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Personal Finance Management and Planning

Personal Finance Management and Planning
All you want to know about managing your finances. Learn how to make money by blogging. Earn quick money using adsense and other techniques. Free resources on internet on getting rich quick and earning a residual income upto USS1000 per day
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Articles

New Look of the BidVertiser Ads
2008-03-21 06:27:00
You may have noticed that the format of the BidVertiser Ads has been slightly changed. There are 3 main changes applied to the ads:1. Title and URL, both have an underline on/off affect while moving the mouse over. 2. Title, Description and URL can now be opened in a new window or tab when right-clicking on, which makes them more user-friendly. 3. The BidVertiser brand name and the companion "Advertise Here" text are now blended into one section, appearing in the bottom right hand of the ad. The above changes have been applied after reviewing requests we have received from our publishers, as well as after analyzing user-behavior. The control that that you have on the ads (colors, background etc.) are kept intact and we hope that this new ad format will work well for both you and our advertisers. advertising
LoudLaunch to pay by Blog Ranks
2008-03-19 01:45:00
What is your Blog Rank ? Did you know that LoudLaunch ranks all of your blogs and pays you per post according to your blog ranking? We recognize that all blogs are not equal and to pay everyone the same is not fair to bloggers that really work to build and maintain a quality blog and audience.So, a common question is what do we use to rank blogs and how can you increase your rank?In reply, we nearly always use the following criteria in ranking a blogâ?¦1. Look and feel2. Niche content3. Google PR4. Technorati5. Alexa6. Readership participation (comments, trackbacks, etc)7. Frequency and quality of non-sponsored postsAfter you have used the LoudLaunch system for a period of time the following factors play into your ranking as wellâ?¦1. Advertiser feedback and rankings of your sponsored posts for their campaign(s)2. Your frequency of posting on LoudLaunch campaignsWe continually re-rank blogs so you have the ability to earn more and more per post and are not stuck at whatever an adve...
More About: Ranks
Innovative Blog Monetization using Link Nerve
2008-03-17 06:08:00
Blogitive has released a new product in closed beta exclusively for Blogitive members that everyone will be excited about. It's called Link Nerve and it makes getting paid through your blog even easier. Link Nerve allows prospective clients to search the pages of your blog that are already indexed in search engines. When the prospect finds a term within your post that interests them, they can make an offer to you through Link Nerve to have that term linked to their website. Unlike Blogitive, you will not be required to write new posts or create new pages, only to link terms within your existing posts/pages and get paid per link. It is ContentLink on steroids. No more extra posting. Just make your existint post pay for your hard work.Offers are sent to you via email or can be viewed on the Link Nerve website. When you receive an offer, you can decide if you want to reject the offer or complete it, every offer has a deadline.Blogitive will continue to operate the same as always. I...
More About: Blog , Monetization , Innovative
Make money with Buzzfuse.com's content marketing
2008-03-12 02:14:00
Buzzfuse.com helps you market and monetize your work and is a great blog marketing platform on auto-pilot. You can drive traffic to wherever your content is hosted on your blog. It provides you with tools to engage with a wider audience and get feedback and improve your work.You get paid real money for performance .Also discover the best content from friends and beyond, for free! As a published you can get daily recommendations of the best human-filtered content and help review friends' work and get them Buzzing. They offer discounts on premium content and provide a platform to easily share things you like.As an added bonus, if you have over 30 people in your 'circle' and have registered more than 2 posts with Buzzfuse, you can win one of 1000 premium accounts (value $180.00) and earn money for each top-performing post you submit.So hurry up and get real cash from the following bonuses that will be paid in March: $500 to best blog post $500 to best song $500 to best image/cartoon...
More About: Marketing , Money , Make Money , Content , Make
Celebrating my 400th Post
2008-03-10 03:02:00
This is my 400th Post on Personal Finance Blog. My Blog is only 150 days old and is growing speedily to catch up with the John Chows or ProBloggers. I've decided that after every 100 posts I will summarize my blog statistics encompassing my kingdom in blogosphere, so is this post. So far I have 531 feedburner subscribers, and as a token of appreciation, I will give away a free ad spot to the 600th subscriber for a whole month.1. Feedburner RSS feed2. http://feeds.bidvertiser.com/PersonalFina nceManagementAndPlanning3. http://www.pheedo.com/f/personal_finance_ management_and_planning4. Feedblitz RSS version5. Free Blog Counter - Dewalt6.   7. 8. 9. 10. 11. 12. 13. 14. Amanda Jensen15. 16. 17. 18. 19. 20. 21. shorten url22. 23. 24. 25.
Solar Bikini to save from expanded energy bill after DST
2008-03-10 02:32:00
This weekend the clocks ?spring forward.? The Wall Street Journal has brought to light a study based in Indiana that challenges the very idea of DST. Switching to DST costs Indiana households an additional $8.6 million in electricity.I accidentally left my lights on last night after DST yesterday. It was still dark out when I awoke, and I could see the glow through the window. I went outside to turn them off right away, and since we only have a medium size tree wrapped in lights, I don?t think it used enough energy to make a noticeable difference in our utility bill.But one thing I did notice was that several other houses on our block still had their lights on. When I thought about it, I realized those same lights were on every morning for the past couple weeks. They have a larger light display than we do, and I am sure they will have a noticeable change in their electric bill next month.That got me thinking? Why do people leave the lights on throughout the night? It doesn?t make se...
More About: Bikini , Energy , Solar , Save , Bill
Make $1,000,000 By Not Buying a Nintendo Wii!
2008-03-10 02:18:00
You can earn $1,000,000 by not buying a Nintendo Wii!What? You don?t believe me? All right. Let?s look at the numbers and see if I can show you how not buying a Nintendo Wii (and a few key accessories along the way) can earn you $1,000,000!First, let?s start with the cost of a Nintendo Wii. If you are lucky enough to find a console at the retail price of $250, you are extremely lucky! Otherwise it will cost you about $450 via Amazon, and possibly more via eBay! When you consider tax, shipping, or buying a Nintendo Wii package that comes with different items included, you will end up spending a lot more than the suggested retail price of $250. Let?s assume you are able to purchase a Nintendo Wii for $350 (that is a very fair assumption in the current environment). Running total $350.Next, you have to buy a few key accessories! The Nintendo Wii is set up to play up to 4 players, so let?s assume you buy a package that comes with 2 controllers. You will still have to buy two more. Two W...
More About: Buying , Make
How to share and post Excel files on your Blog
2008-03-10 02:07:00
If you are looking for a way to collaborate on a MS Excel file with a friend or colleague, take a look at Google Docs. It allows you to upload and edit documents, spreadsheets and presentations online without need to have MS Office or Openoffice installed on your PC. After uploading your documents, you can in vite others to work on the uploaded document.This certainly beats emailing whole Excel files back and forth and trying to keep track on the latest revisions.To begin, you need to get a gmail account if you don?t have one yet. After logging in, click on Documents, then Upload. Once you?ve uploaded your Excel file, click the file to open it. On the right side on the open document will be 3 tabs. Click on the middle one that says Share . Then, simply enter the email addresses of the persons you want to collaborate with and click ?Invite Collaborators?.
More About: Post , Blog , Files
How to Track Google Links to your Blog
2008-03-10 02:03:00
You know how Google always displayed fewer links to your site than say Yahoo or MSN? Well they are now giving us better information but not on the regular search pages for queries like link:mydomain.com. Now if you want to take a look at how many links Google sees (I don't think they still show us 100% of inbound links) all you need to do is follows1. Setup a Google Webmaster account2. Verify the website3. Wait a few days and viola, you get a list of links that Google sees. Very cool.
More About: Links , Blog , Track
How to Make Money on Leap Day
2008-03-10 01:52:00
February 29th, or Leap Day as it is commonly known only comes once every four years but it's a perfect opportunity to use novel ways to boost your online sales and make more money online. To jump start your imagination, I've written this article to give you 29 ways that you can tie into leap day and create special offers for your customers. 1. Sell one of your best referrals that normally costs a lot more for just $292. Package 29 blogging referral products together for a big discount3. Offer a special service with a limit of 29 customers only signing up for your blog RSS feed4. Hold a 29 hour blog sale that starts either five hours early at 7:00 pm on February 28 and runs for 24 hours through midnight on the 29th or all day on the 29th and five hours into March 1. Either way you can increase excitement by cutting your sale off at exactly 29 hours.5. Write a blog post with 29 of your best tips about whatever topic would help your audience the most6. Offer a 29 minute blog coaching...
More About: Money , Make Money , Make
PlaceMyProduct.com Re-Launch Special
2008-03-09 18:19:00
PlaceMyProduct.com is now reluanched with a new owner and have a special offer to their Loyal Product Placers. Here is the offer from the new owner Jim Musselwhite:As its new owner, I want to welcome you to PlaceMyProduct.com and I hope you like what you see so far. We now have a newsletter signup form at http://www.placemyproduct.com/aboutus.php I encourage you to sign up for this newsletter so that we can continue to send you updates about news and special offers at PlaceMyProduct.comSpeaking of special offers?Subscribe to our newsletter and you will earn this LIFETIME Bonus!For any auction that you place on PlaceMyProduct.com, we will payout 90% back to you instead of the usual 80% payout! For LIFE!! So don?t delay. Only those copied on this message have the opportunity to take advantage of this offer. Remember?this is the ONLY message you will receive, so go now to http://www.PlaceMyProduct.com/aboutus.php and sign up. You?ll be sent a confirmation email so be sure to click on t...
More About: Special , Launch
Make more money with Halo Meditation method
2008-03-09 05:47:00
I have devised a new way of meditation and I call it "Halo Meditation " method. This is not to be confused with Halo, the best selling game on Xbox. Although I was inspired to discover this innovative method of meditation by paying the Xbox game Halo for over thousand times in the last year. I believe I have played the most levels of this game than anyone else on this planet and so I believe that the new meditation method has been a gift to me from the Almighty. My Halo Meditation method can be used to meditate almost instantaneously and almost you can do this anytime and from anywhere you are. This does not require you to close your eyes and do the ancient methods of Om or Pranayam or Yoga. A Halo, is a symbolic representation of the aura, or nimbus of light believed in many cultures to surround a Godly or enlightened person. It is used in art, especially Christian, Buddhist, and Hindu religious images, to depict holiness. The practice is probably a holdover from the identification ...
More About: Money , Make , Method
Make money with Foreign Exchange Essay Contest at Helium
2008-03-09 05:00:00
Foreign Exchange has partnered with Helium to get your voice heard on the most pressing global issues of the day. Share your insight on issues raised by Foreign Exchange : Each title reflects questions raised by the topics discussed on its television series.The winning articles will be featured on an episode of the Foreign Exchange and on its website!Foreign Exchange is a weekly, half-hour international affairs series, hosted by acclaimed global journalist Daljit Dhaliwal. The series probes the global questions of the moment from a profound, new perspective.Join Daljit in conversations with international newsmakers, politicians, diplomats and journalists, as she examines America's role in an increasingly complex and interdependent world.
More About: Contest , Money , Make Money
Trick to get Lowest Car Insurance Quote and Miles
2008-03-09 04:15:00
As mentioned earlier in my Blog you can save money by comparing insurance quotes, here is a technique to get the lowest insurance quote possible and some free miles too. My car insurance policy is due for renewal in March, and its that time of the year to get the 500 Bonus Delta Skymiles from Ameriprise Auto & Home Insurance .Before renewing my policy with Geico, I get my 500 bonus miles from Ameriprise using this link.I verify that Ameriprise offers the same quote as others on this link.Then, I go to the company offering the lowest quote and select the following coverages to get the best quote possibleCoverages Limits / Deductibles Total Vehicle Premium: $329.70 Bodily Injury Liability $12,500/$25,000 $57.40 Property Damage Liability $10,000 $52.10 Uninsured Motorist Bodily Injury I Reject this Coverage $0.00 Underinsured Motorist I Reject this Coverage $0.00 Comprehensive $500 Ded. $53.40 Collision $1,000 Ded. $145.70 Emergency Road Service ...
More About: Car Insurance , Miles , Trick , Quote
Make money by using Squidoo
2008-03-09 00:35:00
Do you Squidoo ? If you don?t you should! In case you?ve been living in a barn for the last year I?ll explain what Squidoo is and why it is so useful.What is Squidoo - Squidoo is a new social marketing type site that allows it?s users to create what is called a ?lens? A lens is simply a customized page that anyone can create. These lenses can easily be customized with a cool (easy) back-panel.You can add your own products, Website links, affiliate links, articles etc. to your lens.Why is Squidoo so Useful? - Quite simply because it ranks HIGH in the search engines. More and more squidoo lenses are coming up for HIGHLY competitive keywords every day. In other words, create a lens for your main niche keyword and there is a very good chance that the lens will outrank your own niche website.If you want to take a look at my lens you can by following this link - http://www.squidoo.com/cschwabs. I would love to see your comments there.
More About: Money , Make Money , Make
How to Form an LLC for Your Blog
2008-03-08 23:22:00
When I first started making money online, I was doing everything under my name for the first few years. Having a business name not only makes you look more legitimate, but it can also keep your personal assets safe, should you ever be sued. Is your blog or web site is finally starting to pick up? For the past several months or years, you may have been doing everything under your name for business. Now you want to get more legitimate and start your own company and become an LLC. What are the best methods for registering for an LLC and how can you avoid those costly lawyer fees?The old fashion way to file for an LLC, is to contact your accountant or lawyer and have them do all of the dirty work for you? which will end up costing you a decent amount. Now with the power of the internet, the process of registering for an LLC is not only faster, but much cheaper.Companies like LegalZoom offer services which range from $139, plus state filing fees (which can range around $200-$500) for a b...
More About: Blog , Form
How To Find Unclaimed Money and Property ?
2008-03-08 23:01:00
If you want to find or collect ?lost? money owed to you, you?ve just found the holy grail of unclaimed money sites.An estimated 7 out of 10 Americans are owed unclaimed money. Unless you know where to look, you?ll never find a dime of your unclaimed money. The U.S. Government DOES NOT have one central database for unclaimed money.
More About: Money , Property , Find
How to make money with snow removal services ?
2008-03-08 22:58:00
If you decide to have someone plow your drive, here's how it works financially:1. You pick a snow removal company. You usually select based on price as well as terms (how often/under what conditions they'll plow your drive.)2. Once you pick a company, you pay them for the full year upfront. I always found this to be interesting since 1) you don't know if you'll even need the service -- what if it doesn't snow much? and 2) you're paying them to render a service and you're not yet sure they'll render it. That's why I would never hire a firm without a solid recommendation from someone I trust.3. The payment depends on the size/shape of your driveway. Ours is a standard, short, flat, two-car drive and I've seen quotes in the $250 to $300 range. We're about in the lowest price bracket there is -- and it can go way up from here.4. This financial arrangement is a bet by both parties. The client is betting it will be a bad winter and he'll get his money's worth. The company is...
More About: Services , Money , Make Money , Snow , Make
Rent Hertz and Win FREE Million Miles
2008-03-06 04:53:00
Every time you book a Hertz rental through this site and complete your rental by 3/14/08 you will be entered for a chance to win daily, monthly prizes of Mileage Plus Miles and the Grand Prize of 1,000,000 Mileage Plus Miles.1. One Daily Prize of 100,000 Miles. 2. Two Monthly Prizes of 500,000 Miles. 3. Two Grand Prizes of 1,000,000 Miles. 4. Rent als must be booked through this site to be eligible for this Promotion.No purchase necessary to play or win. Promotion period ends 3/14/08. Must be legal resident of the 50 U.S. or District of Columbia; minimum age 21 and over. For complete details including alternate means of entry and rental car return deadlines, see Official Rules.
More About: Free , Million
Free Hosting for Bikini Blog Coming Soon
2008-03-06 04:42:00
My bikini pics are drawing more visitors than ever and so while searching for a hosting site for setting up a new bikini blog to make money I found this....I found a site where you get free hosting (5 GB), free applications (20) and free bandwidth (20 GB) for nothing (free). My5GB.com offers anyone that signs up all of this and more. There?s a whole selection of webapps you can install via a script, to save yourself the hassle of doing all the manual installs. You can get your own blog, forum, image gallery, wiki etc. If you have a domain, you can redirect it to your free space on the my5GB servers and nobody will ever find out what a cheapskate you really are!So what?s the catch? That?s what we thought as soon as we found this. Thinking we?d probably be forced to watch or have 3d party advertising on your site. No such thing though. My5GB really is free.
More About: Hosting , Bikini , Free Hosting , Free , Blog
Where to find Free Music to listen to on the Internet
2008-03-06 04:26:00
Wowee! I was so surprised to find this source of free music to listen to on the Internet that I immediately wrote this post to share with you all. Music search engines scour the web looking for music files that people have uploaded to servers. Because they don?t store the music files themselves but instead index these files and allow them to be found, music search engines are somewhat on the fringes of copyright laws. Also, the fact that you can play the music you find, create playlists that you can save and even embed music into websites using an embedded player means that it?s free music heaven for you and me. Here are 3 of the most useful free music search engines for your listening pleasure!1. SeeqPodSeeqPod has the best user interface in my opinion. One click on the speaker icon next to the search results adds the song to your playlist and automatically plays it. Also, the exact location of the song on the server is listed underneath the song title. Although it?s not a clickabl...
More About: Free Music , Free , Find
Don?t buy bottled water
2008-03-03 01:41:00
Bottled water, or as one academic recently called it in The Journal of Consumer Culture, ?the pure commodity in the age of branding,? Bottled water industry been experiencing exponential growth and is now a $10 billion a year industry in America alone. Why? Today, bottled water costs more than gasoline, bottled water provides no extra nutritional value, is proved to be environmentally unsound.Also most American residences have perfectly potable water coming out of the tap, and the entire industry based on simply pulling water from the ground has been called a scam. Save money: Drink tap water!
More About: Water , Bottled Water
Gspace: Store Your Files On Gmail
2008-03-03 01:40:00
Gmail has given you a lot of space for your emails. Too much space. It was released on April 1, 2004 as a private beta release by invitation only and was opened to all as a public beta on February 7, 2007. With an initial storage capacity of 1 GB, it drastically increased the standard for free storage.Gmail currently offers over 6000 MB of free storage (increasing by approximately 3.348 MB every day), with an additional 10 GB available for US$20 per year.With Gmail Space (also called Gspace), a Firefox extension, take advantage of the extra file space to store files on your Gmail account. The extension acts like an FTP application on your Firefox browser. After installing the extension, you can use it from the ?Tools? menu or by clicking the little Gspace icon on the bottom-right status bar. The Gspace window will pop up ready to upload or download your files.
More About: Gmail , Store , Files
How to backup your PC or Mac online for free
2008-03-03 01:35:00
I found a great, hassle free way to backup important files automatically on your PC or Mac. Take a look at www.mozy.com?s online backup service. They offer you a free 2GB account to use for life.. or at least while they still exist :). Don?t immediately click on the Get Started button on the home page. Instead go to MozyHome and sign up for the MozyHome Free . After you signup, download the mozy remote backup software and install it to your computer. What I like about their backup software is that it can backup all your outlook and thunderbird email contacts, favourites in Firefox and IE, files that are in use, individual folders and files all automatically. You can either choose to backup when your computer is idle or at a scheduled time everyday. Most importantly, Mozy works in the background so you never need to remember when you last backed up. You can set it and forget it.Now Mozy is an online backup solution. Hence, a fast broadband connection is essential. Fortunately, Mozy is...
More About: Backup , Online
Collect Funds Online With ChipIn
2008-03-03 01:31:00
Need to raise funds for something? If you ever wanted to collect money from groups of people, ChipIn makes this process possible and easy. When you register there is a widget available for you to place on your site so others can see that you are trying to raise money for something?anything. You can set the amount that you would want to get, set a deadline date for it, and edit it to change the size, color, and a description.When internet users want to help chip in, they just click the little button that says ChipIn and they?ll be taken to a PayPal page in which they can make a transaction. You can send money from your PayPal account or from a credit card. It?s really that easy. Just think of it as a PayPal donation but on steroids.
More About: Online , Funds
Blog Income Report for Feb 2008
2008-03-03 00:29:00
Another month has passed pretty quickly and it is time to report my earnings. Feb 2008 earnings were not as good as Jan 2008 due to the less number of days. I was not able to beat my Jan 2008 record in regards to earnings but overall this was a good month. I just fell short of $23 to break my Jan 2008 earnings of $343.63, and still much better than my December 2007 earnings of $115.33.I?m still trying to get a little bit more diversity into my earnings with the goal that my AdSense earnings jump 50% while keeping the money earned stable. I think I will have to test a few schemes and get rid of some that do not make that much sense anymore. I have monetized my blog in 19 different ways listed below.So lets get down to the figures of this month!Here is my blog income report for Feb 2008: 1. SponsoredReviews.com Earnings: $71.502. Google AdSense Earnings: $87.093. A.W.Surveys Earnings: $44.75 4. AuctionAds / ShoppingAds Earnings: $255. WidgetBucks Earnings: $256. Smorty Blog Advertisin...
More About: Report , Income
25 Ways I Save Money
2008-03-02 05:34:00
I've written about my saving strategies before, but I've decided to write an updated post in a numbered list format on the various ways that I save money on a day to day basis. This post was inspired by similar posts on FrugalForLife and CashMoney Life. Included below are 25 ways that I save money: 1. I drive with gas efficiency in mind. 2. I try to save energy around the house with CFL's, programmable thermostats and proper insulation. 3. We do laundry once / week. 4. I brown bag my lunch to work. 5. I prepare my lunches in bulk and store them in individual plastic/glass containers. 6. I cook at home whenever possible. 7. I perk my own coffee. 8. I use a points/cashback based credit card that gives me the best return for my spending. 9. When buying consumer items, I try to separate my "needs" and my "wants". 10. When I find something that I "need", then I do comparison shopping or wait until it goes on sale. 11. I don't smoke, do drugs, or drink (too much). :) 12. I use basic c...
More About: Save Money , Save
How to donate your car?
2008-03-02 04:44:00
What's the Benefit?If you choose to donate a car to charity, it is a an easy way to get rid of a car when you don't have the time to sell it or don't think you can get what it's worth. While not every car is acceptable, donating a car to a charity lets you deduct its fair market value from your taxable income. Steps: 1. Find a charity that accepts cars without charging a large removal fee. Make sure the organization is a registered 501(c)(3) charity or qualified religious organization that can lawfully accept your donation and from which you can lawfully claim a deduction. 2. Determine the fair market value of your car. According to the IRS, you are responsible for determining this; use the Kelley Blue Book or IRS Publications 526 ("Charitable Deductions") and 561 ("Determining the Value of Donate d Property"). If it's worth $5,000 or more, have the car appraised by a certified professional. 3. Be sure to get a tax receipt which includes the charity's name and federal tax ID nu...
How to Share and Use Wii Game Saves
2008-03-02 04:32:00
If you are one of those gamers who love to rent games from Blockbuster and try out all the levels, here is a site for you - Blog of Wii Game s Save Downloads.You can download any game with the desired level and powers and then your on your way to playing the Save file. Here is how to hack the Wii Games save filesAfter downloading a save, you'll either get a plain old data.bin or a zipped file.If you have a data.bin, you have to place it in a folder structure on your SD card like so: privatewii itleGAMEdata.bin (replacing GAME with it's corresponding game code from the game code list).If you get a zipped file, it most likely has all of it's folder structure in tact, so all you have to do is extract it to your SD card so it shows up like the above folder structure.Once you have the file in place on your SD card, you can then put the SD card in to your Wii and go to your saved game(s) on your SD card (Wii Options > Data Management > Save Data > Wii > SD card tab), select the sav...
More About: Share
Last day of Bill Gates & Bill Clinton
2008-03-01 23:38:00
My blog is not only about serious money making ideas. I want to introduce you also another side of life. And from time to time, I want to also show you some funny things. Today I found two very interesting short movies. It is possible that a lot of people, these movies knows. I have never seen these movies before, and I love these them. It is fine that also serious people like Bill Gates and Bill Clinton are doing funny things. I hope you will love these movies also. I promise that, when I will be famous as Bill I will also record similar videos.The last day of Bill GatesThe final days of Bill Clinton
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