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Credit Unions Can Keep You From Bankruptcy [del.icio.us]
2008-05-14 18:06:00 Tip! Obtain a copy of your bankruptcy and discharge papers from your attorney or the courthouse. This may include a copy fee. The following article lists some simple, informative tips that will help you have a better experience with bankruptcy. If you ...
Prometheus, please bring the credit unions fire!
2008-03-08 01:25:00 Considering the current fall-out in Commercial Lending with the big banks (most of which were deservingly so), such as Wachovia, Chase, and Bank of America, the Credit Union field has such great opportunities to grow their market-share if they just decided to move into the 19th Century, instead of living in the past, with forgotten ...
Credit Unions are a good option
2008-01-08 04:18:00 Credit unions can be a very good alternative to banks as long as you meet certain conditions. In general, credit unions can perform many of the same services that banks perform, but there can be exceptions to this.Credit unions are member organizations and this is the biggest difference between them and banks. When you join a credit union you, in essence, become a stakeholder in the institution. In the past, most credit unions were formed around certain professions or formed around certain employment bonds. Today, much of that has changed. The credit union is still a membership process but the bond can be anything from regional to religious. Many different types of groups now have their own credit unions, and finding one that you can join has never been easier.According to the Credit Union National Association there are over eighty million Americans currently enrolled in credit unions. This huge number of participants is not a fluke. There are reasons why people choose credit unions...
Why Credit Unions Are Better Than Banks
2007-11-17 07:41:00 I recently read a very interesting article on 'why you should ditch your bank for a credit union' and I think I'd like to share it to my readers here on my money blog.Here are some reasons why credit unions are better than commercial banks, when it comes to saving or investing your money:*Credit unions are member-owned. If you have an account at a credit union, you're a part owner in the enterprise. *Credit unions are not-for-profit. This status helps explain why interest rates tend to be significantly better, and fees fewer and smaller, at credit unions than at banks. Any profits credit unions do make are distributed as dividends to their members. Contrast that with banks, which continually invent new fees and policies to boost profits (and to pay those stunning executive salaries).Do you know that President Franklin D. Roosevelt signed the Federal Credit Union Act into law in 1934 to "promote thrift and thwart usury,"? Banks hate credit unions and have pretty much been gunning...
Credit Unions in Better Shape Than Other Financial Providers
2007-10-06 09:41:00 Subprime Shock: Credit Union in Better Shape Than Other Financial Providers. Oct. 04, 2007. 04:44 PM EST. Credit Concerns - Analysis and Discussion with Daniel Mica of Credit Union National Association
Credit Unions
2007-10-04 10:08:00 A credit union is a not-for-profit financial institution chartered by the state or federal government and owned by its members. Credit unions may be formed by any group with a common bond, such as teachers or farmers. It is governed by a board of volunteers who are elected by their fellow members, and can ...
Banks or Credit Unions that use Online Resources as the Billpay provider
2007-08-18 13:00:00 Banks or Credit Unions that use "Online Resources" as the provider for billpay.ORCC.COM does not publish a list on their website, so was looking for a way to find those that use their service
By: iBankDesign
Credit unions: Payday-loan alternative?
2007-06-21 13:38:00 They’ve always offered small-dollar loans, but recently began promoting themselves as less costly. Vincent Fulginiti found himself mired in debt earlier this year from a payday advance loan that he couldn’t pay off. But he credits a credit union with helping him out of a bad fix. With bill collectors on his heels, the Brevard County father ...
Credit Unions Offer Higher CD Rates
2007-04-20 10:00:00 If you’re looking for a high yield CD rate, Credit Unions oftentimes have rates higher than regular CDs. Bankrate.com surveys show that the average CD rate at a credit union is more than 1.5% higher than that of a regular bank. What exactly is a credit union? Credit unions are cooperative financial institutions that are owned ...
By: The Piggy Banker
Credit unions help students learn personal finance
2007-04-19 15:03:00 Mary Davis says it’s never to early when it comes to learning about personal finance. Davis, public affairs director of the Michigan Credit Union League, headquartered in Northville Township, said April is a special month for credit unions statewide. This month, the league is once again partnering with state lawmakers to educate students about money management during ...
Mortgages: Credit Unions: The Silent Source
2007-04-13 21:04:00 If borrowers with less-than-stellar credit scores look in unexpected places, their efforts can yield pleasant returns. More: continued here
Achievant launched to help Banks,Credit Unions with Human capital Managemen
2007-03-02 19:23:00 A new company based in Indianapolis, Achievant, has been established to help banks, credit unions maximize the performance of their people. The company is focused on improving the financial institutions’ ability to recruit,assimilate,compensate and manage the performance of employees while insuring the actions of employees align with organizational goals, reports businesswire. Achievant?s initial human capital management ...
By: HRO MANAGER
A Second Chance ? Credit Unions
2007-02-03 23:54:00 Click the button if you would like to listen to this article about Credit Unions: What Is A Credit Union? Can I Get A Better Loan There? A credit union is an organization available to individuals based on their place of residence or employment. It works a lot like a bank but offer loans exclusively to their ...
By: Debt To Wealth
Why Credit Unions
2007-01-26 16:48:03 Credit Unions are type of banks where their only goal is to help their members. Conventional banks, like Bank of America, Wachovia, etc. only want to make money, but credit unions don’t. Credit unions’ only goal is to help their members financially. I’m part of the Retail Employess Credit Union and I have been with them for about 5 years. Credit unions are great for mortgages for homes and loans for cars. They will give you the lowest possible interest rates, alot lower than conventional banks. They will help you all the way to finance your home or your car. Credit Unions are just like regular banks. They provide checking and savings accounts; they provide check cards, credit cards, check books, etc. So, if you’re planning to get a loan but you’re uneasy with the interest rates, then open an account with a credit union. If you can’t find any around your area then try my credit union, RECU. Bookmark to:
By: Desi Notes
Making Good Use Of Local Banks And Credit Unions For Low Loan Rate Bargains
2002-10-27 16:06:00 With the average 30 year and 15 year fixed-rate mortgages jumping up to several basis points over recent days, consumers who have been holding out hoping to catch the best level of the refinance wave may wonder if they have missed the boat. Not necessarily. At present the equity markets are making a rebound. If the Dow goes above 9,000 mortgage rates could rise to or through 7 percent. Two weeks |
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