The Piggy BankerThe Piggy BankerA personal finance blog bringing you the best CD rates, credit card deals, bank promotions, and money market rates. Articles
Banking Advice Part 2
2007-05-18 00:00:00 You can find the first part of this series here: Bank ing Advice Part 1 Set up a direct deposit rather than physically depositing your payday check. This saves you the time and hassle of going to the bank to deposit your check. In addition, some banks will waive your checking account ... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] More About: King
5.0% Savings & Free Checking @ Washington Mutual
2007-05-18 00:00:00 Washington Mutual is well known for their Free Checking. But just recently, they've rolled out a special online offer for a 5.00% APY high yield savings account if you also apply for their WaMu checking account. Click on the link, and you should be taken to this screen: This is a ... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] More About: Washington , King , Wash , Saving
This Week in Reviews
2007-05-18 00:00:00 Hopefully you've been visiting some of the blogs we've reviewed in the past. Heres another three reviews for some light reading: YoungEntrepreneur.com's blog features helpful advice and tips for, you guessed it, young entrepreneurs. The blog was founded by Michael and Adam Toren, who provide... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] More About: Reviews , Week
Cash Advances
2007-05-18 00:00:00 This post was sponsored by Personal Cash Advance. If utilized properly, a payday loan or cash advance can save you money and trouble. The reason they are called "payday loans" is because they allow you to benefit from an early "payday." They are short term loans, usually on a two week ... [[ This is a content summary only. Visit my website for full links, other content, and more! ]] More About: Vance
5.30% APY Savings Rate @ One United Bank
2007-05-13 10:28:00 OneUnited .com is offering a 5.30% APY on their Unity Gold E-savings account. Minimum balance is $1000, and interest is compounded quarterly. OneUnited Bank does not run a hard credit pull, and is FDIC insured for up t0 $100,000. It’s a decent rate, but their page looks a bit outdated. Personally, I’d take advantage of FNBO Direct’s 6.0% APY promotion. More About: Saving , Savings , Ving
5.31% APY 6 month CD Rate @ UFB Direct
2007-05-13 06:53:00 UFBDire ct .com is offering a high 5.31% CD rate on their 3 month CD. The minimum requirement to open an account is $8,000. Their 6 month and 12 month CDs yield 5.25% and 5.20% APY, respectively. Gotta love that stock photo, right? You can take on the world with a 5.31% APY money market rate! UFB Direct also offers a pretty good 5.31% rate on their money market account. Details: For Money Market Accounts with balances below $200.00 the Rate /APY will drop to 0.00%. The Money Market accounts will incur a $10.00 monthly service fee if the monthly average balance falls below $200.00. More About: Month , Mont
BentoBoxReview.com - A Little Bit of Everything
2007-05-12 21:28:00 So I recently came across Bento Box Review over at Ms Danielle’s blog. It looks like Rick is jumping on the John Chow contest bandwagon and giving away a Wii in exchange for some link love and publicity. Well, I’m always down for a free Wii, so here’s a quick review of BentoBoxReview. I really like the theme; it’s got a Web 2.0 feel to it without overdoing it like some of the more flamboyant Web 2.0 themes. Rick talks about a plethora of different things, including gaming, partying, clothes, and accessories, mostly targeted towards young males. He’s also got a video podcast as well, which is pretty nicely done. I also noticed that Rick has yet to put any ads up on his site; he’s clearly taking the advice of internet mogul John Chow and focusing on content before monetization. Rick also has a distinct writing style that helps bring out the personality in his blog. If theres anything that could be improved, I would say that his sidebar is a little u... More About: Ever , Little , Thing , Litt
Fed’s Decision Locks Interest Rates
2007-05-12 21:19:00 From the Clarion Ledger: With the Federal Reserve holding interest rates steady, rates on certificates of deposit are expected to stagnate or even fall a bit in coming months, Bankrate. com predicts. The nation’s highest CD rates are nearly identical to those in January, Bankrate.com found, although the 2.5-year rates are slightly down. Investors may want to keep buying short-term CDs for higher returns as well as five-year deposits to lock in rates in case the Federal Reserve cuts later this year. But economists surveyed by USA Today expect the Fed to leave rates alone this year. The recent Fed decision to maintain rates and recent reports that inflation is trending lower suggests that interest rates may have topped out. In addition recent cuts by many of the leading online banks similarly point to a plateau in interest rates. As a result, now would be a good time to lock in some high CD rates, or perhaps start a CD ladder to spread out the risk. More About: Interest Rates , Decision , Interest , Rest , Sion
5.36% APY Rate @ Zions Bank’s Desecret Money Market Account
2007-05-11 21:30:00 Zion Bank is offering a competitive 5.36% APY rate on it’s Desecret Money Market Account. The 5.36% APY rate is applicable to balances over $50,000; $1,000-50,000 yields a close 5.30% APY. They also offer a internet money market account with rates ranging from 4.97-5.18%, but I don’t know why you would chose this over the Desecret Money Market account. Some more details: Minimum balance and opening deposit is $1,000 Includes check writing & 10 free checks Wire transfers are $15 for outgoing, $10 for incoming - stay away from these! Not available to Utah residents ZionBank is FDIC insured, and based in Utah. Bankrate.com gives the bank a review of 4/5 stars. More About: Zion
5.36% APY Rate @ Zions Bank?s Desecret Money Market Account
2007-05-11 21:27:00 Zion Bank is offering a competitive 5.36% APY rate on it’s Desecret Money Market Account. The 5.36% APY rate is applicable to balances over $50,000; $1,000-50,000 yields a close 5.30% APY. They also offer a internet money market account with rates ranging from 4.97-5.18%, but I don’t know why you would chose this over the ... More About: Money Market , Zion
5.25% APY Rate @ ING Direct Electric Orange Checking
2007-05-11 21:16:00 ING Direct has recently raised the rates on its $50,000 to $100,000 bracket from 5.05% APY to 5.25% APY. Unfortunately, the other rates remain unchanged at 4% APY for under $50k and 5.30% APY for over $100,000. ING’s Electric Orange Checking Account was launched earlier this year. There are no minimum balances or monthly fees. One thing should be noted about the ING Checking account - they don’t offer paper checks. In the age of online and electronic banking, this really isn’t that big of a deal. Still, traditionalists might be thrown off by their alternatives. You can either send them a paper check for free, which is a little bit of a hassle and might take a few days via first class mail. Or, you can send electronic checks online. The problem with this method is that they are required to give you account and routing number. While these two numbers are readily available every time you give someone a check (they are located at the bottom of each check) people may not feel comfo... More About: King , Range
5.25% APY Rate @ ING Direct Electric Orange Checking
2007-05-11 08:50:00 ING Direct has recently raised the rates on its $50,000 to $100,000 bracket from 5.05% APY to 5.25% APY. Unfortunately, the other rates remain unchanged at 4% APY for under $50k and 5.30% APY for over $100,000. ING’s Electric Orange Checking Account was launched earlier this year. There are no minimum balances or monthly fees. ... More About: King , Range
$50 Bonus @ Citibank Direct Ultimate Savings Account
2007-05-07 13:36:00 Open an Citibank Direct Ultimate Savings Account and get a $50 bonus. Here’s some more information: Annual Percentage Yield (APY) is accurate as of 05/01/2007. Use the Inter Institution Transfer service to move money between your Citi and non-Citi accounts. No minimum balance. No checking account required. Can only be opened online or over the phone, not available at Citibank ... More About: Bonus , Mate , Bank
Ja Kel Daily?s Blog Review
2007-05-07 12:00:00 I came across Ja Kel’s blog recently via JohnChow.com. Following John Chow’s brilliant linkbait idea, he’s running his own link contest. Ja Kel is yet another one of the thousands bloggers trying to make money on the internet, but after reading his blog I think he stands a better chance than most. His blog is ... More About: Daily , Review , Blog , Dail
Bank of the Internet?s Freedom Checking Account
2007-05-06 11:36:00 The Freedom Checking Account is an interest-earning checking account designed specifically for online banking. You can open a Freedom checking account with just $100. It is an especially good value for customers who maintain an average daily balance of $1,000 or more. The Freedom Account features: Interest earning checking, componded daily, paid monthly ATM fees ... More About: Internet , King , Reed , Bank
Wells Fargo CD Rates
2007-05-05 17:23:00 While well known as a traditional brick and mortar banking powerhouse, Well s Fargo also emulates other brick and mortar banks in that they offer rates that are by no means the highest. Wells Fargo’s best CD rate at the moment—it’s “featured rate”—is a 4.90% APY with a 5 month maturity. The minimum balance is $5,000. Other ... More About: Rates , Rate
Banco Fortuna - Spanish Emigrant Direct
2007-05-04 10:06:00 According to this CNN Article, Emigrant Savings Bank has launched a Spanish language bank in an attempt to enter the Hispanic/Spanish market. “BancoFortuna .com will initially provide only savings accounts but will eventually expand its line to include credit cards and other offerings, according to CEO Howard Milstein.” Banco Fortuna is looking to capitalize on the success ... More About: Direct , Tuna , Grant
Is FNBO Direct a Scam?
2007-05-04 06:47:00 I’ve been contacted by a few people questioning the legitimacy of FNBO Dire ct . I wrote previously about FNBO Direct’s 6.0% high yield savings account promotion as well as their initial 5.25% savings account rate. On their website, they claim: “First National Bank is a subsidiary of First National of Nebraska, a multi-state holding company located ... More About: Scam , Rect
Career Ramblings Review
2007-05-04 06:35:00 I recently came across Jane May’s career development blog entitled, “Career Ramblings” via the illustrious John Chow. Career Ramblings is a recently launched blog dedicated to a variety of topics, including professional development, entrepreneurship, as well as a few real estate posts scattered in between. The real question is, Who Is Jane May? Jane May has ... More About: Review , View , Bling
5.46% 6 Month CD Rate @ FirstFedDirect
2007-05-03 10:00:00 First Federal Dire ct is offering a high 5.46% APY CD Rate on their 6 month CD. Minimum balance is $10,000. First Fed Direct also offers a automatic CD laddering service. For some reason, California residents are excluded from this offer. First Federal Direct is a subdivision of First Federal Bank of California, which is FDIC insured. More About: First , Month , Mont
5.40% Savings Rate @ Countrywide Financial
2007-05-02 20:19:00 Countrywide Bank is offering a high savings rate of 5.40% APY. Minimum balance for this rate is $50,000; maximum is $2,499,999. So if you have more than 2.5 million, you should probably consider putting it elsewhere. Like in a CD, perhaps. Their low and high bracket rates are not so hot, however. $250-999 yields a pitiful ... More About: Financial , Count , Saving , Savings , Finan
6.00% Savings Account Rate @ FNBO Direct
2007-05-02 12:47:00 FNBO Direct is offering a promotional 6.00% APY Saving s Rate on all balances until September 28, 2007. This is one of the highest rates available for both CD and savings accounts. If you’re seeking a good place to store some money in the short term look no further. Heres a little Q&A from the site: Is ... More About: Count , Savings , Account
CD Rates @ America Bank
2007-05-01 14:57:00 American National Bank ’s tagline is, “American Dreams Come True.” But my dreams aren’t going to come true anytime soon with the horribly mediocre CD rates that they are offering! Their interest rates range anywhere from 1.25% APY (for a 7-30 day CD) to 4.10% APY (for a 5 year+ CD). They do have two “specials” ... More About: America , Rates , Rate
$100 Bonus @ Citibank PremierPass American Express Card
2007-05-01 09:29:00 FatWallet.com member “henryrock” reported code D2F4 for a $100 bonus for the Citibank PremierPass American Express Card . You can apply at http://signup.citicards.com. It seems to be a deal found in the a local newspaper. The original FW post is located at: fatwallet.com/t/52/724700/. More About: Bonus , Bank
FNBO Direct Review - High Yield Savings Account
2007-04-30 18:13:00 I recently came across FNBO Direct via a banner ad on Bankrate.com. It looks like they are jumping into the high yield savings account/high cd rates arena with a 5.25% APY Savings Account. Now, 5.25% isn’t necessarily the best rate but it’s high enough to be competitive, and there’s only a $1 minimum balance. Here’s ... More About: Review , View , High , Count
CD Rates @ Suntrust Bank
2007-04-30 10:00:00 Hello, and welcome to another edition of Bad CD Rate s ! Today we will be covering Suntrust Bank . Suntrust Bank offers abysmally low CD rates, money market rates, and savings account rates. These rates may not be the most updated (I couldn’t find actual rates listed on their site) but if they are the latest rates I ... More About: Trust , Rust
JohnChow dot Com Zune Contest
2007-04-30 09:10:00 John Chow dot Com, a blog that helps you make money on the internet, is giving away a Microsoft Zune . To enter, all you have to do is write a post about it. I’ve been a big fan of John Chow for a while now, and I highly recommend his site to anyone who’s looking ... More About: Contest , Test , Contes
$50 Blog Link Contest @ ThePiggyBanker.com
2007-04-29 10:00:00 ThePiggy Banker.com is running a $50 blog link contest, taken from the pages of John Chow’s playbook over at JohnChow.com. To enter, all you have to do is make a post about this contest. Link to http://www.thepiggybanker.com using the anchor text “best CD rates” and link to this blog post in some way. Here’s an ... More About: Contest , Blog , Test
5.41% 6 Month CD Rate @ World Savings Bank
2007-04-28 14:10:00 WorldSaving s.com is offering 5.41% APY 6 month and 10 month internet CD rates. Minimum deposit is $10,000 for both, which is a bit high. The 10 month CD requires new funds but the 6 month doesn’t; you can transfer funds from an existing World Savings account to open the CD. World Savings Bank was founded in ... More About: World , Ving
5.25% 9 Month CD Rate @ INGDirect
More articles from this author:2007-04-28 10:00:00 INGDire ct.com has bumped their 9 month CD rate up to 5.25% APY. I’ve used INGDirect.com in the past, and their service and interface is top notch. They used to have top CD rates as well, but over the past few months have fallen behind others such as EmigrantDirect.com and Umbrellabank.com. INGDirect.com also offers a referral bonus; ... More About: Rate , Month , Mont , Rect 1, 2, 3, 4, 5, 6, 7 |
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