Finance at your Finger TipsFinance at your Finger TipsFinding a Personal Loan, Housing Loan, Mortgage, Refinance, Consolidation has never ever been so easy like with Rising Central 8. Beyond the links and optimized google search engine, we give you advice to manipulate your finances. Articles
Top Financial Advice
2008-01-26 14:03:00 1. Get Paid What You're Worth and Spend Less Than You Earn It sounds simplistic, but many people struggle with this first basic rule. Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life. No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. Often it's easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. It doesn't always have to involve making big sacrifices. Related Resources: How to Get a Pay Raise101 Ways to Save Money SeriesChoosing the Best MortgageSave Money On Long Distance CallsSave Money on Your Next Car 2. Stick to a Budget One of my favo... More About: Advice , Financial
Home Loan
2008-01-20 06:12:00 Sri Lanka Commercial Bank NIVAHANA Housing Loan with Terms in Your Favour Obtaining a housing loan shouldn't drive you up the wall. Frustrating delays and mountain-high documents shouldn't hamper your progress. Welcome to Commercial Bank's NIVAHANA, a housing loan designed to facilitate your future. For what purposes can I obtain a Nivahana Loan? Purchase or construction of a house Purchase of a condominium apartment in urban areas Purchase a land and construct a house Renovate, extend, complete a house How Do I Qualify for a Nivahana Loan ? You should have regular monthly income, individually or jointly with spouse. This income should be sufficient to meet the monthly loan commitment plus living and other expenses. How Can I Borrow ? Depending on your need and the income you can borrow between Rs. 750,000/- and Rs. 5 million. Even if your need exceeds Rs. 5 million, you can stil... More About: Home , Home Loan
Refinance
2008-01-20 06:12:00 Refinancing refers to the replacement of an existing debt obligation with a debt obligation bearing different terms. The most common consumer refinancing is for a home mortgage. Advantages Refinancing may be undertaken to reduce interest costs (by refinancing at a lower rate), to extend the repayment time, to pay off other debts, to reduce one's periodic payment obligations (sometimes by taking a longer-term loan), to reduce or alter risk (such as by refinancing from a variable-rate to a fixed-rate loan), and/or to raise cash for investment, consumption, or the payment of a dividend. In essence, refinancing can alter the monthly payments owed on the loan either by changing the loan's interest rate, or by altering the term to maturity of the loan. More favourable lending conditions may reduce overall borrowing costs. Another use of refinancing is to reduce the risk associated with an existing loan. Interest rates on adjustable-rate loans and mortgages shift up and down based... More About: Refinance
Home equity Loan
2008-01-20 06:11:00 Home equity Loan A home equity loan (sometimes abbreviated HEL) is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful to help finance major home repairs, medical bills or college education. A home equity loan creates a lien against the borrower's house, and reduces actual home equity. Home equity loans are most commonly second position liens (second trust deed), although they can be held in first or, less commonly, third position. Most home equity loans require good to excellent credit history, and reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types, closed end and open end. Both are usually referred to as second mortgages, because they are secured against the value of the property, just like a traditional mortgage. Home equity loans and lines of credit are usually, but not always, for a shorter term than first mortgages. In the United States, it is sometimes possible t... More About: Home , Home Equity Loan , Equity
Personal Loans
2008-01-20 06:11:00 Personal Loans Sri Lanka NDB Bank Get a Dream Maker personal loan from NDB Bank. Here's how you can go about it ... What can you do with a Dream Maker personal loan?You can buy a small piece of land, have a grand wedding, renovate your house, upgrade your car and do just about anything else, after all it's a loan for anything! Why should I choose Dream Maker? Well unlike most loans, you don't need any security or guarantors, the documentation is simple and without any of the usual hassle, plus it's quick cash. In short, it's the simplest way to get a loan. How do I become eligible for a Dream Maker personal loan?The eligibility criteria are as follows: Work in an establishment accepted by NDB Bank with a minimum of 2 year's work experience.Be confirmed at your current job with a salary of Rs.25,000/- Provide proof that your salary has been credited to a bank account for at least 3 months.Be between the ages 18 to 55 years. Submit a complet... More About: Personal
Cash Advance
2008-01-20 06:10:00 Cash Advance http://www.perfectcashadvance.com/ http://www.nowgetloan.com/ More About: Cash , Vance
Cheap Loans
2008-01-20 06:10:00 Cheap Loans http://www.uswitch.com/Loans/Cheapest-Loa ns-UK.html http://www.oceanfinance.co.uk/loans/cheap -loans.asp More About: Cheap
Insurance
2008-01-20 06:09:00 Insurance Sri Lanka Ceylinco Insurance- Motor Ceylinco VIP On the Spot 3 in One Insurance The revolution begins! 1) No claim bonus paid regardless of any claims.2) The insured sum of the vehicle enhanced by 10% every year without any change in premium. 3) Your leasing installment paid up to 2 months in the event of an accident. Enjoy the above for 3 years without any upfront payment! Contact : Anthony +94 0723 601821 Otherhttp://www.ceylinco-insurance.com/ne ws_f.php?newsid=167http://www.srilankains urance.com/ http://www.eagle.com.lk/ http://www.ceylincolife.com/ http://www.janashakthi.com/default.htm Overseas Australia : http://www.allianz.com.au/ Middle East : http://www.meico.com.jo/ USA : http://www.officialusa.com/stateguides/in surance/index.html Canada : http://www.insurance-canada.ca/index.php More About: Insurance
Credit Cards
2008-01-20 06:08:00 Sri Lanka HSBC Classic Credit Cards : http://www.hsbc.lk/1/2/Credit/Credit/clas sic-credit-card Gold Credit Cards : http://www.hsbc.lk/1/2/Credit/Credit/gold -credit-card Platinum Cards : http://www.hsbc.lk/1/2/Credit/Credit/plat inum-credit-card Premier Cards : http://www.hsbc.lk/1/2/Credit/Credit/prem ier-credit-card ----------------------------------------- ----------------------- Seylan Bank Why would I need a VISA Credit Card? With a Seylan Visa card you don’t have to carry cash. You could use it for day-to-day purchases, hospital bills, restaurant bills, paying for holidays both local and foreign and also use it for purchasing airline tickets, etc.. Why should I choose Seylan Bank VISA Cards? Choice of VISA Gold, Classic, Affinity & Co-Branded CardsAccepted at over 19 Million Merchants WorldwideOver 10,600 Merchants in Sri Lanka Accepted at over 700,000 ATMs WorldwidePersonalized by having the ... |
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