Wisdom of Rich DadWisdom of Rich DadLayman's view of the teachings and learnings from Robert Kiyosaki books such as Rich Dad, Poor Dad and Cashflow Quadrant Articles
8 Ways To Help Family Members In Financial Trouble
2009-09-21 06:52:00 What do you do when a family member becomes unemployed? Or suffers an unexpected injury and can’t work or has insufficient insurance to cover mounting medical bills? How do you respond when you learn a loved one can’t pay their bills? Let’s take a look at a few options you can consider to help your family ... More About: Family , Financial , Debt
Robert Kiyosaki & Joe Aldeguer
2009-09-19 06:46:00 World renowned author and Real Estate investor, Robert Kiyosaki , talks to Joe Aldeguer about his insights and strategies in investing into Real Estate.
20 Lazy Ways to Save Money
2009-09-17 06:38:00 While the media can’t decide if the recession is nearing its end or not, we do know that there hasn’t been a tremendous surge in wages, job creation or the stock market. Consequently, most of us are staying pretty conservative on our spending. Here are a few relatively simple ways to keep an eye on your pennies ... More About: Money , Save Money , Save
Learning good saving habits early in your career
2009-09-15 09:03:00 Question: My 21-year-old daughter makes $80,000 a year working at a large firm. She has very low expenses, so I’d like to see her sock away a huge amount of money. I told her that if you get used to spending a lot each month on “fun” stuff, it will be much harder to save ... More About: Habits , Career , Learning , Early , Good
Is the economy ruining your marriage?
2009-09-13 08:51:00 You know the part of the classic wedding ceremony in which couples vow to stick together “for richer, for poorer”? Well, a lot of spouses lately are really putting the latter part of that promise to the test. Blame the economy for shaking up once-solid unions. Marital roles are shifting as onetime breadwinners adjust to long ... More About: Economy , Marriage , Money
Hired! Coming out of retirement at 65
2009-09-11 08:43:00 NEW YORK (CNNMoney.com) — Forget lazy days rocking on a creaky porch swing, these days working is the new retirement. Last year’s severe market losses left many once-healthy retirement accounts depleted, forcing many seniors to put their retirement plans on hold and head back to work. There were 450,000 people age 65 and over actively looking for ... More About: Retirement
Five Secrets Your Bank Doesn?t Want You to Know
2009-09-09 08:32:00 Laura Rowley Bank s are squeezing customers with historically high fees and penalties, from overdraft charges to account service fees to new surcharges on foreign debit transactions. But the pressures that have prompted the fee war with consumers started well before the financial meltdown, according to Jo Preuninger, a former management consultant who spent more than a decade ... More About: Secrets
Four Ways to Weather an Economic Storm
2009-09-07 08:17:00 ~ Andrew Beattie Economic conditions can be as temperamental as the weather. In this article we’ll look at some simple steps that can help keep the financial boat afloat during an economic tempest. Batten Down the Hatches Warren Buffet derides management that embarks on cost cutting, as good management shouldn’t need to be prompted to control costs ? ... More About: Weather , Storm
Couples Quiz: What?s Your Financial Compatibility
2009-09-05 08:19:00 Couples frequently avoid talking about money before marriage. That?s unfortunate, because sharing perspectives about money can help couples resolve the financial issues that doom many marriages. The following financial compatibility quiz can help couples planning to tie the knot discuss financial issues. Answer ?true? or ?false? to each of the following statements. 1. We are aware of ... More About: Quiz , Financial , Couples , Compatibility
How Deep Must You Dig to Pay the Mortgage?
2009-09-03 08:06:00 Jack M. Guttentag As the unemployment rate rises, more mortgage borrowers must choose between default and making the payment out of savings. That can be an agonizing decision. See the letter below: “I was laid off recently but am reasonably hopeful of finding another position soon… We have stayed current by drawing down our IRAs, but there ... More About: Mortgage , Deep
Only Men Can Be Property Tycoons?
2008-06-07 04:58:00 By Oonagh Montague The days when a woman’s place was in the home are long gone. Nowadays, she’s more likely to own the home, and perhaps a few more besides. Ria Lawlor, a qualified medical doctor, mother of two and full-time investor, is one of the founder members of the ICES Group, (Irish Complementary Education Systems), ... More About: Property , Investment
8 Qualities of a Wealthy Woman
2008-06-05 16:32:00 Besides money, a wealthy woman has some qualities that serve as guideposts to make sure she’s always walking toward wealth rather than away from it. This month’s readers each had one or more of these traits out of alignment. Here are the eight qualities and how they can translate into financial success: Harmony and balance. Harmony is ... More About: Woman , Wealthy
Don?t be too smart
2008-06-03 08:32:00 Most of us think about our finances in terms of our top line ? in other words, how much money we earn. We pursue big incomes and then we spend those incomes on the right clothes, the right cars, the right home. Isn’t that what wealth is all about? Not at all. What really matters in ... More About: Smart
Rich Dad?s Other Cash Flow Quadrants
2008-06-01 05:18:00 In his third or fourth “Rich Dad Poor Dad” book, Robert Kiyosaki expresses the advantages of investing in real estate by describing another type of cash flow quadrant. This cash flow quadrant describes the four ways to generate money through investing in real estate. They are: depreciation, tax benefits, rental-income, and appreciation. I like this model as it ... More About: Investment , Cash , Flow
What you don?t know can hurt your kids
2008-05-31 18:01:00 ~ by Pocahontas ~ I?m a teacher by trade?so let?s take it back to school for a second, ladies, shall we? Raise your hand if you were ever told any of these things growing up: ?Get a good education and a college degree.? ?Work hard and move up the ladder.? ?Save your money in the bank because investing is ... More About: Kids , Hurt
Tips to a successful and wealthy life
2008-05-29 09:59:00 We all want to have enough money to be happy from today until the day we leave this earth. Enough, is a carefully used word. For some people, enough is the amount of money it takes to just have what is needed, for others it means being wealthy and making a LOT of money. In order to move from making money to wealthy, you will need to change your perception of life. These tips to a successful life of making money and becoming wealthy will surely help. Your mind and your money. It is important to think about money in a more organic way if you are going to become wealthy. Money will have to be something you save and not something you spend. Being thrifty today can save that wealth for the long run. The Smaller the Better. Aiming at the smallest of savings and adding up those amounts over time can be the best choice for a person wanting to be wealthy. Those smalls savings will add up over the years and as long as they are left untouched they will grow to be the wealth you desire. The... More About: Life , Tips , Wealthy
Financial retirement plans: figured out sooner is better
2008-05-27 08:42:00 ~ By Lindley Press ~~ Are those “golden years” approaching, and if so, have you thought about your financial retirement plans? Robert Kiyosaki, world-famous author and financial advisor, said before you retire, if you want sell your home and move to greener pastures, you have to balance your books first. “Retirees are on fixed incomes , let’s say ... More About: Retirement , Financial , Plans
What is Gearing?
2008-05-25 11:25:00 Borrowing money to invest in shares is commonly referred to as ‘gearing’. Read on for a short guide to gearing, the pros and cons of borrowing to invest, and where you can find more information on borrowing to invest in shares. What is gearing? Investing in the stock market can be a great way to make money, ... More About: Money , Investment
Types of Investment Risks
2008-05-23 11:12:00 No investment is risk-free. Some investment risks may be particular to the investment itself or to the particular asset class. Others may be much broader, for example relating to the country of investment or the economy in general. Economic risk (also known as systemic risk): Risk inherent in the economy as a whole. In the event ... More About: Investment , Types
What Robert Kiyosaki had to say on Fox News
2008-05-21 11:08:00 Recently, Robert Kiyosaki appeared on Fox News to promote his newest book, Increase Your Financial IQ. On Your World with Neil Cavuto, Robert talked about how his earlier predictions have come true and discussed the current real estate market, including explaining how he chooses where to invest. His real estate investments follow the job market; in ... More About: Fox News
What are your motives for demanding money?
2008-05-19 08:20:00 The increased easy access to credit in the commercial banks, mortgage institutions, and stock market and pension institutions in Nigeria promises enhanced growth for the economy. This is because consumer demand in a country drives economic growth. Effective demand they say is only possible when there is the ability to pay for the goods or services desired. ... More About: Money
Can?t save? Blame your brain
2008-05-17 08:04:00 ~ By Jason Zweig (Money Magazine) — Slow and steady wins the race, but a bird in the hand is worth two in the bush. Those dueling proverbs sum up the investing mind. When you imagine choosing between making a quick buck or growing rich later, you know the right answer: Be patient and hold out for ... More About: Brain , Save , Blame
Review of Robert Kiyosaki?s latest book
2008-05-15 18:45:00 MillionDollarJourney.com has this to say about Robert  Kiyosaki’s latest book: For those of you who aren’t familiar with the Rich Dad series, it’s a financial education series which teaches you how to THINK like the rich, but it’s a little light on specific details on how to actually make extra money. Rich Dad’s Increase Your Financial IQ is no ... More About: Review , Book , Robert Kiyosaki
Financial Learning Curve: Overcoming Frustration
2008-05-13 18:06:00 The first step to taking control of and improving our finances is education. For many people, this involves suddenly paying attention to a subject which they perceive as boring, foreign and possibly intimidating. Most people begin by trying to wade through the financial section of the daily paper and/or going to the library and taking out books on finances. While this ‘plunge in’ approach to learning can be a great way to start, because it is so intense it can often be daunting, and cause people to feel overwhelmed and give up. Fear not, as these feelings are normal, and things actually WILL get better and more clear. In fact, the more you learn about the financial world, the more FUN you will have dealing with your finances. As with anything you feel you are good at, what now seems like a chore will become a pleasure, especially as you begin to see the results of your efforts. Below are some of the more common feelings which accompany a woman/person starting out on the ... More About: Financial , Curve , Frustration , Learning
Financial Freedom is Achieved Through Passive Income
2008-05-11 17:47:00 I am still reading Kim Kiyosaki’s Rich Woman and in the true Kiyosaki style she offers some incredible common sense “objection handling” to the common issues thrown up when it comes to why so few women have succeeded in obtaining financial independence either within a relationship or on their own. 1. I don’t have the time. 2. I am not smart enough. 3. I haven’t got the money. Now as a mother myself, I can fully relate to the time factor involved with bringing up children, however I take on board Kim Kiyosaki’s viewpoint that if my life depended upon finding the time, I’d have found it somehow. I concur with the viewpoint that men are not born smarter than women when it comes to finances, in fact biologically women are better equipped for investing than men. ( Kim goes on to show this .) I began studying investing over 12 years ago, when on regular trips to the USA & Canada I was amazed at the extent of personal finance books, business and self help books available ... More About: Freedom , Passive Income , Financial , Income , Financial Freedom
5 tips on how not to be misled by your advisor
2008-05-09 18:36:00 Mis-selling and poor advice continue to plague the domain of investment and insurance products. To make matters worse, a section of advisors/agents vociferously claims that the aforementioned don’t exist; others choose to justify the same by shifting the onus onto investors. Such trivialities notwithstanding, the ground reality is that mis-selling and poor advice are ‘clear and present’ menaces that investors routinely encounter. Typically, by the time an investor realises that he has become a victim of mis-selling/poor advice, the damage has already been done. We thought it would be interesting to come up with a checklist of warning signals that can caution an investor of an impending investment/insurance disaster. Now, we aren’t claiming that this list is an exhaustive one. Perhaps, it wouldn’t be possible to create an exhaustive list, given the numerous instances of poor advice rendered and the innovative mis-selling techniques deployed. But this can... More About: Tips , Advisor
Robert Kiyosaki with Tom Chenault?s Radio Show
2008-05-07 18:24:00 Tom Chenault invited Robert Kiyosaki (Rich Dad, Poor Dad) on his radio show talking about network marketing. Robert Kiyosaki talks MLM from the April 12 Home Based Business Radio Show Slow Internet (dial-up): http://www.tomchenault.com/Audio/Kiyosaki /Robert_Kiyosaki_low.wma Fast Internet(DSL/Cable): http://www.tomchenault.com/Audio/Kiyosaki /Robert_Kiyosaki_high.mp3
Using credit card? 7 points to note
2008-05-05 18:16:00 Technically speaking, a credit card is an unsecured loan. This means that unlike a secured loan, which is advanced by a bank/financial institution against a security like property for instance, a credit card is offered without any security. Not surprisingly, many of the negatives that get written about credit cards are related to expenses, hidden or ... More About: Card , Credit , Note , Credit Card , Points
Choosing a Mentor
2008-05-03 17:54:00 ~ Jerome Ratliff~ Having a mentor a part of your business or you, can accelerate your profession into overdrive. When working with a mentor, you create a professional relationship which allows you to become a better professional. But finding your mentor, regardless who it is, is not an easy task. Where should you start looking for your ... More About: Business , Mentor
Robert Kiyosaki interview on WNBC
More articles from this author:2008-05-01 07:47:00 Robert Kiyosaki came out with a new book caled How to Increase Your Financial IQ. He went on WNBC recently to give some practical money-saving tips in support of his new book’s launch. More About: Video , Interview , Robert Kiyosaki , Robert 1, 2, 3, 4, 5, 6, 7 |



