iBankDesign

RSS Feed Homepage

Articles: 1, 2, 3, 4, 5, 6, 7

3.61% 5 yr cd
2008-05-26 23:55:00
http://www.smartcu.org/asp/services/servi ce_5_5.asp1k min:1.5yr: 3.04%2yr: 3.04%2.5yr: 3.04%3yr: 3.14%4yr: 3.25%5yr: 3.40%25k min:1.5yr: 3.20%2yr: 3.20%2.5yr: 3.20%3yr: 3.30%4yr: 3.40%5yr: 3.56%90k min:1.5yr: 3.25%2yr: 3.25%2.5yr: 3.35%3yr: 3.35%4yr: 3.45%5yr: 3.61%

$999 in free trades - Ameritrade : new non-IRA joint account; Exp. - 7/31/
2008-05-26 23:50:00
LINKTerms: Offer valid for a new individual (non-IRA) or joint account opened between 5/6/08 and 7/31/08 and funded within 30 days from account open date. Account s funded with $2,000 or more will receive $999 worth of commission-free Internet equity trades (100 total trades). Accounts funded with $50,000 or more will receive a Garmin nüvi 660 GPS Navigator and $999 worth of commission-free Internet equity trades (100 total trades). Qualified commission-free Internet equity orders must execute within 60 days of meeting minimum funding requirements. Product will be shipped to address on account at the time of qualification. Please allow 6-8 weeks to receive the Garmin nüvi 660 GPS Navigator. Account must remain open with minimum funding for 9 months or TD AMERITRADE may charge the account for the cost of the Garmin nüvi 660 GPS Navigator. Limit one offer per account type. Offer is not transferable and not valid for IRAs or other tax exempt accounts, internal transfers, accounts using ...
More About: Free , Ameritrade

3.50% 2 yr CD ($250 min)
2008-05-26 22:24:00
State Employee CUhttp://www.ncsecu.org/RatesAndFees/Depo sitRates.html6 month: 3.25%1 yr: 3.25%1.5 yr: 3.25%2 yr: 3.50%2.5 yr: 3.50%3 yr: 3.50%4 yr: 3.75%5 yr: 4.00%

$1500 bonus - Upromise : buy VW Routan; Exp. - 9/31/08
2008-05-26 18:10:00
LINKTerms: Join Upromise for free to get your Upromise VW Savings Code.If you're already a Upromise member, log into your account to receive your code.Make a pre-order deposit on a new Volkswagen Routan and give your Upromise VW Savings Code to the dealer. Your fully refundable deposit must be made by August 31, 2008.Required deposit varies by dealer.This great offer for $1,500 college savings is just one reason to join Upromise. You can also get 1-25% back for college on things you do everyday–like shopping online, buying groceries, eating out, booking travel and lots more. Contributions will post in your Upromise account within approximately 6-8 weeks of the delivery of your new Routan. Please note, this could be several months after your initial pre-sale or pre-lease deposit.
More About: Bonus

Question About Bank Of America Referral Program
2008-05-22 18:27:00
Hi,I noticed, that some of you refer for the Bank Of America , referral program. I was just wondering, how long was it, before you saw payments for the referrals, that were sent to them and signed up?Hope someone will know!
More About: Question , Referral , Bank of America , Program

$100 bonus - Discover : Discover Business card; Exp. - unknown
2008-05-20 11:21:00
LINKTerms: Earn a $100 Cashback Bonus when you make $1000 in purchases within 3 months after your account is opened. Offer valid for new accounts only; limit one per account. We are not responsible for merchant delays in processing transactions. Promotional reward will be applied within 8 weeks. See Cashback Bonus Terms and Conditions for full details.
More About: Business , Card , Business Card , Unknown

Free iPod Nano - Bank of North Georgia : Signature Free Checking Account, m
2008-05-20 11:11:00
LINKTerms: Free Checking applies to a Bank of North Georgia Signature Free Checking Account. You must open your account between 5/8/08 and 6/20/08, enroll in our online banking and make three Bill Pay payments by 7/31/08 and you will receive your iPod® nano by 10/1/08. Offer available to individuals who do not have an existing personal checking account at Bank of North Georgia. Employees of Bank of North Georgia and its affiliates are not eligible for this offer. Limit one free iPod nano per qualifying household. Offer valid while supplies last. The value of the iPod nano will be reported on form 1099-INT. If you close your account within 90 days of account opening, you will be charged an early account closure fee. The iPod nano shipped may differ from the iPod nano shown. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply. iPod nano is a registered trademark of Apple Computer, Inc. All rights reserved. ...
More About: Ipod , Ipod nano

upte 4.75% reward checking (upto $25k)
2008-05-18 02:17:00
Classic Bank Reward Checkinghttp://www.classicbank.com/checki ng.htmQUOTEREWARD CHECKING ACCOUNTAvailable only to Consumers. $100 minimum to open. No minimum balance. No monthly maintenance fees. ATM transaction fees automatically refunded. 1 Unlimited free checking. Unlimited transactions Tiered Variable Rate Information When eligibility requirements are not met, the interest rate and corresponding annual percentage yield (APY) are described in the chart below: Balance Tier Interest Rate Annual Percentage Yield (APY) 2 Base All Balances .25% .25% When eligibility requirements are met, the interest rate and corresponding annual percentage yield (APY) are described in the chart below:Balance Tier Interest Rate Annual Percentage Yield (APY) 2 Reward Tier $0 - $25,000.99 4.65% 4.75% Second Tier $25,001 & Above 1.00% 1.01% Rates may change after account is opened. $750.00 Bounce Protection Overdraft limit granted after account has been in good standing for 30 days. NSF item fee of $...

$150 bonus (16000 bonus ThankYou Points) - Citibank : open checking account
2008-05-17 02:07:00
LINK 1LINK 2IBD note: You can exchange 16000 bonus ThankYou points for $150 in gift cards (see here). Terms: To qualify for the 16,000 bonus ThankYou Points offer, you must open a new qualifying regular checking account in the Citibank ® Account , Citibank Everything Counts® or Citigold® account relationship package by 7/31/08 and deposit at least $1,000 in account between account opening date and 7/31/08. Accounts opened through Citibank Financial Centers must be funded by 7/31/08. Accounts opened remotely via CitiPhone Banking® or Citibank® Online must be funded by 8/30/08. Within 60 days of account opening, you must (1) enroll your new checking account in ThankYou® Network and (2) complete one direct deposit per month, two electronic bill payments or five signature debit card transactions and continue for three consecutive months. Electronic bill payments are those made using Citibank® Online, Citi MobileSM or CitiPhone Banking®, excluding bill payments made to Citibank credit card...
More About: Open , Bonus

$200 bonus - Mountain National Bank : Interest Bearing Checking Account wit
2008-05-17 02:03:00
LINKTerms: Open a new Interest Bearing Checking Account with a recurring Direct Deposit and receive $200* cash.*Eligibility requirements: You must be at least 18 years of age to participate in this promotion. You must deposit $1,000.00 to open this account. New money is required; new money is defined as funds not already on deposit with MNB. The annual percentage yield for your account (APY) is .40 and may change at any time at our discretion. The APY is accurate as of today’s date. The $200 bonus will be paid into your account upon confirmation of the following: (1) receipt of the direct deposit (ACH credit) for two consecutive months (may take up to 60-90 days); and (2) presentment of account opening “certificate” in order to claim your bonus. The bonus is reportable as interest income. Your account must be in good standing (active, satisfactory status) in order to receive the bonus. Certificate of Deposit Interest does not qualify for the ACH Credit Deposit for this promotion. Th...
More About: National , Bonus , Bank , Mountain

$100 bonus (50,000 Visa Extras points) - Webster Bank : open business check
2008-05-17 01:58:00
LINK 1LINK 2 (PDF file)Link to Visa Extras rewardsbonus states= CT MA NY RIin branch=yesTerms: In order to qualify checking account must be opened by 6/30/2008 and isavailable to new Webster Small Business checking account customers only. Offeris valid only in CT, MA, NY and RI. For small business accounts, new SmallBusiness Check ing account customers will automatically be enrolled into theVisa Extras program when they sign up for a Webster Check Card and will receive10,000 Visa Extras points for completing each of these activities by 8/30/08: 3transactions using their Webster Visa® Check Card and 3 bill payments throughWebster Online Bill Pay to third parties. If both activities are performed by8/30/08, 50,000 Visa Extras points in total will be applied to your account. Allpoints will be credited to customers with accounts in good standing by 9/30/08.2 A “Qualifying Purchase” is any signature-based purchase, Internet purchase,phone or mail-order purchase, bill payment, contactless ...
More About: Open , Bonus

$200 bonus - Citibank : checking account, $1000 initial deposit, have direc
2008-05-17 01:52:00
The following info about Citibank bonus was posted on budgetcents.netQUOTEI stopped off at Citibank this morning to pay my Home Equity Loan and saw a promo card at the counter for $200 free when opening Checking Account . Unfortunetly Citibank only allows one bonus per person per lifetime and I have already used mine on a similiar promo to this one. This is a good one to get in on if you haven’t had a checking account with them before. $200 is one of their higher bonuses.Here is what you need to do: * Call their new accounts line @ 1-800-374-9500 or go to a local branch (The rep said that you can also go to offer.citibank.com and enter the code, however you will not see a description of the promo) * Tell them you want to open a new checking account and reference offer code CEMX * Make a $1000 initial deposit by June 30th. (previously you could use a credit card to do this online, I did and it was treated like a purchase)Bonus Payout Details: * You will receive $100 after ...

$100 bonus (50,000 Visa Extras points) - Webster Bank : open checking accou
2008-05-17 01:47:00
LINK 1LINK 2 (PDF file)Link to Visa Extras rewardsbonus states= CT MA NY RIin branch=yesTerms: In order to qualify checking account must be opened by 6/30/2008 and is availableto new Webster checking account customers only. Offer is valid only in CT, MA,NY and RI. New checking account customers will be automatically enrolled intothe Visa Extras program when they sign up for a Webster Check Card and willreceive 10,000 Visa Extras points for completing each of these activities by8/30/08: initial receipt of a Direct Deposit to their Webster Bank checking account;3 transactions using their Webster Visa® Check Card; 3 bill payments throughWebster Online Bill Pay to third parties. If all three activities are performed by8/30/08, 50,000 Visa Extra points in total will be applied to your account. Allpoints will be credited to customers with accounts in good standing by 9/30/08.2 A “Qualifying Purchase” is any signature-based purchase, Internet purchase,phone or mail-order purchase, bill pay...
More About: Open , Bonus

$250 bonus - Fox Chase Bank : Business Checking, Commercial Checking Bonuse
2008-05-16 16:31:00
LINKIBD note: I did not include $50 referral bonus in the $250 total bonus. bonus states=NJ PAin branch=yesFree Business Checking Bonus es:Open a new free business checking account and you will automatically receive up to a $50 credit towards your first order of checks.Sign up for online banking w/ bill pay and pay 3 bills in 60 days OR a business debit card and complete 3 transactions in 60 days and you’ll earn $50.Sign up for eXpressway® or Merchant Services and you’ll earn $100. Add a personal checking account and pay 3 bills in 60 days and you’ll earn an additional $50. Refer a business and earn another $50.Commercial Checking Bonuses:Open a new commercial checking account and automatically receive up to a $50 credit towards the first order of checks.Sign up for online cash management and receive $50.Sign up for eXpressway® or Merchant Services, and you’ll earn another $100.Add a personal checking account and pay 3 bills in 60 days and you’ll earn an additional $50.Refer a busine...
More About: Bank , Chase

$100 bonus - Midwest bank : a personal checking account and a Relationship
2008-05-16 15:51:00
LINKBank websiteTerms: Offer available to personal accounts only, effective April 21, 2008 and may be withdrawn at any time. Limit of one $100 promotional payment per household. To receive payment, you are required to maintain a personal checking account and a Relationship Savings account. Checking account customers must establish Direct Deposit with at least a monthly recurring deposit. Relationship Savings account must be opened with new money not currently on deposit with Midwest Bank. $100 promotional payment will be credited to the Relationship Savings account after the first direct deposit into the checking account occurs. Promotional payment is subject to 1099 reporting. The minimum opening balance requirements for these accounts are as follows: Free Checking - $50.00, Check 50 - $50.00, Interest Checking - $100.00 and Relationship Savings - $1,000.00. Rates subject to change after account opening. Fees may reduce earnings on some of these accounts. Withdrawal limitations may...
More About: Personal , Bonus , Account

Astounding AARP 4.50% savings account $1 minimum
2008-05-12 03:51:00
Credit for this one goes to Bankdeals. You must be an AARP member to open an account. I would love to know how they can afford to pay this APY; it's at least 1/2% higher than every other bank in the industry. LINK
More About: Savings , Account , Minimum

$175 bonus - NASA CU : Direct Deposit Checking, NASA Federal Visa Platinum
2008-05-12 02:50:00
LINKIBD note: You can join CU via National Space Society ($18 fee) or several other associations (find more info here). I did not include the $100 bonus for $5K loan and $25 refer-a-family-member bonus in the total of $175. But they are available. Terms: Just in time for Spring, NASA Federal introduces “Bring It” days, now through June. When you broaden your relationship with NASA Federal, you can pocket up to $300! Here’s how: Do This Pocket This Get Free With Direct Deposit Checking $100Take Out A Loan of $5,000 or more $100Get a NASA Federal Visa Platinum with CURewards $50Sign Up For eStatements $25Refer A Family Member $25Sign up for Free with Direct Deposit Checking and pocket $100* Choose NASA Federal Credit Union’s Free with Direct Deposit Checking account if you have a regular recurring direct deposit and want a checking account that’s free. Not only do you get the Check Card that pays you back, but you’ll find a checking account that’s designed to fit your lifestyle and th...
More About: Bonus , Nasa

$100/$100 referral program from optionsXpress; Exp. - 5/31/08
2008-05-12 02:47:00
Terms:LINKIBD note: Please do not post your optionsXpress referral offers and request on this board. Do it on the Brokerage referral forum instead. Terms from program website:To thank you for spreading the word about us, we're offering your choice of a free gift as a token of our appreciation. Get 10 FREE trades, $100 in you and your friend's optionsXpress accounts, or other great gifts! There's no limit to the number of times you can refer someone to us, and no limit to the amount of free gifts!Great optionsXpress Gear!Take your pick: * Ten FREE trades * $100 in you and your friend's account * optionsXpress gear * Trading booksTen FREE trades, optionsXpress gear, and Trading BooksOffer limited to one reward per customer for each unique referral resulting in an activated, funded optionsXpress account which has executed at least one trade. Free rewards will be delivered or made available within thirty days of the referred account's first trade. Customers who select...
More About: Referral , Program

5%, 2%, & 1.25% cashback on gas, supermarket purchases & other purchases, r
2008-05-11 21:48:00
LINKIBD note: You can become eligible for CU membership via National Military Family Association (NMFA)Terms from the card website:Visa Platinum Gas Cash Reward * Earn 2% cash back on supermarket purchases* * Earn 5.00% cash back from gas purchases paid at the pump * Earn 1.25% cash back from all purchases** you make with the card during each billing cycle * Up to $50,000 limit * No Annual Fee * Cash Rewards credited each month * No special restrictions to earn your cash rewards * For a limited time only-- transfer your balances at 2.99% APR for the life of the transferred balance!†A balance transfer fee of 1% (min. $10-max. $100) applies to this transaction
More About: Cashback , Supermarket

4%, 3%, 2%, & 1% cashback gas, movies, food, & other purchases, respective
2008-05-11 21:29:00
LINKTerms from the credit card website:Up to 4% cash back on everyday purchases: 4% on gasoline at the pump Up to $250 in eligible monthly net purchases 3% on cinema and movie rentals Up to $150 in eligible monthly net purchases 2% on groceries, restaurants and fast food Up to $750 in eligible monthly net purchases Up to 1% on almost everything else ¼% on first $10,000 in eligible net purchases each year; 1% thereafter with no limits Once you’ve accumulated $100 in rebates, we’ll automatically send you a check attached to your next monthly statement 2. Your Account will earn rebates on Eligible Net Purchases. "Eligible Net Purchases" means purchases of goods or services made by you or your authorized user through the use of your Everyday Rewards credit card, minus merchant credits and plus or minus appropriate purchase adjustments posted to your Account. The term "Eligible Net Purchases" does not include (A) finance charges, annual membership fees, non-qualifying balance transfers, ...
More About: Movies , Food , Cashback

0% APR on BTs for 6 months, no BT fees for the promo BT offer - National Ci
2008-05-11 08:37:00
LINKTerms from the card website:0% introductory APR for the first 6 billing cycles from account opening on balance transfers. This introductory rate is subject to change if any payment is received after the due date, you make a payment that is not honored by your financial institution or you close your account. The introductory rate does not apply to purchases or cash advance transactions.Balance Transfer Fee: There is no balance transfer fee with this offer. However, future balance transfers may incur a fee of 3% of the amount transferred ($10 minimum).
More About: National , Fees , Promo , Months , Offer

0% APR on BTs for 12 months, $75 max BT fee - Chase Bank : LSU Flexible Re
2008-05-11 08:11:00
LINKTerms: Balance Transfer APR: Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 10.99% variable for Elite Pricing, or 14.99% variable for Premium Pricing. Standard Pricing: A 0% fixed APR for the first 3 billing cycles following the opening of your account. After that, 19.99% variable.Transaction fee for balance transfers3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.
More About: Bank , Chase , Flexible , Months

2.99% APR on BTs for the life of balance - Pentagon Federal Credit Union :
2008-05-11 08:00:00
LINKTerms from the CU website: Balance transfers will have an Annual Percentage Rate of 2.99%; monthly periodic rate of 0.249%. Rate shall remain in effect on the transferred balance(s) until it is paid in full—if you are in default at any time the 2.99% APR will revert to your regular APR. Payments will be applied to the account balance in the order determined by Pentagon Federal Credit Union in its sole discretion. The regular APR applicable for purchases or cash advances (revolving balances) and the APR for prior promotional balances remains unchanged. Balance transfers are treated as cash advances, therefore finance charges accrue from the date the transfer is posted to your account. Balance transfers of other Pentagon Federal Credit Union loans are not eligible for this promotion. This promotion is subject to change or termination at any time and without prior notice.
More About: Life

0% APR on BTs for 12 months, $75 max BT fee - Chase Bank : Audubon Nature
2008-05-11 06:35:00
LINKTerms: Balance Transfer APR: Elite and Premium Pricing: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 10.99% variable for Elite Pricing, or 14.99% variable for Premium Pricing. Standard Pricing: A 0% fixed APR for the first 3 billing cycles following the opening of your account. After that, 19.99% variable.Transaction fee for balance transfers3% of the amount of each transaction, but not less than $5.00 nor more than $75.00.
More About: Nature , Bank , Chase , Months

0% APR on BTs for 12 months, $50 max BT fee - Barclays Bank Delaware : THE
2008-05-11 06:30:00
LINKTerms: The 0% introductory Annual Percentage Rate (APR) on Balance Transfers and Convenience Checks is applicable for the first 12 billing cycles after the account is opened and requires that you maintain your current level of credit performance and that timely payments are received.A Balance Transfer fee applies to all Balance Transfers and Convenience Checks. During the introductory period: 3% of the amount of each transfer or check with a $5 minimum fee and $50 maximum fee; After the introductory period: 3% of the amount of each transfer or check with a minimum fee of $5.
More About: Barclays , Bank , Barclays Bank , Delaware , Months

0% APR on BTs for 12 months, $99 max BT fee - Chase Bank : Sony Card; Exp.
2008-05-11 06:22:00
LINKTerms: Balance Transfer APR: A 0% fixed APR for the first 12 billing cycles following the opening of your account. After that, 11.99% variable, 15.99% variable, or 19.99% variable, depending on our review of your application and credit history.Transaction fee for balance transfers3% of the amount of each transaction, but not less than $5.00 nor more than $99.00.
More About: Card , Sony , Bank , Chase , Months

$125 bonus - Chase : Free Checking; Exp. - 7/31/08
2008-05-11 05:07:00
IBD note: This bonus is targeted to existing Chase credit card customers, who use Chase online banking. You have to be logged into your Chase online credit card account in order to see the offer (in the same browser). Link:chase.com/ccp/index.jsp?pg_name=ccpm app/shared/marketing/page/63960_Checking_ Offer&ID=0000008013Terms from Chase website:For even more convenience and value, open a Chase Free Checking account with Direct Deposit by July 31, 2008 and you'll receive $125 to thank you for your business.Chase Free Checking has no monthly service fee when you have a direct deposit or five or more debit card purchases post to your account each statement period (withdrawals from the ATM or cash advance transactions do not qualify).Chase Free CheckingSM requires a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates) to qualify for the $125 offer. Also, you must open a new checking account and initiate a repeating direct deposit such as payroll,...
More About: Bonus

$100 bonus - Bank Mutual : direct deposit checking account, regular savings
2008-05-11 04:34:00
LINKSee also attached image for details.
More About: Direct , Bonus , Regular , Bank , Savings

$500 bonus - BankRI : Business First, Business Plus and BusinessMAX checkin
2008-05-11 04:12:00
LINKIBD note: If you find out details of this offer (e.g. minimum balance requirements), please let us know. Terms: $500 paid over time based on average daily balance requirements. Offer valid for new accounts and funds not currently on deposit at BankRI. Anniversary bonus offer is available for new Business First, Business Plus and BusinessMAX checking accounts only. All other product benefits, fees and minimum balance requirements apply. Ask for details.
More About: Bonus

CNBC review of Wachovia's Way2Save program
2008-05-11 03:12:00
Link to the program page (does not mention the 16% three-month promo)Quote:QUOTETuesday, 6 May 2008Wachovia's Golf Tourney Promotion: I'll Stick With My BankPosted By:Darren RovellTopics:Marketing | Advertising | SportsSectors:Financial ServicesCompanies:Wachovia CorpWachovia ChampionshipWith Tiger Woods sitting out, Wachovia was facing the prospect of having a no-name champ win its golf tournament. But the suffering bank gave the average person a reason to care when they announced a national consumer promotion tied to the winner's score in the tournament.For a three-month period, beginning in June, customers who participated in the bank's Way2Save savings account would receive an interest rate commensurate with the champion's strokes under par.So when I turned on my TV on Sunday and saw that Anthony Kim was, at one point, 18 under par, I had this image of red-faced bank officials watching this 22-year-old golfer destroy their business even more.With two bogeys on the final thr...
More About: Review , Program