is for you and sit down to do the paper-work. All of a sudden you?re facing additional charges for ?conveyance,? ?disposition,? ?acquisition,? ?preparation,? and the like. Say what? ?Oh, don?t worry,? you?re told, ?we?ll just roll them into the lease.?Like fun you will! Charges like these are pure dealer profit, and they are completely negotiable. To give yourself the leverage you need, bargain with two dealers at once and play them off against each other.Second, watch the ?capitalized cost? listed in the lease agreement. Some dealers are not above letting you negotiate the price down all you want and then filling in the car?s sticker price in the lease contract. The capitalize cost of the vehicle should be the price you negotiated based on the dead cost and dealer profit, plus taxes and incidental ...
More About: Rental , Tricks , Leasing , Avoid

Putting God First: Bible Based Money Management
2008-05-21 01:59:00
In Matthew 6:33, Jesus tells us to seek God?s kingdom first and everything else will be added unto us. How do we put Him first?1. Stop Worrying?Therefore I tell you, do not worry about your life, what you will eat (or drink), or about your body, what you will wear. Is not life more than food and the body more than clothing?? (Matthew 6:25). Worrying means that we do not think God can look after the practical details of our lives.2. Stop Seeking What the Pagans Seek?So do not worry and say, ?What are we to eat?? or ?What are we to drink?? or ?What are we to wear?? All these things the pagans seek. Your heavenly Father knows that you need them all? (Matthew 6:31-32).Trust that God is looking after you and He provides for you.3. Start Seeking God?s Kingdom and Righteousness?But seek first the kingdom (of God) and his righteousness, and all these things will be given you besides? (Matthew 6:33).Get to know ?His way of doing things and being right.? Give God top priority in your life by ...
More About: Money , Money Management , Management , Bible , Putting

STOP Foreclosure
2008-05-16 12:06:00
John lost his job six months ago in a round of mass layoffs, and he's been unable to find consistent work since. He and his wife had little in savings, and with every day that passes they're getting further and further behind on their bills.Two months ago today, Mary's husband walked out on her and the kids. Between childcare costs and other bills, she can barely afford to put food on the table.Every day thousands of people across the U.S. fall deeper into debt, often through no fault of their own. Left unchecked, this debt ultimately threatens their number one asset, their home, through the process of foreclosure.It doesn't have to end there, though. There are ways to stop foreclosure, protect your credit and keep your home.What is Foreclosure ?In most states, when you buy a home there are actually two parties on the buying side: you (the mortgagor) and the lender (the mortgagee). You own the home, but the mortgagee holds a lien on the property for as long as the mortgage has an...
More About: Stop

7 Proven TIPS for Investing SUCCESS
2008-05-14 04:28:00
There?s no reason why you can?t buy mutual funds and also buy stocks on your own. And it doesn?t have to be a big deal. According to a survey, fund investors typically own just three funds and stock investors typically hold just three stocks. However, before you begin any investment program, you might want to consider taking the following steps:Step 1: Fully fund your IRA, Keogh, 401 (k), and other plans that let you use pre-tax dollars to earn tax-deferred interest. If you?re in your twenties or thirties, this should be your absolute number-one priority. By being an ?early investor,? you?ll reap the benefits of long-term, tax-deferred compounding.It's a smart move that can pay off for you - perhaps even more than you'd think. Do early contributions really make that much of a difference? Consider this: To fund an IRA for any given year, you've got 15 months, from the beginning of each year until the tax deadline the following year. By consistently funding your IRA at the beginnin...
More About: Tips , Success , Investing , Proven

An Anecdote of a Smart Business Man
2008-04-16 03:34:00
There were three stores in a row. One day the owner of the right-hand store put up a sign: ?FIRE SALE.?The man on the left end, not to be outdone, put up a sign: ?BANKRUPTCY SALE.?The man in the middle was stymied for a while. Then he came out with a sign: ?MAIN ENTRANCE.? (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://personal-finance-management.blogsp ot.com/
More About: Business , Entrepreneurship , Smart

For Love and Money ? Minimize Financial Trouble in Relationships
2008-04-12 04:54:00
All too often, dealing with money matters within relationships is much like mixing oil and water. The two simply don't mix. Whether we're talking about family members, friends or others close to us, when money concerns enter into the relationship, all too often things turn out badly.This is especially true when dealing with intimate relationships such as marriage. Issues involving money are presently recognized as leading causes of divorce. (It may also be argued though, that while finances are a significant issue in many breakups, money problems are often symptoms, not necessarily the root cause, of the problems in a relationship. But that's another day and another article.)Why is money such an issue? I think, two reasons. One, I don't know many people who aren't passionate and opinionated when it comes to money matters, and two, because as crazy as it seems, a great many individuals still fail to thoroughly discuss financial matters before they enter into close personal relat...
More About: Lifestyle , Relationships , Love , Money , Financial

Yuppies Dilemma on Buying or Leasing a Car
2008-04-08 04:02:00
Should I lease or buy a car? It's a common dilemma: to lease or buy a car ? which is better? Everyone who has ever considered leasing has had this question cross their mind.When you buy, you pay for the entire cost of a vehicle, regardless of how many miles you drive it. You typically make a down payment, pay sales taxes in cash or roll them into your loan, and pay an interest rate determined by your loan company, based on your credit history. On the other hand, when you lease, you pay for only a portion of a vehicle's cost, which is the part that you "use up" during the time you're driving it. You have the option of not making a down payment, you pay sales tax only on your monthly payments (in most states), and you pay a financial rate, that is similar to the interest on a loan.From a purely financial standpoint, you should buy the best car you can afford, maintain it, and drive it for seven to ten years or more. After all, once your loan is paid off, use of the car itself is ?f...
More About: Buying , Dilemma , Leasing

Top 5 Money Management Tips for Seniors
2008-04-04 11:08:00
While many personal finance tips are geared toward young investors who are saving for retirement, those of us who have already reached retirement age also need money management advice. Yes, the golden years can creep up on us and with more people reaching 100 years old than ever before, we obviously have many more years in which to stretch our dollars.Here are the top five money management tips for seniors:#1. Apply for Social Security ? You become eligible for Social Security at age 62, though you will earn more if you wait to apply when you are 65. If you need the money before age 65, by all means you should apply earlier. Ideally, you should have another source of income, though there are many seniors who get by on their benefits alone.#2. Consider a Smaller Home ? Are you still living in a large expensive home, even though all your birds have flown the nest? While you may be emotionally attached to your family home, it may be more sensible to downsize and reduce your monthly cos...
More About: Money , Money Management , Management , Tips , Seniors

Motley Fool 12 Tenets of Value Stock Investing
2008-03-27 00:36:00
#1. Rule No. 1: Don't lose money. Rule No. 2: Don't forget Rule No. 1. Don't be satisfied to let a few stocks in your portfolio lose a lot of money while one hits a home run.#2. Be an investor, not a speculator. Too many investors jump on the momentum bandwagon and chase stocks just because the price is going up. Most believe they can get out before the stock price crashes ? but few do!#3. Price is what you pay; value is what you get. Valuation always matters. Learn how to value companies.#4. Buy with a margin of safety. Estimates of value depend on a wide variety of inputs and are never hard and fast. Buying stocks at a significant discount to valuation estimates provides a margin of safety.#5. Stop trying to predict the direction of the market. Timing the market is a futile exercise that no one has consistently mastered. If your investment thesis is right, the market will eventually come around.#6. Patience is a key element of success. Don't chase a stock with a price above yo...
More About: Stock Investing , Investing , Stock , Fool

3-Minute Guide you MUST Know About Adjustable-Rate Mortgage: Mortgage Refin
2008-03-20 05:12:00
If you have a sterling credit record and a stable employment history, you can usually pick and choose among various mortgage products. There are two main questions you?ll have to ask yourself: Should you go with a fixed or adjustable rate? Should you pay the loan back over a term of fifteen or thirty years?Fixed-rate, thirty-year mortgage are the most common. The money is paid back over the term of the loan, and the interest rate and monthly payments never vary. With an adjustable-rate mortgage (ARM), in contrast, the interest rate and monthly payment amount can vary within certain defined limits. Here are the key concepts you need to know about ARMs:# Teasers. Artificial low teaser rates are often used to attract borrowers. The teaser rate may actually be lower than the current benchmark, and it is often two to three points lower than the rate on a fixed-rate loan. But teasers rates last for only a limited period of time, usually one to three years.# Overall cap. Be sure your ARM i...
More About: Mortgage , Guide , Adjustable Rate Mortgage , Minute , Rate

Something Personal # 1: Karaoke Expression
2008-03-19 08:26:00
I resigned from my job a couple of months ago because I was accepted as a research student in Kyodai (Kyoto University) for a year. After this I hope I will be accepted as a student in their Economics doctoral program.Currently, I am staying at international student?s dormitory and living on my savings and scholarship stipends. Being frugal here is quite challenging because Japan have a high standard of living and prices of consumer goods is quite steep.There may come a time when different customs in Japan put you in an embarrassing situation, especially where money is concerned. In Japan it is common practice to pay for what one has consumed. When having a party with friends or going to a movie upon a friend?s invitation, we usually split the bill.Anyways, yesterday I went to a karaoke joint with my new friends? It was very funny. But so far away from my own culture. I came from the state of New York, and karaoke is considered as an old-fashioned entertainment. Well, I think that w...
More About: Personal , Karaoke , Expression

Stop Whining, Start Living
2008-03-14 05:11:00
In order to take control of your personal finances, you have to get a handle on your net worth and your monthly spending habits. Once you have that information, you can focus on ways to reduce spending so that you?ll have more money left at the end of each month to apply to investments and to other goals.The key to achieving nearly any financial dream is really quite simple: Spend less than you earn and invest the rest. It?s not easy, but simple. Fortunately, doing the right thing does not have to be painful. Think of boat crossing the ocean. On a long trip, an all-but-imperceptible change in direction of but a few compass points will have a huge effect on where you land at the end of your journey. (Personal Finance Management Guide by Marie Claire Cooper. It's all about good reading and smart information.) http://personal-finance-management.blogsp ot.com/
More About: Living , Start , Stop

The Uncommon Philosophy of Simple Living or Voluntary Simplicity
2008-03-12 03:22:00
"The more money you spend, the more time you have to be out there earning it and the less time you have to spend with the ones you love". - Tracey SmithSimple living (simple life, frugal living or voluntary simplicity) is a lifestyle in which individuals consciously choose to minimize the 'more-is-better' pursuit of wealth and consumption. Simple living as a concept is distinguished from those living in forced poverty, as it is a voluntary lifestyle choice. The term "downshifting" is often used to describe the act of moving from a lifestyle of greater consumption towards a lifestyle based on voluntary simplicity. If there is understanding of the difference between the body and the soul, then, just as we don?t neglect to supply the physical with food, similarly, we don?t live in the illusion that our inner craving or emptiness can be satisfied by endless material consumption.In order not to consume unnecessarily, we need to make a distinction between the body and the self. You are ...
More About: Philosophy , Living , Simplicity , Voluntary

10 Daily LAW OF ATTRACTION Positive Affirmations
2008-03-06 23:44:00
Law of Attraction means that "like attracts like", usually as applied to the mental life of human beings: that a person's thoughts (conscious and unconscious), emotions, beliefs and actions attract corresponding positive or negative experiences. This process has been described as "harmonious vibrations of the law of attraction", or "you get what you think about; your thoughts determine your experience."According to this belief, thoughts have an energy that attracts like energy. In order to control this energy, proponents state that people must practice four things:# Know what one desires and ask the universe for it. (The "universe" is mentioned broadly, stating that it can be anything the individual envisions it to be, from God to an unknown source of energy.)# Focus one's thought upon the thing desired with great feeling such as enthusiasm or gratitude.# Feel and behave as if the object of one's desire is already acquired.# Be open to receiving it.Thinking of what one does not h...
More About: Daily , Law of Attraction , Positive , Affirmations

FOUR Crucial Investment Realities You MUST Know on Stock Market Investing
2008-03-02 00:12:00
Everything said so far is so solidly supported by facts that no one disagrees with it. Buying and holding stocks over time is one of the best ways ever invented to build wealth.So the next logical question is: What?s the best way to buy stocks? Here opinions differ. And some of those opinions are not untainted with conflicts of interest. Simple solutions do exist, but hold these truths in mind as we approach them:# Reality 1: Hot tips and claims of inside information are usually yesterday?s news. ?A friend of a friend who is the manicurist for the wife of the CEO of General Motors (GM) said to buy Blimpy-Whimpy, X.P.S, right now. Big developments are on the way.? Unfortunately, unless you work at a high level industry, by the time you or anyone you know has gotten an accurate hot tip, it?s history. Leaving aside the laws against insider trading, ask yourself this: Why would anybody who really knew something share it with anyone else?# Reality 2: Investing is often ego-based. The fin...
More About: Stock Market , Market , Investment , Stock