Mortgage Blog.co.ukMortgage Blog.co.ukA weblog about mortgage issues and employment in the UK. Articles
Hey - If You Really Believed In A Property Crash Why Don?t You Sell Up & Re
2008-02-06 09:49:00 The Bank of England’s recent decision to raise interest rates came as a surprise to those of us who believe the Bank’s remit is purely to control inflation. With inflation running at barely over 1% and a target set of 2.0% it’s hard to see the justification for the rise. The Bank replied by saying that strong ... More About: Property , General , Sell , Crash
Lender says buy-to-let still booming
2008-02-05 09:45:00 Early signs from Solihull-based mortgage lender Paragon suggest that investors are continuing to pile in to the buy-to-let mortgage sector despite fears that it is set to implode. Speaking to The Birmingham Post ahead of year end results, chief executive Nigel Terrington said the sector is continuing to thrive despite the scaremongering. “Around 18 months ago there ... More About: General
Eight Out of Ten Towns Unaffordable for First Time Buyers
2008-02-05 09:05:00 The inaugural Halifax Annual First Time Buyer Review is now available under embargo 0001 HRS SATURDAY 6TH MARCH 2004. The FTB Review tracks housing affordability, and associated issues specific to those buying their first home. The review is compiled using information sourced from the Council of Mortgage Lenders, the ONS and the Halifax’s own extensive ... More About: General , Buyers , First Time , Towns
Bye Buy-to-Let?
2008-02-05 09:01:00 ‘We can’t all make a living selling hamburgers to each other,” argued those who bemoaned the decline of manufacturing and the rise of the retail sector in the 1980s. Neither, it turns out, can we all make a living renting out flats to each other. Ever since the dotcom bubble burst in 2000, buy-to-let has ... More About: General
Victims of identity fraud spend over one year in ignorance
2008-02-05 08:43:00 Identity fraud, where stolen identities are used to obtain credit, goods and services, is one of the UK’s fastest growing crimes. New figures from Experian’, the information solutions company, which provides direct assistance to thousands of victims of identity fraud, show that fraudulent activity goes undetected by the victim for an average of 16 months. ... More About: Fraud , General , Ignorance , Identity , Year
Ten-point plan to rein in ?1,000bn? debt binge
2008-02-05 08:41:00 While concerns continue to mount over the level of goverment borrowing in the U.S. in the U.K. it is the ever-growing level of consumer borrowing that is causing anxiety. The following article was written by Richard Miles in Today’s Times. LIBERAL Democrats yesterday unveiled a ten-point plan to rein in consumer debt after claiming that the ... More About: General , Debt , Point , Plan
What do YOU call yourself?
2008-02-05 03:03:00 Just had to share an experience following the introductory post. I referred to the question of whether you call yourself a mortgage adviser, advisor, consultant, broker or intermediaries ‘ or indeed something else. Well, one of our team had the whole question ’sorted’ in his local Bank recently. He was standing at the help counter waiting ... More About: General , Call
Tips to protect your credit rating
2008-02-05 02:59:00 I’ve just got back from the USA where credit scoring is everything. It amazed me that most people there seem fully aware of their own credit rating - it’s a subject of everyday conversation. By contrast, many Brits don’t really have a clue if they have adverse information on their credit file and are genuinely ... More About: Credit , General , Tips
Journey Through the Mortgage Regulation Maze (or ?From the Shire to Mordor
2008-02-04 09:46:00 I saw the ‘eye’. No, I really did! I touched the Palanthir and suddenly blinding, intense, dark revelation struck me. You see something happened recently that convinced me that what I’ve been suspicious of for a very long time is actually true. Scary, but true. A few days ago I sat through yet another evaluation presentation ... More About: Regulation , Journey , Mordor , General , Mortgage
Mortgage debt tops 270bn
2008-02-04 09:44:00 UK MORTGAGE lending surged in December after a dip in November, leaving UK homeowners with ‘270.6 billion worth of mortgage debt - more than 50bn more than December 2002. To put things in perspective, this equates to approx 4,500 for every man, woman and child in the UK. Remortgaging is now driving the UK housing market, ... More About: Tops , General , Mortgage , Debt |
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