Save and ConquerSave and ConquerSaveAndConquer.com is a Personal Finance blog. The aim is to share information on saving and investing toward retirement and having a good life. Articles
We Held A Garage Sale Today
2008-04-27 01:49:00 I think the Spring cleaning bug bit my wife, because she has been fired up to get rid of stuff. So we had a garage sale today. My wife put advertisements in PennySaver, Craigslist, and the local paper. They all have free sections for local garage sales. We had two other families bring their stuff over ... More About: Garage , Today , Sale , Held
Protecting Physical Assets
2008-04-25 16:39:00 A few days ago, someone stole 200 gallons of gasoline from the local food bank. Besides losing the value of the stolen gasoline, the food bank had to purchase “industrial strength” locking gas caps. The total value stated in their news release was around $2300. Based on their literature, that is equivalent to 4600 meals. I ... More About: Security , Physical
Identity Theft - Reducing the Risk - Part 3
2008-04-24 16:00:00 This is the third of a three part series on ways to combat identity theft. Part 1 and Part 2 contained descriptions and examples of various types of identity theft. This third part continues various methods of protection. Credit Protection General Prevention Tips Check your credit reports at least once a year Follow up if bills don’t arrive on ... More About: Security , Identity Theft , Risk , Theft
Listed in the Money Hacker?s Carnival #9
2008-04-24 15:44:00 Our article, Turn Off Your Furnace’s Pilot Light, was listed in the Money Hacker ’s Carnival #9. I have to admit I was a little taken aback when I saw a really scary picture of Freddy Kruger at the top of the Carnival. Then I noticed that Quest For Four Pillars had labeled this carnival as ... More About: Listings , Listed
Identity Theft - Reducing the Risk - Part 2
2008-04-23 16:10:00 This is the second of a three part series on ways to combat identity theft. Part 1 contained descriptions and examples of various types of identity theft. This second part continues with on-line threats. On-Line Fraud-ID Theft These take place via computer Crackers, viruses, spyware, phishing, and pharming are threats All can result in identity theft Crackers Computer users try to ... More About: Security , Identity Theft , Risk
Listed in the Festival of Frugality #122
2008-04-23 15:29:00 Our article, Grandpa and the Great Depression, was listed in the Festival of Frugality #122. Aaron Stroud at On Financial Success formatted the festival as a running story with links to the various blogs woven within the story. The original presentation, alone, makes this Festival worth a visit. Aaron gave our article an “everyone must ... More About: Listings , Listed
Listed in the 149th Carnival of Personal Finance
2008-04-23 02:43:00 Our article, Protecting Downside - Stop Loss Order, was listed in the 149th Carnival of Personal Finance . The carnival was called the “Chasing Dreams Edition” at The Happy Rock. A couple of the Editor’s Top Picks are my top picks, as well. FrugalBabe talks about all aspects of how she and her husband live frugaly in The ... More About: Personal Finance , Listings
Identity Theft - Reducing the Risk - Part 1
2008-04-22 16:04:00 Until recently, I was my company’s facility security officer. It was one of those jobs I inherited. One thing that affects a security clearance is identity security. I put together the following presentation on ways to combat identity theft. It is pretty long, so I am releasing it as a three-part series. This is the ... More About: Security , Identity Theft , Risk , Part , Theft
Home Health Remedies
2008-04-21 16:46:00 Due to the exorbitant cost of medical insurance, our workplace has gone to using a high-deductible health plan and an HSA. That is not bad for us, since our work puts the full amount of the annual deductible into our HSA, but it means I now think more about the cost of going to the ... More About: Health , Home , Remedies
Treasure in the Garage
2008-04-19 16:59:00 Six years ago, I won a used mill drill in a “name-in-the-hat” raffle at my work. They were upgrading to a real machinist’s mill. The mill drill weighs 700 pounds, so it is not a trivial piece of equipment. Once I got the mill drill home, it turned out the motor had a three-phase winding. Our ... More About: Garage , Treasure
Listed in the Festival of Frugality - Tax Day Edition!
2008-04-16 16:01:00 Our article, Free Is Almost Never Free, was listed in the Festival of Frugality - Tax Day Edition ! I may have said it before, but at the risk of repeating myself, I really like the posts in the Festival of Frugality. I go along with most of Kyle’s “Editor’s Picks” in the festival as being worthy of ... More About: Listings , Listed
Turn Off Your Furnace?s Pilot Light
2008-04-15 17:00:00 We just had a small heat wave here in the West. I was out in the garage and noticed that our furnace pilot light was still on. Not any more! After a few calculations from our Pacific Gas & Electric bill, it appears that our furnace pilot light consumes 0.3 ccf/day. At the current natural gas ... More About: Light , Pilot , Turn
Listed in the Carnival of Personal Finance #148
2008-04-15 16:15:00 Our article, Retirement Planning - Saving, was listed in the 148th Edition of the Carnival of Personal Finance . Glblguy has done a great job of putting this carnival together with some really nice captioned pictures of places to visit in North Carolina. Glblguy has also given very good summaries of most all of the posts in ... More About: Personal Finance , Listings
Saving Money in Yosemite Valley
2008-04-14 16:12:00 We just got back from a week-long vacation in Yosemite Valley . It was great. We stayed in a tent cabin in Curry Village. A tent cabin is an Army-style tent made of Dacron, pulled over a wood cabin frame. They have a wood plank floor. Inside are metal-framed beds with regular spring mattresses. Our cabin was ... More About: Money , Saving
Listed in Carnival of Personal Finance and Festival of Frugality
2008-04-13 23:03:00 Two of our articles were listed this past week while we were gone Avoiding Impulse Buys was listed in the Festival of Frugality #120 Hanging With the Joneses was listed in the Carnival of Personal Finance #147 We have just returned from a week-long vacation in Yosemite National Park so I am a bit out of touch. I ... More About: Personal Finance , Listings
Willpower
2008-04-10 16:24:00 There is a very interesting article in the New York Times called, Tighten Your Belt, Strengthen Your Mind, by Sandra Aamodt and Sam Wang, that talks about willpower. It points out that if you have to use willpower for one thing, you will compensate and have less willpower to use for something else. The article ties ... More About: Behavior
Free Is Almost Never Free
2008-04-09 16:46:00 I read an great comment today by Dan Ariely who is pushing his new book, “Predictably Irrational: The Hidden Forces That Shape Our Decisions.” His comment was, “It sounds strange, but try not to look at price, not at first. Decide what you want and what you’re willing to pay without being influenced by outside ... More About: Free
Retirement Planning - Saving
2008-04-07 16:30:00 Planning for retirement is something that everyone must do, but many have not. Please do not become one of the cases where people are entering their retirement years with little or no savings. I have previously written about the insolvency of Social Security and Medicare and how we will not be able to count on ... More About: Retirement , Planning , Saving , Retirement planning
Save to Pay Taxes
2008-04-04 16:31:00 I just sent in our property tax payment as well as our federal and state income tax payments. (I actually e-filed the fed and state income taxes with auto-withdrawal). That’s just the way we planned it. My wife and I do not have an escrow account to withhold property tax and insurance payments each month. We ... More About: Taxes , Budget , Save
Charity Mailers
2008-04-03 16:18:00 There are a few charities that we support for their very good work that continuously send mailers requesting additional donations. I understand the need for charities to solicit donations, but they are spending our donation to ask us for more money. Each mailing contains several pages of donation request, as well as a self-addressed, stamped ... More About: Charity
Listed in Carnival of Money Stories #53
2008-04-02 22:15:00 Woo hoo! We made editor’s choice in the Carnival of Money Stores #53 - April Fool’s Edition at Chief Family Officer with our article, Budget Trade-offs. This is the first time making editor’s choice. Wow! Cool! W00t! Okay, I’m calm now. And thank you so much! There is an interesting post in the Carnival by Madison from ... More About: Stories , Listings , Listed |
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