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Urban Frugal

Urban Frugal
What kind of relationship do you have with money? Urban Frugal offers practical tips on frugality for those who live, work and play in the city.
Articles: 1, 2, 3, 4, 5, 6, 7

Articles

Savings Diet
2008-01-04 19:26:00
When you make a savings plan think of it as a diet.
More About: Diet , Savings
Don?t Panic
2008-01-03 19:57:00
Your stock portfolio may be dwindling but this does not mean that it is time to sell or panic. Investments are supposed to be for a long term period...
More About: Panic
Saving in 2008
2008-01-02 18:46:00
Adequately fund your savings first then you can still enjoy your life now and live below your means.
More About: Saving , 2008
Happy 2008
2008-01-01 17:34:00
Happy 2008 !
More About: Happy
Receipts
2007-12-31 16:45:00
Your receipts can help you save money.
Financial Changes
2007-12-28 19:18:00
What kind of financial changes would you like to make in the new year? This is the time when people make resolutions to lose weight, be healthier, organize or whatever… Even if you are not making a resolution to make changes in the new year that would dramatically change your financial situation like get a ...
More About: Financial
Day After
2007-12-27 18:08:00
Remember buy what you can afford... don?t be swayed.
Next Year
2007-12-26 16:28:00
Start looking for next year?s Christmas cards, gift wrap and even other items that you could use for Christmas. This is the best time to buy preparations for the next year because you can get them at a greater discount.
More About: Year
Merry Christmas
2007-12-25 14:39:00
Merry Christmas ! Enjoy this day with your family and friends!
More About: Merry Christmas , December 2007 , Merry
Guilty
2007-12-24 16:39:00
There will always be people who have more or less than you do. Do not worry about what others give...
More About: Guilty
Procrastinators
2007-12-21 20:43:00
The weather hasn?t put some people off from shopping. Waiting for money hasn?t put some people off from shopping. Having to go to several stores and still not finding what you want is the problem.
Presents? Now what?
2007-12-20 19:27:00
Look around your house before you undertake any major Christmas wrapping. There might be some interesting things you can use to help you save money and make your gifts look glamourous.
More About: Presents , Resent
Common Sense
2007-12-19 21:31:00
Does the government really need to legislate common sense?
More About: Sense , Common , Common Sense
Wrapping
2007-12-18 08:58:00
The shopping is almost done and the gifts are sitting looking as though they need some kind of attention. If you spent time acquiring your gifts then you should spend as much time wrapping your gifts.
More About: Wrap
Free Gift
2007-12-17 17:08:00
Beware of separating things that were "gifts with purchase" from the main gift.
More About: Free , Gift
Attentive Shopping
2007-12-14 20:23:00
Keep these two things in mind when you are shopping: First, make sure that the packaged "deal" that you are getting is really a deal. Second, if you are only buying one or two things take your own bag especially if you are grocery shopping or buying perishables.
More About: Shopping
Perishables
2007-12-13 21:12:00
When shipping a gift, make a selection where the person will be able to use the majority of the gift and not have the value eaten up in shipping.
Rate cut
2007-12-12 20:37:00
If the interest rates for loans such as mortgages and other forms of credit decrease that means that people can also borrow more which is good in some ways but bad if people are not adequately confronting their debt.
More About: Rate
Uncertainty
2007-12-11 19:52:00
If you are uncertain about the gift like I am, I would say spend the few extra dollars buying an item where the gift recipient can return it without any problems.
More About: Cert
Shopping
2007-12-10 18:05:00
Pay less for shipping, ship on time.
More About: Shopping
High End
2007-12-07 16:57:00
If you are in the position to give someone a $500 bottle of liquor, make sure that the recipient will really like it and not just the price tag.
More About: High
Bail Out?
2007-12-06 20:06:00
Just because someone is going to loan you $350,000 doesn?t mean you have to use it all, because you have to pay it all.
List It!
2007-12-05 19:23:00
Making a list of everyone you need to buy a gift for and the amount you budgeted for their gift is a smart way to shop and can save you time and money.
More About: List
Credit Cards II
2007-12-04 17:24:00
Congress is looking at credit card companies and their practices. I think it should be more difficult to get a credit card.
More About: Credit Cards , Credit , Cards
Obligations
2007-12-03 16:55:00
Christmas is what you make it and it doesn?t have to make you broke to celebrate.
Rags
2007-11-30 21:16:00
This morning, I had a plumbing adventure and tried to plunge my sink this morning. I was unsuccessful at doing this but the clothes I was getting rid of came in handy as rags.
Purge!
2007-11-29 19:27:00
There are things that I have received that I used only once or twice and these items need a good home. Not mine.
More About: Purge , Urge
Sets or baskets
2007-11-28 20:03:00
Know your recipient as well as you can. If you are unsure then the more lavish looking gift may make it seem like you spent a lot more than you did.
More About: Baskets , Sets , Bask
Avoid stress
2007-11-27 16:25:00
If you are making something for someone, don?t wait until the last minute. Avoid stress, plan ahead.
More About: Stress
Diversify
2007-11-26 19:43:00
Also, shop around, so you won?t buy everyone the same thing.
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