Urban FrugalUrban FrugalWhat kind of relationship do you have with money? Urban Frugal offers practical tips on frugality for those who live, work and play in the city. Articles
Too Many Magazines?
2008-06-05 18:50:00 Only you will know how many magazines is too many for you but if you aren't reading all of them, then you have too many! More About: Magazines
Cut the Waste
2008-06-04 15:34:00 Trimming the waste from your budget should be in areas where you really wouldn?t notice the difference. More About: Waste
Refillable or disposable?
2008-06-03 22:12:00 Look around at things you use regularly, you may find a few things that you can replace with something that is refillable and save money in the long run.
Staycation?
2008-06-02 19:16:00 A staycation doesn?t have to be your only option in the wake of higher travel prices.
Iced Beverages
2008-05-30 19:10:00 You are saving money and you want to try some different beverage. You?ve had iced tea, and iced coffee or flavored water. You have also tried different creamers. Think outside of the glass. Whenever I see commercials for iced coffee or sweet tea they make me cringe because I like a strong brew of either with ... More About: Beverages
Speak with your Wallet
2008-05-29 20:24:00 Speak with your wallet and the marketplace will listen. More About: Speak , Wallet
Pile on the Savings
2008-05-28 18:18:00 Saving an extra dollar or two here and there may not make you rich, but it will help you keep costs down and allow you to buy your favorite brands. More About: Savings
High Gas Prices and Living
2008-05-27 19:07:00 The high gas prices have made most people rethink travel, errands and other trips. More About: Living , Gas Prices , High , Prices
Gas Woes
2008-05-23 20:00:00 If you can?t afford to take the trip because of the higher gas prices, find something that you can do, instead of moping around.
Economic Woes
2008-05-22 19:22:00 The US economy is definitely taking a beating because of the prices of necessities steadily increasing and the value of investments including real estate declining. More About: Economic
Air Travel 2.0
2008-05-21 19:33:00 The additional fees that the airlines are now charging reminds me of when banks started adding additional fees for every little thing. More About: Travel , Air Travel
DIY Flavored Water
2008-05-20 19:40:00 Drinking water is good for you, but is does get boring after a while. More About: Water
Savings Calling
2008-05-19 16:56:00 The strategy to set aside the money that you didn?t spend seems too outlandish and unpredictable. More About: Calling , Savings
Extreme Frugality
2008-05-16 20:18:00 What is too extreme when it comes to saving money? More About: Extreme , Frugality
Hobbies Costly
2008-05-14 19:37:00 In ages past, hobbies and collecting were done mostly by those with extra income and time. People may have the same amount of time now but not the same amount of income so they will let their pastimes go by the wayside. More About: Hobbies
Watch That Discount
2008-05-13 19:26:00 Discount grocers are advertising more now than a few months ago. The financial burden on your wallet has made it more difficult to shop at the larger grocery chains. More About: Watch , Discount
Postage Rates Increase
2008-05-12 17:18:00 Postage rates rise today. It will now cost you an extra penny to mail a first class letter. More About: Rates
Vitamin Packs
2008-05-09 19:28:00 Vitamin packs. They seem appealing but are they really better or cheaper? I take a multivitamin daily and a couple of supplements. It would be more convenient to get the packages. Convenience doesn’t always spell cheaper. Most of the vitamin packs come in 30 day supplies. Most multivitamins come in three or four month supplies. So when you multiply the cost of one month’s vitamins, by three or four the convenience is not cost efficient. Plus, there is all of the extra packaging for each day’s dose. Instead another option would be to purchase a pill case and put your pills in that for a vacation or to buy a multi day pill organizer and put all of your vitamins for each day into the container. To make it really convenient there are even special blends for people who take certain medications or who have certain health conditions. Instead of shelling out $15 or so for the “convenient” packages, check with your doctor and see which of those supplements your doctor recom... More About: Vitamin , Packs
Pawn or Sell?
2008-05-07 19:57:00 If you need extra money; pawn or sell some items. More About: Sell , Pawn
Shoplifting
2008-05-06 20:04:00 Be attentive when shopping or going to a bank. There are some places that have very little security as a cost cutting measure but as the economy is in flux more banks and stores are being robbed. Shoplifting is a problem because it makes prices increase for everyone and also then frequently stolen items may be under lock and key. Don’t think it happens. Look around when you go shopping and the items that are locked up are not necessarily the most expensive items, just the most stolen items. When you are in a bank or even using an ATM, it is important to be aware of your surroundings but also be aware of those near you. I went to the bank recently (a real brick and mortar free standing bank) and looked at the bulletin board on my way out. On it there was a warning for customers about a pair of pickpockets in the area who distract a person by sneezing or starting a conversation. When the victim turns around to say “God Bless you,” or makes small talk, the person ahead ...
Early Retirement?
2008-05-05 16:43:00 Even if you are not close to early retirement age but think you may want to retire before 65, plan for it. It is difficult to plan for something 30 or 40 years away but if you are considering retiring before the age of 65 then you may need to save more than you already are. When you retire 10 years earlier, you are cutting down on 10 years of earnings, and compounding interest for any money you may have invested. Planning an early retirement in order to change careers or to take a less stressful lifestyle but still having some income is different than most people’s perception of early retirement. Though retirement does not mean that you are not doing any work or brining in any income. If you retire early but still have income you will not have to pay a penalty for most retirement or annuity plans. The withdrawal age is generally 59 ½. Seriously considering retiring early? Stagger your investments so that you are not penalized for withdrawing money early. The penalty can be as muc... More About: Retirement , Early , Early retirement
Refinance - If You Must
2008-05-02 18:34:00 Before you decide to refinance, make sure that you would really benefit from refinancing. More About: Refinance
Consumer Confidence
2008-05-01 19:33:00 What would boost your confidence in the economy? More About: Consumer , Confidence
Eliminate Hidden Food Costs
2008-04-30 19:15:00 Just remember to buy what you will use before it spoils. More About: Food , Hidden , Costs
Economic Control
More articles from this author:2008-04-29 18:57:00 If your friend was making money in a business but other businesses around him were going under would you want to halt your friend?s success? More About: Economic , Control 1, 2, 3, 4, 5, 6, 7 |
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