Urban FrugalUrban FrugalWhat kind of relationship do you have with money? Urban Frugal offers practical tips on frugality for those who live, work and play in the city. Articles
Saving Enough?
2008-02-06 19:17:00 According to the U.S. Department of Commerce, "personal saving as a percentage of disposable personal income was a 0.2 percent in December." More About: Saving
Doom and Gloom
2008-02-05 19:56:00 Everywhere you turn, except today the economy has been an important news item. The stimulus package is supposed to help people, but will it really make a difference if people use it for debt? More About: Doom
Run Leaner
2008-02-04 17:19:00 If you wanted to add something to your home, and you are unsure of the current economy in your area, then hold off on the purchase and hold on to your cash.
Boost Your Interest
2008-02-01 18:39:00 Saving and frugality go hand in hand. Starting out with five dollars a week can help you build up your little nest egg, even if it means that you give up something that is only temporary. More About: Interest , Boost
Interest Rates
2008-01-31 19:50:00 High interest rates are bad right? When you have a credit card, yes. But when you are putting money into a savings account or CD you want high rates. More About: Interest Rates , Interest , Rates
Reusing Food
2008-01-30 19:31:00 Instead of eating the same thing over and over, use some of your leftovers to make something entirely new with the ingredients you already have. More About: Food
Economic Crossroads
2008-01-29 20:35:00 The economic stimulus package that is being bounced around is so that people can continue their lifestyles. Basically, we spend too much, and save too little. More About: Economic , Crossroads
Protect Your Financial Self
2008-01-28 19:51:00 According to the Better Business Bureau about 90% of the data retrieved to use to perpetrate a theft is gotten though offline sources. So things we throw in the trash, receipts, etc. can be used to gain access to your personal information. More About: Financial
334 Days to Go
2008-01-25 19:00:00 Christmas was a month ago and some people are still recovering from their holiday debt. After you pay those bills down, start saving for Christmas. If you spent what you could afford or waited until after Christmas to get people gifts because you didn’t have the money before Christmas, start saving for Christmas. It may seem crazy to start saving for something that is 11 months away (334 days to be exact) but if you start saving for Christmas now, even just a little each week then you will have an advantage over the other people and won’t have to suffer the post-Christmas blues because you overspent. Saving for Christmas doesn’t mean that you are neglecting other savings plans, bills or investments. Think about if you started saving $100 a month next month and did that through November you would have $100. You can even break it up into smaller chunks. Instead of saving the $100 all at once, maybe you want to save $25 a week for 40 weeks. Even starting late, you still are only ... More About: Days
Economic Stimulus
2008-01-24 19:14:00 Moderation and frugality, seem to be the wisest choices at the moment. More About: Economic
Pick and Choose
2008-01-23 20:10:00 When you cut back, don?t cut back on everything because this will set you up for failure. If you cut back and include some of the things you like to do in moderation you will enjoy your frugal lifestyle more. More About: Pick , Choose
Stretch Your Dollars
2008-01-22 20:47:00 Burying your head in the sand is not the thing to do right now. The stock market is dropping but over the long term because you want to have money for the future, so sit tight. If you just started investing last year or five years ago in planning for your retirement, your money would probably be in less volatile areas where there would be less growth but more stability. In the meantime, don’t fret. Here are some tips to help stretch your dollars. If you have some coffee that is high quality and some that is average: Make your own blend. Use half premium coffee and half not so premium. This way you do not waste anything. Make your own custom blend of coffee and you can still enjoy your favorite beverage. As your lights go out, replace them with CFL light bulbs. They cost more initially but the savings will definitely be noticeable when you receive your electric bill. While the temperatures are cooler,take advantage of the extra heat that your oven will contribute to your home and ... More About: Dollars , Stretch
MLK
2008-01-21 21:15:00 Take the time today to focus on Rev. Dr. Martin Luther King, Jr.?s legacy & achievements and what we still need to work on today. It only takes one person to bring about change.
Stash Inventory
2008-01-18 19:09:00 When you take inventory of what you have and set a replacement threshold then you will have a better grasp of your finances because you are planning ahead. More About: Inventory
Financial Fragility
2008-01-17 19:16:00 Saving money, buying what I really want, and not wasting money is how I like to live. Some might call it cheap, but I call it frugal. With more people cutting back on their spending, en masse, whether they have to or not, it really affects the economy. More About: Financial
Reuse
2008-01-16 20:47:00 Any bag can be reusable. If you have store bags that are in good shape, take them back to the store to use them the next time.
Dollar Stretchers
2008-01-15 19:59:00 ...you can really stretch your dollar with COUPONS. More About: Dollar
Cut Back
2008-01-14 20:59:00 A consumer pullback does not mean that we are entering a recession. I think people are finally realizing that everyone needs to be more fiscally responsible and purchases do not equal happiness. More About: Back
Gloomy
2008-01-11 18:19:00 Now. nationally and globally consumer confidence is slipping. There will be a shakeup.
Gloomy
2008-01-11 18:19:00 Now, nationally and globally consumer confidence is slipping. There will be a shakeup.
Debagging
2008-01-10 19:20:00 I read a comment that a person made about if we are carrying two pounds of canvas bags in our vehicles we would be using more gas. But if we use less plastic (or even reuse the heavier plastic bags) globally this will make a bigger impact because there will be less of a demand for oil.
Debagging
2008-01-10 19:20:00 I read a comment that a person made about if we are carrying two pounds of canvas bags in our vehicles we would be using more gas. But if we use less plastic (or even reuse the heavier plastic bags) globally this will make a bigger impact because there will be less of a demand for oil.
Wasted Money
2008-01-08 18:19:00 Even though the brand you really like is not on sale, try to use a coupon or wait until what you like is on sale and get it. More About: Money , Wasted
Wasted Money
2008-01-08 18:19:00 Even though the brand you really like is not on sale, try to use a coupon or wait until what you like is on sale and get it. More About: Money , Wasted
Moderation
2008-01-07 17:48:00 If living the frugal life is getting you down, think of some ways that you can splurge within reason.
Moderation
2008-01-07 17:48:00 If living the frugal life is getting you down, think of some ways that you can splurge within reason.
Birthday Bounty
More articles from this author:2008-01-06 07:05:00 For those of you who do not like to sign up for mailing lists or "store clubs" if you are asked for your birthdate you will be the one to reap the benefits. More About: Birthday , Bounty 1, 2, 3, 4, 5, 6, 7 |
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