Everything Finance Everything Finance I spend a lot of time looking for money saving tips, finding ways to make more money, simplify my life with websites and software, and, last but not least, work on becoming a successful homeowner. 
Articles
You Need To Start An Emergency Fund...TODAY!
2009-09-21 16:14:00 Major expenses have a way of coming along when you least expect them. A leaky roof. A sudden illness. A furlough or job loss. Such events can leave you scrambling for cash at a moment's notice.That's why you need to have an adequate emergency fund?an account apart from your regular savings that you can reach quickly when you need to. Having a "rainy day" account will save you from having to dip into your retirement savings and other long-range investments, or taking on high-interest debt.A common rule of thumb is to set aside enough for three to six months worth of living expenses. However, given today's uncertain economy and job market, you may want to stash away even more.So how do you figure the amount you'll need to stock away?First, add up your fixed monthly expenses?the ones that don't change from month to month. Include your mortgage and/or rent payments, insurance premiums, and property taxes. Then add in the average monthly amount of your variable expenses, including g... More About: Today , Start , Fund , Emergency
10 Rules of the Rich
2009-09-15 20:01:00 1. Give yourself a raise. 10% of your net income should go on auto-deposit into your 401(k), IRA, health savings account, etc. Period. Stop whining, complaining or procrastinating. It?s tax deductible. Pay yourself now, or pay the IRS later. And if you don?t know how to invest, put it in a FDIC-insured savings or money market account while you educate yourself. 2. Be charitable. Tithe 10% to charity. Fuel your favorite cause with your cash and reap the benefits of helping your community, of networking with others who have like-minded goals and of the tax write-off! Pay your favorite charity now, or pay the IRS later. Every rock star, including Bono, Sting and Mary J. Blige, know the value of this! 3. Educate yourself, your family and others. Education is the single highest correlating factor with income. So invest in your education. Surgeons make more money than gardeners, and surgeons who have educated themselves about investing make greater gains than those who inve... More About: Rich , Rules
Fresh Look at Mutual Funds
2009-09-10 14:39:00 Mutual funds get a fair amount of attention on Wall Street and many investors love them. Before you jump in, it's important to first read up* and understand the basics.What's a mutual fund by the way?A mutual fund essentially is a pool of money managed by a team of professionals. The Fund Manager invests the money in stocks, bonds, short-term money-market instruments, other securities or assets, or some combination of these investments, while maintaining the objectives and risk tolerance.What to like: * Diversification ? Fund managers spread the pooled money across many investments. This reduces the risk of losing all your money if one investment goes sour. Keep in mind that diversification does not assure a profit, or protect against loss, in a down market. * Professional management ? A real financial pro (or a team) decides when to buy and when to sell the securities held by the fund. * Divisibility ? Mutual funds allow investors to contribute round dollar amounts. This ma... More About: Mutual Funds , Fresh , Funds
The Good and Evil of discount vouchers
2009-09-05 14:46:00 There is a practice that is gaining increasing dominance in financial website circles recently owing to broke recession-suffering online shoppers looking for ways of saving money - discount vouchers.We've all seen the boxes at the checkout step that tell you to put in a discount code. After putting in the appropriate code, the fee of the item drops by 10% or further. When they initially appeared, the discounts seemed genuine, but with voucher code websites everywhere, one has to wonder whether these discounts are just marketing gimmicks.Lots of websites now publicise these promotional discount codes, allowing users to save on a plethora of branded goods and services, including fashion, financial services, books, CDs, DVDs, gifts, gadgets, travel, hotels, and restaurants. The offers range from a specific price to scaled percentage reductions to free delivery. Most websites also provide vouchers that you can print off and use to get discounts in high street shops, such as Ł20 in a po... More About: Evil , Good , Good and Evil , Discount , Vouchers
7 Key Benefits to Using Prepaid Debit Cards
2009-08-23 16:39:00 Prepaid debit cards are similar to credit cards, but they require upfront collateral (cash) before you can use them. There are actually several benefits that come with using prepaid debit cards versus a traditional credit card.1. Perfect for College Students One of the easiest and most convenient ways to provide money for a student is with a prepaid debit card. You can set monthly limits that get reloaded at the end of the month, helping the student operate within the budget you specify.2. Safer Than Carrying Cash Like credit cards, if your prepaid debit card is stolen, you are protected. If someone takes your cash, you are not! 3. Helps You Better Manage Your Budget Since a prepaid debit card isn?t a credit card, it won?t allow you to make purchases on credit. Thus forcing you to stay within your set budget. 4. No Credit Check or Application A prepaid debit card, like the kind you can get from ACE Cash Express, uses upfront collateral, so there?s no need for credit ch... More About: Prepaid , Cards , Benefits , Debit Cards
The Savings Experiment
2009-08-18 07:36:00 Today I would like inform you about a new website called "The Savings Experiment ". It is a part of AOL News and their main sponsor is Bank of America.The Savings Experiment website features a weekly video that examines a common money-saving idea and determines whether the benefits are really there.The Savings Experiment came about as a way to show consumers what things really cost, and where the real value is. The first two videos debunked whether or not you can save money by making your own ?fast food? tacos yourself (result: yes, sort of, but you?d end up making a whole batch of tacos vs. just making one), and whether homemade soda really makes good financial sense (result: it?s more trouble to make your own, but certainly cost-effective and more environmentally friendly).The Savings Experiment is running 10 experiments to see what things really cost, and where the real value is.Watch a new video each week, and get some extra cost-saving advice on the side.This week the video is ...
Pointers on Points
2009-08-15 07:36:00 So you decided to take the leap and buy the split-level house you always wanted? That's great. If you can put down a big chunk (20% plus), even better. You'll lower your interest rate and monthly payments and be that much closer to owning your home sooner. But what if you don't have the big down payment? Paying points is another way to potentially save.Let's talk points: * What is a "Point"? A point (as in 1 percentage "point") is payment made on the interest of the total loan at closing and typically paid upfront by the buyer (sometimes the seller). So, 1% of $100,000 = $1,000. With us so far? * When to pay them. Generally, points can lower the interest rate on your loan and save you some dough if you're planning to live in the house for 10 or 20 years. Less than 5 years? Probably not. Another plus? If it's a residential mortgage (new, not a refi), you can claim points at tax time. As always, make sure to consult your tax advisor for more information. * And when not. Obvio... More About: Pointers , Points
Choosing the Right Broker
2009-08-10 07:38:00 How to find the right broker for you? Let's rule out the dartboard, first off. We can narrow your search to just 6 tasks that will help evaluate your needs ? and decide which broker fits best. * Evaluate your needs Investing experience ? Beginner, pro, or in-between? The answer tells you whether you'll need educational support (most beginners do) or more complex tools or trading choices (some pros do). Amount to invest ? Starting with $100 or $10,000? Do you plan to continue investing regularly, or invest lump sums when you have them? These answers indicate whether you'll eliminate some brokers for investment minimums. Investing strategy ? Watch the market closely and immediately jump on opportunities? Or invest slowly and steadily over time? The first requires real-time trading (buy/sell right now); the second can use dollar-based investing (more on that later). * Evaluate brokers Services offered ? Poke around their educational resources, tak... More About: Broker
Getting the best home insurance deal
2009-08-06 17:58:00 Home insurance is one of the most important kinds of insurance that a family or individual can purchase. Because of the many disasters that can face a home, it is essential to have several different kinds of insurance on your home. Many people do not know their options for getting the best home insurance deal. However, with a few simple tricks and a little bit of shopping around it is possible to find the cheapest price for home insurance.Know your areaIt is important to know the area in which you want to get insurance. Some areas have higher insurance prices just because the homes are valued more or the homes are in a higher crime area. Areas with higher natural disaster ratings will also be more expensive. This is something that should be examined before any property is purchased. If you know the average pricing for insurance in your area then you will be able to make a more informed decision on what price for home insurance is a good deal.Consider common disastersSome insurance c... More About: Insurance , Home , Deal
New Learners for the New Economy By Kirsten Olson
2009-08-04 17:55:00 While things are looking a little brighter, the economy still seems to be in a bit of free fall. (Except if you're at Goldman Sachs.)If you aren't looking for work yourself, you know someone who is searching for a job, who just graduated, or is tuning up their skills so they don't get permanently furloughed or downsized. What qualities do you need as a learner to adapt to our new economy? What learning attributes do employers seek in the flatter, fragmented, and constantly changing workplace? Based on a book I just wrote, it's clear many of the ways we were taught to be learners in school are directly in contrast to the qualities we need in today's economy and job market.Below are twelve critical "habitudes" of learners in the new economy. These habits and attitudes are critical to adapting to our new information-overload economy, thriving amidst constant change, and allowing you to enjoy your work more. Moving out of the old ruts of learning -- that it is boring, and that some... More About: Economy , New Economy , Olson , Kirsten
Summertime Money saving tips for your home
2009-07-27 08:28:00 I got these tips from Quicken and thought I should share these with you.If you?re planning on spending some of your well-deserved vacation time around the house this summer, check out these five simple ways to make the most of your days off. Inexpensive projects like these can add a whole lot of value and efficiency to your most important asset ? your home. Give Your Plugs A Tug. Here?s something you probably didn?t know: Plugged in toasters, coffee-makers, TVs and other electronic devices in your home actually use a small amount of electricity even when they?re not in use! By unplugging them when you?re not using these devices, you can save electricity and lower your utility bills.Go With The Right Light. Compact fluorescent light (CFL) bulbs are an easy way to make your home more environmentally (and economically) friendly. Although they?re a bit pricier up front, CFL bulbs last a lot longer than traditional bulbs and can save you about $30 each in energy over their lifetime.No... More About: Money , Tips , Home , Saving , Summertime
How can I pay off my credit cards?
2009-07-17 12:57:00 Tips for cutting interest and slashing debtIt almost always starts out small. Maybe your DVD player conks out, and you don't have cash in the bank to buy a new one.That's what credit cards are for, right? Or there's a new CD you just have to have, and you don't have the 15 bucks with you. Put it on plastic. Gifts for your family at Christmas? Heck, it only comes once a year.As Wilma and Betty on The Flintstones used to say, "Cha-a-a-a-rge it!"Of course, if you're asking this question, you already know how to get into debt. What you want to know now is how to get out. Well, don't despair. It can be done.The following advice will show you how to lighten your debt load and keep you from getting weighed down for good. Know what you owe. If your credit-card and other debt payments are getting in the way of important life goals, such as buying a house, saving for your children's education or contributing to your retirement plan, chances are that you owe too much.Tackle your high-co... More About: Credit Cards , Credit , Cards
Key Aspects of Adjustable Rate Mortgages
2009-07-10 10:36:00 When shopping for different mortgages and mortgage rates it is especially important to take the length and structure of the mortgage into consideration among other things.As the name suggests, an adjustable rate mortgage (ARM) is one with a fluctuating interest rate. While considered riskier than a conventional fixed rate mortgage, an ARM can provide numerous financial benefits for borrowers in certain situations. Therefore, before considering an ARM it is best to understand the key aspects of these mortgages and how they work. How ARM Interest Rate s are Calculated The interest rate on an ARM is linked to an economic index. In the US, there are six commonly-used indices, including the London Interbank Offered Rate, the Constant Maturity Treasury, and the Cost of Funds Index. The indices increase and decrease according to economic activity, and the interest rate on the ARM adjusts accordingly. Depending on the terms and conditions of each ARM, these adjustments might be made annually... More About: Mortgages , Aspects
So Many Shoes, So Little Money: A Girl's Guide to Finance
2009-07-09 07:43:00 New Book Helps Young Women Take The First Steps To Becoming Financially SavvyFor many young women, managing their money and understanding the basics of personal finance can seem daunting ? but it does not have to be, says veteran chief financial officer Lisa Serwin. In her new book, SO MANY SHOES, SO LITTLE MONEY: A Girl?s Guide to Finance (Booksurge/July 2009), Serwin uses shopping as a framework to help women get a grip on their personal finances ? from budgeting, saving, and investing to credit cards, taxes, and insurance. Fast-paced and funny, this insightful guide will appeal to anyone who loves to shop, but is overwhelmed when it comes to balancing a checkbook, staying on top of monthly bills, or planning for a secure financial future.?Think of the book as a closet filled with a variety of financial subjects instead of clothes and shoes,? writes Serwin, bringing her insights to life with witty shopping and fashion metaphors. For example, she compares credit cards to the ?l... More About: Money , Shoes
Few Good Books on Investing and Personal Finance
2009-07-07 20:47:00 School's out. Still, lots of young students went home with "suggested" reading lists to keep them sharp all summer (sorry about that, kids). So what's on your summer reading list to keep you saving smart? Here are a few of our favs:* The Everything Kids' Money Book: From Saving to Spending to Investing ? Learn All About Money!, by Diane Mayr: From allowances to lemonade stands to lawn mowing, you and the kids will learn a little bit of everything about money ? making it, saving it, spending it wisely. There's plenty of money games, mysteries and history lessons to hold everyone's interest, too.* The Difference: How Anyone Can Prosper in Even the Toughest Times, by Jean Chatzky: Best-selling author and financial coach Jean Chatzky tells us how financially self-made people got that way (spoiler alert: it's not the lottery). She takes a timely topic and wraps it around everyday things ? like financial freedom strategies and other sound traits and habits to pick up along the way.*... More About: Personal , Books , Personal Finance , Finance
Can't Control the Markets? Try controlling the Costs
2009-06-25 13:59:00 You can't control the markets, but you can control investing costsAs 2008 proved, the financial markets are prone to unpredictable periods of turbulence. That can make investing feel a bit like a roller-coaster ride. The disappointing results that many mutual funds posted in 2008 and at the outset of 2009 may have left you feeling concerned over your financial future. You're not alone.However, one maxim seems to hold true: There's one very important element affecting long-term investment return that you can exert a great deal of control over, and that's your investing costs.Keeping costs to a minimum can help boost long-term investment success. That's because every dollar paid for management fees, trading costs, and taxes is a dollar less of potential net return. And while some costs are not as transparent to the average mutual fund investor, a fund's expense ratio is always transparent.Although lower costs aren't a guarantee of superior mutual fund performance, higher costs ... More About: Markets , Control , Costs
Tips to help make kids financially responsible
2009-06-21 01:30:00 A recent national survey said that parents are more apt to talk about the birds and the bees than money and finances. Good thing you're not one of them, right? No matter what age, your kids need to hear from you about the money basics. Here are a few tips to help you begin the financial dialogue with them (and keep it open): Start'em young ? Start their education about money matters by having a monthly family finance meeting. That savings account you've been meaning to open for them? No time like the present. School the school-aged kids ? After-school jobs are more than just a way to get the kids off the couch. Fiscal responsibility becomes real when it's their hard-earned money at stake. College kids? Tell them instant credit = lingering debt ? The average college student with credit cards graduates already $4,000 in the hole. So make sure they know to look at the fine print. Tell them to read the agreement before accepting the "free" gi... More About: Kids , Tips , Make
Local or Direct Bank or Broker
2009-06-16 01:33:00 If you're looking to finance a mortgage, expect to invest some time (and maybe some angst) in the process. Many options are out there ? we'd like to help you narrow down the field to 3: local banks, direct banks and brokers. Local bankers lend the money directly without a middleman, using their bank's money, rates and terms. Direct banks work directly with homeowners (online and by phone) and are usually more flexible. Mortgage brokers work with banks and borrowers to "broker" the best deal. They don't lend their own money. Here are some other difference "makers": Local bankers may provide good rates/discounts for existing customers, can add your mortgage to a suite of the bank's products, allow you to set up online automatic payments, etc. But the loans are more conservative, the process can be arduous, possible mistakes and overcharges can appear and they're not required to disclose the "yield-spread premium" (lender's fee for a highe... More About: Bank , Broker
When It Pays To Use Cash For Purchases
2009-06-08 13:57:00 For years there have been many consumers who have charged through life (pun intended) putting any and all expenses on their trusty credit card. Roughly half of those consumers managed their accounts responsibly and benefited from the many perks associated with using their credit card and paying the balance in full each month. The other half....well many of those people are dealing with the fall out from the economy and struggling with high levels of debt. Not surprisingly more and more people are choosing to pay with cash, debit cards or any other means besides their credit card. This is likely due to the extreme changes going on within the industry as well as an awakening that many of us have been living beyond our means for far too long. The good news is you can reduce debt and also save money by keeping your plastic in your wallet. In fact, while merchants should not charge more for the convenience of using a credit card, there is no rule preventing them from offering incen... More About: Cash , Pays
Long Term Investing
2009-06-03 01:27:00 Investing has its own language and understanding it can make it easier to be a confident investor. Two common terms you hear when people talk about investing are "bid" and "ask." Here's an explanation of what they mean:In short, "Bid" is the highest price someone is currently willing to pay for a stock. "Ask" is the lowest price at which someone is currently willing to sell a stock. * Say you decide to buy stock in XYZ Company. To buy those shares, you'll have to pay what sellers are "Ask"ing. 1. First, you check the "Ask" price. 2. If the price looks good, you place your order. 3. The order is routed to an exchange and executed at the "ask"ing price the market is offering at that moment. * Eventually, you decide to sell your stock in XYZ Company. Since you're now the seller, you'll receive the current price that the buyers are "Bid"ding ? or willing to pay. 1. First, you check the "Bid" price. 2. If the price looks good, you place your sel... More About: Investing , Long , Term
Leadership is a Results Contest
2009-05-26 14:50:00 Guest Post By Tony JearyIf you go to Amazon.com and search in books using the word 'leadership' you get over 300,000 possibilities. If you are interested in getting a formal education in leadership, you can earn Phd or Masters degrees in such disciplines as Organizational Leadership , Change Leadership, Leadership Communication and others. You can even earn a Servant Leadership Certificate if you need one of those. The point is that leadership is a big subject and it means many different things to different people. The dictionary definition of the word lead is: To show the way by going in advance, and to guide or direct on a path. So, in its purest sense leadership engages the ability to do those two things.It's important to understand what the core issue of leadership is. By that I mean the most foundational issue of leadership that is easy to understand and easy to measure. One of the undeniable facts of leadership is that leaders are measured and subjected to criticism and scru... More About: Contest , Results
Have heard of OLX ?
2009-05-18 09:46:00 Me neither. But I was recently contacted by them to see if I would let me readers know about OLX.What is OLX ?OLX is an internet company based in New York, NY and Buenos Aires, Argentina. The OLX website hosts free user-generated classified advertisements for urban communities around the world and provides discussion forums sorted by various topics.Facts about OLX OLX is the largest free classifieds site no one?s ever heard of!OLX has over 50 million unique visitors per month and 400 million page views per month! Almost 2 million new ads are posted monthly on OLX!OLX has raised $28.5 million in funding since March, 2006 Americans are not likely to have heard of OLX because its popularity lies mainly outside of the United States in places like Spain, India, Portugal, Mexico, South America, China, and the PhilippinesOLX has offices spread over the globe with 125 employees working out of New York, Buenos Aires, Beijing, and MoscowOLX provides a simple solution to th...
Are you House Poor?
2009-05-08 17:17:00 The great American Dream has always revolved around owning a home. Sure, having the 2.3 kids, the cushy corporate job and the stylish car to drive to work everyday are part of the myth, too, but nothing quite summed up Americana quite like the white picket fence. But if recent economic numbers are any clue, this dream is becoming a nightmare for many in the US.According to date released by the United States Census Bureau, an increasing number of homeowners are spending a larger and larger amount of their incomes on housing than in previous years. People in 49 out of 50 states reported an increase. The only state that didn?t, Alaska, spent the same amount. The report showed that people are spending around 21 percent on their housing needs, up from 19 percent in 1999.This is a huge problem for first-time buyers who may now be priced out of housing markets all across the country. Economists point to rises in home prices in the last 7 years, as well as higher interest rates, coupled wit... More About: House , Poor
Forex Trading
2009-04-29 17:33:00 Forex Trading , which is more commonly known as FX, is for the purpose of selling and buying currencies of various countries in an international market for the exchange or competing against each other in the money arena. The ability of the investors to sell and buy these different currencies is for the reason of making a small profit with each transaction.Investors are attracted to it and many end up Forex traders. The FX market is open for trading from Monday 0:00 GMT and shut down on Friday 10:00 GMT and traders are not only locked to the NASDAQ or The New York Stock Exchange time frame.Frankly, the Foreign Exchange Market fluid and really appealing to investors who can attain trades ranging equal to two trillion dollars on a day by day basis. Such vast sums of money in the trading arena make it nearly out of the question for an individual trader to create a discernible impact.Foreign Exchange Trading is the dealing by buying and selling one nations currency for a different natio... More About: Forex , Forex Trading
Best Free Personal Finance PDF Guides and Ebooks
2009-04-24 16:40:00 By managing your personal finances well, you will be able to get more out of every dollar that you earn - regardless of what your income or your lifestyle is.Managing personal finance involves the ability to set financial goals, work towards them and secure your financial future.However, reliable and unbiased financial advice is not easy to come by. As a result, many people keep making the same mistake over and over again. They do not plan well in advance, give in too often to temptation and spend unnecessarily, listen to dubious advice given by enthusiastic financial salespeople and most importantly do not do sufficient research before making decisions of a financial nature.Further, personal finance includes all aspects of one?s financial life: tracking income and expenses, saving and investing, understanding taxes and insurance as also planning for long-term goals like retirement, college education for one?s children or buying a house.It is therefore very important that a personal... More About: Personal , Personal Finance , Finance , Ebooks , Free
Real Ways to Save money !!
2008-05-20 16:05:00 I was reading a post on CNN money by Walter Updegrave where he was answering a question by a reader about the simple ways of saving money. Although Walter's answer was good , I found more practical tips for saving money in the comments left by various readers.Here are a few of my favorites:I had a friend however whose husband would spend whatever balance was in the checking account. So one week she would pay the bill to “BellSouth” for the actual phone bill and a couple weeks later she would put a payment to “southern Bell” for the same phone bill. It basically deducted the bill twice from the account. She could go back and add up all the Southern Bells and see what her savings was and it provided emergency funds for her when needed. No not an ideal system but it worked for her.Posted By K Hofmann, Gastonia, NC My wife and I set up several savings accounts at ING (no fees, good rates) and a set amount goes into each account every pay period. We use these accounts as savin... More About: Money , Save Money , Real , Save
Who makes the Tough Money Decisions ?
2008-05-14 15:23:00 The people, who make decisions in accounting, make it based on three categories. First, people who manage a business, second, the external people of a business who have a direct financial interest to a business, and third the people and organizations that have an indirect effect on a business. This applies to non profit organizations as well. Management refers to the group of people who are in charge for operating a business and for measuring up to the profitability and liquidity goals. If a business is extremely large, then the management will most often require more than one person, and the people are hired to perform their job. Managers need to answer important questions such as what was the company’s net income, and if they have a substantial rate of return. Does the company have enough assets, and which products bring in the most money? When making a decision, managers usually follow a systematic approach. Even though larger businesses require a more concrete analysis, ... More About: Money , Tough , Decisions
Tushar Mathur, mentioned in SmartMoney magazine
2008-05-09 16:18:00 I was recently mentioned in one of the articles in the May, 2008 edition of SmartMoney. About 2 months back I received an email from the author of the article Anne Kadet, asking to talk to me over the phone about my experience with Bank of America during my hunt for a mortgage.She as writing about a practice that was now being used by banks called "Price Profiling". Price profiling is a very common practice in the travel industry, but Banks ??Here is an excerpt of the article.TUSHAR MATHUR HAD every reason to expect Bank of America's best deal on a mortgage. After all, the 31-year-old software developer kept a checking account and a credit card with the giant consumer bank. He had a ridiculously high credit score — 785 — and was willing to make a 20% down payment on a brand-new four-bedroom colonial in the Atlanta suburbs. But a funny thing happened on the way to closing the deal on his first home. After reviewing his application, he says, a Bank of America representative offer... More About: Magazine
Long Term Investing
2008-05-02 22:26:00 Buying stocks you can hold in your portfolio for years is quite a different process than buying a stock you expect to sell next week. Of course, there is no guarantee that once you buy a stock with an eye to the long-term you'll never have to sell it. But identifying companies that are more likely to turn in a solid performance over the next five to ten years isn't that difficult if you focus on three key areas: Growth, Quality, and Value. Going for Growth Long -term stock investors hold one truth to be self-evident -- that ultimately, over the years, one factor can usually drive a stock's share price higher and higher. That single factor is the growth of a company's earnings (the company's profits). In turn, a company's overall growth is ultimately dependent on the company's growth of sales or revenues. Companies that sustain earnings growth over the years are likely to be rewarded with ever- rising share prices. On the flip side of the equation, companies with no profit... More About: Investing , Term
Carnival of Everything Finance: # 17
More articles from this author:2008-04-29 17:48:00 Welcome to the April 22, 2008 edition of Carnival of Everything Finance .We had over 110 really good articles submitted for this edition. Unfortunately I could not include all of them.I hope you enjoy reading these articles. Earning Money James Lee presents The 3 Types of People Who Can Help You Create an Idea Virus – Which One Are You? posted at Online Business Freedom David B. Bohl presents What?s a Mentor and Where Do I Find One? posted at Slow Down Fast Today! LIVING OFF DIVIDENDS presents How I Made $2,667 In Passive Income In March ?08 posted at LIVING OFF DIVIDENDS David B. Bohl presents SOHO BizTube Column: If the Economy is on the Downturn is Life on the Upswing? posted at Slow Down Fast Today! Cindy King presents Why You Need To Internationalize Your Own Communication First To Avoid Cultural Blunders posted at Get International Clients James Lee presents The Seduction Game… of Marketing posted at Online Business Freedom MoneyKing (Tim) pre... 1, 2, 3, 4, 5, 6 |
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