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Insurance Bookshelf ~ must reads
2008-05-10 06:38:00 1. Insurance for Dummies For Dummies An empowering read. Like all dummy books: informative while engaging & entertaining - even though about insurance… 2. The Guide to Understanding the Insurance Industry 2007-2008: Dig Into the Financials That Drive Insurers BookSurge Publishing Illustrated, easy-to-read handbook that takes an exhaustive look at today’s insurance business environment. 3. Principles of Risk Management and Insurance ... More About: Bookshelf
Extended Auto Warranties
2008-05-10 05:06:00 By Thomas Morva An extended auto warranty is considered to be an insurance policy made on your vehicle as a safeguard against expensive and unforeseen repairs. The warranty covers repairs and/or maintenance over an agreed length of time. Since extended auto warranties cost extra and are sold separately, they are also considered as service contracts. Buying an ... More About: Auto , Extended
Community Disaster Preparedness Tips - Plan Ahead of Time
2008-05-08 22:41:00 There are about a hundred different things one could do to prepare for natural disaster and to be safe and well for when this happens. Sometimes a major emergency is as simple as a lonngggg blackout or a severe storm. Emergencies can happen everywhere, so be prepared. Besides immediate responsiveness to ... More About: Community , Tips , Time , Disaster , Plan
Getting Health Insurance For Your Pets
2008-05-08 07:05:00 By Francisco Segura Despite the untold millions of pet owners in the U.S., a huge percentage of them do not have any form of pet insurance; strange when you consider how attached people become to their animals and treating them like family members. Most Americans are quick to arrange their own health insurance; so we should ... More About: Health , Insurance , Pets , Health Insurance
Flood Bill Possibly Reauthorized
2008-05-06 09:32:00 Leadership of the United States Senate is poised to reconsider the National Flood Insurance Program (NFIP) reauthorization bill (S-2284) this or next week, according to an insurance industry source. The bill was passed last October by the Senate Banking Committee. It forgives the $17.3+ billion debt of the national flood program related to Hurricanes Katrina. ... More About: Bill
Motorhome Rental Insurance Requirements
2008-05-05 20:21:00 Rental of an motorhome is a popular option for many people. The motorhome rental insurance requirements vary from State to State, but have some common features. In some cases, your own private automobile insurance policy can be extended to cover motorhome rentals. It is necessary to check with your agent to see exactly how much coverage ... More About: Insurance , Rental
How Safe is Your Car?
2008-05-05 02:22:00 This video ‘2007 Crash Test Updates’ contains crash test video and results for the following new cars: Dodge Caliber Kia Optima Toyota Camry Lincoln Zaphyr Hyundai Tuscon Toyota RAV 4 Is your car as safe as you’d like it to be? Advice on Personal Insurance & Commercial Insurance. Copyright 2008. All Rights Reserved. More About: Safe
Emergency Preparedness: Canada Gets Ready This Week
2008-05-04 04:16:00 May 4-10 marks Canada ’s Emergency Preparedness week. It is an annual initiative by the Canadian government to ensure the safety and preparedness of its constituents. To enable first-responders to focus on people who are in urgent need, this year’s theme is “72 hours - Is your family prepared?”. Canadians are encouraged to be ready ... More About: Week , Ready
Senate Passes Wide-Ranging Health Care Bill to Insure Missouri
2008-05-03 04:37:00 The Missouri Senate approved legislation Monday to help the uninsured, with a 30-4 vote. The centerpiece of the bill is a new version of the Insure Missouri program originally proposed by Gov. Matt Blunt (R), the Kansas City Star reported earlier in the week. The plan would provide medical coverage for people aged ... More About: Health , Health Care , Care , Wide
Auto Insurance May Spike
2008-05-02 20:10:00 Legislation passed in March by the Georgia legislature awaits Gov. Sonny Perdue’s signature and would allow auto insurance carriers to hike premiums without seeking prior approval from regulators. Georgia Insurance Commission John Oxendine opposes the legislation and has urged the governor to veto it. Currently, 30 auto insurers are poised to raise rates if the ... More About: Car Insurance , Auto Insurance , Auto , Spike
Wildfire victims get OK to rebuild elsewhere with insurance money
2008-05-01 23:55:00 “Wildfire victims can use their insurance money to buy or rebuild burned-out homes at a new location, according to a legal opinion released Monday by the California Department of Insurance and stemming from last fall’s devastating San Diego County conflagrations. ?Homeowner s should know they have legally protected options when putting their lives back together during a ... More About: Money , Victims
California Home Owner Insurance - Apply These Recommendations If You Want A
2008-05-01 07:02:00 Would you appreciate cheap rates for sufficient coverage? Then read through and apply the following highly effective time-tested steps to paying a lot less… 1. Dog bites are responsible for 33% of all liability claims and cost insurers more than $1 billion yearly. This should bring to your notice that if you have a dog or ... More About: Insurance , California , Home , Owner , Homeowner
Buying Life Insurance: A Checklist
2008-04-29 07:03:00 Life insurance can be an effective tool to make certain and protect your family?s financial future. It has been acknowledged universally as a method by which the breadwinner can substitute risk and uncertainty with timely aid for the family in case of their unfortunate death. Since a life insurance policy will replace your lost income after ... More About: Life , Buying , Insurance , Life Insurance
Home Insurance In Chicago ? You Can Pay A Lot Less With These Tips
2008-04-27 06:56:00 Home insurance in Chicago : Everyone can enjoy high value coverage without paying top price. The two things that are holding you back from getting a better rate at the moment are the right information and a commitment to use the tips you get. Below is a list of steps that will help you achieve this ... More About: Insurance , Tips , Home , Homeowner
Insuring the Blue Book Value for Manufactured Home
2008-04-25 06:38:00 By Shin Lim The majority of the people who go through the course of action of buying and selling a manufactured home just set out devoid of being on familiar terms with the process for insuring the blue book value for manufactured homes. So if you are intending to acquire or to put up ... More About: Home , Book , Blue , Homeowner , Blue Book
Essential Insurance for a new Business
2008-04-23 07:38:00 In this informative article ‘The Essential Types of Insurance a New Business Needs’, Tl Kleban explains the elements that must be covered in any new business. Purchasing business insurance is not the easiest thing in the world to do. As a business owner, I can’t think of any other task that is so full ... More About: Jewelry
Keep Pension Funds Safe !
2008-04-22 07:02:00 ‘Having pension funds insure bonds seen as too risky’ ~ is the conclusion of Reuters recent analytical article by Joan Gralla: “NEW YORK (Reuters) - A proposal by California to use state pensions to back municipal bonds is drawing criticism from some other U.S. states and investors who prefer a private-sector solution and one that would not imperil retirees. The municipal bond market lost faith in bond insurers after their mult-ibillion dollar write-downs related to sub-prime mortgages shook confidence in the soundness of their finances. Those missteps cost several bond guarantors the top-notch ratings that investors demand, slicing demand for insurance that had been used by half of the $2.6 trillion muni market. In response, California Treasurer Bill Lockyer last month proposed having state pension funds form a new bond insurer, an idea Rhode Island said it would support.” Click here for the full article. More About: Pension , Safe , Funds
Car Insurance And Saving Money In 2008
2008-04-21 02:25:00 By Justin Scott Saving money on car insurance may not have been your top resolution, but it can be an easy one. Now is the time to get started and here are a few tips to help out. 1. Compare your current auto insurance with new quotes. The auto insurance industry is experiencing a competitive phase that’s causing many companies to lower rates. This was true last year and it’s a trend that’s expected to continue in 2008 . If you haven’t compared your car insurance rate lately, you should as it could save you hundreds of dollars. You should get quotes from at least three different companies or agents. An easy way to do this is online at an insurance comparison site. 2. If you have bad credit, start improving it. Most insurance companies use credit scores to help determine underwriting risk, because they say they have found a correlation between people with good credit and low risk of a claim. The higher the risk you are, the more you may pay so it makes sense t... More About: Insurance , Money , Car Insurance
Product Liability or Professional Indemnity ~ Which is Best for You?
2008-04-19 08:34:00 In her article ‘Product Liability vs Professional Indemnity Which is Better for You?’ Maria Dawson sets out: “One of the areas of greatest confusion is the difference between Professional Indemnity, General Liability and Product Liability Insurance. Professional Indemnity Insurance provides coverage for professionals (corporate or individual) for any negligent act, error or omission alleged to ...
Using a Health Savings Account to Pay for Alternative Medicine
2008-04-17 07:07:00 Americans spend over $30 billion each year on complementary and alternative therapies, mostly out of their own pocket. That is because few health insurance plans cover expenses like homeopathy, acupuncture, or Chinese medicine. But if you own a Health Savings Account, these expenses are 100% tax deductible. More About: Medicine , Alternative , Alternative Medicine
How to Get Health Insurance In Florida
2008-04-15 06:37:00 Over 3.8 million people in Florida lack health insurance ~ a high uninsured rate! However, it's important to be covered with basic health insurance. Actually, it's easy to get coverage: just follow the 5 steps set out in the article. More About: Health , Insurance , Health Insurance
What You Always Suspected About Life Insurance Fees, Is It True? - 2
2008-04-13 06:19:00 Continuation of part 1 of the article Even with the added cost of insurance that you would pay inside a life insurance plan vs. another type of investment vehicle in many instances the tax-breaks alone can more than make up for the added cost. But let’s look at those added fees for a moment. If your contract ... More About: Life , Insurance , Fees , Life Insurance , True
What You Always Suspected About Life Insurance Fees, Is It True? - 1
2008-04-11 06:16:00 Has your financial adviser ever recommended you use life insurance as a savings or investment tool to help you accumulate wealth for your future goals? Perhaps you have wondered, is this a cost prohibitive strategy? After all how much of that money is really going to pay for that large death benefit and how much ... More About: Life , Insurance , Fees , Life Insurance , True
Opinions on Whole Life Insurance as an Investment Tool
2008-04-09 06:11:00 By Elizabeth Newberry Yes, it costs more, but whole life insurance packs a few perks that term life insurance doesn’t. The perk most people are interested in is the fact that whole life insurance usually offers fixed premiums; since it covers you for life, you could have fixed premiums for life. Term life insurance doesn’t cover you for life, which isn’t necessarily a bad thing; however, you could end up paying higher premiums upon renewal. Opinions vary from person to person as to whether fixed premiums are enough to make whole life insurance the better life insurance. The perk that tends to form stronger opinions, however, is the investment component that comes ith whole life insurance policies. Whole life insurance policies come with an investment component, often referred to as “forced savings,” which is money your policy accumulates based on dividends the life insurance company pays you, and life insurance companies that sell whole life insurance policies label t... More About: Life , Insurance , Investment , Tool
Motorbike Insurance Vary, Shop With A Specialist
2008-04-07 05:14:00 While motorbike insurance is not as competitive as that for car drivers the insurance premiums do still vary and shopping around is essential when it comes to getting the cheapest deal. By going with an online specialist for your insurance you will be sure that you have accessed some of the lowest insurance providers in the UK and will have found the cheapest quotes possible for cover. There are certain factors which go towards determining how much motorbike insurance costs. One of the biggest things that can boost up the cost of insurance is your age. If you are under the age of 30 then the insurance quoted will be higher than that of someone who has more experience. Those who are just starting with a motorbike would have to consider just going for third party fire and theft instead of taking out fully comprehensive insurance. Of course the size of the motorbikes engine will go towards determining how much you pay for insurance; the higher the CC rating of the bike then the more it... More About: Insurance , Shop , Motorbike
Term Life Insurance for Hazardous Occupations
2008-03-23 07:46:00 By Sharon Taylor Those who choose to really live life on the edge need to make sure they have adequate life insurance coverage as the risk for losing their lives goes up dramatically. One of the biggest aspects that underwriter?s evaluate when choosing to grant coverage is an individual?s career choice and their overall choice of ... More About: Life , Insurance , Life Insurance , Term , Term Life Insurance
Classic Car Insurance FAQs
2008-03-20 07:43:00 By Josh Riverside Many people own classic cars as a hobby and take pleasure in maintaining and looking after them. However, there are chances that the car might get damaged either while on road or even when housed in the garage. This is where a special type of insurance called classic car insurance for the classic ... More About: Insurance , Car Insurance , Classic
How to Get the Best Term Life Insurance Quote
2008-03-12 05:37:00 How to Get the Best Term Life Insurance Quote by Brian Stevens Getting the best term life insurance quote is easy if you use the Internet. The Internet lets you compare term life insurance quotes from various companies quickly and easily. It also helps you check the ratings of an insurance company before you actually sign ... More About: Life Insurance
How to Get Cheap Truck Insurance
2008-03-10 08:12:00 By Brian Stevens Truck s are great for hauling stuff but aren’t so great for insurance because it generally costs more to insure trucks than cars. Why does truck insurance cost more, and how can you find cheap truck insurance? Why is Truck Insurance More Costly? Trucks cost more to insure than cars for four main reasons: * Drivers of ... More About: Cheap
What To Look For In An Instant Life Insurance Quote
More articles from this author:2008-03-10 05:35:00 What To Look For In An Instant Life Insurance Quote by Elizabeth Newberry What to look for in an instant life insurance quote can be summed up in one word: thoroughness. Most folks search for instant life insurance quotes online (after all, what?s quicker than the Internet?), which means you?re not likely to talk with a ... More About: Life Insurance 1, 2, 3, 4, 5, 6 |
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