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The Sun’s Financial Diary


The Sun’s Financial Diary
My personal experience of saving, investing, and living frugally.
Articles: 1, 2, 3, 4, 5, 6, 7

Articles

Use Your Credit Cards Can Improve Your Credit Score
2009-12-18 15:25:00
I purchased a credit score the other day, using myFICO’s 26% off coupon code. The reason was that it has been almost a year since I last checked my FICO score in last January. A lot of things has happened since then, with the biggest event being that we are no longer homeowners, and the ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Use Your Credit Cards Can Improve Your Credit Score
More About: Credit report , Credit Card
MyPoints Promotions: ShareBuilder $50 Bonus and myFICO 30% Off
2009-12-18 04:34:00
Just received these promotional offers from MyPoints. Open a ShareBuilder account before December 31st, 2009 with promotion code 50WCFA (the code should be entered already if you use that link) and receive $50 bonus after making $50 deposit before the deadline. Bonus will be credited 4 – 6 weeks after the deposit is made. Get 30% off ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus MyPoints Promotions : ShareBuilder $50 Bonus and myFICO 30% Off
More About: Rewards
Four Quick and Easy Ways Not to Blow Your Budget during the Holidays
2009-12-17 15:46:00
Okay, I love the holiday season. Love it. And I am the biggest sucker for holiday related consumer goods. Holiday themed peppermint flavored drinks? Yes please. Jingle bell shaped earrings? I?ll take two. The Nutcracker on ice starring that guy who did the voice of Papa Smurf? Oh, I wouldn?t dream of not buying tickets. This ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Four Quick and Easy Ways Not to Blow Your Budget during the Holidays
More About: Personal Finance , Finance , Money
Big Changes Affecting Your Money Are Coming in 2010
2009-12-16 20:22:00
Earlier this year, the Labor Department announced that standard deductions, federal income tax brackets, and personal exemptions for most tax filers will remain unchanged in 2010. These amounts typically rise by the rate of inflation every year. This year though with the economy still sluggish taxpayers will see no increase in these amounts ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Big Changes Affecting Your Money Are Coming in 2010
More About: Retirement , Personal Finance , Finance , Tax
American Express 10 Flip Mino Cameras Giveaway Plus $100 Bonus
2009-12-16 15:13:00
How do you like the idea of having a Flip Mino video camera as a holiday gift? If you like it, then here’s your chance to win one of 10 Flip Mino cameras in this Savvy Holiday Money Tip contest and giveaway, sponsored by American Express . Yesterday, I wrote about the new ZYNC card from American Express. ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus American Express 10 Flip Mino Cameras Giveaway Plus $100 Bonus
More About: Contest
myFICO 26% off Promotion
2009-12-16 04:43:00
myFICO is offering 26% off its FICO Standard. The regular price is $15.95 for FICO Standard with which you can get your FICO score and credit report from either Equifax or TransUnion.  With the standard product, you will also get free FICO score simulator which allows you to play with different scenarios and see how ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus myFICO 26% off Promotion
More About: Credit report , Deal
American Express Launched ZYNC Card for Young Adults
2009-12-15 15:40:00
Early last week American Express introduced a new card called ZYNC, a card that aims at young consumers in their 20’s and 30’s who are looking for credit cards that offer flexible rewards program yet don’t cost a lot to own. Since it’s a charge card, not a credit card, the cardholder is required to ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus American Express Launched ZYNC Card for Young Adults
More About: Personal Finance
CollegeAdvantage Promotion: One More Day to Get $50 Bonus
2009-12-14 19:45:00
This is just a quick reminder that Ohio CollegeAdvantage 529 Plan $50 bonus promotion , which started in September, will end tomorrow, December 15th. If you still want to take advantage of this promotion and receive $50 free money to jump start your college savings, follow these steps to open an account and set up ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus CollegeAdvantage Promotion : One More Day to Get $50 Bonus
Visa To Be Included in S&P 500 Index
2009-12-14 17:30:00
Visa (NYSE:V) stock got a big lift today after Standard & Poor announced last Friday that the payment processor, along with four other stocks, will join the benchmark after the close of trading December 18th. I bought the stock at $59.50 a share on March 18, 2008 when it went public, despite that the economy was ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Visa To Be Included in S&P 500 Index
More About: Investing , Stock , Visa
Cashless Charitable Contributions
2009-12-14 16:27:00
While giving to those less fortunate is always important, the holidays provide a unique opportunity to reflect on our own blessings and to give to others who may not be as fortunate. For the past several years, I?ve enjoyed taking my son out to toy stores where I helped him select two toys, one for ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Cashless Charitable Contributions
More About: Personal Finance , Charity
American Express Gift Card Holiday Promotion
2009-12-14 16:06:00
The holiday is right around the corner and it’s time to prepare some holiday gifts for the kids’ school teachers. In the past, we always teamed with other parents to give the teacher one gift card with contributions from everybody in the group. This year, things are little different because we are relatively new and ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus American Express Gift Card Holiday Promotion
More About: Personal Finance
Weekend Linkage ? December 14, 2009
2009-12-14 05:27:00
It has been quite a long time since the last upgrade of the site. Though I believe “Don’t fix it, if it ain’t broke” in general, I feel that the site is due for a facelift because the theme I have been using for the past two years is considered old. A lot of functions ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Weekend Linkage – December 14, 2009
More About: Roundup
Frugal Gift Buying
2009-12-11 16:40:00
In this last installment of our Frugal Holidays series, we?d like to talk about frugal gift buying (Part 1 Frugal Holiday Entertaining, Part 2 Frugal Holiday Food). Gift buying can be fun but during years when savings accounts are not as plush as we?d like, 401k balances are still struggling to make a comeback and ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Frugal Gift Buying
More About: Frugality
Sony Launches Trade-In Program to Recycle Your Old Electronics
2009-12-10 17:39:00
Do you have old electronics, like digital cameras, camcorders, laptops, or MP3 players, that you no longer need? If you do, you can recycle them with the Sony Trade -In program and receive a Sony Style Gift Card with the trade-in value that you can use to purchase your next Sony electronic, either online at Sony Style or ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Sony Launches Trade-In Program to Recycle Your Old Electronics
More About: Shopping
OptionsHouse Introduction: An Interview with CEO George Ruhana
2009-12-10 15:30:00
OptionsHouse in an online discount broker which offers investors a wide range of products and services at competitive prices. I first knew the broker in April, then opened an account for myself in June (a $1,000 account minimum is required) and made a couple of trades. The reason I wanted to trade with OptionsHouse was ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus OptionsHouse Introduction : An Interview with CEO George Ruhana
More About: Investing , Stock , Brokerage
Citi Student Credit Cards Special Holiday Promotion
2009-12-09 23:06:00
Citibank is running a special holiday promotion for two of its student credit cards: the Citi Forward Card and the mtvU Card. From now till January 15, 2010, if you apply and are approved for either one of the two cards, you can receive extra rewards (in ThankYou Points) when using the card during the ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Citi Student Credit Cards Special Holiday Promotion
More About: Personal Finance , Student Credit Cards
Great Homemade Gifts for Kids
2009-12-09 16:32:00
Home is where the heart is, so why not let more gifts come from your heart than your pocketbook? If you?re looking for some homespun inspiration and how-to?s, look no further. Inspire (and supply) an art attack. An old fishing tackle box or even an ordinary shoe box can be quickly transformed into an art kit ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Great Homemade Gifts for Kids
More About: Frugality
The Importance of Having a Sell Strategy
2009-12-08 16:16:00
Today, I?d like to share with you the story of both my greatest investing success and my greatest investing mistake. Unfortunately, you?re about to find out that both stories relate to the same investment. It was the latter half of 1999. Tech stock mania was running wild and stocks were delivering unprecedented returns. ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus The Importance of Having a Sell Strategy
More About: Investing , Stock
Cash vs. Debit Cards
2009-12-07 16:27:00
Recently, CNN Money declared that “Cash is King for the Holidays“. According to a new survey done by the National Retail Federation, one out of four consumers intend to pay for their holiday gifts using cash, that’s 9.1% increase from last year. Another 42.5% of Americans intend to use their debit or check cards for ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Cash vs. Debit Cards
More About: Personal Finance , Finance
Weekend Linkage ? December 6, 2009
2009-12-07 04:25:00
It’s not officially winter yet, but we had our first snow of the season already. It was a pretty big one yesterday with accumulation about 2 to 3 inches from what I saw. The kids were very cited about the first snow in the *new* place and wanted to build a snowman. But we only ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Weekend Linkage – December 6, 2009
More About: Roundup
Lending Club $64.62 Referral Bonus
2009-12-06 16:05:00
Why $64.62? Why not a round number like $25, $50 or $100? According to Lending Club , the peer-to-peer lending operator, banks in U.S. made $6.462 billion last quarter. Apparently, that’s where the number is coming from. Of course, you can not getting that much as bonus. Still, $64.62 is quite a decent number. From December 3 to ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Lending Club $64.62 Referral Bonus
Citi mtvU Card: Getting Rewarded for Having a Good Grade
2009-12-05 18:31:00
Are you a college student who are shopping for your first credit card? If you are, Citi bank has a credit card for you, which not only gives you generous cash back for items you are likely to shop very often, but also rewards you for having a good grade. The card is called Citi mtvU Platinum ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Citi mtvU Card : Getting Rewarded for Having a Good Grade
More About: Personal Finance , Credit Card
November 2009 Score Card ? Part I: Net Worth
2009-12-04 21:08:00
Can’t believe it’s the last month of 2009 already. November turned out to be a very good month for us, especially for our investments which so far have been the main driver of our net worth growth. Overall, the stock markets worked in our favor in November, with the Dow gaining 6.51%, the Nasdaq adding 4.86%, ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus November 2009 Score Card ? Part I: Net Worth
More About: Review , Net worth
Great Homemade Holiday Gifts
2009-12-04 16:06:00
Home is where the heart is, so why not let more gifts come from your heart than your pocketbook? If you?re looking for some homespun inspiration and how-to?s, look no further. Say ?Season?s Greetings? with homemade sweets and treats. Nearly everyone enjoys a homemade dessert, but not everyone has the time or the ability to do ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Great Homemade Holiday Gifts
More About: Frugality
Fidelity Reduces 529 Plan Costs
2009-12-03 17:02:00
I am using Fidelity 529 plan to save for our older daughter’s future education. The investing started nearly four years ago and it’s still going every month now. When I read an article on Morningstar.com yesterday that Fidelity is reducing costs of its direct-sold 529 plans, I was quite happy to hear the news because, ...Original Post on The Sun's Financial Diary Special bonus offers Enter to Win 10 Flip Mino Cameras Plus $100 Bonus OptionsHouse 100 Commission Free Trades Scottrade 3 Commission Free Trades Lending Club $25 Sign Up Bonus CollegeAdvantage $50 Bonus Fidelity Reduces 529 Plan Costs
More About: Personal Finance , Investing
This Is Why I Trade with Scottrade
2009-09-17 17:09:00
I write about Scottrade quite often here for a couple of reasons: I have most of our investments with Scottrade, including regular brokerage account and IRA accounts; I am happy with their customer service. Usually customer service doesn’t play a big role when I select a bank or a broker (it wasn’t a factor when I decided to ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Trade King $50 New Account Bonus in August This Is Why I Trade with Scottrade
More About: Investing , Brokerage
Sweet! Now You Can Get $50 Bonus from CollegeAdvantage
2009-09-16 17:14:00
Early this month, Ohio CollegeAdvantage 529 College Savings Plan announced a promotion which gives each new plan participant $25 bonus for just opening an account. Yesterday, I got an email from CollegeAdvantage with a sweetened deal: For a limited time, each new customer will get another $25 bonus on top of the existing $25 referral ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Sweet ! Now You Can Get $50 Bonus from CollegeAdvantage
More About: Personal Finance
Mint.com is Scary
2009-09-15 20:24:00
Kind of. Last night, when I was writing the post about manageME 7, I logged into my Mint .com account first time in many months in order to make some comparison I needed for the post. I mentioned before that I mainly use a desktop version of Quicken to track my finance, not the online version, despite ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Mint.com is Scary
More About: Personal Finance , Finance , Money
Trade Gold and Silver with Zecco
2009-09-15 17:07:00
Online discount broker Zecco Trading keeps rolling out new service. Early this year, Zecco introduced Zecco Forex Trading, a platform that allows Zecco customers to trade foreign exchanges. Now you can even buy gold and silver if you are interested in investing in precious metal, right from the Forex platform. Gold has crossed the $1,000/ounce mark again ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Trade King $50 New Account Bonus in August Trade Gold and Silver with Zecco
More About: Investing , Brokerage
ManageME 7 Review and Membership Giveaway
2009-09-15 06:56:00
If you are using either Mint.com or Quicken Online to manage your finance, you probably have already heard the big news today that Intuit, owner of Quicken Online, is buying Mint.com. While changes can always be expected when such acquisitions occur, Intuit has promised to keep both popular online money management tool free for existing ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August ManageME 7 Review and Membership Giveaway
More About: Personal Finance , Finance , Money
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