Cash Money LifeCash Money LifeCash Money Life is a personal finance blog with helpful information for everyone, and a special military money section designed to help military members. There is also great information on how to choose an MBA program and some helpful career informat Articles
You Only Get it Once
2008-02-28 13:33:00 You only get one tax refund and one tax rebate (if you qualify for them). Of course, that makes sense. So why should I point that out? Because many people get excited when they see they are getting a tax return or any other form of unexpected money. The temptation is to think about everything you ...
March Goal - Fully Funding Our Roth IRAs
2008-02-27 15:00:00 On of the most important things you can do for your financial future (outside of paying off your debt), is to invest for your future. Right now, my wife and I are in a comfortable financial situation. Our only debt is our mortgage, and we have been saving as much money as we can over ... More About: Investing , Funding , Goals , Goal , March
Refund Anticipation Loans Suck
2008-02-26 13:39:00 It’s tax season, and many people look at tax refunds as an easy way to get some “free” money. The truth is, your tax refund isn’t really free money. It was yours to begin with. You just gave too much to Uncle Sam and he was nice enough to hold it for you in an ... More About: Taxes , Loans , Suck
Dave Ramsey?s 7 Baby Steps
2008-02-25 12:30:00 Dave Ramsey is one of America’s most renowned money gurus. He has a rabid fan base of followers whose main goal in life is to get out of debt and stay out of debt. Being debt free is the first step to financial freedom, and being debt free affords you the freedom to live your ... More About: Baby , Personal Finance , Investing , Dave
Weekly Roundup - Evil Scraper Edition.
2008-02-24 17:24:00 Well, it was bound to happen sooner or later. My blog was scraped by an unscrupulous thief. These jackasses steal the entire article bloggers publish and republish it on their site, presenting it as their own. This is stealing and it is illegal. Unfortunately, they also do not make it easy for you to contact ... More About: Personal Finance , Roundup , Evil , Weekly , Edition
Are Person to Person Loans Guaranteed?
2008-02-22 15:00:00 I recently received a reader question about Peer to Peer Lending, and I would like to share the answer with everyone. Prosper and LC have become very popular. Are Person to Person Loans guaranteed? First, let’s address the popularity of P2P lending: Prosper and Lending Club have become popular because the P2P lending process gives people another ... More About: Passive Income
How to Detect and Avoid IRS Tax Scams and Identity Theft
2008-02-21 12:40:00 There is a phishing scam going around purporting to be from the IRS. In this e-mail, they inform the recipient they are entitled to refunds of $92.35 or some other amount due to a calculation error on a past tax return. These e-mails are not from the IRS; they are from thieves who are attempting to extract your personal information to steal ... More About: Fraud , Identity Theft , Scams , Theft , Identity
Blu-Rays DVDs Will Dominate the Market - But don?t Buy Just Yet!
2008-02-20 13:19:00 Yesterday, Toshiba announced they will stop producing the HD-DVD, which puts a definitive end to the questions concerning which high-definition DVD format would dominate the markets. This wasn’t really a surprise to many people, as the Blu-Ray format was backed by most of the major Hollywood movie studios, and several technology giants. Last week, Wal-Mart ... More About: Market , Dvds , Rays
The Choice of What is Right, and What is Easy
2008-02-19 13:28:00 Last night, my wife and I watched Harry Potter and the Goblet of Fire. Near the end of the movie, Harry was having a conversation with Professor Dumbledore, who said, “we must all face the choice between what is right and what is easy.” Of course, This conversation had more to do with life and ... More About: Choice , Easy
How to Use Your Economic Stimulus Check
2008-02-18 15:25:00 Last week I wrote about the economic stimulus package that will affect many Americans this year. For many adults, the rebate will be up to $600 each, plus the possibility of more if you have children. These rates are based on Adjusted Gross Income and other factors, so be sure check before assuming your return. ... More About: Check , Economic
Weekly Round Up - Catching Up Edition
2008-02-17 22:23:00 This week has been a rough one. A couple times a month I get slammed at work, and this week was one of them. Between work and everything else going on, I barely had time to keep up with my blog and associated duties. (There were roughly 400 unread articles in my feedreader at the ... More About: Personal Finance , Round Up , Weekly , Round , Edition
How Do You Negotiate Salary?
2008-02-15 20:49:00 I have been looking into new career options recently, and I have done some recent job searching and interviewing. Thankfully, the companies haven’t yet asked me the most difficult question to answer - ”What is your salary request?” I know what I would like to make. I also have a good idea about what I am worth and what the position is worth. ... More About: Salary
Where Should You Invest First - 401(k) or IRA?
2008-02-14 15:51:00 One of the most important things my father taught me about money matters is investing for retirement. Based on his advice, I opened an IRA at age 19 and have been investing ever since. When I first started investing, I was eligible for an IRA, but I was in the USAF and we did not ... More About: Retirement , Investing , Invest
Foreclosure Freeze - Project Lifeline
2008-02-13 13:37:00 Yesterday, Project Lifeline was unveiled. Project Lifeline is a White House backed plan that calls for six of the nation’s largest mortgage lenders to voluntarily contact homeowners who are 90 days or more behind on their mortgage payments, and possibly grant a 30-day “pause” in the foreclosure process so a favorable solution can be reached. This ... More About: Foreclosure , Freeze
Economic Stimulus Package Poll
2008-02-12 14:19:00 Yesterday, I wrote about the 2008 Economic Stimulus Package , who is eligible, how much they will receive, and a few other details. To be honest, I’m not so sure I agree with this stimulus package. I don’t think it will solve our economy’s current problems. But since the focus of this blog is not on politics, ... More About: Poll
2008 Economic Stimulus Package Explained
2008-02-11 12:52:00 The Senate and the House have both passed a stimulus package designed to give taxpayers rebates totaling almost $170 billion. The government’s hope is that taxpayers will go out and spend this money to spur along the economy. How much will I get? Depending on your income level, you may see up to $600 per person, ... More About: Economic , Package , 2008
Weekly Round Up - Validas Edition
2008-02-09 15:01:00 This week I had an Entrepreneur Spotlight interview with Todd Dunphy from Validas. In the interview, we promised to give away 3 trials to readers! The winners were: bojangling, Demitrius, and Rob. You will all receive e-mails later this week with the details. Thanks for entering the contest! I’m rushed for time this weekend, ... More About: Personal Finance , Round Up , Weekly , Round , Edition
Fast Profits in Hard Times - Book Review
2008-02-08 12:47:00 Fast Profits in Hard Times is about making money regardless of the current economy. With our economy rapidly spiraling into a recession, many people don’t think there is much opportunity to make a lot of money. Jordan E. Goodman, the author of Fast Profits in Hard Times, would disagree. Jordan E. Goodman is a former Money ... More About: Book Review , Review , Book , Investing
Shopping For Loans at Lending Club
2008-02-07 13:00:00 Lending Club is the “Amazon of Person to Person Lending” sites. Why is that? Well, partially because last week I referred to Prosper as the Ebay of Lending. The other reason I refer to Lending Club as the Amazon of P2P Loans is because of their lending process. Making loans through Lending Club is set up ... More About: Shopping , Passive Income
Roth IRA Versus Traditional - Which is Better?
2008-02-06 16:05:00 Investing for your retirement is one of the most important things you can do for your future. And one of the best ways to do that is by investing in an Individual Retirement Account (IRA). There are two main types of IRAs which most people are eligible to contribute to - the Traditional IRA and ... More About: Investing , Versus , Roth
Is Person to Person Lending Safe?
2008-02-05 14:45:00 I received several reader e-mails this weekend regarding the safety of person to person lending. I thought I would share these questions and the answers, so hopefully more people will better understand the process. Regarding Person to Person lending - do you know how they underwrite these loans? Do the borrowers have to provide credit scores? ... More About: Passive Income , Prosper , Safe , Lending
Entrepreneur Spotlight - Validas
2008-02-04 13:20:00 Welcome to the second installment of Entrepreneur Spotlight . Today’s interview is with Todd Dunphy, one of the founders of Validas, a company that specializes in saving customers money by analyzing their cell phone bills to verify correct billing information and determine whether or not there is a more appropriate plan for the user. About Validas Todd: Validas ... More About: Entrepreneurship
Weekly Roundup - Closing Out a Successful January Edition
2008-02-02 19:27:00 Wow! January flew right by! I had a lot of fun this month, and this was also the most successful month to date on Cash Money Life in terms of traffic and subscribers. I would like to thank everyone who has helped make this blog successful! I began January with 360 subscribers and ended with ... More About: Personal Finance , Roundup , Weekly , Edition
Prosper - the Ebay of Person to Person Lending
2008-02-01 13:18:00 I recently completed my first 3 loans on Prosper . The process itself was easy, but actually winning my first bid took me several attempts. I almost became frustrated until I better understood how the process works. Now that I realize how simple the process is, I plan on lending more money. How to Bid on ... More About: Passive Income , Ebay , Person , Lending
There is Still Time to Fund Your 2007 IRA
2008-01-31 18:46:00 Have you funded your 2007 IRA yet? If not, there is still time for you to max out your investment and have it count for your 2007 IRA. The tax laws are set up to allow tax payers to contribute to IRA accounts any time from January 1st of the tax year, until tax day ... More About: Time , Investing , Fund
The Importance of Delayed Gratification
2008-01-30 13:54:00 I am just like everyone else: I like nice things. I prefer to buy high quality items that will last a long time and provide me with a lot of use and value. But, I also realize that I can’t have everything that I want. They say patience is a virtue, and I agree. Waiting to ...
My Mortgage Payment Dropped $150 Per Month
2008-01-29 13:40:00 My wife and I got our first mortgage bill for 2008 and our mortgage payment dropped $150 per month! We have a fixed rate mortgage and the lower mortgage bill is a result of a change in our property taxes and an adjustment in our escrow level. Changes in a mortgage payment are actually not uncommon ... More About: Mortgage , Payment , Month , Mont
Mortgage Escrow Accounts Explained
2008-01-28 17:38:00 An escrow is a legal arrangement with a neutral third party where money or goods are deposited until a contract is legally satisfied. In layman?s terms, that means an escrow service is basically a middleman between a buyer and a seller, or in the case of a mortgage, a middleman between a homeowner and the ... More About: Mortgage , Escrow
Weekly Roundup - Paid to Eat Cake Edition
2008-01-26 21:45:00 Last night my wife and I went to The Cheesecake Factory to buy a slice of cake for desert. This is a rare treat for us because at $7 a slice, it is not cheap! However, we like it a lot, and on the rare occasion we splurge on it we are able to share ... More About: Personal Finance , Roundup , Paid , Cake , Weekly
What is a HELOC?
More articles from this author:2008-01-25 16:51:00 A Home Equity Line of Credit (HELOC) is a flexible line of against the value of your home ? you use your home?s equity as collateral. Usually, the borrower agrees to a certain maximum amount they can borrow over a specified time period. In some ways it is similar to a credit card because the ... More About: Real Estate , Debt 1, 2, 3, 4, 5, 6, 7 |
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