The Sun’s Financial Diary![]() The Sun’s Financial Diary My personal experience of saving, investing, and living frugally. Articles
Treasury Extended Money Market Funds Guarantee
2009-04-05 17:48:00 Last September, shortly after The Reserve Primary Fund broke the buck, the Treasury Department introduced a plan to provide temporary guarantee to money market mutual funds. The original plan was to use $50 billion from the Exchange Stabilization Fund to guarantee principal in money market mutual funds, which by design has the NAV of $1, ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Treasury Extended Money Market Funds Guarantee More About: Investing , Mutual fund , Money Market
Weekend Deals: Verbatim 160GB USB Portable Hard Drive $39.99
2009-04-04 20:33:00 Buy.com has Verbatim 160GB USB Portable Hard Drive with Backup Software for Encryption/Password Protection for $39.99 after $20 mail-in rebate with free shipping. The Verbatim 1TB USB Portable Hard Drive is selling at $109.89 with free shipping. Dell Small Business has Dell Dell 22 in Widescreen E2209W Flat Panel (U853F) for $169. Use coupon ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Weekend Deals: Verbatim 160GB USB Portable Hard Drive $39.99
Win $10,000 with UPromise Tuition Tales Video Contest
2009-04-04 18:21:00 Can you use $10,000 for college expenses? If you are creative and good at making videos, then here’s a chance for your to earn $10,000. UPromise is running a Tuition Tales Video Contest which will reward 3 winners with three grand prizes of $10,000 each. The videos will be judged on creativity, quality, and a demonstrated ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Win $10,000 with UPromise Tuition Tales Video Contest More About: Personal Finance
Individual Country ETF First Quarter Performances
2009-04-03 21:39:00 The first quarter of 2009 is in the books. Thanks to the strong rally in the second half of March, the U.S. stock market ended the month on the positive note, even though it wasn’t enough the pull the market out of the red for the quarter. For the quarter, the S&P 500 Index lost ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Individual Country ETF First Quarter Performances More About: Investing , Stock
Last Minute Tax Deals
2009-04-03 18:09:00 April 15th, the tax day, is less two weeks away. It’s time to get the work done. I got my TurboTax software and all the files/documents I needed and started our taxes in early February, but haven’t touched them in more than a month after I found out that, like the past couple of years, we ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Last Minute Tax Deals More About: Personal Finance
Guest Post at Quicken Blog on Budgeting
2009-04-03 04:27:00 This isn’t a topic I talked a lot here. In fact, I probably have never written about it, but last week I did write a guest post for Quicken Blog on budgeting. The post, though a short one, covers what one needs to consider before setting up a buget and how to actually create one. ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Guest Post at Quicken Blog on Budget ing More About: Personal Finance
My Old Credit Cards
2009-04-02 17:11:00 Whenever you receive a replacement credit card, the issuer always asks you to destroy the old card, like cut it in half, so the old card can no longer be used. Do you always follow what you are told to do? I don’t know about you, but I never destroy a single card. Instead, I put ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus My Old Credit Cards More About: Personal Finance
UPromise Card Improves Rewards Program and Offer $25 Bonus
2009-04-01 17:31:00 Early last week, I received my brand new UPromise Credit Card from Bank of America. The look, however, isn’t the only change that was made after UPromise switched the card’s association from Citibank to BofA. The rewards program itself also got an upgrade. I have been a UPromise credit card member since 2002, using it to ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus UPromise Card Improves Rewards Program and Offer $25 Bonus More About: Credit Cards , Personal Finance
KeyBank Offers FREE GPS for Its Checking Accounts
2009-03-31 19:25:00 Don’t have a GPS unit yet? Get one for free. KeyBank, which used to offer free iPod in the past for its checking accounts, now gives Garmin nüvi GPS for free if you open an new account April 24, 2009. Two models of Garmin GPS are offered in this deal: nüvi 205W GPS ($159 value) for either ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus KeyBank Offers FREE GPS for Its Checking Accounts More About: Free Stuff , Free
What Happens to Your Car Warranty if GM or Chrysler Goes Bankrupt
2009-03-31 17:35:00 Yesterday, the Obama administration issued an ultimatum to GM and Chrysler , asking Detroit’s troubled auto makers to restructure immediately or they will face other options including bankruptcy. Unlike last December when the Bush administration gave GM and Chrysler $17.4 bailout to keep them operating, this time the government decided to take a hard line on ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus What Happens to Your Car Warranty if GM or Chrysler Goes Bankrupt More About: Auto
New Car Buyer Tax Break for 2009
2009-03-30 20:11:00 IRS today announced a special tax break for new car purchases (the tax break was actually approved by the congress as part of the American Recovery and Reinvestment Act of 2009). If you are planning to buy a new car, then you may get a break on state and local sales taxes and deduct taxes ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus New Car Buyer Tax Break for 2009 More About: Personal Finance
Are Vanguard Mutual Funds Getting Expensive?
2009-03-30 19:00:00 Early this year, I compared performance of actively managed funds in my portfolio against some Vanguard index funds. In addition to the fund returns in 2008, which are all quite different between the two group of funds (four out ten funds beat Vanguard while the other six lagged), another thing I noticed from the comparison ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Are Vanguard Mutual Funds Getting Expensive? More About: Investing , Mutual fund
Is S&P 500 Recent Rally Real?
2009-03-29 21:01:00 Last weekend, I shared a video from INO which examined the rally of the Dow Jones Industrial Average occurred in the past couple of weeks and concluded that it was just a temporary bounce in a down market. This week, INO released another educational video for its take on the recent gains of the S&P 500, ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Is S&P 500 Recent Rally Real ? More About: Investing , Stock
Benjamin Graham?s Three Principles of Value Investing
2009-03-27 16:57:00 Have you read The Intelligent Investor and Security Analysis by Benjamin Graham ? These two books are considered as must read for value investing, but they are all pretty heavy books, especially the Security Analysis. If you just want to grab the essentials of the books, then there’s on article on Forbes about Graham’s three timeless ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Benjamin Graham’s Three Principles of Value Investing More About: Stock , Value Investing
A Few Options to Invest in Gold
2009-03-26 19:04:00 if you are interested in having the bullion in your portfolio, of course. ETFs This is probably the easiest way to invest in precious metals, gold and silver. There are some several precious metal ETFs available as I discussed in my previous post. Among them, two are very popular: SPDR Gold Shares (GLD) and iShares Silver Trust ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus A Few Options to Invest in Gold More About: Alternative , Investing
Lending Club Introduces Self-Directed IRA in Peer-to-Peer Lending
2009-03-26 03:27:00 Lending Club , the only SEC registered peer-to-peer lending site, today announced the introduction of the first ever self-directed IRA to let lenders save for retirements through P2P lending. The new self-directed IRA accounts are managed by EntrustCAMA, a custodian of both self-directed and real estate IRAs. Currently, Lending Club self-directed IRA plan participants can choose to ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Lending Club Introduces Self-Directed IRA in Peer -to-Peer Lending More About: Peer-to-peer , Alternative , Investing
Load up More Third Avenue Real Estate Value (TAREX)
2009-03-25 16:08:00 One of the two funds in my mutual fund portfolio that I don’t buy regularly is Third Avenue Estate Value Fund (TAREX), though I have owned this fund for years (the other one is Tocqueville Gold (TGLDX), but I bought TGLDX more often). When I first bought TAREX, the initial minimum investment was something like ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Load up More Third Avenue Real Estate Value (TAREX) More About: Investing , Mutual fund
Bank Bonuses: $50 for Bank of America Checking and $50 for Capital One Savi
2009-03-25 04:04:00 A quick post on a couple of new bank account bonuses. Bank of America is offering a $50 bonus when opening a new MyAccess Checking Account with promotion code GROUP50 and a minimum initial deposit of $25. According to the offer page, there’s no monthly fee for MyAccess Checking Account opened with the above promo code. ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Bank Bonuses: $50 for Bank of America Checking and $50 for Capital One Savings More About: Banking
What You Need to Know about Early Withdrawal from Retirement Accounts
2009-03-24 16:52:00 If you are saving for your retirement using vehicles such as IRA and/or 401(k), there are limitations on when investments can be withdrawn from these accounts. Since these are tax deferred accounts, either contributions (401(k) and Traditional IRA) or growth (Roth IRA), or both (401(k) and Traditional IRA) will be taxed at the time when ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus What You Need to Know about Early Withdrawal from Retirement Accounts More About: Personal Finance , Tax
Citi Reverse Stock Split: Is It Good for the Stock?
2009-03-23 21:04:00 This is a comment left by nt on my post on Citi stock purchase: I heard that citi group is reverse splitting the shares. Is this good for the investors? Before talking about what a reverse stock split is, here’s a story of one stock I used to own which did a reverse stock split in the ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Citi Reverse Stock Split : Is It Good for the Stock? More About: Investing
PIN vs. Signature Based Debit Transactions
2009-03-23 17:43:00 Last week, when I was writing the article on reward checking accounts, I noticed that some banks not only require a number of debit card transactions in a month in order to get the higher yield, but also explicitly say qualifying transactions must be PIN (personal identification number) based, while others insist only signature based ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus PIN vs. Signature Based Debit Transactions More About: Credit Cards , Personal Finance , Money
Weekend Linkage - March 22, 2009
2009-03-23 03:48:00 We took our daughters 65 miles east today to visit The New York Botanical Garden, where there’s a Orchid Show going on right now. It’s the first time we have ever been there (though we lived on the other side of the city for years) and the kids really enjoyed the trip. With the kids running ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Weekend Linkage - March 22, 2009 More About: Roundup
Is This Rally Real?
2009-03-21 17:14:00 Since closing at 6,547.05 on March 9th, the Dow Jones Industrial Average gained back more than 11% in the past 9 trading sessions to recoup some of the losses. The rally was partly fueled by financial stocks after two of the nation’s three largest banks, Bank of America (BAC) and Citigroup (C), made bullish comments ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Is This Rally Real ? More About: Investing , Stock
Reward Checking Accounts
2009-03-20 17:40:00 I wrote quite often about banking deals here, mostly high-yield savings accounts (well there probably isn’ t any real “high-yield” account any more if you look at what savings accounts are offering now) but occasionally checking accounts, because I am always on the look out for better places to park our cash. And when ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Reward Checking Accounts More About: Personal Finance , Banking
Should Gold be in Your Investment Portfolio?
2009-03-19 17:18:00 I have talked a lot about gold here. The reason is I am a believer that gold, not physical gold though, should have a place in the portfolio, not exactly for hedging against information but for diversification. Take a look at the performance of the stock market and gold since 2007, for instance. After ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Should Gold be in Your Investment Portfolio ? More About: Alternative , Investing
Stocks I Bought Recently
2009-03-19 14:47:00 I mentioned early this month that I bought 600 shares of Citigroup (C) on the day when the stock was traded below $1 for the first time ever. From where the stock is traded now (it closed at $3.08/share on March 18, 2009), it seems that my bet is a good one, even though I ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Stock s I Bought Recently More About: Investing
Firstrade Offers $10 Gift Card and Chance to Win a iPod Neno When Joining I
2009-03-19 04:16:00 Firstrade, one of the popular discount online brokers, is offering incentives to people who join and participate in their newly launched online community, The Investor Network. Details of incentives being offered are as the following: Firstrade is very pleased to announce the launch of a promotion on The Investor Network. We?ll be giving an Apple iPod Nano ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Firstrade Offers $10 Gift Card and Chance to Win a iPod Neno When Joining Its Online Community More About: Ipod , Investing , Stock
Can You Get a Better Rate at MoneyAisle?
2009-03-17 19:32:00 Money Aisle is an online marketplace where banks compete to each other to offer better rates for high-yield savings account or CDs. I have heard about MoneyAisle a while back, but never got a chance to check it out until recently, partly because back then I was very happy with Dollar Savings Direct’s 4.0% APY. But ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Can You Get a Better Rate at MoneyAisle? More About: Personal Finance , Banking
China ETFs
2009-03-17 04:06:00 The economic crisis around world has put China under the spotlight. The world’s third largest economy, who also holds nearly $2 trillion in foreign exchange reserve, has started to use its nearly $600 stimulus package to revive its economy, building highways and railroads, investing in educations, and improving social welfare. While banks in the U.S. ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus China ETFs More About: Investing , Stock
Weekend Linkage - March 15, 2009
More articles from this author:2009-03-16 04:43:00 Market Recap It has been quite a long time since we had a rally in the stock market like the one we had last week as investors were encouraged by comments made by Citigroup and Bank of America chiefs that the nations largest banks were profitable in the first two months of this year. The rally ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Weekend Linkage - March 15, 2009 More About: Roundup , March 15 1, 2, 3, 4, 5, 6, 7 |




