Approved Checking Approved Checking Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems network.
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National Online Non-ChexSystems Banks
2008-03-11 22:36:00 Rush Card www.RushCard.com All Access www.allaccess.com Account Now www.AccountNow.com eTrade Bank www.eTrade.com Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: National , Banks , Online
State-By-State List of Non-ChexSystems Banks
2008-03-11 21:21:00 State-By-State List ings Alabama Ameris Bank www.amerisbank.com Colonial Bank www.colonialbank.com Compass Bank www.compassbank.com National City Bank www.nationalcity.com SouthFirst BancShares... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Banks , State
Welcome To Approved Checking
2007-10-19 07:30:00 This blog was developed to help people who are looking for a second chance checking account. It is our goal to provide unbiased resources and information to assist consumers in avoiding the many... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Prove
Welcome To Approved Checking
2007-10-15 01:54:00 This site was created to help consumers who are searching for a second chance checking account avoid being ripped off and scammed when trying to get a bad credit checking accountIt is our mission to provide unbiased information and to help consumers avoid the scams that are being pushed on consumers with bad credit.Approved Checking provides you with a free state by state directory of banks that offer second chance checking. Our goal is to help those individuals in need of a checking account get the information they need with out being scammed or ripped off.Are you one of the 40 million Americans in the ChexSystems database? Are you in need of a second chance checking account? We have the information for free. Do not pay for a list of non ChexSystems banks! This web site was created to help the many Americans in need of second chance checking with free unbiased information.The banks listed here do not use ChexSystems when opening a new account or they will not hold your ChexSystems ... More About: Prove
What is ChexSystems?
2007-10-15 01:45:00 U.S. banks and credit unions report incidents to ChexSystems to protect themselves and other banks in the future. You get reported to ChexSystems if your account is closed for "cause." What is "for... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks.
What is ChexSystems?
2007-10-15 01:45:00 How it works:U.S. banks and credit unions report incidents to Chex Systems to protect themselves and other banks in the future. You get reported to ChexSystems if your account is closed for "cause." What is "for cause?" Banks differ greatly between them as to what valid reasons are for closing an account. Here are some examples:* The bank was unable to collect for an overdraft, ATM transaction, or automatic payment which they honored on insufficient funds.(Regardless of amount, and often without waiting more than a few days!)* Multiple overdrafts.* Savings account, debit card or ATM abuse.* Fraud.* Providing false information in opening account. Each incident stays on your record with ChexSystems for FIVE full years from the date the incident was reported.Getting an incident reported to ChexSystems is the Kiss Of Death for your financial future. Most banks now say: "Our bank policy is that we will not open a checking account for you if you have one or more incidents reported to ChexS... More About: Stem
How To Remove a ChexSystems or TeleCheck Listing
2007-10-15 01:42:00 The following is a sample letter requesting Chexsystems to validate and remove a listing from their database. The same letter can be used to validate and remove a TeleCheck listing, just replace the... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Listing
How To Remove a ChexSystems Listing
2007-10-15 01:42:00 The following is a sample letter requesting Chex systems to validate and remove a listing from their database.October 16, 2007ChexsystemsCustomer Relations12005 Ford Road Suite 600Dallas, TX 75234To Whom It May Concern:My bank has informed me that there is negative information reported by Glendale Federal Bank included in the file Chexsystems maintains under my Social Security number. Upon ordering a copy of the report, I see an entry from this bank listing a "debit card revoked" in March 2007.I do not recall having a debit card from this bank in 2007.Please validate this information with Glendale Federal Bank and provide me with copies of any documentation associated with this "debit card" bearing my signature. In the absence of any such documentation bearing my signature I ask that this information be immediately deleted from the file you maintain under my Social Security number.My contact information is as follows:Your NameSSN: xxx-xx-xxxxYour AddressSincerely,Your Name More About: Listing , Stem
Life Without a Bank Account Sucks!
2007-10-15 01:38:00 We believe that ChexSystems is allowing the banks to abuse its system. Bank s are using ChexSystems not only as a tool for reducing risk, but more importantly, the banks are using it as a tool to eliminate the bottom tier of consumers -- those who maintain low account balances. You might ask, "Isn't this illegal?" It probably is, but the practice continues day in and day out.Once you are on the ChexSystems blacklist, banks can legally use it to systematically eliminate you and everyone else who has ever had even the slightest problem in the past.Banks make their money by lending out the money that is deposited into checking and savings accounts. Those who have been reported to ChexSystems do, as a group, carry lower balances in their accounts. By eliminating anyone with a ChexSystems record, banks are inexpensively able to weed out those who will cost more than they are worth.Why does ChexSystems let this happen?Because their customers, the financial institutions, want this ability.... More About: Life , Account , Sucks
Life Without a Bank Account
2007-10-15 01:38:00 We believe that ChexSystems and TeleCheck are allowing the banks to abuse their systems. Bank s are using ChexSystems and TeleCheck not only as a tool for reducing risk, but more importantly, the... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Life , Account
Alabama
2007-10-15 01:17:00 Alabama State Employees Credit Union Bank of Tuscaloosa Central State Bank Century Bank Compass Bank Family Security Credit Union Heritage House Federal Credit Union Merchants Bank Mutual Savings... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Alabama
Alabama
2007-10-15 01:17:00 Get a second chance checking account in Alabama with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Alabama State Employees Credit UnionBank of TuscaloosaCentral State BankCentury BankCompass BankFamily Security Credit UnionHeritage House Federal Credit UnionMerchants BankMutual Savings Credit UnionsPark Community Federal Credit Union Renasant BankSterling Bank
Alaska
2007-10-15 01:16:00 Get a second chance checking account in Alaska with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Key Bank
Alaska
2007-10-15 01:16:00 Key Bank Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Alaska
Arizona
2007-10-15 01:13:00 Bank of Arizona BNC Bank Compass Bank Downey Savings Bank USA Bank Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks.
Arizona
2007-10-15 01:13:00 Get a second chance checking account in Arizona with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Bank of ArizonaBNC BankCompass BankDowney Savings BankUSA Bank More About: Izon
Arkansas
2007-10-15 01:10:00 Arkansas National Bank Bank of Arkansas Decatur State Bank Hope Credit Union US Bank Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Arkansas , Ansa
Arkansas
2007-10-15 01:10:00 Get a second chance checking account in Arkansas with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Arkansas National BankBank of ArkansasDecatur State BankHope Credit UnionUS Bank More About: Ansa
California
2007-10-15 01:04:00 Broadway Federal Bank County Bank Family 1 Federal Credit Union Fiscal Credit Union Fullerton Community Bank Heritage Community Credit Union HSBC Bank USA Lasalle Bank River City Bank Safe 1 Credit... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: California
California
2007-10-15 01:04:00 Get a second chance checking account in Calif ornia with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Broadway Federal BankCorporate America Family Credit UnionCounty BankFamily 1 Federal Credit UnionFiscal Credit UnionFullerton Community BankHeritage Community Credit UnionHSBC Bank USALasalle BankRiver City BankSafe 1 Credit UnionSan Diego National BankSan Francisco Federal Credit UnionSanta Ana Federal Credit UnionSilver Gate BankUnion Bank of CaliforniaUS Bank
Colorado
2007-10-15 00:51:00 Bank of Denver Cannon National Bank Chase Bank Colorado Bank and Trust Digital Federal Credit Union Equitable Savings and Loan Union Colony Bank Young Americans Bank Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks.
Colorado
2007-10-15 00:51:00 Get a second chance checking account in Colorado with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Bank of DenverCannon National BankChase BankColorado Bank and TrustCompass BankDigital Federal Credit UnionEquitable Savings and LoanFoot Hills BankUnion Colony BankUS BankYoung Americans Bank More About: Rado
Connecticut
2007-10-15 00:46:00 Get a second chance checking account in Connecticut with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks.
Connecticut
2007-10-15 00:46:00 Get a second chance checking account in Connecticut with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Bank of New YorkCitizens BankConnecticut River BankFirst National Bank of LitchfieldHartford Federal Credit UnionLiberty BankNational Iron BanNaugatuck Valley Savings and LoanNewmil Bank
Delaware
2007-10-15 00:44:00 Get a second chance checking account in Delaware with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)Citizens Bank More About: Aware
Delaware
2007-10-15 00:44:00 Citizens Bank Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Delaware , Aware
Florida
2007-10-15 00:37:00 Get a second chance checking account in Florida with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)1st Credit Union of Gainesville1st National BankBank AtlanticBank of PensacolaChase BankCommunity First Credit Union of FloridaCompass BankEastern FinancialEnvision Credit UnionFirst Coast Community BankFlorida Credit UnionFlorida First BankKey West BankMid Florida Federal Credit UnionProsperity BankQuincy State BankTrustCo BankVanguard Bank
Florida
2007-10-15 00:37:00 1st Credit Union of Gainesville 1st National Bank Bank Atlantic Bank of Pensacola Chase Bank Community First Credit Union of Florida Compass Bank Eastern Financial Envision Credit Union First Coast... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks.
Georgia
2007-10-14 23:47:00 Get a second chance checking account in Georgia with our free list of non ChexSystems banks. Pick one of the banks below and open your new checking account. (All links open in a new window.)https://www.albanybankandtrust.co m - Albany Bank and Trusthttp://www.altamaha.org - Altamaha Federal Credit Unionhttp://www.bankofcoweta.com - Bank of Cowetahttp://www.bankofdudley.com - Bank of Dudleyhttp://www.bankofeastman.com - Bank of Eastmanhttp://www.bestbank.com - Best Bankhttp://www.cbtbank.com - CBT Bankhttp://www.centurybankonline.com - Century Bank and Trusthttp://www.cbfv.com - Citizens Bankhttp://www.combanktrust.com - Commercial Bank and Trusthttp://www.decaturfirstbank.com - Decatur First Bankhttp://www.dcu.org - Digital Federal Credit Unionhttp://www.fcbtifton.com - First Community Bank of Tiftonhttp://www.fsbtc.com - First State Bank and Trusthttp://www.pchnb.com - Peachtree National Bankhttp://www.securitybank-albany.com - Security Bank and Trusthttp://www.ucbi.com - United Com...
Georgia
More articles from this author:2007-10-14 23:47:00 Albany Bank and Trust Altamaha Federal Credit Union Bank of Coweta Bank of Dudley Bank of Eastman Best Bank CBT Bank Citizens Bank Commercial Bank and Trust Decatur First Bank Digital Federal Credit... Information and resources for those who have been denied a checking account due to the results of a search with the Chex Systems or TeleCheck networks. More About: Georgia 1, 2 |
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