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New Bankruptcy Law - Where's the Consumer Protection? [del.icio.us]
2008-05-02 19:17:00 Tip! You won’t lose everything that you have. While bankruptcy laws vary from state to state, every state has exemptions that protect certain kinds of assets, such as your clothes, household goods, your home and your car (up to a certain value) ...
Furniture Rentals Consumer Protection And
2008-04-01 16:17:00 Furniture rentals, furniture leasing, and equipment rental are practical choices for furnishing seasonal or temporary homes. However, not every leasing company gives consumers the best rates and deals. Some companies even give vague answers or answer inquiries incompletely. Hence, most consumers are misinformed about their leasing options and their rights on leasing deals. They often end up surprised about the high prices when their leasing bill arrives. They don't have any choice but to pay because they signed the deal. But avoiding these furniture rentals, furniture leasing, and equipment rental flubs are easy with a dose of common sense. Common sense, here, means making informed and practical choices before signing leasing contracts. Doing a bit of research about furniture rentals, furniture leasing, and equipment rental rates and companies may save consumers from legal and financial problems later. Few bother with it, but there is a law designed to protect consumers' rights fr...
Does iPhone break European consumer protection law?
2008-01-24 11:54:00 iPhone World: Does iPhone break European consumer-protection law? It seems that’s up to individual countries to decide. Apple avoided a major trouble in the European Union after European consumer protection commissioner Meglena Kuneva decided that national courts have to deal with Apple’s exclusive iPhone distribution contracts in Europe. She was asked by Said El Khadraoui, a ...
By: iPhone World
Does iPhone break European consumer protection law?
2008-01-24 11:54:00 iPhone World: Does iPhone break European consumer-protection law? It seems that’s up to individual countries to decide. Apple avoided a major trouble in the European Union after European consumer protection commissioner Meglena Kuneva decided that national courts have to deal with Apple’s exclusive iPhone distribution contracts in Europe. She was asked by Said El Khadraoui, a ...
A Review of the Rip Off Report Consumer Protection Monitoring Site Posted B
2008-01-20 03:01:00 Find out the truth about the Rip Off Report and see if it is right for you at this time. Please read our unbiased review of the Rip Off Report Consumer Protection Monitoring Site. More: continued here
Obama gets his mind right on consumer protection laws
2007-12-17 20:46:00 One of my first pieces on Barack Obama was critical of his tone-deaf attitude on the safety of imported products made in China and other countries–an issue which has vaulted into the public eye due to the strings of recalls of products because of lead toxicity, manufacturing defects, and a million other deaths by a thousand cuts. Well, it seems that he has listened to the outcries and modified his stance considerably, because he advanced a proposal last week to double the funding of the Consumer Product Safety Commission if he is elected President: “I’ve challenged the Bush administration and the toy companies to do a better job of protecting our children from unsafe toys, especially those made in China,” Obama said. “And I introduced a bill that would make it illegal to sell a toy that has more than trace amounts of lead - and that’s a bill I’ll sign into law when I’m President.” Speaking at West High School in Waterloo, Obama...
Eco-Friendly Consumer Protection!
2007-10-29 05:34:00 The competition watchdog is to clamp down on marketing schemes that claim all sorts of "green" benefits, including those associated with carbon credits. The Australian Competition and Consumer Commission will check the authenticity of several green marketing products after receiving a growing number of complaints. ACCC commissioner John Martin said the consumer protection provisions of the Trade Practices Act still applied to green marketing claims, irrespective of whether business was promoting "green" motor vehicles, "green" flights or "green" toilet paper. "In light of the growing number of complaints, the ACCC is taking a closer look at a number of the green claims that are being made at the moment," he said, addressing a conference. "All businesses need to ensure they are not misleading their customers with such claims." Mr Martin said many people incorrectly believed green marketing referred solely to the promotion or advertising of products with environmental characteristics....
By: Pushing Envelope
Short Sale Consumer Protection Laws
2007-10-22 00:16:00 There is a California state law that limits investor purchases of short sale homes. The limitation affects those sales when the home is owner-occupied and the investor does not intend to live in the home he purchases. The exclusions from this situation would be if the home is vacant, tenant occupied or if the purchaser intends to use the property as his principal residence. There are teeth in this law too. Realtors can be held financially and criminally liable as well as the investor.
Consumer Protection Seeked by Kentucky Mortgage Lenders
2007-09-12 20:14:00 In the wake of soaring foreclosures rate in the state of Kentucky, mortgage lenders are asking for legislators to reform lending laws pertaining to the problems that include predatory or aggressive lending practices, mortgage fraud, loan officers practicing without license and even the rising number of out-of state companies doing business in the state without any physical office. According to the Mortgage Bankers Association of Kentucky, lenders are doing this in order to protect their business as well as the consumers.
Wistuo-Consumer Protection Laws: Know Your Rights-Checking and Savings [Dig
2007-09-12 08:14:00 Source: http://wistuo.blogspot.com/2007-/09/wistuo-consumer-protection--laws-know.htmlDo lenders have to disclose all the terms of the loan in the contract? Does a debt collector have the right to call at 10 p.m.? Are you liable to pay unauthorized charges on a stolen debit card?When problems arise, it helps to know if the law is on your.....
Wistuo-Consumer Protection Laws: Know Your Rights-Checking and Savings
2007-09-12 05:09:00 provided by YAHOO.Shortcuts.hasSensitiveTex-t = true; YAHOO.Shortcuts.sensitivityType- = ["sensitive_news_terms", "illegal", "adult"]; YAHOO.Shortcuts.doUlt = false; YAHOO.Shortcuts.location = "us";... Wistuo
PAYDAY LENDING CONSUMER PROTECTION ACT OF 2007" (B17-132) OF WASHINGTON D.C
2007-09-01 15:52:00 On the 18th of September, 2007 the Washington D.C. city council will meet to discus and maybe pass the "Payday Lending Consumer Protection Act of 2007" (B17-132). The proposed act if passed, no payday lender will charge more then 24% APR that works to 92 cents for every hundred dollars lent. Washington D.C. payday lenders have launched a media campaign against the act and are proposing that the city council reconsiders the cap on interest rates as well as other proposal such as; * Stiffer punishment for lenders who do not follow the relevant law. * Full disclosure of all charges related to payday loans offered to the customers. * Mandatory verification of the customer?s ability to repay the loans. * Funding of payday literacy programs. * Allow only one roll over and offer extended repayment plans if the customer is unable to repay on the due date.
Telephone Consumer Protection Act and Junk Fax Prevention Act: Revised Exam
2007-08-26 00:00:00 On June 14, 2007, the Federal Financial Institutions Examination Council?s Consumer Compliance Task Force approved certain revisions to the interagency consumer compliance examination procedures for the Telephone Consumer Protection Act (TCPA) and Junk Fax Prevention Act (JFPA). (...)
North Carolina Adds 3 Consumer Protection Laws For Mortgage Borrowers
2007-08-17 12:57:00 Governor Easley sign 3 laws yesterday that provide more protection to mortgage borrowers in the state. The one law that makes a great deal of sense to me is that when a borrower makes a payment the dollars first go to the interest and principal payments, then the fees. The bad lenders will apply the ...
Providers of Medicare Health Insurance Plans Strengthen Consumer Protection
2007-07-18 13:35:00 Statement of President and CEO America's Health Insurance Plans Karen Ignagni on landmark industry pledge:"Taking a major step to give Medicare beneficiaries peace of mind, today seven of our member companies are making a pledge to voluntarily stop marketing non-group Medicare Advantage Private Fee For Service plans and to strengthen consumer protections by implementing now the Centers for Medicare and Medicaid Services (CMS) 2008 marketing enhancements ahead of schedule. This action will complement efforts already underway to ensure that brokers, agents and in-house marketing staff are appropriately trained and give beneficiaries additional assurances that they will have accurate, clear and useful information they need to understand their choices."On May 16th, our Board of Directors announced the industry's commitment to specific principles in this area that go beyond current regulatory requirements. We already have committed to increasing training and oversight across the indust...
By: health
FORECLOSURE ? CONSUMER PROTECTION BILL
2007-06-01 19:05:00 Five bills, introduced last year, are intended to stop the landslide loss of homes in Colorado. Governor Bill Ritter is expected to sign a package of mortgage related bills. The aim is to protect consumers from the rising tsunami of foreclosures. Brother?s Redevelopment Inc. in Denver is in charge of the state?s ...
News : EU Consumer Protection Targets iTunes
2007-03-13 01:25:00 On the eve of the announcement of a new Europe-wide consumer protection program, whose stated aim is to ensure consumers' ability to return products purchased online for refunds if they're not satisfied - regardless of what country they were purchased from - the lead architect of that program, EU Commissioner Meglena Kuneva, hinted to the German newsweekly Focus that Apple's iTunes service could be directly impacted.One possible cause for consumer dissatisfaction may be the realization that music tracks purchased from iTunes are not portable across all digital devices or CD players. Last January, officials in Norway (not an EU member) declared iTunes illegal in that country for a multitude of reasons, the alleged non-interoperability of the underlying system being just one of them. Another was the fact that Apple does not give iTunes customers any redress - a way to "return" downloaded material with which they're dissatisfied, for a refund. Consumers could become dissatisfied af...
CONSUMER PROTECTION IN INDIA
2006-12-22 19:26:01 One of the cardinal principles of a welfare State is that the State preserves the interests of its citizens. This protective role of the State depends upon the social activity it is protecting. The criminal proclivity is eliminated by punishing the offender through the penal law of the country. Similarly, the civil breaches and distortions [...]
Senators Propose Wireless Consumer Protection Bill
0000-00-00 00:00:00 Two senators submitted a bill today that would set federal standards overseeing billing and contracts, and investigate the role handset locking plays in the consumption of wireless goods and services. The bill, called the Cellphone Consumer Empowerment Act of ...
By: Latest phones
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