A Penny CloserA Penny CloserA Penny Closer is for those of us who want to improve how we spend, save, and invest. We want to be able to manage our money so that we can use it to enjoy our lives today while still saving to reach our dreams tomorrow. Articles
When Saying No Helps Your Family
2007-10-29 02:59:00 I’ve been pretty busy here the last couple of weeks. Between packing the old house up in anticipation of our move, I’ve also had to do some work-related travel. Needless to say I need to get some more time to catch up. I multi-tasked today, and spent some time doing work around the house ... More About: Family , Relationships , Retirement
Reducipe - Baked Penne With Roasted Vegetables
2007-10-27 15:35:00 Reducipe Pronunciation: ri-doos-uh-pee Function: noun 1 : a recipe that can help lower your food costs in a variety of ways a : by scaling back an expensive recipe to be less pricey but still just as tasty b : by turning an already inexpensive meal into something special c : by using leftovers in ... More About: Vegetables , Baked , Penne
Reducipe - Baked Penne With Roasted Vegetables
2007-10-27 15:35:00 Reducipe Pronunciation: ri-doos-uh-pee Function: noun 1 : a recipe that can help lower your food costs in a variety of ways a : by scaling back an expensive recipe to be less pricey but still just as tasty b : by turning an already inexpensive meal into something special c : by using leftovers in ... More About: Vegetables , Baked , Penne
Can We Really Afford To ?Move Up??
2007-10-26 20:21:00 Earlier this year my husband and I encountered this very question. We had always talked about moving into a new home after we married, one that was “ours”. But could we really afford to take on a higher mortgage payment? After all, we had been living way outside our means and had ... More About: Mortgage , Housing , Move , Savings
Can We Really Afford To ?Move Up??
2007-10-26 20:21:00 Earlier this year my husband and I encountered this very question. We had always talked about moving into a new home after we married, one that was “ours”. But could we really afford to take on a higher mortgage payment? After all, we had been living way outside our means and had ... More About: Mortgage , Housing , Move , Savings , Ally
The Carnival Review #8
2007-10-25 20:28:00 I decided to change the format of my weekly carnival reviews so that my favorite articles are featured first. I hope you all like the change! Here are some of my favorite posts from the carnivals this week: Five Words That Sum Up Our Debt Payoff Success @ Blogging Away Debt - A concept that is very simple yet ... More About: Carnival , Carnivals , Review , The Car
The Carnival Review #8
2007-10-25 20:28:00 I decided to change the format of my weekly carnival reviews so that my favorite articles are featured first. I hope you all like the change! Here are some of my favorite posts from the carnivals this week: Five Words That Sum Up Our Debt Payoff Success @ Blogging Away Debt - A concept that is very simple yet ... More About: Carnival , Carnivals , Review , The Car
Tightwad Wednesday - Cheap Postal Scale & Crumb Cookies
2007-10-25 00:58:00 Each week, I will test out two tips from the The Complete Tightwad Gazette, and on the following Wednesday I’ll review how they went and evaluate if it is worth my time/effort/money to continue with it. I think both the challenges I tried this week exemplify what being a tightwad is about. One uses items ... More About: Postal , Cookies , Cheap , Scale
If I Were Debt Free?
2007-10-24 15:00:00 I was tagged by Rocket Finance to participate in the “If I were debt free” meme. This meme, started by Debt FREE-Revolution asks: What would YOU do if YOU were debt free? Right now, Eric and I are debt free except for our mortgage. We managed to pay off our credit card balance and our car loans this year. ... More About: Free , Savings , Were
I Want You To Make It From Scratch!
2007-10-24 06:00:00 I’ll be hosting the 37th edition of the “Make It From Scratch ” Blog Carnival next week! I’m really looking forward to seeing all the wonderful ways people stretch their dollars by making things from scratch. Making things on our own isn’t just about saving money; it’s also about being creative and resourceful in our everyday lives. There is ... More About: Carnivals
Work Those OTHER Benefits: Discounts And Freebies
2007-10-23 13:30:00 Employer benefits like freebies and discounts can help keep your household spending down. These little perks can add up to big savings or can even amount to an “upgrade” in lifestyle depending on what you are offered. Eric gets unlimited sodas and bottled water at work free while he is in the office. He also gets ... More About: Freebies , Household , Work , Discounts , Benefits
The First Real Hint Of Autumn
2007-10-23 00:23:00 Today I got my first real hint of autumn. We had a cold front come through and it’s a wonderful 58 degrees outside. Sure, it’s gusty and overcast but I’m positively elated. It’s the first truly cool day I’ve seen so far and it’s a wonderful break from the 90’s. I feel like the season has officially ... More About: Real , Reflection , Autumn , Budgeting
Work Those OTHER Benefits: Reimbursements
2007-10-22 13:00:00 When looking for ways to cut back on your household spending don’t forget to think about how your employer can help. Many major employers offer more benefits than just health/life insurance, retirement plans, stock, and paid vacation. Have you checked into all the other ways you can get help with through your company? We are able to ... More About: Household , Work , Benefits , Budgeting
The Roundup - Friendly Skies Edition
2007-10-22 00:09:00 This afternoon Eric left for a short business trip to a client site. I hate it when he has to travel. He doesn’t particularly enjoy it either but this trip he said is good because it will help him keep his gold status until 2009. He called me a little bit ago and said the flight is delayed ... More About: Roundup , Friendly , Edition
Reducipe - Crabbies
2007-10-20 18:40:00 Reducipe Pronunciation: ri-doos-uh-pee Function: noun 1 : a recipe that can help lower your food costs in a variety of ways a : by scaling back an expensive recipe to be less pricey but still just as tasty b : by turning an already inexpensive meal into something special c : by using leftovers in ... More About: Rabbi
I?m Responsible For One Of The Worst Interviews Ever
2007-10-20 00:05:00 Shortly after leaving my consulting job I got a position within the same industry that required much less travel. After a few months at my new job an old work acquaintance (let’s call him David) contacted me to see how I was doing. I explained that I liked the new position with this smaller company and he ... More About: Relationships , Interviews , Work
A New Car - On Our Terms
2007-10-19 05:07:00 A few years back, we knew it was time to get a new car. Melissa’s car was on it’s last legs, at least in my opinion. Melissa disagrees, saying I didn’t understand the delicate workings of a supercharged muscle car. All I know is if it was raining outside, the ... More About: Terms , Term
The Carnival Review #7
2007-10-18 19:00:00 It’s that time again, folks. Carnival time! Lots of good reads this round. Check them out when you have a chance. Carnival of Personal Finance #122 was hosted by Mighty Bargain Hunter. It’s an interesting read with a “Dr. Zeuss” theme this week. I can’t imagine how long it took him to do that, especially with ... More About: Carnivals , Review , The Car
Tightwad Wednesday - Stain Recipe & No-Knead Pizza Dough
2007-10-18 03:49:00 Each week, I will test out two tips from the The Complete Tightwad Gazette, and on the following Wednesday I’ll review how they went and evaluate if it is worth my time/effort/money to continue with it. Both challenges were not too bad this week. I had high hopes for both but only one passed the ... More About: Recipe , Pizza , Dough , Reci
6? Too Short, A Mile From Being Right
2007-10-18 01:05:00 Sorry everyone for the late posting today. I have been dealing with our builder over some disputes we are having regarding some additions we added to the home. Our issue right now: We paid to add an open shelving unit at the end of one of our cabinets where there was some empty wall space. Because we weren’t ... More About: Household , Mile , Short , Too Short
My One Money Advice (MOMA)
2007-10-16 23:27:00 My friend Pinyo over at Moolanomy recently invited me to participate in a meme he created. If you don’t know what a “meme” is you are not alone. I didn’t know until last week when I read this article on wiki. Pinyo wanted this meme to “help promote financial responsibility and awareness in our hyper consumption society.” His question: If you can ... More About: Advice , Money , Household , Budgeting
Welcome Paid Twice Readers!
2007-10-16 12:39:00 Today, my very first guest went up at a favorite blog of mine, I’ve Paid for this Twice Already. If you are one of my regular readers be sure to head over there to check out my post on dealing with The Clearance Craze. I think you will like PaidTwice’s blog and her story about ... More About: Readers
10 Ways to Reduce And Reuse
2007-10-15 15:00:00 October 15th is Blog Action Day, when thousands of bloggers band together to write about a single important issue: the environment. A Penny Closer decided to join in the effort to help raise awareness in our own little way; by showing how frugality and earth-friendly actions often go hand in hand. Reducing your household waste not ... More About: Reduce , Frugality
The Roundup - House is Getting Closer Edition
2007-10-14 22:29:00 Every time we go and visit the new house on the weekend more and more is done. We’ve been squirreling our money away in anticipation of a completion date in late December or January. Now it might happen sooner than that even. Even though we have been saving up as much as ... More About: House , Roundup , Closer , Edition
Thinking About Your Emergency Fund
2007-10-13 23:28:00 If you’ve been reading much on this blog, or pretty much any personal finance blog, book, forum, or magazine, you probably know the importance of an emergency fund. Everyone should have an emergency fund. The “Why” is easy - you need to have some money to fall back on in case of an ... More About: Household , Fund , Thinking , Emergency , Emerge
Reducipe - The Budget Breakfast Sandwich
2007-10-13 18:37:00 Reducipe Pronunciation: ri-doos-uh-pee Function: noun 1 : a recipe that can help lower your food costs in a variety of ways a : by scaling back an expensive recipe to be less pricey but still just as tasty b : by turning an already inexpensive meal into something special c : by using leftovers in ... More About: Breakfast , Budget , Sandwich , Brea
Keeping Out of Debt - The Speakers
2007-10-12 15:37:00 I’ve got some pretty crappy speakers. They’re from a set I bought almost 15 years ago. They work (well, 3 of them work and that’s enough.) But they aren’t very good quality and I’m not sure how much longer they’ll last. They don’t sound too great, but they are making do. They definitely aren’t essential, but ... More About: Debt , Speakers , Savings
Who DOESN?T Have A BB&B Coupon?
2007-10-12 00:27:00 I have a mountain of those 20% off Bed Bath & Beyond coupons, 25 of them to be exact. I know I can’t be the only one with a glut of these around the house. They have been sitting in a drawer gathering dust for over a year now. I don’t even remember the last time ... More About: Shopping , Coupons , Coupon
The Carnival Review #6
2007-10-11 18:32:00 This week was another fine week for carnivals. When you get a chance make sure to go check them out! Carnival of Personal Finance #121 was held by Ask Mr Credit Card. We are honored to have made editor’s choice this week with Eric’s article on choosing our credit card. Carnival of Capitalists 4th Anniversary Edition was ... More About: Carnivals , Review , The Car
Tightwad Wednesday - Six Cheap Salad Dressings
More articles from this author:2007-10-11 03:47:00 Each week, I will test out two tips from the The Complete Tightwad Gazette, and on the following Wednesday I’ll review how they went and evaluate if it is worth my time/effort/money to continue with it. This week I decided to focus on all 6 of the “Homemade Salad Dressings ” listed on p.230-232 of my The ... More About: Cheap , Sings 1, 2, 3, 4, 5 |
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