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Surveys
2007-11-04 12:55:00
At Ross Mundy Custom Homes we care about our customers opinions. In order to allow our customers to be honest about their experience buying and moving into their Ross Mundy Custom Home we hired a third party surveying company. The name of our surveying company is Guild Quality. They conduct 2 phone surveys with every customer right after the closing of your home, and again between 6 and 10 months after you have closed on your home. This allows us at Ross Mundy Custom Homes to assure we are getting accurate information about our customers experience with our whole team not just one aspect. As you will see our Recommendation Rate is 96.9%. We take your opinions very seriously and want to make sure that everyone in the Ross Mundy Custom Home Family is taken care of to the best of our ability. This is just one step we take to assure that your experience was and always will be the best home buying experience you every had. Please check out our website at http://www.rossmundy.com/ to find...
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TOP 10 REASONS TO BUY A ROSS MUNDY CUSTOM HOME
2007-09-28 22:26:00
1) Home ownership is the first step to building wealth2) Home ownership qualifies you for tax deductions3) Interest rates remain low4) Take Advantage of today's value-added incentives, Hurry-they won’t last long!5) Return on Investment – the rate of appreciation in Atlanta is above the national average6) By owning your own home, you can live the American Dream7) Location…Location….Location - homes are available in a variety of price ranges 8) Housing Choice – Ross Mundy Custom Homes feature flexible designs, innovative technology & the latest products and finishes. 9) Energy efficient construction techniques and products translate into savings10) Atlanta remains a hot market, ranking 4th nationally in home salesNow is the time to buy a new Ross Mundy Custom Home in Atlanta and I'm here to help! Matt DeCesaro, Assistant Vice-President, Mortgage Banker, SunTrust Mortgage, (678) 565-5570, www.suntrustmortgage.com/mattd
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Lower Fed Rate Means Opportunities on the Rise
2007-09-25 22:21:00
For the first time in more than four years, the Federal Reserve cut its Fed Funds Rate , which directly impacts millions of American borrowers. And while this important decision has many implications, there's still some debate among experts about what this means to the economy as a whole.The Federal Reserve meets again in six weeks, and no one is certain how market volatility and inflation concerns will affect their future policy and decision-making. Bottom line: Take advantage of this opportunity while you still can.If you have an Adjustable Rate Mortgage, while this rate cut might help to improve your situation, now is the time to refinance into a fixed-rate loan.If you have a Home Equity Line of Credit (HELOC) or credit cards tied to the Prime Rate, the Fed's cut in the Fed Funds Rate just put a little money in your pocket.Borrowers waiting for a lower fixed-rate mortgage may be waiting for a long time. Fed Funds Rate cuts do not translate into cuts in fixed-rate mortgages. In J...
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How Mortgages Work
2007-09-05 02:41:00
In years past a home buyer would visit their local Savings & Loan to obtain a mortgage. The Loan Officer at the bank would approve the mortgage and fund it with cash reserves from the vault. This system worked well until the bank ran out of money to lend. Borrowers came to the S&L looking for a loan and were told to come back when a current mortgage was paid off. What the bank needed was a way to sell the loans it made, freeing up the capital to lend to new borrowers. This way they could lend the “same” money over and over, earning an income from servicing the loans and assisting the community by offering a near limitless pool of money.To address this issue, Fannie Mae was established. The goal was to provide cheap mortgage money to prospective homeowners using bonds and not "cash reserves from the vault". The bond or Mort gage-Backed Security (MBS) takes mortgages with similar risk characteristics and pools them together. Investors in the MBSs know ahead of time the return t...
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Commitment
2007-08-29 15:02:00
At Ross Mundy Custom Homes, it is our mission to improve lives by building exceptional homes in lasting communities. Believing we build more than just homes, we value all of the relationships formed throughout each homeowners’ building process. To ensure happiness in your new home long after closing, we offer a home warranty that is among the best in the industry. For one full year after closing on your new home, our team of Warranty Service professionals will take care of all your home warranty needs. To safeguard your peace of mind in your new home, we have also partnered with Quality Builders Warranty Corporation to offer a ten year structural warranty that adheres to the strictest standards of excellence. When you work with Ross Mundy Custom Homes, you can have the confidence that we are committed to providing you the home of your dreams, built with the finest materials and built to your standards.
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Home Loans: What Are the Facts?
2007-08-23 05:56:00
The Federal Reserve has taken significant action in the last few weeks due to the credit crunch. And now they've made an unexpected move by cutting the discount window rate – which is great news. Let's look at recent events and understand what they mean.To date, over 120 mortgage companies have closed their doors and many media outlets have incorrectly added fuel to the fire by stating that mortgage lending has stopped altogether and that borrowers can't get a loan without a 20% down−payment. THIS IS NOT TRUE!Conforming interest rates and loan programs, those backed by Fannie Mae and Freddie Mac, have not been significantly impacted by recent events. Even better, interest rates have come down from recent highs. While this is good news, the market is changing daily. Borrowers need to act swiftly and decisively in today's climate.Now back to the discount rate. The Fed's decision to cut the discount rate providesstability in the financial markets and this can be good for all...
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Buy Now in Atlanta
2007-08-19 02:41:00
The fact that metropolitan Atlanta is still seeing 500 people a day moving into the area and inventory levels of houses are on the rise, Atlanta continues to be a very good place to buy a home. The current market condition is not a building problem. The current conditions are banking and mortgage issues that need to be corrected. Everyone in the industry has benefited from the sub prime and Alt A markets that were created by Wallstreet. However, does a person with a 500 credit score, doing a stated income program, and getting 100% financing really need to purchase a home? This is the reason why foreclosures are up and the sub prime and Alt A programs are almost extinct. There are still extremely good products in the market right now like FHA, VA, and my community loans for people with a "good" credit score. To help out with the current conditions, the FED stepped in on Friday and lowered the discount point by .5%, which did wonders for stocks that afternoon. Atlanta has always ...

Construction Budgets
2007-08-13 19:13:00
Construction Budgets are an important key to the success in our day to day building of a Ross Mundy Custom Home. If you do not prepare for all of the possible variables that can occur on a job site you could end up in a lot of trouble or out of business. We at Ross Mundy Custom Homes work diligently with our sub contractors to assure our customers are getting the best possible home for the money. In order to do this we have to prepare construction budgets and contracts for every home we build. This does two things, allows our contractors to know what they are getting paid before they ever do the work, and it lets us know what to expect to pay out on any given home that we build. Construction Budgets have been around for a long time and the sooner you understand and master it, you can achieve success at anything you do.
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Communication
2007-07-30 15:44:00
Communication is a word used throughout everyone's business. It is a crucial part of success in everything we do. We here at Ross Mundy Custom Homes strive to communicate effectively to our customers, employees, and contractors. It sounds like a simple task doesn't it. The problem is if you don't have a path or a system that allows communication to flow efficiently through your business you will fail. It is extremely important to set up systems and monitor them consistently to assure proper communication throughout your company. We have put a lot of time and energy in setting up systems that work and can be repeated easily without a glitch. Some of the most important things that we have done at Ross Mundy Custom Homes is set up timelines, schedules, forms, templates, flow charts, and manuals that explain the Ross Mundy Way. It has become a huge asset to our success, and we will continue to train Communication to all of our employess, customers, and contractors, and we kno...
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Restructuring
2007-07-27 15:56:00
When is the right time to restructure your business model? Ross Mundy Custom Homes has just restructured our business model as we recently laid off eight employees'. Over the past couple of years RMCH has grown at an average of 30-40% with a relative flat 2006. We have grown and added overhead as the market has been strong. This year the housing market has been down and has not allowed us to continue on our record setting pace as we had predicted. With this softening market, our employees' have not been as productive as they could have been. A couple of things that lead to our restructuring were lack of work and market conditions not set to improve for another year or so as some experts predict. We have restructured our corporate office to allow us to grow to other cities. With this restructuring, our project managers will be responsible for their entire neighborhoods productivity. For RMCH to become more productive, we are also focus on new accounting software that will int...
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Choice
2007-07-23 17:43:00
Given the choice, people like to choose. At Ross Mundy Custom Homes, we understand that your home should be as unique as you are. That is why we invite our customers to take an integral part in the home design process. At our design center, designing and decorating your new home is effortless. The opportunities are limitless when purchasing your preconstruction home. Working with our design consultants, owners will be able to choose every option and feature in their homes at our design center – resulting in a personalized home that is just as unique as you are. Not only does Ross Mundy Custom Homes believe owners are crucial in the design of their own homes, we take each individual homeowners’ comments to shape and influence the design of our neighborhoods. We understand that a home is the biggest purchase you will ever make – and it should be everything you desire and more.
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House Wrap
2007-07-12 18:18:00
We at Ross Mundy Custom Homes take advantage of many products to improve the quality of our homes. Another aspect of the standard Ross Mundy Custom Home is the use of House Wrap . House wrap is a material used to seal up a home from moisture. We do this to avoid problems that happen from the expanding and contracting of building materials we use on our homes. There are many companies out there that offer house wrap. The main thing you want to look at before applying house wrap is the installation process. It has to be applied correctly. It must be wrapped tight, and sealed with tape on all seams. There is another advantage of house wrap and this is a plus for you the homeowner. It has been proven that house wrap can lower the cost of your utility bills. This becomes extremely important for homes built on property with little or no protection from the sun. The hotter it gets the more the air has to run. So remember the next time your out looking for a new home be sure to ask about hou...
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Quality Over Quantity
2007-07-09 22:38:00
In a market flooded with hollow promises, we really do our best at Ross Mundy Custom Homes to bring something extra to our homes and neighborhoods. But how can you really convince buyers of that integrity? One of the best ways is in the quality of the home buying experience. As part one of a three part series, I am sharing the first one of our promises to you - the home buyer. We realize that buying a home is not just a purchase but an experience. When you buy from us, we want that experience to be exciting and memorable.Our Promise to You...QUALITY At Ross Mundy Custom Homes, we go above and beyond our homeowners’ expectations. Founded on sound principles of integrity and hard work and a solid foundation of experience and knowledge of the home building industry, we truly believe that quality is more important than quantity. With attention paid to every detail of new home construction, we take the extra time before the building process ever begins to find out precisely what you ...
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Get it in Writing!
2007-07-02 15:20:00
How many times have you heard, “If you want something, get it in writing?” When buying a home, one of the most important things that you can do is to fully understand the entire process from the contract to the warranty procedures. If something is said or promised make sure it is in writing BEFORE you close on your home. There are so many people involved with buying a home. Typically, you have a buyers agent, an agent/representative for the seller or builder, a loan officer with a mortgage company (lender), closing attorney which represents the lender, and finally the buyer and the seller. With up to six different people thinking and saying different things at different times, the facts could get confusing if you don’t get it in writing. One of the worst things that can happen to a buyer is thinking they are getting something before closing and after closing there is a misunderstanding and the buyer not get what they thought they were promised. Most of the time this is n...
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A Few Good Agents
2007-06-30 20:20:00
From the beginning, our company's growth has been slow by design. We are not looking for numbers. We commit ourselves to the best interests of the customer, and in return the customer receives experience, knowledge, quality, and professionalism. These traits are found in all of our agents at Ross Mundy Custom Homes. We are selective in who we invite to join our company and we are dedicated to continuing education, utilizing new technologies, constant market research, and developing innovative market strategies. Most importantly, Ross Mundy Custom Homes is a family. We celebrate each other's success, we help one another to reach goals, and we look out for one another's best interests as if they were our own.If you can offer us this and more, then we want to meet you. Send Resumes to info@rossmundycustomhomes.com
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Quality Building Products
2007-06-28 14:18:00
Over the past 8 years Ross Mundy Custom Homes has consistently changed and adapted to different wants and needs of our buyers to ensure we are building the best product for the money. In saying that, one major change we made about 2 years ago was to install AdvanTech for our subfloors. AdvanTech Flooring and Sheathing panels are high-performance structural panels specifically engineered to provide more water resistance and stability than plywood. In addition, AdvanTech comes with a 50-year limited warranty. AdvanTech panels are warranted not to require sanding due to moisture absorption during installation.The reason we switched from the standard T&G plywood to AdvanTech was to improve the quality of our floors. It helped in the amount of warranty calls we had for floor squeaks and warping due to getting wet during construction. One thing you can't due is stop the rain, but you can install products that the rain will not effect. This is just one of the many changes Ross M...
More About: Building , Products , Quality , Prod , Ality

Butterfly Bonus Agent Co-Op Program
2007-06-25 23:07:00
Ross Mundy Custom Homes wants you to be our partner in success…that’s why we are offering commission bonuses worth nearly $50,000*(see our sales consultants for details)total in addition to your commissions! With 10 current communities (and more to follow),the selling is easy. HOW DOES IT WORK? — It’s Simple!During 2007 sell 1 home and receive $500...Sell 10 homes and receive almost $50,000* in bonuses! All of this in addition to your co-opcommission! What are you waiting for? Get with the Program today!
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New Home vs. Resale?
2007-06-19 19:19:00
With so many homes available to buyers it can be difficult to make a decision as to what type of home to purchase. There are advantages and disadvantages with both types of homes, so it is a personal decision for you to make when it comes to buying your home. Making a decision may be easier once you highlight some of the differences between a new home and an existing home. For example, in an older neighborhood, you are going to have more mature trees and landscaping than homes built in newer subdivisions. Living in an older home means you may have to deal with the problems that occur more often with an older home such as a purchasing a new furnace, water heater, or roof. Some people prefer a new home because they do not want to live in a home that was previously occupied by someone else, each person has their preferences. If you purchase a new home, you may have to wait for months for it to be built, but you do have the freedom to pick what types of materials you would like in the h...
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Buyer's Market
2007-06-14 17:09:00
Have you ever heard the term "Buyer's Mark et "? This is a term that is used when the supply of houses is greater than the demand for houses in a particular area. Currently, metro Atlanta is in a buyer's market. In this market, buyers should ask themselves a few questions. Are you getting the greatest value for your dollar? Are you happy with the home you're getting and the customer service that you have received? Do you understand the warranty process? Can you get more home/land for your money in a different area? Is this a quality home? Furthermore, interest rates are still very low and might even come down a little bit this summer. If you are looking for a home, now is not a bad time to buy. Buyer's have a lot going for them and seller's need to sell.Sure is a great time to buy a home!

Are you ready?
2007-06-12 18:20:00
The home-buying process doesn't need to be scary. If you feel that you can't afford a home because of your credit history, lack of savings for a down payment, current financial obligations or any other reason, please have no worries when acquiring a new Ross Mundy Custom Home. Our sales consultants will provide information on monthly payment savings, understanding your credit file and much more. Many people are enticed by the idea of buying a rundown home, moving into it, fixing it up and reselling it for profit, but there is nothing like the smell of a “New Home”. Given all the right circumstances, fixer-uppers can be a lucrative investment, but they're by no means a sure bet, money tree, or a license to print money when it becomes time to re-sell. Ownership in a Ross Mundy Custom Home makes for a great solid investment for you and your family. Here a few steps to get you going… are you ready? We will get loan pre-approval for you, provide a guided tour of our Showcase Ho...
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Do Your Homework
2007-06-06 16:12:00
The single most important thing you can do to succeed in any business is plan. In the building business this is especially important. The markets are forever changing and in order to keep up you must plan ahead for every possible curve ball that can be thrown. Some of the main obstacles that we face at Ross Mundy Custom Homes are price, location, and features. We utilize the information we receive from Metro Studies, as well as our own knowledge from driving to different locations to ensure we build the right product for the right location. The customer is extremely important to us. We understand the only way we are going to exceed their expectations is to plan to make sure we are giving our customer what they want. We evaluate every home and project like it is our last. We do this to ensure we are learning from our mistakes as well as reenact our successes. In the end you will realize the success you achieve comes from the homework you did before you ever began.
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Quality
2007-06-04 19:32:00
How do you know if you are buying a “Quality ” home? The dictionary definition of “Quality” is a consistent performance of a uniform product meeting the customer's needs for economy and function. But what does that mean? Was your home built using a consistent process with quality control checks along the way? Just as a pilot uses checklists before, during, and after every flight, Ross Mundy Custom Homes uses checklists at every stage of construction to ensure a uniform construction process. And the last part of our construction process is a Quality Control Inspection by our Project Manager. Every home must pass that inspection before it is given a Seal of Completion and deemed finished and ready to present to our customers. Price does not determine quality. Attention to details determines quality and whether you buy a home for $150,000 or $1,500,000, the features of the home will be different, but the quality of construction should be the same.
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