Urban Frugal

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Dining Out
2008-04-28 18:48:00
So ,the really huge portion that you may have received at a restaurant a few months ago may not be as large and the price may be the same or higher. This is not due to some altruistic health program for the customers. This is because restaurant suppliers and shippers have higher costs which means that the restaurants have higher costs and that means that when the food gets to you, it costs more as well.
More About: Dining

Check Your Mailbox
2008-04-25 18:10:00
If you want to buy goods or services, remember people who are working in your own communities could probably use the business as well.
More About: Check

Food, Medicine, Gas
2008-04-24 19:52:00
Food or medicine. Food or gas. Medicine or gas. These are some of the choices that people are now faced with, in the wake of the climbing prices for more and more items that are necessities for daily life. Even if you choose to take public transportation, you may be faced with fare increases because of the price of fuel. Many foods can’t be stockpiled unless they are dry, but with places like Sam’s and Costco rationing the amount of rice that people can buy it creates a demand. Even though I probably will never have a need for a 20-pound bag of rice, it does make it seem as though I need to get rice. I cook it sporadically and even though the amount I cook will last several days; it does make the need seem urgent. The purchase limitations only affect business purchases in most states. There aren’t any shortages but to protect themselves against the increase in prices in the future, some business people may buy items cheaper so that they will not have to pay higher prices in ...
More About: Food

Power Shopping
2008-04-23 18:54:00
Don?t fool yourself into thinking that all store brands are bad and only name brands will do. Some store brands perform just as well as, if not better than, name brands depending on the purpose.
More About: Shopping , Power

Earth Day 2008
2008-04-22 19:15:00
Start small to affect great change.
More About: Earth , Earth Day , 2008

Earth Day
2008-04-21 19:10:00
Don?t think of being eco friendly as cheapskate torture, look at it as being frugal and eco-savvy.
More About: Earth , Earth Day

Getting Your Money’s Worth
2008-04-18 19:21:00
Spending withinyour means does not mean buy the cheapest or the most expensive product; buy something that will last. If you need to purchase luggage for a trip, do not buy the cheapest bag or the most expensive bag, but get one that will suit your needs. Meaning if you are traditionally an over packer or you like to carry your bags yourself for part of the way, you may have different luggage needs than another person. What are your expectations for an item? If you expect luggage to last you several years, then the price you pay may be more than someone who expects luggage to last three years. Price doesn’t mean that something will last a long time either. After a long time I finally decided to purchase an electronic popcorn maker for my kitchen using a merchandise certificate from a housewares store. After about three months, the item broke. I had registered the item online and contacted the company. For the cost of shipping I am going to receive a replacement. If the item had o...
More About: Worth

Lifetime Retirement Planning
2008-04-17 19:01:00
Generally, the rule for saving for retirement was to set aside 10 percent of your current salary. Then if you saved diligently for 30 or 40 years you would have enough to live on for the rest of your life.
More About: Retirement , Planning , Lifetime , Retirement planning

Inflation Woes
2008-04-16 20:19:00
Rising costs make shopping and saving on a budget difficult.
More About: Inflation

Get Paid to Recycle
2008-04-15 19:24:00
Generally incentive programs are not wealth creation systems but merely a small remuneration offered to people for doing something.
More About: Paid , Get Paid To , Recycle

Tax Time
2008-04-14 18:47:00
Tomorrow is the last day to file your taxes. Also remember that you need to file your taxes in order to get your economic stimulus check. After you file your taxes this year, this may be a great time to reassess your tax situation. If you have had to pay more taxes because of increased earnings from wages or successful investments then you may want to have more money deducted from your taxes throughout the year so that you will not have to worry about paying a large lump sum later in the year. Many advisors will say that you shouldn’t give the government a free loan during the year. If you are expecting a large tax return, basically you have overpaid your taxes throughout the year. This may seem like a good idea to decrease the amount that is withheld from your check so that you have more money to spend. But… let’s say that your investment in widgets was much more successful that you thought and since this is stock that you directly own, or own through a mutual fund, you ...
More About: Time

Salary Requirements
2008-04-11 18:43:00
When looking for a new job, think about how much you really need in order to live.
More About: Salary

What?s a Luxury?
2008-04-10 20:25:00
You?ve decided to cut out all luxuries even though you can afford the tickets - should you still go?
More About: Luxury

Save on Groceries
2008-04-09 18:57:00
When you go grocery shopping, use some common sense plus a little math skill and you can save money.
More About: Groceries , Save

Forced Frugality
2008-04-08 19:24:00
When the economy improves and your financial situation does as well... will you still espouse frugality?
More About: Forced , Frugality

Change Your Thinking
2008-04-07 19:07:00
No matter what, even if you are thinking big, don?t let your thoughts or dreams make you spend more than you have.
More About: Change , Thinking

Spending A Sudden Windfall
2008-04-04 19:36:00
If you won or inherited a large sum of money (tax free) depending on how money savvy you are, you may make different choices for your money.
More About: Spending

Stimulus Check
2008-04-03 19:10:00
It still sounds too good to be true that the government is sending citizens money that doesn?t have to be repaid.
More About: Check

Lower Food Costs
2008-04-02 20:09:00
Do you find that everything increasing except your paycheck? Or did your recent raise just bring you up to the level where you were before - covering expenses?
More About: Food , Lower , Costs

Friends and Money
2008-04-01 20:01:00
If you cannot afford to loan someone money or in some cases to give someone money then don?t do it.
More About: Friends , Money

Compare Prices
2008-03-31 19:56:00
Compare the prices of items at different stores once in a while. Occasionally stores will increase their prices on a few items that you consider staples.
More About: Compare , Prices

Needs Vs. Wants
2008-03-28 18:38:00
Do we need to spend money to make us happy? You don’t how much or how little you have until you see what other’s have. Is it important to have the same things other people have? This is how trends get started. One person sees what another person has and only sees the good side of it, not the negatives and then decides that he or she has to have it. The jealous person wants what the other has; not necessarily out of love for a particular item or out of belief in a certain cause or lifestyle but because of envy. Has saving money become the new trend? All things in moderation. Even though we hear that, it is easy to get sidetracked when you see that there are people who have what you would like or what you think you would like.  Instead of focusing on taking care of your needs and possibly some of your wants things go awry. It’s about choices. If you choose to spend an extra $25 today instead of investing it or not spending it you may see that later on you could have really used...

Debtors? Prison
2008-03-27 19:16:00
In some ways now people are in debtors prison.
More About: Prison

Weekly Cash
2008-03-26 18:15:00
Look at the amount of cash that you have in your wallet. Are you spending the same amount each week or do you sometimes have some cash left over?
More About: Cash , Weekly

Treasuries Cheaper
2008-03-25 16:00:00
There is a new investment option for people who want to have some cash product holdings. The Treasury Department says that the investment threshold for Treasuries will be lowered from $1000 to $100.

Invest like you Eat
2008-03-24 15:48:00
Even in this turbulent market with difficult economic news coming every day... having all of your money in one place is not the best thing to do.
More About: Invest

Easter Baskets
2008-03-21 19:06:00
If you are preparing an Easter basket for someone, don?t buy a prepackaged basket. There is still time to buy an empty basket and fill it with goodies for the recipient.
More About: Baskets

The Flip Side of Debt
2008-03-20 18:50:00
If you aren?t in debt, you can still use tips for getting out of debt to help you with wealth creation.
More About: Debt , Side , Flip

Throwing Money Away
2008-03-19 18:24:00
What you throw away may be costing you money.
More About: Money

Time to Carpool?
2008-03-18 19:08:00
Now that the gas prices are approaching $4 a gallon in some areas shared rides may have a renewed appeal for those who are cutting corners wherever they can.
More About: Time