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Gasoline Prices Rising, Wallets Emptying Out
2007-10-10 15:24:00 $1.59 was the price per gallon of gasoline back in 1970s. This year however, this precious liquid approached and quickly surpassed the $3 per-gal mark. What causes gasoline prices to soar? There are multiple reasons for that. Typically, rising costs are common for the summer, because a lot of people are going on vacation and more driving is ... More About: Gasoline , Prices , Soli , Empty
Citibank?s Customer Service is Gone Bad to Worse
2007-10-09 17:10:00 Since 2004 when Citibank acquired the Indian company e-Serve International, which provides call-centre, transaction-processing and data-management services their customer service has gone from bad to worse. Whenever I call the 1800 customer service number I get to speak with an incompetent agent, who doesn’t even speak proper English. I have to repeat myself and explain ... More About: Customer Service , Service , Customer
[Brip Blap] Cost of War
2007-10-08 15:21:00 A very interesting articles on the real cost of war with some good point stressed you can read today on Brip Blap. “The Iraq War has cost the United States almost 457 billion dollars as of today, not to mention untold military and civilian lives…” Cost of War on Brip Blap Tags: war | iraq | cost | petrol | oil | afganistan ...
Getting Out of the Debt Hole: Calling Your Creditors
2007-10-08 14:47:00 If you have read the first two parts of the “Getting Out of the Debt Hole ” series by now you should have figured what you owe, what are your monthly expenses and approximately how much your debt costs you per month. You You should also have reduced your spending and optimized your costs of living Your ... More About: Credit Cards , Calling , Learn
US Consumer Product Safety Commission Recalls Thousand of Chinese-Made Prod
2007-10-08 12:53:00 As many as 1.6 million scout badges have been recalled after testing revealed high levels of lead in the paint. Sports Authority recalled about 12,000 aluminum water bottles due to violation of lead paint standard. 20,000 Razor E300 scooters are recalled because their handlebars can detach causing loss of control. Injuries were reported already. 150,000 ... More About: Safety , Product , Consumer , Chinese , Made
17 Hidden Credit Card Fees Revealed!
2007-10-08 12:13:00 Credit cards are not just charging you interest, they also come with fees. Some of them you probably have heard of already, but lenders have a lot more tricks in the hat for you. If if you don’t watch out, your available credit can be easily eaten up by all kinds of “extra” charges. Actually ... More About: Credit Cards , Card , Credit , Fees , Credit Card
Why is Personal Finance Not Taught in School?
2007-10-07 19:19:00 I happened to have some friends with their kids currently in high school, and I frequently notice how often those kids fail to recognise the importance of personal finance handling. They seem to be well educated on the latest PlayStation games and have the hundreds of spare hours to post on MySpace. But when it ... More About: Personal , Personal Finance , Finance , School
Subscribe to USAinDebt?s RSS Feed!
2007-10-07 18:33:00 You can easily receive headlines from USAinDebt trough your favourite RSS reader! There are currently two feeds: Posts & Comments. Posts RSS Comments RSS The feeds are handled trough Feed Burner and after you click on one of those links, you can pick which reader you want to subscribe with addthis_url = 'http%3A%2F%2Fwww.usaindebt.com%2F2007%2F 10%2F07%2Fsubscribe-to-usaindebts-rss-fee d%2F'; ... More About: Website , Subscribe , Subs , Scribe
Reader?s Q: ?Debt Consolidation is How Much Helpful for a Person With Huge
2007-10-07 18:19:00 Jonathon A have emailed the following: Hi, I am John. I have gone through your blog. I have one query regarding debt…can you please help me. My query is…”Debt consolidation is how much helpful for a person with huge debt?” Well Jonathon, debt consolidation can be very helpful, depending on the circumstances. As always, you have ... More About: Debt Consolidation , Credit Cards , Reader , Learn
How to Increase Your Credit Score
2007-10-06 22:54:00 Individual’s credit score has turned into the individual’s life score in our society. Your credit score is constantly checked, your credit report is evaluated by numerous companies for numerous reasons. No wonder that everybody is trying to figure out what to do to raise their FICO’s. Here’s a couple of tips that can help you ... More About: Credit Cards , Credit , Score , Learn
The Payday Loan Trap
2007-10-06 22:34:00 We live in expensive times and being short on cash is what a lot of us have to deal with. Unfortunately, “life” and “unpredictable” always go together, and you never know what the day will bring. Your car breaks down, the hard-disk on your PC is fried or you get sick, and suddenly your bank ... More About: Loan , Debt , Learn , Trap , Payday
Understanding APR
2007-10-05 15:33:00 Everybody (hopefully) knows already that APR stands for Annual Percentage Rate. So far so good, but then the next question is: “What is an Annual Percentage Rate?” Consumers often think that the Annual Percentage Rate is the cost of credit per year. It includes interest and other finance charges. APR is commonly used to compare loans ... More About: Credit Cards , Learn , Understanding
[Advanced Personal Finance] Experian now allows credit freezes, too
2007-10-05 02:34:00 Thursday, Experian announced that, starting November 1, it will allow consumers the option of ?freezing? their credit file. Experian is the final credit bureau to allow credit… Read Experian now allows credit freezes, too on Advanced Personal Fina nce Tags: personal finance | fico | credit report | experian | equifax | transunion addthis_url = 'http%3A%2F%2Fwww.usaindebt.com%2F2007%2F 10%2F04%2Fadvanced-personal-finance-exper ian-now-allows-credit-freezes-too%2F'; addthis_title ... More About: Personal Finance , Credit
How much more can we outsource?
2007-10-05 00:00:00 The word ‘outsourcing’ is usually associated with computers and India. Not so anymore. Ukraine, Russia, Ireland and The Philippines are also getting a big piece of the outsourcing pie. Outsourcing is everywhere: it’s in what we eat, in what we drink, when we call our bank, airline, hosting company and so on. The demand for ... More About: Investments , Learn
Three credit reports on the cheap!
2007-10-04 17:36:00 I have been with TrueCredit for a while until I stumbled upon CreditKeeper. They give you a month free when you sign-up and then it’s 9.99 per month. You get all three credit reports + your scores (it’s not myFICO scores but it is still good to have). It’s a service by HSBC bank (you ... More About: Credit Cards , Cheap , Ports
Bloomy almost said ?bye-bye? to half a million dollars
2007-10-04 16:31:00 New York City’s Mayor Michael Bloom berg allegedly became a victim of an ID theft. According to authorities, two suspects were charged in stealing the Mayor’s Bank of America account information and using it to withdraw money. The first thief transferred $10,000 to an E-Trade account back in May, the second one tried to use two ... More About: Million , Dollars , Half , Doll
What is a Foreclosure?
2007-10-04 01:04:00 A Foreclosure is a process in which the lender is allowed to sell the securing property to recover costs for a defaulted loan. In English, if you are not paying your mortgage, under certain circumstances your lender can sell your house in order to receive their money. There are two types of Foreclosures - A Judicial ... More About: Learn , Realty
Getting Out of the Debt Hole: Cutting Costs
2007-10-03 23:53:00 Spending money really does work as a good therapy. Psychologists have proved that people often shop to relive stress and make themselves feel better. Even if they buy stuff that they don’t really need. This is the main aspect that you should take a serious look at when setting up your budget. When shopping, buy things ... More About: Debt , Learn , Hole , Costs , Cutting
Credit Suisse: Problematic Mortgage Market, 320 Employees Canned
2007-10-03 15:44:00 “We have seen severe investor pull-back and origination has all but dried up” said Credit Suisse Group Chief Executive Officer Brady Dougan today, supporting the layoff announcement. 170 more employees will be laid-off, following last week’s reductions in New York and London, bringing the number of terminated workers to 320. Dougan noted the he does not ... More About: Market , Employees , Mortgage , Credit Suisse
Getting Out of the Debt Hole: Part One
2007-10-02 18:21:00 US household debt reached the whooping $12,817.2 billion by the end of last year - a constantly growing combination of consumer credit ($2,430.8 billion) and mortgage debt ($9,704.7 billion). The numbers are steadily increasing since 1966, becoming a major problem for millions of Americans. For the year of 2006, per-household debt liability is estimated ... More About: Credit Cards , Student Loans , Debt , Part , Learn
[Blueprint for Financial Property] Zecco to Limit Free Trades in 2008
2007-10-01 20:19:00 Just a shortie on Blueprint for Financial Property about the new Zecco fee schedule, effective 01Jan2008. Zecco to Limit Free Trades in 2008 on Blueprint for Financial Property Tags: zecco | investments | zecco 2008 fee schedule addthis_url = 'http%3A%2F%2Fwww.usaindebt.com%2F2007%2F 10%2F01%2Fblueprint-for-financial-propert y-zecco-to-limit-free-trades-in-2008%2F'; addthis_title = '%5BBlueprint+for+Financial+Property%5D+Z ecco+to+Limit+Free+Trades+in+2008'; addthis_pub = ''; More About: Investments
USAinDebt hosting ?Twenty Something Finances? on BlogCarnival
2007-10-01 20:04:00 Thanks to Lulu @ howisavemoney I am now hosting a BolgCarnival! The topic is “Twenty Something Fina nces ”. If you want to submit your article, follow this link. The next edition of the carnival of Twenty Something Finances will be held on October 15th, so articles are accepted until the 13th of October. Submit your article for “Twenty Something ... More About: Hosting , Went
What if I dislike talking to robots?
2007-10-01 12:27:00 “Welcome to xbank. For payments press one….” We all know the trend. Automated systems, endless phone number, account number, access code punching. It is getting harder and harder to speak to a living, breathing human being when calling customer service. So next time, before you call your bank / insrance / mortgage lender or just any ... More About: Credit Cards , Robots , Student Loans , Debt , Talking
Pedro and his IRS tales
2007-10-01 01:01:00 This 2-year old story came up on CNN again this morning: In 2005, Pedro Zapeta, an illegal immigrant from Guatemala tried to leave the country with $59,000 in his duffel bag. At that time, U.S. customs seized all of his money. Pedro, who doesn’t speak English has worked illegally in the US for 11 years, earning about ... More About: Tales
US Dollar losing the currency battle?
2007-09-30 19:36:00 If you have missed the recent financial world news coverage, here’s an update on the “hot” topic: the U.S. dollar continues to lose value on the world market. How far will the depreciation go? Since 2001, the depreciation of the US dollar against EUR and other currencies has been causing growing concerns in the world market. ... More About: Dollar , Currency , Battle , Doll
[The Digerati Life] Rent vs Buy A House: How To Evaluate Your Options
2007-09-30 02:05:00 Silicon Valley Blogger posted a nice article on the million-dollar question “Should I rent or buy?”. Side-to-side comparison of your options and some good tips. Rent vs Buy A House : How To Evaluate Your Options on The Digerati Life Tags: rent | mortgage | digerati | homeowner addthis_url = 'http%3A%2F%2Fwww.usaindebt.com%2F2007%2F 09%2F29%2Fthe-digerati-life-rent-vs-buy-a -house-how-to-evaluate-your-options%2F'; addthis_title = '%5BThe+Digerati+Life%5D+Rent+vs+Buy+A+Ho use%3A+How+To+Evaluate+Your+Options'; ... More About: A House , Investments
What is FICO and why should you care about it
2007-09-29 18:26:00 Fair Isaac & Co has developed FICO as a method of calculating how credit-worthy individuals are. It represents an individual’s “pay-ability” as a number, called a credit score. The FICO score is watched closely by lenders, insurers, landlords, employers, utility companies and other creditors. It helps determine credit interest rates, credit limits and credit eligibility. ... More About: Credit Cards , Care , Debt , Learn
[Forbes] Washington getting ready to invest $3 billion in the Army
2007-09-28 19:32:00 Defence Secretary Robert Gates is “inclined to approve” a nearly $3 billion investment, targeted to accelerate the Army ’s growth plan. Army secretary Pete Geren is pushing the accomplishment of a planned 74,000 increase in four years rather than five, the total cost of which comes up to $2.8 billion in added personnel costs. US Army Wants ... More About: Washington , Forbes , Invest , Ready
Balance transfers: Benefits & Drawbacks
2007-09-28 06:05:00 0% on balance transfers! How many times have we seen the big “0″ on various flayers, TV commercials and posters? Probably a million. A lot of people get very excited when they receive a “0% APR on balance transfers” offer, because it can save them money with high-interest balances. Unfortunately, however, most of the time ... More About: Credit Cards , Transfers , Debt , Balance , Learn
[Lifehacker] Become an Online Power-Shopper
More articles from this author:2007-09-27 19:04:00 Adam Pash at Lifehacker has published an interesting article with a bunch of tips on how to save some cash while shopping online. He also throws in some interesting websites to take a look at. Become an Online Power -Shopper on LifeHacker.com Tags: lifehacker | hackattack | save money | savings | online shopping addthis_url = 'http%3A%2F%2Fwww.usaindebt.com%2F2007%2F 09%2F27%2Flifehacker-become-an-online-pow er-shopper%2F'; ... More About: Savings 1, 2, 3 |
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