ExjacklyExjacklyExjackly's goal is to help people think about money productively and how it relates to their life. The goal is to help people enjoy life responsibly without living life for money. Articles
What is Financial Independence?
2007-10-31 17:24:00 While I will argue that the specifics of financial independence will vary from individual to individual, there are some commonalities. Using these,it is possible to create a common definition. Financial Independence is having sufficient mix of assets to both meet current financial needs and a comfortable probability of meeting future needs. I suspect that you have noticed ... More About: Financial Independence , Epen
Glitz,Glamour, and Gambling
2007-10-30 21:00:00 Las Vegas Las Vegas is quite the city. Even ignoring the Strip, it stretches for miles in an arid landscape. At night, the lights spread across the valley. Tile roofs and highways interconnect on this stop between Arizona and California. As one of the fastest growing urban areas in the country over the past few years, Las ... More About: Gambling , Glamour , Consumption
Federal Debt Impact on Private Debt
2007-10-27 21:20:00 This is the third post in the Federal Debt Discussion series. Previous articles discussed the The Scale of the Federal Debt and The Scale of the Federal Deficit. The Federal Government borrows money for a lot of different reasons. Some of it goes to funding operations. Some of it is to balance cash flow with expenses. ... More About: Private
Apologies
2007-10-22 06:29:00 I want to post a quick apology to you. Between a Scout campout this weekend and leaving tomorrow morning for a trip, I will be leaving you post-less for a few more days. I don't want to post something that I am not happy with. You deserve a good effort on my part, not something rushed ... More About: Polo , Logi
The Scale of the Federal Deficit
2007-10-20 00:18:00 This is a post in the Federal Debt Discussion series. Previously, we discussed The Scale of the Federal Debt. This debt did not magically appear. It has been built up over a number of years, and has gone up and down during that time period based on the annual deficits (and occasional surplus) ... More About: Deficit
Somebody Is Doing Something Right
2007-10-19 00:53:00 Patrick, over at Cash Money Life relates to us his financial life story in brief. Unlike many of us (myself included), he appears to have done the right thing from the very beginning. That, with no life-busting emergencies has him sailing smoothly. The best part? He has the freedom to be doing the ... More About: Doing , Some
The Scale of the Federal Debt
2007-10-18 03:39:00 This post is part of the Federal Debt Discussion series. The American National Debt is a staggeringly large number. It is several times larger than the total amount of US Dollars in circulation. Even trying to visualize that much money in stacks or circling the globe many, many times is very difficult to do. Fortunately, ... More About: Scale
Federal Debt Discussion
2007-10-17 19:42:00 This is the root post for the discussion about the Federal Debt and Deficit and its impact on us. As I work through my exploration and education about the Federal Debt and Deficit, each of those posts will be linked back to this one. That will allow this post to act as a central hub for ... More About: Discussion
What I Am Reading Now: Greenspan
2007-10-16 18:49:00 A lot of my fun reading is centered around sci-fi and fantasy books. I like to visualize new and different places and those books let me do it. As a bonus, wrapping my thoughts around a different kind of world is fun too. The idea that magic or science can give a completely different way ... More About: Economics , Reading , Federal Reserve , Greenspan
All The Home You Can Use
2007-10-16 00:50:00 I am in the process of designing my next house. My wife and I recently purchased a lot to build our house on. Since it is a flat piece of dirt right now, something will need to go on it. You see, our current house is a nice enough home. We have decided that while staying ... More About: Home
Coming Up: Our Federal Debt
2007-10-15 01:00:00 Just a quick note to let you know what I am currently working on. I am looking into the National Debt and what the impact is on us. It will be another multi-part series discussing different impacts and,unsurprisingly, will end with a call for a more responsible Congress and President. Even now, without all of my facts lined up, I can tell you that we are borrowing from our own future. Just as it takes sacrifice and pain for us to balance our own budget and make ourselves debt free, so too it will take sacrifice and pain to get our federal government out of debt. Why is it important now? Coming up is going to be the retirement of the largest generation in our country. If we do not solve our problems before those costs come due, we will be forced to solve the problems at the worst possible time. It will sort of be like an individual trying to avoid bankruptcy with no savings and getting laid off. Any particular areas of inquiry or suggestions that you have, drop into the com...
Curse of the Packrat
2007-10-14 06:03:00 I Am a Packrat. There. I've gotten that off my chest. I find it hard to throw things out. There are people who are much worse off about it but the average person does better than I do. There are boxes that have moved more than twice without having been opened. Leftover parts ... More About: Curse , The Pack
Death and Taxes 2008 Poster
2007-10-12 16:33:00 Short post today. I found what looks to be an awesome poster for anybody who cares where their federal tax dollars go. It is a poster that is packed full of information based off the President's 2008 budget request. Now, I now this sounds like about the last thing anybody would be interested in hanging on ... More About: Taxes , Poster , Death
Wal-Mart is Bad for US(A)
2007-10-11 21:45:00 This is part 2 discussing how Wal-Mart has impacted the US economy. Part 1, which briefly discusses some positives can be found at Walmart is Good For US(A). There will eventually be a follow-up post with my own stance on this subject, and if there are enough quality comments between these two posts, ... More About: Wal-Mart , Wal Mart
Walmart is Good For US(A)
2007-10-11 03:04:00 Wal-Mart is not an uncontroversial company in America. In many ways, the story of Wal-Mart is the story of two companies. One is the ultra-competitive retail giant that is able to force suppliers to help them sell us lots of products at low prices. The other is a mega-corporation that is so obsessed ... More About: Good , Walmart
Too Much is Bad Debt
2007-10-10 05:33:00 This is part 3 of a series talking about bad debt. The parent post is at What to do about Bad Debt . Part one can be found at What to do about Bad Debt and part 2 is at The Terms of Bad Debt. This post talks about how Too Much of a good thing ...
The Terms of Bad Debt
2007-10-09 06:12:00 This is part 2 in a series about bad debt. The parent is at What to do about Bad Debt and part one can be found at The Motivation Behind Bad Debt. Unfortunately, not everything is simply a matter of cash or credit. With the wrong financial advisers or a bad financial background it is ... More About: Terms , Term
Carnivalof Personal Finance #121
2007-10-08 18:03:00 Ask Mr Credit Card hosts the 12st Edition of the Carnival of Personal Finance this week. He does something a bit different, posing the carnival as a presidential debate, linking in personal finance blogs and posts throughout. Very creative and well done. In addition to including How To Live on Minimum Wage, there are a number ... More About: Personal Finance
The Motivation Behind Bad Debt
2007-10-08 01:25:00 This is part 1 of 3 articles discussing what makes a debt a Bad Debt to have. The parent article is What to do about Bad Debt. Here is a short post from Debt Consolidation Lowdown called Live Within Your Means that touches on a similar topic. Motive is the greatest and most difficult ... More About: Motivation
What to do about Bad Debt
2007-10-07 18:55:00 Now that we have discussed what makes up Good Debt in How to decide if something is Good Debt, lets turn our attention to Bad Debt. Bad Debt can have a lot of elements that make it bad. Sometimes it is just one reason that makes us consider something Bad Debt. Other times, there are ... More About: To Do
How to decide if something is Good Debt
2007-10-05 23:59:00 As I am not the first person to discuss good debt, lets treat the topic a little bit differently. In this post, you will find a list to a number of other posts and online articles that discuss Good Debt . After each link, you will find a single sentence with the most important ... More About: Cide , Some
Upgrade time
2007-10-04 16:54:00 Just a quick notice for everybody that I am in the process of upgrading to the current version of Wordpress. Based on the information I have about performing the upgrade, it is possible that some things on the site may be temporarily broken. The expectation is that you will see little or no ... More About: Time
Upgrade time
2007-10-04 16:54:00 Just a quick notice for everybody that I am in the process of upgrading to the current version of Wordpress. Based on the information I have about performing the upgrade, it is possible that some things on the site may be temporarily broken. The expectation is that you will see little or no ... More About: Time
Why Volunteer with Big Brothers/Big Sisters
2007-10-04 01:53:00 As a youth as well as an adult, I recognize that I am in a fortunate position. My parents are still alive and living together. I have never been estranged from my extended family. I even get along well with my in-laws. So, for my entire life I have had a ... More About: Brothers , Giving , Volunteering , Volunteer , Sisters
Why Volunteer with Big Brothers/Big Sisters
2007-10-04 01:53:00 As a youth as well as an adult, I recognize that I am in a fortunate position. My parents are still alive and living together. I have never been estranged from my extended family. I even get along well with my in-laws. So, for my entire life I have had a ... More About: Brothers , Volunteer , Sisters , Big Brothers
Is Debt a Mountain or Canyon?
2007-10-03 16:24:00 Debt has frequently been compared to a mountain. It can be massive, just being present it can cast a shadow over anything else, and it is difficult to remove. The best way to get rid of a mountain of debt is to chip away at it a little bit at a time. It ... More About: Debt , Mountain , Mount
Is Debt a Mountain or Canyon?
2007-10-03 16:24:00 Debt has frequently been compared to a mountain. It can be massive, just being present it can cast a shadow over anything else, and it is difficult to remove. The best way to get rid of a mountain of debt is to chip away at it a little bit at a time. It ... More About: Debt , Mountain , Mount
120th Carnival of Personal Finance
2007-10-01 18:52:00 Thanks goes out this week to My Retirement Blog for hosting the 120th Carnival of Personal Fina nce . My post on Personal Goals and Financial Life was accepted. Other posts that I like from this week's Carnival include: Cheap Healthy Good is very entertaining in discussing the perils of being a foodie in Treating Food Borne Affluenza. Two Wise Acres ... More About: Personal Finance
120th Carnival of Personal Finance
2007-10-01 18:52:00 Thanks goes out this week to My Retirement Blog for hosting the 120th Carnival of Personal Finance . My post on Personal Goals and Financial Life was accepted. Other posts that I like from this week's Carnival include: Cheap Healthy Good is very entertaining in discussing the perils of being a foodie in Treating Food Borne Affluenza. Two Wise Acres ... More About: Personal Finance
The First Million Dollars and More with Index Investing
More articles from this author:2007-09-30 07:48:00 Over on Moolanomy is an article titled The First Million is the Hardest. In the post, the coolest fact is that while the first million dollars takes a long time to make, once you have it, additional millions come faster and faster. While this will not come as a surprise to anybody that ... More About: Investing , Dollars , Index , Doll 1, 2, 3 |
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