Essential UK Mortgage InformationEssential UK Mortgage InformationWe provide information and up to date discussions on many mortgage issues relating to the UK market. Articles
What is Your Buying Situation? - Part 3
2008-06-05 09:40:00 Protection Protection on your new purchase is very important and something to consider when buying a home. Yes, you do need to understand the finance side of things and part of that is whether you are protecting yourself and those involved with you. More About: Buying , Mortgages , Part , Part 3 , Situation
What is Your Buying Situation? - Part 2
2008-05-29 08:06:00 Joint Mortgage A joint mortgage when possible allows you to borrow money based on two incomes. This means that you can get a higher amount to buy a home that you would be able to do as a single borrower. In some cases borrowing from family can help the person trying to borrow. ... More About: Buying , Mortgages , Part , Situation
What is Your Buying Situation? - Part 1
2008-05-14 09:06:00 There are numerous individuals out there just like Marie Luck. Marie is 29 and administrator at a university. She will be receiving an increase in her salary in the next six months. She also has monthly outgoing expenditures at 2,460 pounds, and savings. Her current student debt is 3,500 pounds. More About: Buying , Mortgages , Part , Situation
Housing Market Woes
2008-05-12 18:06:00 The housing market has been suffering for more than a year now. The housing associations have begun discussions on how they can help owners that are at risk for repossession. The repossession is due mostly to the credit crunch and the lack of being able to pay off the debts that keep piling ... More About: Market , Housing , Mortgages
Housing Prices May Crash - Part 9
2008-04-19 11:07:00 Mortgage and the Middle Class Many middle class families are suffering from the credit crunch. They are having to take on second jobs just to pay for their bills. Earnings of 30,000 a year are not keeping up with the basics. More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 8
2008-04-18 16:29:00 Sub-prime Borrowers Sub- prime borrowers are not always the poorest individuals in society. These individuals are those who usually have country court judgements or other arrears on their credit history. Most of these individuals are back on track with their jobs and payments. They just needed to have a helping hand when they first began ... More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 7
2008-04-17 10:40:00 Difficulties Ahead Many of the economists and mortgage brokers are foretelling of more troubles ahead. Mr. Bougler is just one of the individuals who believes we are headed for more rough patches. He believes the only thing that may improve the situation is a return of the investors. More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 6
2008-04-16 08:00:00 Hard Times Coming in Mortgages When you view the information offered regarding the current mortgages and the changes occurring in the industry you can tell that we have yet to see the real problem. Many of the families in the UK are struggling to pay for their daily needs let alone homes. More About: Housing , Part , Crash , Prices
Housing Prices May Crash - Part 5
2008-04-15 07:49:00 Interest Rates Mortgage lenders are making it more difficult for those who don?t have any savings to get a loan. Many of the mortgages currently available are not offering a rate lower than 7.24 percent on a down payment of 5 percent. In other words unless you increase the down payment your mortgage interest ... More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 4
2008-04-14 10:07:00 Biggest Lenders Surveyed The Bank of England performs a regular survey of the country?s biggest lenders. This survey was published April 7. In the survey information showed that the mortgage issues would continue to get more serious over the next three months. More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 3
2008-04-12 16:32:00 South East Homes The average home for most of the UK is 196,000 at the moment. However in the South East homes have been selling for 400,000 pounds. If the projections are correct they stand to lose a significant amount of value in their homes. In fact these 400,000 pound homes could be worth 280,000 pounds ... More About: Housing , Mortgages , Part , Crash , Part 3
Housing Prices May Crash - Part 2
2008-04-11 08:12:00 Bank of England Cutting Rates The Bank of England is expected to cut rates again by .25 percent. The interest rate is already at 5.25 percent, but the current issues with the mortgage industry may have these rates lowered yet again. Experts do not believe that the rate cut is going to make a lot ... More About: Housing , Mortgages , Part , Crash , Prices
Housing Prices May Crash - Part 1
2008-04-10 10:23:00 In a recent news release bank chiefs have warned that housing prices could crash. Housing prices are seen as too high for the market by 30 percent. For homes that are in that higher mark the prices could crash according to Monetary Fund. There has been a decade long housing boom in ... More About: Mortgages , Part , Crash , Prices
Mortgages and the Wealthy
2008-02-23 13:00:00 Many of the Banks in the UK have been tightening up the reins on how they will lend money and who they will lend money to. Many of the banks in Britain and the building societies have decided that the wealthy will also be affected by the present situations. More About: Mortgages , Wealthy
Public Sector Pressuring UK Economy
2008-02-22 12:01:00 Northern Rock has been suffering for several months now regarding their lending practices and the US subprime market. A decision was finally made regarding the how to handle the bank. Darling was talking about offering Northern Rock up for sale in the private sector; however there was a lot of controversy regarding this ... More About: Economy , Public , Mortgages
Choosing the Safest Mortgage In A Recession - Part 3
2008-02-21 09:37:00 Tracker Mortgage s Tracker mortgages have a couple of issues. First many individuals don?t understand how they work and how they can be beneficial. Second, the latest information regarding tracker mortgages is that they are more expensive in the last few months for individuals to obtain. More About: Mortgages , Part , Part 3 , Recession
Choosing the Safest Mortgage In A Recession - Part 2
2008-02-20 10:43:00 Demand for Mortgage s Abbey Mortgages is seeing a rising demand for the 10 to 15 year fixed rate mortgages above the other options available. In fact this is moving closer to Alistair Darling?s own thoughts that a 25 year fixed mortgage should be offered to UK Residents. The head of Abbey Mortgages, Nici Audhlam Gardiner is ... More About: Part , Recession
Choosing the Safest Mortgage In A Recession - Part 1
2008-02-19 11:30:00 The economy in this past year has been a roller coaster of bad news. Jeremy Gates is one analyst that has been looking for the best financial deals in the economy right now to help find the much needed information for consumers. More About: Mortgage , Mortgages , Part , Recession
AREF Survey
2008-02-18 11:46:00 The latest news from the Association of Real Estate Funds is not very promising. The data released on Wednesday, Feb. sixth shows that almost 1.7 billion pounds has been withdrawn from UK property funds. The last three months of 2007 has shown that investor confidence has not been good. More About: Survey , Mortgages
Property Investment in the UK
2008-02-17 19:02:00 The world is experiencing a mortgage investment crisis but if you are looking to invest in the UK the opportunity is still a hot spot. The economy of many countries is showing a slow down but private property investors continue to still look for the perfect deal. There are other countries that are under scrutiny ... More About: Property , Investment , Mortgages
The Buy to Let Market
2008-02-16 13:29:00 The Buy- to- Let mortgage market seems to be holding up against the current credit crisis in the UK, according to the Hamptons Mortgage Company. There have been several areas of mortgages that have suffered in the last year due to the spread of the mortgage crisis in the US reaching the UK market. More About: Market , Mortgages
Untouched Grants
2008-02-15 09:39:00 There are several grants in the UK that are not obtained every year. The reason for this is that many UK residents don?t know about the grants or believe they do not qualify. If you are interested in grants you should realize they are not just for students, businesses, or environmental needs. In fact there ... More About: Grants , Mortgages
Understanding Mortgage Exit Fees
2008-02-14 09:20:00 Lately the mortgage lenders have been charging more for mortgage exit fees than UK residents are realizing. These higher fees are making it more difficult for the borrower to actually close out the account of the mortgage. So how do mortgage exit fees work? More About: Fees , Mortgage , Mortgages , Understanding
UK Mortgage Savings
2008-02-13 11:07:00 Australia has been using a technique called offsetting that has been saving the residents several thousand in during the length of their mortgage. Intelligent Finance released yesterday their ideas on the offsetting process and believes that UK mortgage holders could indeed save just as much as Australia if they were to try offsetting. More About: Mortgage , Mortgages , Savings
Mortgage Struggles
2008-02-12 18:16:00 The government and mortgage lenders have been studying the economy closely and the effects of the credit crunch as it pertains to the overall mortgage industry. In several surveys including one completed by the Homelessness Charity Shelter action needs to be taken in order to help those struggling with repayments on mortgages in order to ... More About: Mortgage , Mortgages
Housing Prices May Lower Mortgages - Part 2
2008-02-11 12:44:00 Purchasing Homes For first time home buyers and those looking to invest, housing prices that are falling is the best time to buy. This is because the homes are more affordable to more individuals. The fact that prices have been rising steadily for the last twelve years has hinder those that can barely afford ... More About: Housing , Mortgages , Part , Lower , Prices
Housing Prices May Lower Mortgages - Part 1
2008-02-10 14:39:00 In a recent article Fool.co.uk looked at how the housing prices may affect the mortgages in the next four years. There was a series done regarding 2012 projections to try and figure out what the UK residents may be in for in the next few years. It seems that those at Fool.co.uk believe ... More About: Housing , Mortgages , Part , Lower , Prices
Bail Out and UnBlock Mortgage Markets - Part 2
2008-02-09 09:10:00 Trouble with Bail Out While the bailout is seen as a good thing for the most part there can be some issues. First of all the wholesale markets that have closed lenders can outbid each other. This means that they could in effect drive up the interest rates and create a wider economic issue, ... More About: Markets , Mortgage , Mortgages , Part
Bail Out and UnBlock Mortgage Markets - Part 1
2008-02-08 09:51:00 In a move to help the UK?s mortgage markets were frozen, but now there is a call that the mortgage market should be released so they can help to bail out the lenders having issues. The IFS is calling for the mortgage markets to be unfrozen in an attempt to help the lenders who ... More About: Markets , Mortgage , Mortgages , Part
Mortgage Market Slump
More articles from this author:2008-02-07 09:45:00 There has been a slowdown in the mortgage market due to the unstable credit economy in the last year. The UK mortgage market is seeing that in December and much of last year the UK residents have been having issues regarding their mortgages, and the lenders are beginning to cut back on the applications. More About: Market , Mortgage , Mortgages , Slump 1, 2, 3, 4, 5, 6 |
|
 |
|
 |
