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Home Buying: On Second Thought
2007-10-08 04:50:00 provided byMarketWatchBuyer's remorse is common, but here are five ways to beat itMost people have experienced buyer's remorse in some form, whether it's feeling guilty over the price paid for a new pair of shoes or a jab of regret after splurging on some unneeded tech gizmo.But when it comes to one of the most expensive purchases in a consumer's life, a home, feelings of remorse can be a lot more intense, easily rattling otherwise confident home buyers and causing them to second-guess what they liked about a house in the first place.Luckily, many local real estate markets today are buyer's markets; there's lots of inventory to look at and often ample time to negotiate on price, said Eric Cunliffe, senior vice president of RealEstate.com. Those factors greatly decrease the chances of buyers completely changing their minds -- and wishing they'd gone for a different house -- after the fact."In 2005, people felt desperate to get out there and get there first and make their offer... More About: Buying , Home , Thought
Homes: Why Buying Bigger Is No Guarantee of a Rich Retirement
2007-10-04 02:31:00 provided byWSJ This is one tab the house won't pick up. It's among today's most popular retirement-savings strategies: Buy the big house, hope the real-estate boom continues and then trade down at... Wistuo More About: House , Buying , Retirement , Rich , Home
Homes: Why Buying Bigger Is No Guarantee of a Rich Retirement
2007-10-04 02:29:00 provided byWSJThis is one tab the house won't pick up.It's among today's most popular retirement-savings strategies: Buy the big house, hope the real-estate boom continues and then trade down at retirement, thus freeing up home equity that will pay for years of early-bird specials.Sound appealing? Trouble is, you will fork over a heap of dollars -- and you'll end up with a surprisingly small nest egg.• Living large: To understand why, imagine you are age 35, have a $400,000 home with a $300,000 mortgage and are looking to retire at age 65.What's the best way to build yourself a nest egg? You might stick with your current home, pay down that mortgage over the next 30 years and stash your spare cash in stock and bond mutual funds. Call this the "small-house strategy" (though, in many parts of the country, a $400,000 home wouldn't be exactly small).Alternatively, you could opt for the "big-house strategy" -- trading up to a $1 million home and aiming to pay down the resulting $... More About: Buying , Retirement , Rich , Homes , Tire
Homes: Why Buying Bigger Is No Guarantee of a Rich Retirement
2007-10-04 02:29:00 provided byWSJThis is one tab the house won't pick up.It's among today's most popular retirement-savings strategies: Buy the big house, hope the real-estate boom continues and then trade down at retirement, thus freeing up home equity that will pay for years of early-bird specials.Sound appealing? Trouble is, you will fork over a heap of dollars -- and you'll end up with a surprisingly small nest egg.• Living large: To understand why, imagine you are age 35, have a $400,000 home with a $300,000 mortgage and are looking to retire at age 65.What's the best way to build yourself a nest egg? You might stick with your current home, pay down that mortgage over the next 30 years and stash your spare cash in stock and bond mutual funds. Call this the "small-house strategy" (though, in many parts of the country, a $400,000 home wouldn't be exactly small).Alternatively, you could opt for the "big-house strategy" -- trading up to a $1 million home and aiming to pay down the resulting $... More About: Buying , Retirement , Rich , Homes , Tire
Test-Drive Your New Home
2007-10-04 02:26:00 provided byTheStreet.com Waking up to six-foot-long cracks in your new home's ceilings, walls and floors is a frustrating experience. But construction defects are a fact of life in today's real... Wistuo More About: House , Drive , Home , Test Drive , Test
Test-Drive Your New Home
2007-10-04 02:25:00 provided byTheStreet.comWaking up to six-foot-long cracks in your new home's ceilings, walls and floors is a frustrating experience. But construction defects are a fact of life in today's real estate market, and many of these problems stem from shoddy workmanship that was overlooked in the recent U.S. housebuilding boom.Rod Frye learned this the hard way after he purchased his dream lakeside home in Glendale, Ariz., in 2001. Just four months later, during monsoon season, the large cracks started appearing across the property. The issue, he learned, was expansive soil -- a phenomenon that occurs when houses built on clay end up moving along with the earth, causing cracks in a home's structure. Besides Arizona, the issue is a major problem in California and Texas.Frye, who is the home's third owner, says he ended up suing the builder, Courtland Home s, because the firm denied it was its responsibility to fix the problem."They said we were exacerbating the problem by over-watering. ... More About: Drive , Test Drive , Test
Home Buying: On Second Thought
2007-10-04 02:25:00 provided byMarketWatch Buyer's remorse is common, but here are five ways to beat it Most people have experienced buyer's remorse in some form, whether it's feeling guilty over the price paid for a... Wistuo More About: House , Buying , Home , Thought , Owner
Test-Drive Your New Home
2007-10-04 02:25:00 provided byTheStreet.comWaking up to six-foot-long cracks in your new home's ceilings, walls and floors is a frustrating experience. But construction defects are a fact of life in today's real estate market, and many of these problems stem from shoddy workmanship that was overlooked in the recent U.S. housebuilding boom.Rod Frye learned this the hard way after he purchased his dream lakeside home in Glendale, Ariz., in 2001. Just four months later, during monsoon season, the large cracks started appearing across the property. The issue, he learned, was expansive soil -- a phenomenon that occurs when houses built on clay end up moving along with the earth, causing cracks in a home's structure. Besides Arizona, the issue is a major problem in California and Texas.Frye, who is the home's third owner, says he ended up suing the builder, Courtland Home s, because the firm denied it was its responsibility to fix the problem."They said we were exacerbating the problem by over-watering. ... More About: Drive , Test Drive , Test
Home Buying: On Second Thought
2007-10-04 02:23:00 provided byMarketWatchBuyer's remorse is common, but here are five ways to beat itMost people have experienced buyer's remorse in some form, whether it's feeling guilty over the price paid for a new pair of shoes or a jab of regret after splurging on some unneeded tech gizmo.But when it comes to one of the most expensive purchases in a consumer's life, a home, feelings of remorse can be a lot more intense, easily rattling otherwise confident home buyers and causing them to second-guess what they liked about a house in the first place.Luckily, many local real estate markets today are buyer's markets; there's lots of inventory to look at and often ample time to negotiate on price, said Eric Cunliffe, senior vice president of RealEstate.com. Those factors greatly decrease the chances of buyers completely changing their minds -- and wishing they'd gone for a different house -- after the fact."In 2005, people felt desperate to get out there and get there first and make their offer... More About: Buying , Home , Thought
Home Buying: On Second Thought
2007-10-04 02:23:00 provided byMarketWatchBuyer's remorse is common, but here are five ways to beat itMost people have experienced buyer's remorse in some form, whether it's feeling guilty over the price paid for a new pair of shoes or a jab of regret after splurging on some unneeded tech gizmo.But when it comes to one of the most expensive purchases in a consumer's life, a home, feelings of remorse can be a lot more intense, easily rattling otherwise confident home buyers and causing them to second-guess what they liked about a house in the first place.Luckily, many local real estate markets today are buyer's markets; there's lots of inventory to look at and often ample time to negotiate on price, said Eric Cunliffe, senior vice president of RealEstate.com. Those factors greatly decrease the chances of buyers completely changing their minds -- and wishing they'd gone for a different house -- after the fact."In 2005, people felt desperate to get out there and get there first and make their offer... More About: Buying , Home , Thought
American : Great Then, Great Now-Buy Homes, City, Family and Home, Homes [D
2007-10-03 04:31:00 MONEY's top places have always had great schools, reasonable housing and a genuine sense of community. For many, the trick today is to maintain those virtues when everyone wants to move in.When MONEY started ranking places to live 20 years ago, we knew we were onto something. People feel passionately, to put it mildly, ..... More About: Family , Home , Great , American , City
American : Where We Will Live 2007-City, Family and Home, Home [Digg]
2007-10-03 04:30:00 Sure, big cities have their charms, but for families the suburbs are here to stayAn increasingly trendy theory holds that the ticket to attracting and retaining the educated and upwardly mobile is a big dose of urban cool: Think open-air cafes where well-heeled retired boomers and twenty-something professionals gather after the theater.... More About: Family , Home , Digg , American , Live
America's Best Places to Live 2007-Buy Homes, Family and Home, HomeOwners [
2007-10-03 03:17:00 Some towns have everything any family could wantWhen you're young, the big city is a great place to be. There comes a point, though, when you're ready to trade night life for shade trees, sushi for pizza and roommates for children.It's time to find the place where you'll spend the better part of your adult life -- raising your kids,... More About: Family , Home , Places , Live , Homes
Buy the Neighborhood-Buy Homes, Family and Home, Home, HomeOwner, House [Di
2007-10-03 03:15:00 If you're in the market for a home this year, look beyond its four walls and directly at your neighbors. No, I'm not advocating spying (violating "peeping Tom" laws doesn't create a great first impression), but do thoroughly check out a prospective neighborhood before plunking down hundreds of thousands of your hard-earned dollars.... More About: Family , House , Home , Homes , Neighborhood
Sensitive Information-Buy Homes, Family and Home, Home, HomeOwner, House [D
2007-10-03 03:13:00 Steve Roddel was walking through a house in Fort Wayne, Ind., when he wondered aloud if there were any sex offenders living in the neighborhood.Instead of commenting on her own, the real estate agent showing the home quickly pulled out her cell phone, connected to its Web browser and brought up Family Watchdog, a national sex-offender... More About: Information , House , Home , Homes
American : Great Then, Great Now
2007-10-03 03:04:00 provided byMoneyonCNNMoney.com MONEY's top places have always had great schools, reasonable housing and a genuine sense of community. For many, the trick today is to maintain those virtues when... Wistuo More About: Home , Great , Places , American , City
American : Great Then, Great Now
2007-10-03 03:03:00 provided byMoneyonCNNMoney.comMONEY's top places have always had great schools, reasonable housing and a genuine sense of community. For many, the trick today is to maintain those virtues when everyone wants to move in.When MONEY started ranking places to live 20 years ago, we knew we were onto something. People feel passionately, to put it mildly, about where they live, and our rankings earned us equal measures of praise and vilification. Michael Moore's film about the decline of Flint, Mich., Roger & Me, featured local residents burning copies of the magazine after the city turned up last on our list.We've made several changes to our methodology since then. The most significant: Through the 1980s and most of the '90s we looked at only 300 broad geographic areas known as metropolitan statistical areas. An MSA is typically a central city and its surrounding suburbs, comprising hundreds of thousands, if not millions, of people. But as data collection and processing became eas... More About: Great , American , Then
American : Great Then, Great Now
2007-10-03 03:03:00 provided byMoneyonCNNMoney.comMONEY's top places have always had great schools, reasonable housing and a genuine sense of community. For many, the trick today is to maintain those virtues when everyone wants to move in.When MONEY started ranking places to live 20 years ago, we knew we were onto something. People feel passionately, to put it mildly, about where they live, and our rankings earned us equal measures of praise and vilification. Michael Moore's film about the decline of Flint, Mich., Roger & Me, featured local residents burning copies of the magazine after the city turned up last on our list.We've made several changes to our methodology since then. The most significant: Through the 1980s and most of the '90s we looked at only 300 broad geographic areas known as metropolitan statistical areas. An MSA is typically a central city and its surrounding suburbs, comprising hundreds of thousands, if not millions, of people. But as data collection and processing became eas... More About: Great , American , Then
American : Where We Will Live 2007
2007-10-03 03:03:00 provided byMoneyonCNNMoney.com Sure, big cities have their charms, but for families the suburbs are here to stay An increasingly trendy theory holds that the ticket to attracting and retaining the... Wistuo More About: Home , American , Live , City
Most Affordable Towns 2007
2007-10-03 03:01:00 provided byMoneyonCNNMoney.com Looking for an affordable place to own a home? Think Garfield Heights, Ohio, or Penn Hills, Pennsylvania, or any number of the townships and communities clustered... Wistuo More About: American , City , Towns
American : Where We Will Live 2007
2007-10-03 03:01:00 provided byMoneyonCNNMoney.comSure, big cities have their charms, but for families the suburbs are here to stayAn increasingly trendy theory holds that the ticket to attracting and retaining the educated and upwardly mobile is a big dose of urban cool: Think open-air cafes where well-heeled retired boomers and twenty-something professionals gather after the theater to sip Pinot Grigio while looking out at a skyline defined by the latest creation of a world-renowned starchitect.The facts, though, don't bear out the theory. Most of those twenty-somethings don't stick around. As they get older, according to research by my colleagues at the Praxis Strategy Group, they tend to leave the hip urban areas of New York City, Los Angeles, Boston and San Francisco for the suburbs or for less glamorous but more affordable markets such as Phoenix, Charlotte, Atlanta, Dallas and Houston and their suburbs. And that, for the most part, is where they'll stay.Opportunity FirstThis migration pattern... More About: American , Live
American : Where We Will Live 2007
2007-10-03 03:01:00 provided byMoneyonCNNMoney.comSure, big cities have their charms, but for families the suburbs are here to stayAn increasingly trendy theory holds that the ticket to attracting and retaining the educated and upwardly mobile is a big dose of urban cool: Think open-air cafes where well-heeled retired boomers and twenty-something professionals gather after the theater to sip Pinot Grigio while looking out at a skyline defined by the latest creation of a world-renowned starchitect.The facts, though, don't bear out the theory. Most of those twenty-somethings don't stick around. As they get older, according to research by my colleagues at the Praxis Strategy Group, they tend to leave the hip urban areas of New York City, Los Angeles, Boston and San Francisco for the suburbs or for less glamorous but more affordable markets such as Phoenix, Charlotte, Atlanta, Dallas and Houston and their suburbs. And that, for the most part, is where they'll stay.Opportunity FirstThis migration pattern... More About: American , Live
Most Affordable Towns 2007
2007-10-03 02:57:00 provided byMoneyonCNNMoney.comLooking for an affordable place to own a home? Think Garfield Heights, Ohio, or Penn Hills, Pennsylvania, or any number of the townships and communities clustered predominantly in America's industrial heartland. Nine of the 25 in the list can be found in Ohio alone.To generate the list, we divided median family income by median home prices. The towns are ranked in order of their home-to-income ratio. And average prices are less than half the cost of hot coastal markets, such as Boston, San Francisco and Seattle.Northbrook, OhioMedian family income: $59,902Median home price (2006): $83,760This sleepy Cincinnati suburb has more than 11,000 people and some of the best housing buys in a region known for affordable places to live. Residents say they like the low-key living there, aided by a high percentage of home ownership. Northbrook is one of many Ohio communities benefiting from an influx of out-of-state buyers looking for investment properties. Prices,... More About: Towns
America's Best Places to Live 2007
2007-10-03 02:57:00 provided byCNNMoney.com Some towns have everything any family could want When you're young, the big city is a great place to be. There comes a point, though, when you're ready to trade night life... Wistuo More About: House , Home , Places , American , Live
Most Affordable Towns 2007
2007-10-03 02:57:00 provided byMoneyonCNNMoney.comLooking for an affordable place to own a home? Think Garfield Heights, Ohio, or Penn Hills, Pennsylvania, or any number of the townships and communities clustered predominantly in America's industrial heartland. Nine of the 25 in the list can be found in Ohio alone.To generate the list, we divided median family income by median home prices. The towns are ranked in order of their home-to-income ratio. And average prices are less than half the cost of hot coastal markets, such as Boston, San Francisco and Seattle.Northbrook, OhioMedian family income: $59,902Median home price (2006): $83,760This sleepy Cincinnati suburb has more than 11,000 people and some of the best housing buys in a region known for affordable places to live. Residents say they like the low-key living there, aided by a high percentage of home ownership. Northbrook is one of many Ohio communities benefiting from an influx of out-of-state buyers looking for investment properties. Prices,... More About: Towns
America's Best Places to Live 2007
2007-10-03 02:52:00 provided byCNNMoney.comSome towns have everything any family could wantWhen you're young, the big city is a great place to be. There comes a point, though, when you're ready to trade night life for shade trees, sushi for pizza and roommates for children.It's time to find the place where you'll spend the better part of your adult life -- raising your kids, climbing the career ladder and building your family's future. For most folks who have the option, that means a place that's smaller, safer and greener.But there's a big difference between a gated McMansion subdivision and a town where you can put down roots and participate in a community that has a broader list of concerns than the height of the hedges. The latter are the kinds of places MONEY looks for in naming America's Best Places to Live .This year we focused on smaller places, between 7,500 and 50,000 in population, that offered the best combination of economic opportunity, good schools, safe streets, things to do and ...
America's Best Places to Live 2007
2007-10-03 02:52:00 provided byCNNMoney.comSome towns have everything any family could wantWhen you're young, the big city is a great place to be. There comes a point, though, when you're ready to trade night life for shade trees, sushi for pizza and roommates for children.It's time to find the place where you'll spend the better part of your adult life -- raising your kids, climbing the career ladder and building your family's future. For most folks who have the option, that means a place that's smaller, safer and greener.But there's a big difference between a gated McMansion subdivision and a town where you can put down roots and participate in a community that has a broader list of concerns than the height of the hedges. The latter are the kinds of places MONEY looks for in naming America's Best Places to Live .This year we focused on smaller places, between 7,500 and 50,000 in population, that offered the best combination of economic opportunity, good schools, safe streets, things to do and ...
Buy the Neighborhood
2007-10-03 02:51:00 provided byMotleyFool2 If you're in the market for a home this year, look beyond its four walls and directly at your neighbors. No, I'm not advocating spying (violating "peeping Tom" laws doesn't... Wistuo More About: House , Home , Owner , Neighborhood
Buy the Neighborhood
2007-10-03 02:49:00 provided byMotleyFool2If you're in the market for a home this year, look beyond its four walls and directly at your neighbors. No, I'm not advocating spying (violating "peeping Tom" laws doesn't create a great first impression), but do thoroughly check out a prospective neighborhood before plunking down hundreds of thousands of your hard-earned dollars.Learning the hard wayA few years back when my husband and I were house-hunting, we looked at a home in what we christened "the hot dog neighborhood." On Halloween night each year, this particular neighborhood blocks off one of its streets, holds a parade, and then grills hot dogs for the neighborhood kids. That was enchanting -- a real neighborhood party in which everyone seemed to know and like one another, welcomed children, and celebrated holidays with zest. The problem? We weren't nearly so fond of the house -- its exterior was clearly a 1960s experiment gone awry and the interior was just plain odd. We passed on it, despite t... More About: Neighborhood
Buy the Neighborhood
More articles from this author:2007-10-03 02:49:00 provided byMotleyFool2If you're in the market for a home this year, look beyond its four walls and directly at your neighbors. No, I'm not advocating spying (violating "peeping Tom" laws doesn't create a great first impression), but do thoroughly check out a prospective neighborhood before plunking down hundreds of thousands of your hard-earned dollars.Learning the hard wayA few years back when my husband and I were house-hunting, we looked at a home in what we christened "the hot dog neighborhood." On Halloween night each year, this particular neighborhood blocks off one of its streets, holds a parade, and then grills hot dogs for the neighborhood kids. That was enchanting -- a real neighborhood party in which everyone seemed to know and like one another, welcomed children, and celebrated holidays with zest. The problem? We weren't nearly so fond of the house -- its exterior was clearly a 1960s experiment gone awry and the interior was just plain odd. We passed on it, despite t... More About: Neighborhood 1, 2, 3, 4, 5, 6, 7 |
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