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Progressive Auto Insurance - Not Necessarily the Best Deal and Here?s Why
2008-06-07 06:05:00 It’s almost impossible not to have seen Progressive Insurance ’s ads before. For years they have been touting the fact that Progressive allows you to see the prices of other insurance companies so you know that you are getting the best deal with Progressive. Of course, there’s something Progressive isn’t telling you. What they are ... More About: Auto Insurance , Auto , Deal
Truck Insurance - How Commercial Truck Insurance Premiums Are Determined
2008-06-06 06:31:00 Truck Insurance premiums are calculated according to a variety of factors. These factors are used to determine the financial risk, or probability of an accident, involved in providing a driver with truck insurance. Many factors taken into consideration are things that the driver can have an influence on in order to decrease rates, such as accident history, while others are factors that the insured person has no control over, such as age. Age of Driver Statistically, younger drivers and very old drivers are more accident-prone. For this reason, drivers in higher risk age groups will have higher premiums. The preferred drivers are typically between the ages of 30 and 65. Driving Experience The more truck driving experience an operator has, the less their risk assessment will be. Experience with various equipment and weather conditions is inherent in the number of years that an operator has been driving similar types of trucks. Employment History The number of years that an operator... More About: Commercial , Truck
Families and Businesses Not Protected Because Insurance Viewed As Expense
2008-06-05 22:26:00 Families and Businesses Not Protected Because Insurance Viewed As Expense, Not Asset, Says Expert Clay Mosley. The majority of Americans are underinsured when it comes to their insurance plan. The reason is because most people view insurance as an expense instead of an asset. If people viewed their insurance portfolio as an asset and identify the value of possessing insurance, they could easily have a sufficient and efficient portfolio. The majority of the U.S. population is unaware that their families are at risk every single day because they do not have a proper risk management portfolio. Most people view insurance as an expense, and, therefore, cause them to purchase the least expensive product and the least amount of protection, if any. Clay Mosley, an expert in the insurance and financial services industry, says that if Americans viewed their insurance as an asset and manage it just like an investment portfolio, they would have a sufficient insurance plan. It astounds him that ... More About: Families
Rental Property Investments Require Commercial Insurance
2008-06-05 07:59:00 In his article ‘Buy-To-Let Property Insurance - Make Sure You Don’t Go Without It’, James C Kerr sets our common mistakes made amongst residential RE investors and how to avoid them. A common mistake amongst buy to let investors is not taking out specialist buy to let property insurance. Virtually all insurance companies view buy to ... More About: Commercial , Rental , Investments
Angel MedFlight Air Ambulance Services Sets Healthcare Industry Standards
2008-06-05 06:27:00 Angel MedFlight has the solution to the rising costs of healthcare in the air ambulance industry. Angel MedFlight Worldwide Air Ambulance answered the healthcare industry?s rising fuel costs by implementing services to align safe air medical transportation with overall cost savings to hospitals, insurance companies, and private payers with the ?One Touch Promise?. Recent news stories ... More About: Standards , Services , Industry , Healthcare , Angel
Tax Compliance in the EU - A Thorny Issue for Captive Insurers
2008-06-04 08:29:00 The lack of a uniform EU Insurance Premium Tax code is a headache for captive insurers. Finding an efficient solution requires careful consideration. More About: Europe , Compliance , Issue
Little-known retirement income strategy creates guaranteed lifetime income
2008-06-03 19:18:00 Eye-opening Retirement study reveals retirement income strategy that ends retirees’ liquidity-guarantee trade-off dilemma (Springfield, Mass.) - A portfolio incorporating stocks, bonds, and incremental purchases of annuity income benefits over time ? a process called retirement annuity laddering ? produces more guaranteed lifetime income, develops more liquidity to address other retirement needs, and builds more long-term wealth ... More About: Life , Strategy , Income , Lifetime
Massachusetts Health Insurance Mandate: Success, at a Cost
2008-06-03 18:49:00 The Massachusetts Health Insurance Mandate managed to nearly cut the number of uninsured nearly in half within one year. The reduction was triggered by the country?s most ambitious health insurance reform plans launched in Massachusetts, that requires all Massachusetts citizens to buy insurance or pay a fee. While today’s signs of success of the ... More About: Success , Cost , Health Insurance
Commercial: How to Get Best Truck Insurance Rates
2008-06-03 06:15:00 Drivers purchasing their own truck insurance are always eligible for the most competitive rates, but there are ways to reduce your truck insurance premiums even further. To begin with, it is always most cost effective to purchase an insurance policy from a company that specializes in truck insurance. Condition of the Truck Unlike normal auto insurance, the ... More About: Commercial , Insurance , Rates
InsurePacific.com helps Oregon, Washington and Idaho residents save on Insu
2008-06-03 03:22:00 Many insurance companies have filed rate revisions over the last 12 months. Consumers can now check if they are paying a competitive insurance rate as InsurePacific.com makes shopping for low insurance rates easier. Most people do not realize it, but they maybe paying too much for their insurance. The reason for this is that many ... More About: Washington , Oregon , Save , Idaho
Umbrella Insurance Extends Your Coverage
2008-06-02 06:19:00 Perhaps you've loaded up on insurance: high limits on car insurance, home and flood insurance, and ample life insurance. But even these coverages can't account for every disaster in life. To further protect your assets, there's umbrella insurance. More About: Insurance , Umbrella , Coverage
Six Steps to Financially Surviving a Recession
2008-05-31 06:57:00 In this article, I propose Six Steps …to Financially Surviving a Recession . Some say that it is impossible to save for three months. I think it is not only possible but easier than most people think. I’ve outlined six steps to financially surviving a recession. For some, this will be easy to do. For others, you ...
International Trade - Letters Of Credit - Trade Credit Insurance
2008-05-30 07:06:00 Companies that sell overseas are charged with the task of obtaining accurate and verifiable information on the buyers they do business with. Information flow from other countries tends to be a challenge for many sellers, and to remedy this problem, many businesses prefer to enter into overseas transactions using Letters of Credit as a form ... More About: International , Insurance , Trade
Trend of Less Driving Benefits Insurance Firms
2008-05-29 19:37:00 Stifel Nicolaus Analyst Meyer Shields estimates that auto insurers could benefit from the falling number of miles that Americans drive. Insurers may see declines in accident frequency and underwriting, says Shields. He assumes the reduced mileage is due to hiked gasoline prices. The reduction of miles driven could result in higher-than-expected underwriting results. ... More About: Insurance , Driving , Truck , Benefits , Trend
One Of The Best Insurance Options - A Geico Car Insurance Quote
2008-05-29 07:53:00 Contrary to advertisements, a Geico car insurance quote was neither available to cavemen or lizards at any point in the company’s history. Despite these amusing claims, however, this insurance company has been around long enough to be tested - and to prove its worth. A quick glance at the business will cause many people to ... More About: Insurance , Car Insurance , Options , Quote
Health Care Reform - Change Is Necessary
2008-05-29 06:19:00 It’s pretty obvious that the US taxpayer cannot afford and therefore will not support the Obama and Clinton health care reform plans. Senator McCain’s plan would best suit us as a nation. You cannot force people to purchase something they don’t believe in. Take auto insurance, which is mandatory in every state and look at the ... More About: Health , Health Care , Change , Reform , Care
Post - Earthquake: how to keep your home safe
2008-05-26 07:02:00 Sometimes earthquakes can barely be felt and live goes on as normal afterwards. However, even small earthquakes may cause devastating damage to your home over time. Often the damage to your home occurs after the earthquake, rather than during the earthquake. Here are several self-inspections you can undertake after an earthquake to protect both your ... More About: Earthquake , Home , Post , Safe
Latest Insurance News - May 24 2008
2008-05-25 07:29:00 Insurance Information Institute & American Insurance Association News Hurricane Season Countdown With just a week to go before the start of the 2008 hurricane season, the headlines point to the potentially deadly combination of an active season and a lack of preparedness. First, the National Oceanic and Atmospheric Administration (NOAA) yesterday predicted an active season, with 12 ... More About: Insurance
Earthquake Insurance Coverage
2008-05-24 08:21:00 Replacing or repairing damage to your home and possessions caused by an earthquake can be expensive. Typically, earthquake damage is significant and urgent. Most basic homeowners insurance policies do not include the repair of damages caused to your home and damage or loss of your possessions due to an earthquake. So, opting for ... More About: Insurance , Earthquake , Coverage
State Farm Insurance Offers Timely Tips To Keep Your Family Safe
2008-05-20 06:34:00 With the arrival of spring comes the threat of severe weather and dangerous tornadoes that can strike without warning. Did you know: * More than 1000 tornadoes occur each year. At least 20 of those will be violent. * Tornadoes are most likely to strike between 5-7 ... More About: Family , Insurance , Tips , Offers , State
Tornado Preparedness: Tips for Family Safety
2008-05-20 06:34:00 With the arrival of spring comes the threat of severe weather and dangerous tornadoes that can strike without warning. Did you know: 1. More than 1000 tornadoes occur each year. At least 20 of those will be violent. 2. Tornado es are most likely to strike between 5-7 p-m. 3. May and June have the most tornado ... More About: Family , Safety , Insurance , Tips
Senior Financial Planning and Life Settlement Investment
2008-05-19 06:54:00 When it comes to senior financial planning there are a lot of things involved. Of the many topics covered by this type of financial planning life insurance settlements are sometimes dealt with and for good reason. That?s because many seniors find themselves in their golden years with a great life insurance policy that they will ... More About: Life , Senior , Investment , Financial , Planning
The Importance Of Holiday Home Insurance
2008-05-18 06:27:00 By Sean Horton So, you?ve done it! You?ve found your own place in the Sun, you?ve signed the paperwork and now it?s yours to enjoy or let out ? or both! However, whatever you do, don?t underestimate the importance of holiday home insurance. If you own a holiday property then you must give the type of insurance ... More About: Holiday , Insurance , Home
Dental Health Insurance Can Stop Pains In Mouth and Wallet
2008-05-16 22:19:00 By Matt Lockard Other mouth and throat diseases, which range from cavities to cancer, cause pain and disability for millions of Americans each year and almost all oral diseases are largely preventable. Dental care is affordable for most Americans! For children, cavities are a common problem that begins at an early age. Tooth decay affects more ... More About: Health , Dental Health , Insurance , Health Insurance
Progressive Car Insurance Protects From The Start
2008-05-15 22:20:00 There are a multitude of car insurance companies for you to choose from. Progressive car insurance is a well advertised company that is also known as one of the top insurance companies in the country. Progressive Car Insurance has a competitive advantage because they are able to provide you with rate information on their competitors. ... More About: Car Insurance , Start
Car Maintenance - Prevention Is Still The Best Measure
2008-05-14 22:03:00 By Marvin Arceo Like everything else that is worth keeping in perfect working condition, you should take preventive measures when it comes to car maintenance. More often than not, people take their cars to the mechanic only when there is something horribly wrong with the ride (i.e. when the engine is not working anymore or when ... More About: Prevention , Maintenance
RV Insurance Policy Basics
2008-05-14 06:15:00 By Eriani Doyel Why should you get an RV insurance policy? You have a great insurance company already for your home and automobile policies. Why not just go with them for your RV insurance policy? If you are looking for the best deals and coverage for your recreational vehicle you will not find ... More About: Insurance , Policy , Basics
The Insurance Claims Process - The Great Unknown
2008-05-13 05:20:00 The inner workings on insurance company claims. What you need to know before, during, and after submitting an insurance claim. More About: Insurance , Great , Unknown , Claims , Process
Extended Coverage Helps Ensure You Are Fully Protected
2008-05-12 06:06:00 By Alan Jacobson Extended coverage is a term used by brokers and insurance companies to denote coverage that goes beyond the basic policy. All basic insurance policies have exclusions, or specific losses or reasons for losses that are not covered by the insurance policy. However, an Extended Coverage (EC) policy covers these exclusions. Oftentimes we feel that ...
Insurance for Restaurants
More articles from this author:2008-05-11 07:42:00 In the article ‘Business Interruption Insurance For Restaurants - Do You Have Enough on Your Plate?’ Patrick Nolan sets out the how restaurants must protect their most important assets: their daily revenue stream from recurring customers. Independent restaurants operate in an extremely competitive environment. You work hard to attract customers to your establishment and ... More About: Jewelry 1, 2, 3, 4, 5, 6 |
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