Urban Frugal

RSS Feed Homepage

Articles: 1, 2, 3, 4, 5, 6, 7

Early Bird
2007-11-23 12:28:00
Before you think about going out and buying something really early because it is at a good price, check around online.
More About: Early , Bird , November 2007 , Black Friday

Happy Thanksgiving
2007-11-22 19:16:00
Thanksgiving greetings!
More About: Thanksgiving , Happy , November 2007 , Hank

Online Retailers
2007-11-21 19:08:00
Not all online retailers are the same. Yes you may be able to get a great deal on an item, but if it never ships then it?s not a great deal. I am the queen of shopping around to get the best deal and figuring out if the total price including shipping is less than ...
More About: Online , Retailers , Retailer

$25 or less
2007-11-20 21:42:00
Remember: The object of being frugal is not to look cheap it is to pay less for quality.
More About: November 2007

Junk Mail
2007-11-19 17:39:00
No more junk mail. Although all of these services say that you will be able to stop most junk mail most do not say all junk mail will stop.
More About: Mail , Junk , Junk Mail

Worth it gifts
2007-11-16 19:52:00
I saw an article this morning called worth it gifts and included in the list of “worth it” gifts was a complete boxed set of Harry Potter books, a Coach tote and an HDTV. The additional clincher to make you think this was worth buying… Go ahead and splurge. If you splurge on too many ...
More About: Gifts , Worth , Wort

Hottest Gifts?
2007-11-15 20:19:00
If you have made your holiday spending plan already, think seriously about your gift recipients before being swayed by flashy sites or advertisements.
More About: Gifts

Effortless Saving
2007-11-14 20:14:00
Saving money sometimes takes a little effort...
More About: Saving

Gift card or cash?
2007-11-13 19:23:00
One in four teenagers are already bored with gift cards and think they are a “lame gift from people who have no clue what they really want,” according to a recent report from WSL Strategic Retail, a New York-based retail consulting firm.That said, gift givers find gift cards an easy and time-saving present. And, ...
More About: Card , Gift , Cash

What would you do?
2007-11-12 20:26:00
There are some things that I will do to save money but when some of them flirt with compromising my morals I refuse.

Remember
2007-11-11 02:58:00
Don't forget to get the Sunday paper so you can do some comparison shopping for Christmas and also to get the coupons.

Explore other options
2007-11-09 19:30:00
Look around, culture doesn?t always have to be expensive... expand your horizons.
More About: Options , Explore , November 2007

Go Shopping!
2007-11-08 18:53:00
In order to know if you are really saving money or getting a good deal you need to go to different places. At times you need to go into a traditional store to see an item and see if it is good quality before you decide what you want.
More About: Shopping

Oil & Christmas
2007-11-07 17:31:00
Christmas shopping. Will you spend more or less? If you had planned on spending less the cost oil may put a dent into your spending plan.
More About: Christmas

Check your statements and receipts
2007-11-06 16:15:00
Check your bills, receipts, and statements. It is easier to bring a problem to a cashiers attention, than to a company that bills you electronically. That still doesn?t mean that you should not check your bill.
More About: Check , Statement , Temen

Long Term or Short Term?
2007-11-05 19:54:00
Stop looking at things or services that will make you happy short term; if you save just a fraction of what you spend now, it will help you long term.
More About: Short-term , Long , Short , Term

Regifting
2007-11-02 18:08:00
When you receive a gift you do not like or cannot use there are only three options: regift, toss or donate.
More About: November 2007

Money is a tool
2007-11-01 18:57:00
Live well with what you have, for yourself not for others.
More About: Money , Tool , November 2007

Sell It
2007-10-31 18:53:00
If you have too many books or CDS or DVDS you might consider selling some or participating in a swap with friends. Last night I decided to get rid of some of the books that I have and have no intention or reading again. I took these books in the photo to Half Price Books in Skokie and got $15. Since I wasn’t doing this for any reason other than gaining more space in my house fifteen dollars was fine with me. Plus this was more than I would get if I put them out by the dumpster for people to take for free. This was the first time I had been to Half Price Books. Years ago I sold some CDs and there was no guarantee that everything you had to sell would be bought. Fortunately, HPB will buy everything and you don’t have to go back home with items they wouldn’t buy. This is an improvement over the second hand cd shop I frequented. There were some good things there but nothing that I wanted. I did make a purchase a brain teaser game deck which was further reduced because I had a 40% ...
More About: Sell

Everyone can do it
2007-10-30 19:09:00
Can you afford to give? That doesn’t seem to make a lot of sense does it? It seems like not a day goes by that I do not receive a packet requesting money for one cause or another. I consider those that I want to donate to but I have also thought about other opportunities to give. Give your time. Have you ever been to a theatre or concert and the organization is asking for volunteers in different capacities? You can volunteer for a political campaign but you can volunteer for a community organization that may need your skills as well. If an organization had to pay a person to write advertisements for them or do other things it would be too expensive. Businesses work out trade agreements for performance with other businesses. For individuals with time, talent and skills that are available that is another resource to give. You may earn free tickets to see a performance but most likely you make work during the performance which gives you a chance to use your best smile while helping o...

Eat out
2007-10-29 18:27:00
Eating out is not outside of the realm of a frugal person if you make the most of the opportunity.
More About: October 2007

Do the Math
2007-10-28 00:47:00
Being frugal sometimes means that you need to make a choice between brands or figure out the costs per ounce, pound or piece of a particular item.
More About: Math , October 2007

Make Something
2007-10-26 19:26:00
Learn to make something that you like so well you would eat it or use it yourself and be able to give it away as a gift.
More About: Make , October 2007 , Some

Luxury Items
2007-10-25 19:29:00
Luxury shopping or any shopping for that matter should not be guided by impulse - use your head and relationship with money to guide you.
More About: Luxury , Items , October 2007

Expensive
2007-10-24 21:04:00
Take the expense out of expensive items. Expensive items don?t have to be so expensive. If there is something that you want that is "expensive" there are some things you can do to save some money. Expensive is a relative term depending on your mind set.
More About: October 2007

Reusing
2007-10-23 20:45:00
You probably have done it before but haven?t mentioned it. I will admit it, I reuse resealable plastic bags.
More About: October 2007

Long Term
2007-10-22 16:51:00
The market is scary now but… Think long term. Savings and investments are for the long run not short term. If you were just investing for the short term that is when you have your money in cash or cash products. The 20th anniversary of Black Monday was a sign that there were lots of people ...
More About: Long , October 2007 , Term

Stocking Stuffers
2007-10-19 19:03:00
Stocking stuffers? Christmas is coming and you may have gifts in mind for the people on your list but another way to get some things to fill those stockings is to send for sample items that will make it easier and cheaper to fill those stockings.
More About: Stocking , October 2007

Vacation Planning
2007-10-18 20:07:00
Before you decide where you want to go, figure out how much you have or will have to spend. If you want to take a cruise on the Queen Mary but only have enough to take a cruise on the Chicago River, then you need to rethink your choices.
More About: Planning , Vacation , October 2007

Spending
2007-10-17 18:04:00
Do you feel like you are being squeezed financially? It?s not just you. There are so many ways that you may feel the pinch, gasoline prices are one way, food prices another and taxes still another.
More About: Spending , October 2007