Ann Arbor Area Real Estate

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How to Avoid Closing Day Glitches in Ann Arbor
2007-08-09 18:00:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.How to Avoid Closing Day Glitches - From walk-through surprises to buyer's remorse, closing day can be a nightmare. Here's how to make it go smoothly.Kathy Toth & Teamhttp://www.kathytoth.com/

10 "Must Do" Steps to Sell Your Ann Arbor Home this Year
2007-08-08 00:11:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.10 "Must Do" Steps to Sell Your Home this Year - It's a buyer's market in most areas of the country so if you're selling your home this year, be prepared for a marathon, not a sprint. Following these 10 tips will help you sell soon.Kathy Toth & Teamhttp://www.kathytoth.com/

Near Ann Arbor - Hamburg Township in Michigan - Lakelands Trail
2007-08-02 00:05:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan .The Lakelands Trail State Park traverses Hamburg Township in a manner which is mostly parallel to M-36.The Lakelands Trail State Park in Hamburg Township is maintained and operated by Hamburg Township and the Friends of the Lakelands Trail in cooperation with the Michigan Department of Natural Resources. No state park permit is required to use the trail.Lakelands Trail State Park is one of four linear state parks in the Michigan State Park system that have been converted from abandoned railroad corridors. This trail currently is completed between Stockbridge and Pinckney, and has now been completed through Hamburg Township. It passes through wooded areas, rolling farmland, lakes, marshes, parkland, commercial and residential properties. It is approximately 20 miles long with an asphalt or gr...
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Ann Arbor Agent at the Star Power Annual Conference
2007-07-30 16:29:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Well I am glad to rejuvenate here in Phoenix, AZ at the Star Power Annual Conference where over 170 top REALOTR Stars come to teach, share and learn from other professionals. I am happy to report about some of the sessions I have attended in the upcoming blogs. The sessions run from July 25th through July 28th. Already I am inspired by new ideas and am armed with tools to make some changes in our home market in Ann Arbor, MI. Pictured here, is the founder and internationally acclaimed educator and trainer Howard Brinton and myself in between classes.I am thrilled to be a part of this forward-thinking progressive group of 1800 professionals.Kathy Toth & Teamhttp://www.kathytoth.com/
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Tax Consequences of Flipping Real Estate in Ann Arbor
2007-07-27 19:02:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Tax Consequences of Flipping Real Estate - If you're not careful, you'll be making big profits for the IRS.Kathy Toth & Teamhttp://www.kathytoth.com/
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Ann Arbor Arts Fair in Ann Arbor, MI, Washtenaw County
2007-07-24 21:31:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Who says the dog days of summer are here? It was a perfect day at the Ann Arbor Art Fair s in Ann Arbor, MI in Washtenaw County . Nearly 1,100 juried artists from around the country show up. The event covers blocks of downtown Ann Arbor and is closed to through traffic. Any one who knows me knows I hunt for jewelry and this is a true summer celebration. These days are anything but “lazy” in Ann Arbor. This fair runs from Wed through Saturday. You can get look at shuttles and maps at www.ann-arbor.org. I snapped a couple of pictures below.Kathy Toth & Teamhttp://www.kathytoth.com/
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New Apple Store in Ann Arbor
2007-07-23 19:49:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Well I got to visit the new Apple store in Ann Arbor, MI, Washtenaw County. It opened Saturday in the Briarwood Mall. I tested the Iphone by texting and making a call. The intuitive picture resizing was cool…just pinching your index finger and thumb along the screen allows the pictures to be re sized. I like the way you can scroll through notepad pages. It looks like you are lifting the corner of each page as you view the next one. While I would love to have one of these, I think I will be staying with my work horse Treo to keep all my contacts synched with our data base. The Treo is working fine and since “it ain’t broke”, I will continue to receive all my email from info@KathyToth.com and be productive with this tool. It is good to know what technology tools are out there ...
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Lawn and Garden Equity in Ann Arbor
2007-07-20 23:37:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Lawn and Garde n Equity Want to get a big return on your home-improvement investment?Look outside, not inside.While studies show that you'll only recoup 80 to 90 cents on every dollar you spend to upgrade your kitchen or bath, professional landscape designers estimate that improvements to your lawn and garden can boost your home's value by 7 percent to 15 percent. Those findings have been confirmed by survey results from the Gallup Organization and the National Gardening Association, or NGA.Lawn and garden equity is all the rage these days as homeowners continue to invest heavily in their property values. The NGA says U.S. homeowners spent a $36.8 billion on their lawns and gardens in 2004, $11.4 billion of that on landscaping.Dorcas Helfant, general managing partner of Coldwell Banker Prof...
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Rental property management in Ann Arbor: Yes or no?
2007-07-18 16:36:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Answer posted from top consumer articles available through Broker Agent News:As more people invest in rental real estate, they're discovering how much time and effort is involved in screening applicants and doing upkeep on the property, not to mention the process of cleaning up after a tenant moves out or handling an eviction. As a result, they often turn to property management companies. It's not always a pleasant experience.Rob and Amber Hill hired a property manager to oversee a rental house they owned after they moved from Atlanta to Savannah, Ga. When their tenant moved out, they paid the property manager one fee to screen applicants and another to place a new tenant in the house.What the Hills didn't know until later was that the "new tenant" was, in fact, already living there. She ...
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Mortgage Questions in Ann Arbor
2007-07-17 16:56:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Answers posted from top consumer articles available through Broker Agent News:Know Your Option ARM Choices Well - Like a chainsaw, these new and popular adjustable mortgages can be useful or harmful, and the risk is borne entirely by the user.It's "Buyer be Ware" on Sub Prime Loans - Just because they'll lend you money doesn't mean they're not trying to get all you have.Mort gage Pre-Approvals Not Worth the Paper - Brokers complain the information isn't verified, and is often inaccurate.Kathy Toth & Teamhttp://www.kathytoth.com/
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Dispute Letter Harming Credit? (Ann Arbor)
2007-07-16 23:09:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Okay, I can't 100 percent vouch for this because I haven't seen the agreement, but here's the story;About a month ago I got an email from someone inquiring about a possible home loan, noting that their credit was bad but they were working on getting it fixed. It seems the wife had a bankruptcy 5 years ago due to a severe injury which kept her from working. Then about a year and a half ago her husband was laid off and they experienced late payments yet again.But that's not the story.The story is that she was waiting on their credit scores to improve as they're working with a lawyer who is writing letters each month to the credit agencies disputing her negative items on the reports and charging her $60 per month until all the negative items have disappeared.I shot her an email back that s...
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Good Deals May Come With Penalties in Ann Arbor
2007-07-13 16:44:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.With foreclosures up 42 percent nationally in the last two years, according to RealtyTrac.com, many buyers today are taking advantage of an opportunity to get a property for less than the market rate. Some of the "deals" however, can come with some treacherous penalties if you're not careful.The sellers market -- at least nationally -- has been over for about 20 months now and buyers who were waiting for the bottom need to come out of hiding, liquidate their investments and come to the table with a good contract that can garner them equity in a home as they walk in the door. Prices have stabilized, interest rates are still low (but not for much longer, according to some), and sellers are now willing to help with closing costs.Buyers can determine if they're getting a good deal by looking a...
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The Ann Arbor Board Market Statistics for June
2007-07-12 21:33:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.The residential units sold year to date were 1,380 vs. 1,626 last year. Last June 404 units were sold vs. this June 364 were sold. So sales are down about 10 percent. The condo units sold year to date were 318 vs. 388 last year. Last June 88 units were sold vs. this June 93 units were sold, up slightly. The total sales volume is down for the year both in year to date and in June 06 compared to June 07. SO current market conditions provide buyers with a strong opportunity to obtain maximum value. It is a great time to be an investor/buyer in Ann Arbor now. Interest rates are still stable and there are lots of choices as inventory is plentiful. For quarterly market conditions reports, see http://www.kathytoth.com/.Kathy Toth & Teamhttp://www.kathytoth.com/
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Head Count Shows Shifting Population - Is This Happening in Ann Arbor?
2007-07-12 00:14:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.The country's fifth largest city is in the desert, according to the latest Census Bureau estimates. And though it is only half the size of the next largest city, the nation's No. 1 city in terms of population has more than twice as many people as its closet rival.Yup, New York reigns supreme as the largest city in the United States, with a population of 8.2 million. The next largest city is Los Angeles, which has just 3.8 million residents.Chicago is third with 2.8 million inhabitants and Houston is fourth with 2.1 million.Phoenix, the aforementioned desert city, moved into fifth place, according to the latest count, moving ahead of Philadelphia. The head count in Phoenix in 2006 was 1.5 million. In Philadelphia, it was 1.45 million.The switch is further evidence of a shift in the U.S. pop...
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Ann Arbor: When Should Homebuyers Jump In?
2007-07-10 16:10:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next couple of weeks with Kathy Toth & Team, Ann Arbor , Michigan.Investors who time any market hope to buy at the nadir and sell at the zenith, but homebuyers have a trickier time knowing when to sit on the sidelines and when to jump in. The reason? There are several.Buying a home is one of the largest financial investments a homebuyer will make. Transaction costs are expensive enough that homeowners remain in their homes approximately six years before trading up or down. As the recent buyer's market shows, homes aren't liquid, and may not find buyers at the price and in the time frame that sellers prefer.On the other hand, homeownership provides significant benefits including property rights, tax benefits and other government subsidies including support for a mortgage lending market, quality of life, appreciation, and equity.Since two factors move mark...
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Avoiding 7 Costly Mistakes of Selling Your Home in Ann Arbor
2007-07-09 15:51:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.There are inappropriate steps sellers can take when it comes time to put their house on the market.For instance, the seller in Virginia, who thought the half bath the builder had located at the front of the house would really be better situated toward the back of the main level (though all the other similar models had the powder room in the same place for the previous 20 years). He got hung up on this detail so much, that he just had to move it -- and did -- for thousands of dollars, just so he could get it on the market the "right way." His hang-up may have settled some deep-seated emotional need for him, but it didn't draw any more buyers, and it drained his bottom line. You might say, that was a costly mistake.Real estate broker and author Sid Davis has identified in his book, "A Survival Guide ...
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MICHIGAN ECONOMY STABILIZING (Ann Arbor)
2007-07-05 19:52:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan .REPORTS COMERICA BANK’S MICHIGAN BUSINESS ACTIVITY INDEXDETROIT / June 27, 2007 – The Michigan Business Activity Index compiled by Comerica Bank increased 1 point in May to 104, the same reading it recorded in February and March. Over the first five months of 2007, our index has averaged 1 percent below the average for all of 2006."The Michigan economy has not clearly hit bottom yet, but for now it appears to be stabilizing," said Dana Johnson, Chief Econ omist at Comerica Bank. "The improved tone is apparent in most of the ten components that make up our index. However, I won’t be confident that Michigan is set to grow until I see the national economy do better and I see a settlement in the critical national contract talks between the car companies and the United Auto Workers."* * *The Michiga...
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A Big Relay Thank You From Dexter, MI (Ann Arbor)
2007-07-02 23:42:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan. Thank you to everyone that helped makethe 1st annual Relay For Life of Dexter a success!Because of you, the American Cancer Society is able to continue working to find a cure.Relay For Life of Dexter has raisedover $56,000 - and donations are STILL COMING IN!Remember, fundraising will continue tocount towards our total up until the end of August.Any last minute donations can be sent to:American Cancer Society Attn: RFL of Dexter 2010 Hogback Road Suite 4 Ann Arbor MI 48105This was submitted with thanks from people like our valued clients and avid community supporters, Julie, Steve and Braedy Wineman"Braedy and I are pleased to announce that we were able to raise $1035 for the American Cancer Society! (The event brought in more than $50,000! Not bad for our first relay here in Dexter.) Of course we ...
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Housing Counsel: The Quagmire Called Square Footage in Ann Arbor
2007-06-29 15:50:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.Question: We are under contract to purchase a downtown condominium unit. This is a resale situation. The seller's real estate agent has represented the unit to contain 860 square feet.However, when my wife and I physically measured the apartment, we can only come up with 830 square feet.Is there a formal method of making these measurements? Obviously, we do not want to pay for more than we are actually getting.Answer: There is an old expression that when there are two lawyers, there will be three opinions. In real estate, when you are trying to analyze square footage, you may actually get four or five opinions.Measuring square footage has become a hotly debated topic to which there is no real answer.Although there are industry standards when measuring single family houses and office and apartment b...
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Treat Bankruptcy Symptoms Early in Ann Arbor
2007-06-28 20:28:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.How do you know when you are at risk for bankruptcy?Your failing financial health will exhibit symptoms similar to those homeowners experience when they contract the fear of foreclosure -- tightening in the household budget, shortness of cash, and a general feeling of financial malaise.For non-homeowners the only pain missing is a mortgage interest rate adjustment which can be a real pain in the assets.Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), with its new counseling requirements and stiff rules helped reduce bankruptcies by 70 percent from a record high level in 2005.Some of the decrease was due to the end of unusually high number of bankruptcies filed to beat the deadline on the newer, tougher rules, but some of the decrease also came from the counseling requirement...
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Open House in Ann Arbor Area
2007-06-27 15:35:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.We will be hosting Open Houses Sunday, July1 from 2 - 4 pm on 26 Cavanaugh Lake Rd – fantastic lakefront. In Chelsea, MI 48118Here is a quick review of the property itself.http://www.kathytoth.com/custompag es_propdetail.php?id=70194See you there for some sun on the dock.Sincerely,Kathy Toth & Teamhttp://www.kathytoth.com/
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Appraisals and a Tale of Two States - How Will It Effect Ann Arbor?
2007-06-26 15:59:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.The appraisal process is supposed to represent the independent valuation of properties by unbiased professionals, people paid for their opinion -- whether their opinion is higher or lower than clients might like.This idea that appraisers should stick to the truth does not necessarily make them the most popular folks in town. Independent views are great in theory, but sellers often would like to see higher estimates while buyers might prefer more conservative valuations. Loan officers, also, are among those who frequently prefer steeper valuations because elevated prices make it easy to reach loan-to-value ratios.Because sales, commissions and fees are dependent on solid valuations, appraisers are often pressured to assure that a given value is reached. If pricing targets are not met, say appraisers,...
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Home Improvement Pitfalls in Ann Arbor
2007-06-25 20:09:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.Click on the links below to read more on home improvement pitfalls.Ten Mistakes Do-it-Yourselfers Make - Home improvement projects often require more time and money t han you expect. Four experts share the ten most common mistakes.Top Ten Mistakes of DIYers - Knowing what you can do and what you can't tops the list of the biggest and most common mistakes weekend warriors make on home projects.Have You Over Improved Your Home? - It's not a problem unless you spend so much on improvements that you can't get your money back.Kathy Toth & Teamhttp://www.kathytoth.com/
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How to Handle Low Ball Offers in Ann Arbor
2007-06-22 15:52:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.If your house has been on the market for quite a while (3 to 6 months), you may have already dropped your price and now you're waiting for the buyers to rush in and make wonderful offers on this now-priced right property. And then it happens.The lone buyer does appear, like a bandit in the night and offers you even less than what you just agreed to. Quite a bit less -- about 10 percent less. So on your $350,000 house, that you just dropped to $324,000, you now have an offer for $299,000. With a seller subsidy request of $5,000. At this point, your net is $294,000.So how do you handle such a low-ball offer. Well, first of all -- don't panic, get angry or lose sleep. Especially, don't reject the offer right off the bat and tell them to come back when they're serious. Remember, it's now a negotiat...
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Howell Michigan Challenge Balloon Festival (by Ann Arbor)
2007-06-21 18:30:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan .On Friday 6/22, Howell launches the 2007 Michigan Challenge Balloon Festival . More than 50 spectacular hot air balloons will fill the sky. On earth below, you can enjoy skydivers, stunt kites, live music, carnival rides, a skate board exhibition, children's activities. The fun goes through Sunday. This is a short drive from Ann Arbor, just North on US 23 and West on I96. Follow the signs. Go early in the morning when the balloons launch. For more information, including a complete schedule of festival events, visit http://www.michiganchallenge.com/. The weather is supposed to be perfect, so pack your sun screen.Kathy Toth & Teamhttp://www.kathytoth.com/

Markets May Have Hit Bottom in Ann Arbor
2007-06-20 16:09:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.Three bits of news came across my desk this week that may be pointing out that we may have it the bottom on the slumbering real estate market.Sales of new single-family homes jumped 16.2 percent in April -- the largest increase in 14 years (Commerce Department)This obviously reflects what's happening; we're in a buyers market. I hear the concern for buyers wondering if the prices of houses are going to fall further. They might -- and they might not. Nevertheless, buyers are taking advantage of several aspects of the market that make it favorable to purchase:Lower prices Low interest rates Seller contribution to closing (tens of thousands of dollars) Free upgrades, i.e., finished basements, decks, finer appointments, etcSome buyers continue to wait for prices to move upward to signal the sign of th...
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Housing Counsel: Smoking Ban Upheld in One Community Association. Can it Ha
2007-06-19 16:06:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor, Michigan.Question: We own and live in a small condominium association here in the District. The tenant who lives below us is a habitual cigarette smoker and the smoke is somehow entering into our unit.This is very disturbing, especially since we plan to have a baby soon and do not want the smoke to create any health problems for us.What can we do?Answer: If you lived in Colorado, your Association could enact an amendment to your legal documents which prohibits smoking in the entire building, including the individual units.In November of last year, Jefferson County District Court Judge Oeffler, upheld such an amendment.In a four unit condominium, Colleen Christiansen and her husband Roger Sauve owned unit 2. They were smokers. Two other unit owners (or their tenants) did not smoke, and the fourth owner admitt...
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Verl Workman and OBEO Virtual Tours in Ann Arbor
2007-06-18 15:56:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.I was with coach and speaker Verl Workman on Monday morning learning more about technology to deliver better service to our Ann Arbor area clients. His seminar was sponsored by OBEO so he spent about an hour show casing this vendor. OBEO sells virtual tours with aerial photos, Google earth, and neighborhood information presented with links from one page so the user has a quality experience. He also focused on the integration of the PDA, contact manager and outlook which seems to be a constant hassle for many business people. We have our contacts programmed in our Treos, along with email to be efficient road warriors. The calendar syncing site he suggested which integrates with outlook will be investigated by our team in the next month. If we like it, we will share this information soon.Kathy Toth &a...
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My Trip to Chicago (from Ann Arbor)
2007-06-16 00:13:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.This past week I attended a seminar in Chica go with Jana Caudill of Keller Williams IN, Chris Cormack of Keller Williams VA, Kathy Colville of Long & Foster VA, Jay Kinder of Coldwell Banker OK, and investment speaker John Dessauer from Indiana. What these people had in common with our Ann Arbor real estate team is the delivery of exceptional client service. What I took away is the need for profitability improvement and better accountability as we change and tweak our systems. What I find the most fun is finding out what is working with web sites and what is not. We are all scouting for the magic elixir to capture the elusive internet empowered consumer. Over dinner at PF Changs we listened to others and I was amazed by someone who has 350 condo conversions for sale along with 200 other current ...
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Smaller Could Be the Answer to a Lot of Issues in Ann Arbor
2007-06-15 00:25:00
If you want to be on national TV show House Hunters for ANN ARBOR, MICHIGAN, you can be featured on HGTV if you buy a home in the next 20 days with Kathy Toth & Team, Ann Arbor , Michigan.Sarah Susanka's latest book, "The Not So Big Life" (Random House, $19.95), the follow-up to "The Not So Big House," is about decluttering life.Susanka is famous for saying that new houses are too big, waste resources needlessly and that we, as a society, have the smarts to be able to do things better.Her point is that just because the house is smaller, you don't have to give anything up. In fact, if you carry the thinking along, smaller, simpler and better designed houses will cost less and probably open up homeownership to more people.Building smaller, simpler and thus more affordable houses could put prices within reach of the marginal buyers who have now painted themselves into corners by signing up for exotic mortgages that are adjusting them into delinquency and foreclosure.As Boyce Thompson,...
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