The Piggy BankerThe Piggy BankerA personal finance blog bringing you the best CD rates, credit card deals, bank promotions, and money market rates. Articles
5.40% 1 Year IRA CD @ UmbrellaBank
2007-04-27 10:13:00 UmbrellaBank .com has some of the highest IRA CD rates available, but their 5.40% 1 year APY rate is definitely the best deal on the block. Here are some details about UmbrellaBank’s Roth or Traditional* Choose a term that ... More About: Umbrella , Ella , Year
5.50% Money Market Promo @ Umbrella Bank
2007-04-26 12:22:00 UmbrellaBank.com is offering a 5.50% APY money market rate if you open account through their special Pot O’ Gold promotion page. The rate of 5.50% APY is guaranteed through 7/31/07, and there’s a minimum balance requirement of $1000. Here are some of the key points taken from : 5.50% APY for new customers guaranteed until 7/31/07 0.60% ... More About: Money , Market , Money Market , Umbrella , Promo
Payday Loans
2007-04-25 22:09:00 There are several ways a payday loan, or cash advance, can save you money. Many times in our lives we find ourselves in a financial bind wishing payday was just a little sooner than it really is. A cash advance can be a good solution to resolving immediate financial needs. For example, you might ... More About: Loans , Misc , Payday
IRA CD Rates
2007-04-25 10:23:00 The primary advantage of a IRA CD is the potential tax savings. You can start an IRA CD by sending in an opening deposit for your annual or previous year contribution or rolling over funds from an existing IRA or qualified plan. Traditional IRA CDs are time deposit accounts that allow you to defer the payment ... More About: Rates , Rate
5.41% 1 Year CD Rate @ AmTrust Direct
2007-04-25 10:00:00 AmTrust Direct is currently offering the highest 1 year CD rate available. The minimum deposit on this CD is $1000. The AmTrust Direct 12 Month ... More About: Rust , Year , Rate
6% Cash Back @ Citi Driver?s Edge Card
2007-04-24 10:00:00 The Citi Driver ’s Edge Card offers 6% cash back for the first 12 months for purchases at supermarkets, drugstores, and gas stations - daily necessities that you’d buy anyways?why not get some cash back? Get rewarded for the purchases you make: 6% rebates on everyday purchases?at ... More About: Back , Cash
Virtual Bank Drops CD Rate
2007-04-23 10:00:00 VirtualBank .com used to have one of the highest 3 month CD rates, at 5.44% APY. Over this past weekend they dropped their rate on the 3 month CD from 5.44% to 5.00% APY. UmbrellaBank now offers the highest rate for the 3 month CD, at 5.35% APY. They also have an excellent rate on their ... More About: Virtual , Al B , Virt , Rate
Bad CD Rates @ Webster Bank
2007-04-22 10:00:00 If you look above you’ll see that I’ve launched a new category - “Bad Rate s .” In doing research on CD rates and savings accounts, I’ve found many banks offering mediocre deals. These should be avoided at all costs, and so I’ve created a new category to document these bad rates. For the inaugural post to ... More About: Bank , Webster
Grand Yield Direct 5.27% Savings @ Apple Bank
2007-04-21 11:21:00 TheApple Bank .com is offering Grand Yield Direct , a FDIC insured savings account at the current high of 5.27% APY. There is no minimum balance required, and interest is compounded daily. I took a look at their current CD rates, and they are offering a 13 month CD for 5.25% APY and $500 minimum. I’m not sure ... More About: Saving
Credit Unions Offer Higher CD Rates
2007-04-20 10:00:00 If you’re looking for a high yield CD rate, Credit Unions oftentimes have rates higher than regular CDs. Bankrate.com surveys show that the average CD rate at a credit union is more than 1.5% higher than that of a regular bank. What exactly is a credit union? Credit unions are cooperative financial institutions that are owned ... More About: Edit , High , Higher
Free Museum Admission Promotion @ Bank of America
2007-04-19 20:20:00 Bank of America is offering free museum admission during the month of May. This offer is valid for any Bank of America customer (plus one extra guest), and will last throughout the month of May from 5/1/07 to 5/31/07. It excludes fundraising events and ticketed shows. Visit Museums on Us for more details as well ... More About: Promotion , Free , Prom
Historical CD Rates
2007-04-19 10:00:00 Looking back on historical CD rates, common trends begin to appear. CD rates are naturally correlated very closely with interest rates. Here is a chart I found showing historical interest rate trends (click for full size): It’s important to have an idea where CD’s are headed; when you put your money into a CD, you lock ... More About: Historical , Historic , Stor , Hist , Tori
Jumbo CD Investments
2007-04-18 16:01:00 Jumbo CD’s are basically very similar to regular CD’s but with very high minimums—$100,000 is common—as well as higher CD rates than normal CDs. A penalty is charged for withdrawing funds before maturity date. This investment vehicle is targeted towards the wealthy risk adverse investor. Another reason you might want to take on a Jumbo ... More About: Vest , Investments , Invest , Jumbo
Carnival of Money Stories
2007-04-17 11:20:00 Andy of Money Walks.com is hosting a Carnival of Money Stor ies . Heres a little excerpt from the site: Here in CoMS we talk about personal experiences or the experiences of others on saving, investing, finance, money management, money generating, business ventures, success and tales of struggle. We would love to hear how you are handling your financial ... More About: Tories
6% Rebate on Gas @ Chase Perfectcard
2007-04-16 18:12:00 The Chase Perfect card Mastercard deal includes: 6% rebates on ALL gas purchases at ANY gas station for the first 90 days 3% rebates on ALL gas purchases at ANY gas station after the first 90 days 1% rebates on ALL other purchases made anywhere 0% Intro APR* No annual fee *The time period for the introductory APR and the balance transfers ... More About: Card , Reba , Rebate
Costco True Earnings Credit Card
2007-04-16 17:29:00 Everyone and their mother goes to Cost co. No matter how much we claim to hate the corporate giants that are slowly crushing the mom and pop stores, we nevertheless continue to make our weekly trips to Costco for giant packs of toilet paper and bottled water. So, why not earn some cash back? American Express ... More About: Card , Credit , Earn , Edit
5.15% APY CD Rate @ Washington Mutual
2007-04-15 11:01:00 Washington Mutual is offering 5.15% APY for a 6 month online CD. Minimum Deposit is $1000. If you already have an account at Washington Mutual, you can link the accounts. Washington Mutual is of course FDIC insured. Rate s may vary by state. They also offer traditional CDs as well, but at lower rates. More About: Washington , Wash , Shin , Washington Mutual
5.45% 5 Year CD @ Eloan
2007-04-14 10:00:00 Eloan.com is offering a high 5.45% CD Rate on their 5 year CD. Minimum Deposit Requirements: Savings Account: $5,000 Certificate of Deposit: $10,000 Eloan also offers some decent rates on their savings accounts and short term CDs, with a 5.25% on their savings account and 5.41% on their 6-month CD. More About: Loan , Year
4.45% CD Rate @ Bank of America
2007-04-13 10:38:00 Bank of America is currently offering a 4.45% APY CD rate on their online CD’s. This is significantly lower than other online banks, and I suspect most of the customers are current Bank of America customers who either don’t trust online banks, or can’t be bothered to sign up for the extra ~.5%. Keep in ... More About: Bank , Rate
$25 Bonus @ Etrade Bank
2007-04-12 10:00:00 Etrade Bank is currently offering a $25 bonus for opening a 5.05% APY savings account. This deal ends on April 30, 2007, so be sure to check it out ASAP. Here’s some info from the page: 1 Annual Percentage Yield is effective 4/11/2007 and is subject to change. A $1 minimum deposit is required to open a new ... More About: Trade , Bonus , Etrade
Compounding Money & Starting Early
2007-04-11 10:00:00 The idea of compounding money is a relatively simple one. You put money into a savings/CD/money market/other investment, and leave it there. The interest is reinvested in the fund each year, and in turn helps generate more interest. At first, your returns will be relatively steady and modest. However, as time goes on and more ... More About: Money , Comp , Start , Star , Early
CD Rate Calculators
2007-04-10 10:00:00 Here is a list useful CD Rate calculators that I’ve used in the past: Bankrate.com CD Rate Calc ulator Interactive CD Rate Calculator CD Laddering Calculator CD Rate calculators allow you to calculate the amount of interest you will earn on a CD. You need to fill in information such as amount of initial deposit, interest rate, and maturity period. ... More About: Calculators
6.01% APY Rate @ Everbank
2007-04-09 16:02:00 Everbank is offering an introductory rate of 6.01% on their checking account. Unfortunately, the rate only applies for the next 3 months, and only on a maximum of $100,000 (as if someone would deposit 100k into this account solely for the 3 months interest). After the first 3 months the rate isn’t really so hot: “Current ... More About: Ever , Bank , Rate
5.00% APY @ Washington Mutual
2007-04-09 10:00:00 Washington Mutual is offering a 5.00% APY rate on their high yield savings account if you open a checking account with them as well. Check out the special online offer here. The Annual Percentage Yield (APY) is effective as of 04/08/2007. Rates and APYs are variable and may change at Bank?s discretion at anytime without notice. ... More About: Washington , Wash , Shin , Washington Mutual
5.00% APY @ Washington Mutual
2007-04-09 10:00:00 Washington Mutual is offering a 5.00% APY rate on their high yield savings account if you open a checking account with them as well. Check out the special online offer here. The Annual Percentage Yield (APY) is effective as of 04/08/2007. Rates and APYs are variable and may change at Bank?s discretion at anytime without notice. ... More About: Washington , Wash , Shin , Washington Mutual
JohnChow.com
2007-04-08 18:36:00 While searching for various ways to make money online, I recently came across the personal blog of quite an evil man: John Chow . I immediately subscribed and have followed his blog fairly religiously ever since, picking up great tips on SEO and blog monetization. I am taking Mr. Chow up on his offer to review ...
JohnChow.com
2007-04-08 18:36:00 While searching for various ways to make money online, I recently came across the personal blog of quite an evil man: John Chow . I immediately subscribed and have followed his blog fairly religiously ever since, picking up great tips on SEO and blog monetization. I am taking Mr. Chow up on his offer to review ...
5.70% 7-Month CD @ Financial Partners Credit Union
2007-04-08 10:28:00 Financial Partner s Credit Union is offering a 5.70% APY 7-month CD for a limited time only. This account must be opened with a minimum of $1,000 and a maximum of $50,000. Rate effective March 23, 2007 and is subject to change at any time. After 7 months, this certificate will roll over for the same term ... More About: Financial , Edit
5.70% 7-Month CD @ Financial Partners Credit Union
2007-04-08 10:28:00 Financial Partner s Credit Union is offering a 5.70% APY 7-month CD for a limited time only. This account must be opened with a minimum of $1,000 and a maximum of $50,000. Rate effective March 23, 2007 and is subject to change at any time. After 7 months, this certificate will roll over for the same term ... More About: Financial , Edit
Compare CD Rates
More articles from this author:2007-04-05 10:00:00 As most CD’s require you to lock in your money for a certain period, it is always smart to compare CD rates before putting your money away. Some resources that allow you to compare CD rates include: GoTalkMoney.com, BankRate .com, and Bankaholic.com. Of course, you can always click on the Best CD Rates tab for a ... More About: Comp , Compare , Compa 1, 2, 3, 4, 5, 6, 7 |



