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The Sun’s Financial Diary


The Sun’s Financial Diary
My personal experience of saving, investing, and living frugally.
Articles: 1, 2, 3, 4, 5, 6, 7

Articles

Financial Impact of Moving from New Jersey to Virginia
2009-09-11 20:33:00
Though we have been in our new home in Virginia for only 5 days, I already noticed a few money related impacts the move had on us. The move was mainly because of the relocation of my wife’s job at her employer’s request. But she didn’t get any adjustment of her salary. Of course, in this ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Financial Impact of Moving from New Jersey to Virginia
More About: Living
Monopoly City Streets, an Online Game Powered by Google Maps
2009-09-11 05:52:00
If you like to play the Monopoly, you will love this new online game by Hasbro, called Monopoly City Streets, an online version of the popular board game powered by Google Map. The game, launched yesterday, 09/09/09, is “an immersive experience that gives players a chance to experience the thrill of negotiating and building first hand. ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Monopoly City Streets, an Online Game Powered by Google Maps
More About: Free Stuff
PineCone Research Sign Up Link Is Back
2009-09-11 03:35:00
Just got an email from PineCone Research with a new sign up link. To become a PineCone Research panel member and get paid for completing online surveys, use this latest registration link to sign up. And, like always, you have to act quickly before the line expires. If you are not familiar with PineCone Research, check ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August PineCone Research Sign Up Link Is Back
Invest Directly with Lending Club
2009-09-10 06:10:00
I have been quite active in investing with Lending Club since February. However, for months, I can only buy loans on the secondary market because of Lending Club’s residence restriction which prohibits residents of New Jersey from lending directly. Though I was able to buy some notes at discount early on, most of the notes ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Invest Directly with Lending Club
More About: Alternative , Investing
Hello Virginia!
2009-09-09 07:14:00
How was your Labor Day long weekend? Did you enjoy the last holiday of the summer? For us, the past three days were probably the busiest and crazies days in a long time (and that’s why I didn’t post anything since Saturday). Ever since we decided to move to Virginia because of my wife’s job change, we ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Hello Virginia!
More About: General
College Advantage $25 Referral Bonus Is Back
2009-09-04 16:47:00
If you missed College Advantage’s bonus offer early this year, you can get it now. Ohio CollegeAdvantage 529 Savings Plan, which was named by Morningstar one of the best college savings plans in April,  is running the promotion program again. If you are interested in opening a 529 account with CollegeAdvantage and receiving the bonus (and make ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August College Advantage $25 Referral Bonus Is Back
Lending Club $2500 Giveaway
2009-09-04 04:48:00
Are you using Lending Club ? If not, then here’s your chance to win $2,500. The popular peer-to-peer lending site is going to have its 25,000th investor some time this month. To celebrate this milestone, Lending Club announced yesterday that the 25,000th registered investor will receive a total of $2,500 cash from LC! I started investing with Lending ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Lending Club $2500 Giveaway
More About: Alternative , Investing
August 2009 Score Card ? Part I: Net Worth
2009-09-02 21:53:00
Another good month is in the books. Though the August performance isn’t as good as July, it’s still good enough to push our net worth to another all-time high, which is pretty exciting. The gain in August is the sixth in a row since March. Comparing to the returns of the stock market last month ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August August 2009 Score Card ? Part I: Net Worth
More About: Review , Net worth
What Is FHA Loan?
2009-09-02 05:09:00
The process of selling our house is moving forward. This morning, our attorney told that the attorney review has completed and now the house is officially under contract. The buyer will do the home inspection this weekend. After that we will move to Virginia and leave the house and all other matters to our agent, ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August What Is FHA Loan ?
More About: Personal Finance , Real Estate , Mortgage
Surprise! Ally Bank Increases Savings Account Rate
2009-08-28 04:50:00
Well, this really comes as a surprise because I have already gotten used to Ally Bank ’s endless adjustments of the rates of their banking products. I was so pissed by the bank’s weekly rate reduction (yes, a rate change here or there every week) that I left Ally Bank only a couple of weeks after ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Surprise! Ally Bank Increases Savings Account Rate
More About: Personal Finance , Banking
?When It Rains, It Pours?
2009-08-26 04:55:00
I think this describes the best how we feel right now, but it’s all good. Our agent says “Things are heating up!” and they really are. This time last week, we were worried that we may have to leave our house on the market, hoping either to sell it if we are lucky or rent it out ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August “When It Rains, It Pours”
More About: General
Zecco Bonus Code for 20 Free Trades
2009-08-26 04:11:00
Popular online discount broker Zecco Trading is running a promotion which offers 20 commission free stock trades, a $90 value, to all new brokerage customers who sign up by Sunday, September 13, 2009! Zecco is one of the brokers which I have an account with and I have written about it quite frequently here (read my ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Zecco Bonus Code for 20 Free Trades
More About: Investing , Brokerage
We Sold Our House!
2009-08-24 06:35:00
That’s the good news . The bad news is the final price, after all the costs and cashback (no including the upgrade we did), is likely to be lower than the price we paid 5 years ago when we bought the house . But in this environment, we are still happy ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August We Sold Our House !
More About: General
Chase Amazon Visa Card Is Getting Better
2009-08-23 05:55:00
I just received a letter from Amazon .com which informs me that my Amazon.com Rewards Visa Card is being upgraded to Amazon.com Rewards Visa Signature Card with Signature benefits. I got the card in 2006 when I started to make more and more purchases at Amazon.com. I thought getting the card makes sense for the 3% cashback ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Chase Amazon Visa Card Is Getting Better
More About: Personal Finance , Credit Card
EverBank Money Market Account Opened
2009-08-21 06:47:00
a long time ago. When I updated our July net worth early this month, I mentioned that I opened another savings account. That’s was barely one month after I got an account from Ally Bank. The reason is that I became extremely disappointed by Ally Bank, not only because of all the troubles I had with ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August EverBank Money Market Account Opened
More About: Personal Finance , Banking , Money Market
AMEX To Raise Late Fee and Rates on My Cards
2009-08-18 06:28:00
I usually don’t pay too much attention to mails credit card companies send to me because, being very careful with my credit, I have largely stayed out of trouble with credit card companies. Most of the time, I don’t even read those letters that come with account policy or agreement changes. They just don’t concern ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August AMEX To Raise Late Fee and Rates on My Cards
More About: Personal Finance , Credit Card
OptionsHouse Dropped $100 Cash Reserve Requirement for Making a Trade
2009-08-15 17:29:00
I am not sure what role, if any, I had in this, but I was just informed by Shannon Paul, the Communications Manager of PEAK6 Online, the parent company of OptionsHouse, that the discount online broker has dropped the $100 cash reserve requirement (that’s different than account minimum, which is $1,000 to open an account) ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Trade King $50 New Account Bonus in August OptionsHouse Dropped $100 Cash Reserve Requirement for Making a Trade
More About: Investing , Stock , Brokerage
Do I Need a Credit Monitoring Service?
2009-08-14 22:09:00
I always consider myself pretty good at managing my own credit. Then last week, I had this idea of getting a credit monitoring service. The reason is because of some recent activities in my credit that could have a negative impact on my score. First in June, when I got my current job, I signed an ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Do I Need a Credit Monitoring Service ?
More About: Credit report
Two of My Lending Club Loans Are 30 Days Late
2009-08-13 04:49:00
Apparently, I was a little overstated the status of my Lending Club loans when I updated my loan portfolio and stated that there was no late or default. Somehow, I skipped one page where there are two $50 loans that are already more than 30 days late when I checked last night, both from the ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Two of My Lending Club Loans Are 30 Days Late
More About: Alternative , Investing
Morningstar?s New Mutual Fund Quote Looks Good
2009-08-11 02:44:00
I have mentioned a few time in the past that Morningstar is my primary tool when it comes to mutual fund research because, as far as I can tell, it has the broad coverage or mutual funds with the most comprehensive data of a fund. I even wrote about how to use Morningstar to research ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Morningstar’s New Mutual Fund Quote Looks Good
More About: Tools , Investing , Mutual fund
Free Credit Score for American Express Card Members
2009-08-09 05:00:00
The free credit score offer seems to be back again. I got my free Experian PLUS score back in April when AMEX offered the deal to cardholders. Though it’s not the most widely used FICO score, it should still give you an idea of your credit worthiness if you haven’t checked your score recently. And it’s ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Free Credit Score for American Express Card Members
July 2009 Score Card ? Part II: Investment Portfolio
2009-08-08 04:56:00
I should have done this last month for the mid-year checkup, but didn’t get time to record all the data and I had to delay the update to this month. In the past, I have reviewed our investments, mainly taxable stock and mutual fund investment. The reason I skipped retirement investments before is that some of ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August July 2009 Score Card ? Part II: Investment Portfolio
More About: Review , Investing
Citi Private Pass Offers $5 Tickets for Cardholders
2009-08-05 22:35:00
Since I am a Citi cardholder, I occasionally get promotional offer from the bank, offers on credit card and banking products. Recently, they sent me a promotion for cheap concert tickets this summer through Citi Private Pass. I myself is not a fan of music, but I thought I’d pass this promotion along to those ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August Citi Private Pass Offers $5 Tickets for Cardholders
More About: Personal Finance , Credit Card
House and Rent Update
2009-08-05 01:50:00
Our house has been on the market for nearly two months already and we still don’t have a buyer. Things were looking pretty good when we received an offer in the third week. However, it failed to go through as we were not able to reach an agreement with the potential buyer, even though we ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August House and Rent Update
More About: General
July 2009 Score Card ? Part I: Net Worth
2009-08-03 17:29:00
What a different one month has made! Given how much better the overall stock market has performed in July (the Dow up 8.6%, the S&P 7.4%, and the Nasdaq 7.8%), I expected a good month for our net worth. However, I am very surprised, and pleased, after finishing the calculation that not only it increased ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August July 2009 Score Card ? Part I: Net Worth
More About: Review , Net worth
TradeKing National Friendship Day Promotion: Get $50 Bonus When Opening a N
2009-08-03 04:27:00
TradeKing, one of the brokers that I am actively using, is celebrating the National Friendship Day in August with a promotion! When the broker ran the program last year, I think it was quite successful from what I can see. Now the program is back with the same promotional bonus of $50. Here’s what you ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus TradeKing $50 New Account Bonus in August TradeKing National Friendship Day Promotion : Get $50 Bonus When Opening a New Account
Cash for Clunkers Calculator
2009-08-01 18:28:00
I didn’t pay much attention to the “Cash for Clunkers” program (the Car Allowance Rebate System (CARS) program) because my 2000 Honda Accord is still in pretty good shape (though it has more than 115K miles on it already) and I have no plan to replace it. However, with so much talk about it, I ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Cash for Clunkers Calculator
More About: Personal Finance , Finance
Stretching An Entry Level Salary As Much As Possible
2009-07-31 16:03:00
It’s not a secret that entry level salaries aren’t the greatest paying, but college graduates still need to survive and somewhat enjoy their lives. This is why I really wanted to write about how college graduates can stretch their entry level salary as much as possible. Don’t worry because today I ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Stretching An Entry Level Salary As Much As Possible
More About: Personal Finance , Finance
Broker Web-Based Trading Platform Comparison
2009-07-29 17:27:00
I bought my first stock nearly 8 years ago with Scottrade, which is also my first stock broker, in 2002 and one that I have been actively using since then. Throughout these years, as more and more online discount brokers emerged, I have also got accounts with other brokerage firms in order to reduce trading ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus Broker Web-Based Trading Platform Comparison
More About: Investing , Stock , Brokerage
ING Electric Orange $25 Bonus Promotion Code
2009-07-29 02:05:00
Just got this email from ING Direct. The online bank is currently running a promotion for its Electric Orange Checking Account. The promotion will give $25 bonus to each new customer when the following conditions are met: Open an Electric Orange with promotion code EM298 by August 22, 2009; Activate the Electric Orange MasterCard Debit Card; Use the Electric ...Original Post on The Sun's Financial Diary Special bonus offers Citi Forward Card 11,000 Bonus ThankYou Points Lending Club $25 Sign Up Bonus ING Electric Orange $25 Bonus Promotion Code
More About: Banking
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