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PropertySolutionSF the San Francisco Bay Area Real


PropertySolutionSF the San Francisco Bay Area Real
the Blog for news, information, and updates for buying, selling, and renting homes in the San Francisco Bay Area Real Estate Market.
Articles: 1, 2, 3

Articles

NBC Nightly News on Real Estate pt 3
2008-03-30 00:10:00
One of the issues that?s rising are Mortgage scams, and I think it was great that Nightly News talked about this issue. One con-artist, RYM Tech, like many mortgage con-artist promise homeowners a way to keep their homes, but in the end, lied, and stole their money. It?s a good reminder for anyone to remember that ...
More About: Estate , Real Estate , Real
NBC Nightly News on Real Estate pt 2
2008-03-28 16:39:00
I?m a bit surprised as the Monday Show didn?t dedicate more time as it stated in their promos about having ?in-depth? coverage on the current real estate market nationwide. So the past few days, the show has given a segment highlighting different topics that have affected homeowners in some capacity. The first two nights were about ...
More About: News , Estate , Real Estate , Real
0.75 Federal Cut Rate
2008-03-27 19:32:00
It?s amazing what?s happened within the last two weeks! A lot is changing and continues to change within the world of real estate, mortgages, and our economy as a whole. If you haven?t been paying attention, the Federal Reserve (more like Bernanke, the Fed?s Chairman, lowered the rate by 0.75%; now, if you did know ...
More About: Rate
FREE Electronic Waste Collection and Recycling in SF
2008-03-27 18:31:00
Anyone of you have a lot of clutter in your home? Want space back from all the old television sets, computers, or electronic devices that you?ve always said you were going to get rid of, but didn?t know how or where to?   Well, the city of San Francisco ?Clean City? program is having another one of ...
More About: News , Electronic , Recycling , Free
NBC Nightly News In-Depth Report on Real Estate Market
2008-03-22 04:00:00
This should be interesting as this coming Monday; the Nightly News with Brian Williams will have a special report on the Real Estate market nationally. It will be ?extended? with limited commercial ?interruptions? so that they can put in more of the show which, hopefully, can offer extra information that can be useful for any ...
More About: Real Estate , Real Estate Market , Market
Free Admission to SF Zoo
2008-03-14 18:51:00
If you didn?t know, the city of San Francisco has free passes for residents and visitors to the city at their public destinations like the San Francisco Zoo.   In a time with both head of households working to pay the bills and the children keeping their heads in front of the tube, how often can you ...
More About: News , Free
Free Admission to SF Zoo
2008-03-14 18:51:00
If you didn?t know, the city of San Francisco has free passes for residents and visitors to the city at their public destinations like the San Francisco Zoo.   In a time with both head of households working to pay the bills and the children keeping their heads in front of the tube, how often can you ...
More About: Free
That Perfect Home: Must-Haves and The Wish List
2008-03-14 01:10:00
Taking the time to identify and categorize what you?re looking for in a home is an important first step in the home-buying process. List s that rank your must-haves, wants and dislikes will help you stay focused on your ultimate goal ? finding the perfect house ? and help you keep a cool head while touring open ...
More About: News , Home , Buyer , Perfect
That Perfect Home: Must-Haves and The Wish List
2008-03-14 01:10:00
Taking the time to identify and categorize what you?re looking for in a home is an important first step in the home-buying process.   List s that rank your must-haves, wants and dislikes will help you stay focused on your ultimate goal ? finding the perfect house ? and help you keep a cool head while touring ...
More About: Home , Buyer , Perfect
Are You as Healthy as the City You Live In?
2008-03-11 22:53:00
We all know the Bay Area is among the “Greenest” cities in the world and that people in the San Francisco Bay Area try their best in keeping fit. Well, good news, it’s official, the city of San Francisco has been acknowledged as one of the best cities that residents do “walk” to from home ...
More About: Live , City , Healthy
Delinquent Mortgage
2008-03-11 18:51:00
This is when the homeowner (borrower) has failed to make their monthly mortgage payments to the loan holder/lender (borrowee) that has been written in the loan document. If the homeowner can’t make its payments within the time limits that have been stated, the lender, they will start the foreclosure process.   This is something that has been ...
More About: Mortgage
FREE Electronic Waste Collection and Recycling in SF
2008-03-11 18:31:00
Anyone of you have a lot of clutter in your home? Want space back from all the old television sets, computers, or electronic devices that you’ve always said you were going to get rid of, but didn’t know how or where to?   Well, the city of San Francisco “Clean City” program is having another one ...
More About: Electronic , Recycling , Free , Waste
Yahoo?s Foreclosure Option
2008-03-07 16:19:00
If you?ve been looking into home prices online, you?ve probably have come across using Yahoo ?s Real Estate section in their website. Much less, if you?re looking for bargains in the real estate market and if your real estate advisor hasn?t mentioned this to you, but looking into foreclosed, probate, and short sale properties is always ...
More About: News , Foreclosure , Yahoo!
Hidden Assessments and Rising Cost for Condo Owners
2008-02-28 08:41:00
If you’re a condo owner in the San Francisco Bay Area, this should be news that you NEED to read. I’ve read this multiply times and I am amazed to find out about the hidden assessments and control homeowner associations have against the property owners inside the condos.   These are issues that most real estate ...
More About: Cost , Condo , Hidden , Assessments , Owners
Lunar New Year Parade In SF
2008-02-01 16:17:00
  It’s 2008 and it’s the month of February and if you live in and around San Francisco , you know that this month is the beginning of the Lunar New Year . This will be the year 4706 with the first day on the 4th of February in the Lunar calendar. It will be the year of ...
More About: News , Lunar New Year , Parade
Closing Statement
2008-01-30 01:16:00
The financial disclosure statement that accounts for all of the funds received and expected at the closing, including deposits for taxes, hazards insurance, and mortgage insurance.
More About: Statement
Yahoo?s Foreclosure Option
2008-01-26 16:19:00
If you?ve been looking into home prices online, you?ve probably have come across using Yahoo ?s Real Estate section in their website. Much less, if you?re looking for bargains in the real estate market and if your real estate advisor hasn?t mentioned this to you, but looking into foreclosed, probate, and short sale properties is always ...
More About: Foreclosure , Yahoo!
Desperate Homeowners doing anything to save their Homes
2008-01-25 17:43:00
Being in the Bay Area, especially in San Francisco, most homeowners have the luxury that the real estate market here is still healthy compared to the rest of the nation. The city hasn?t become less desirable because of the market crash, in fact, it?s made it more so because of the sound investment it is ...
More About: News , Homes , Save , Homeowners , Desperate
How Many Mortgage Lenders Have Shut Down?
2008-01-24 17:59:00
Believe it or not, my Mort gage Broker told me that nearly 150 U.S. mortgage lenders have shut down last year in 2007. The year before that, there was only about 18 of them compared to the whooping 150 closers.   This year, there have been seven. So for you potential homebuyers and current homebuyers in the market ...
More About: Loans , Shut , Lenders
And the Biggest Winners in this Housing Market are?
2008-01-23 19:59:00
The landlords?of course. With the mortgage crash that happen a few months back and the increase difficulties for new homebuyers in getting pre-approved for a loan, most potential homeowners who may have wanted to get into the buyer?s market found that it they couldn?t become homeowners, they had to stay in the rental market as ...
More About: Market , San Francisco , Housing , Winners
Sunset Idea House
2008-01-21 08:17:00
For anyone interested in converting their home into a more eco-friendly environment, Sunset Magazine?s current Idea House in San Francisco ?s Mission District is one that you MUST check out! It?s been open for the public to view since November and it?s still open until the end of January.   The Idea Home, located at 2500 274th Street ...
More About: News
Homebuyer?s Remorse
2008-01-19 17:27:00
Now you?ve done it ? the legally binding purchase offer you?ve submitted has been accepted and you?re officially committed to closing on your dream home. What have you done? Did you overpay? Did you overlook some ghastly and expensive structural flaw? Is this really the neighborhood you want to live in for the next several ...
More About: Buyer , Remorse
President Bush?s Mortgage Freeze
2008-01-19 01:04:00
If you haven?t heard, President Bush has put in place a five-year mortgage freeze on rates for homeowners facing sharp increases in their monthly payments as the plan would cover subprime loans taken out between January 1, 2005, through July of 2007 with rates that are due to reset within the next 2 years.   The issue ...
More About: Loans , President Bush , Mortgage
President Bush?s Mortgage Freeze
2008-01-19 01:04:00
President Bush ?s Mortgage Freeze   If you haven?t heard, President Bush has put in place a five-year mortgage freeze on rates for homeowners facing sharp increases in their monthly payments as the plan would cover subprime loans taken out between January 1, 2005, through July of 2007 with rates that are due to reset within the next ...
More About: President , Loans
Tonga Room Restaurant and Lounge
2008-01-19 00:35:00
I just went here 2 weeks ago with a friend and it was great. It?s a lounge inside the Fairmont Hotel on top of the hill in Nob Hill and it?s a fun little place. The second you think of a restaurant and lounge, you?d think of men and women drinking and chatting ? and ...
More About: Restaurant , Lounge , Room , Tonga
Tonga Room Restaurant and Lounge
2008-01-19 00:35:00
I just went here 2 weeks ago with a friend and it was great. It?s a lounge inside the Fairmont Hotel on top of the hill in Nob Hill and it?s a fun little place. The second you think of a restaurant and lounge, you?d think of men and women drinking and chatting ? and ...
More About: San Francisco , Restaurant , Lounge , Room , Tonga
Bank of America Buys Countrywide Mortgage for $4 Billion
2008-01-19 00:06:00
Just recently, San Francisco base Bank of America purchased one of the largest mortgage lenders in Countrywide Mortgage for what has been reported for $4 billion dollars ? that?s right, that?s $4,000,000,000!   For months, there were rumors swirling that this would happen and when it did, Bank of America (BofA) essentially rescued Countrywide who has been ...
Bank of America Buys Countrywide Mortgage for $4 Billion
2008-01-19 00:06:00
Just recently, San Francisco base Bank of America purchased one of the largest mortgage lenders in Countrywide Mortgage for what has been reported for $4 billion dollars ? that?s right, that?s $4,000,000,000!   For months, there were rumors swirling that this would happen and when it did, Bank of America (BofA) essentially rescued Countrywide who has ...
Components of a Mortgage Payment
2008-01-18 01:03:00
Your monthly mortgage payment is made up of several components ? most commonly referred to as PITI (Principal, Interest, Taxes, and Insurance). If you live in a Townhouse, Condo, or live within areas that carries additional HOA (Homeowner Association) fees, that may also add to your total payment.   What exactly does the PITI do for you ...
More About: Mortgage , Buyer , Payment , Components , Mort
Due-On-Sale Clause
2008-01-18 00:45:00
An acceleration clause that requires full payment of a mortgage or deed of trust when the secured property changes ownership.
More About: Sale , Clause
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