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Frugal

Rehashing Blogher '09 -- My Frugal Conference
2009-07-28 18:15:00
There was not a lot of content about frugal blogging at Blogher '09 -- there was a table at lunch for frugal bloggers and another for money-saving bloggers (we consolidated) but that was about it. But I did meet (or see speak) a few lovely ladies who blog about saving money. They are: Mir Kamin of Wantnot.net Alyssa Francis of Keeping the Kingdom First Erin Chase of $5 Dollar Dinners Shannon of For the Mommas Lisa of Condo Blues (also an eco-blog) Shoestring Magazine Linsey B. Knerl (OK I didn't see Linsey at BlogHer '09 but she was there and she is a fine bargain blogger at Wise Bread and elsewhere) The biggest issues and controversy to be discussed by Blogher '09...
Nancy Loo Is Frugal and Other Lessons From BlogHer
2009-07-24 07:32:00
BlogHer -- the conference for female bloggers at the Sheraton Towers this weekend -- doesn't officially start until tomorrow, but I spent my afternoon at conference-related events. I showed remarkable reserve in passing the CVS on the river without going in for moneymaking deodorant, and although I spent most of the day showing off my new baby and chatting with other bloggers, I did learn a couple things: 1) Fox anchor Nancy Loo is quite frugal. In a studio tour hosted by Nancy, Jackie Cuyvers and Beth Rosen, Nancy shared with a bunch of us bloggers that clothing allowances for news broadcasters have gone out the window with so many budget cuts. I asked how much they laid out for clothing, and Nancy...
Frugal Stuff to Read While I'm Busy Bonding
2009-07-18 05:13:00
OK, I'm totally phoning this one in, but remember I've got a 1-week-old baby at home and only get to sleep in 90-180-minute increments. Lately I've lying around reading the paper a lot while snuggling the baby, and here are some frugal tips I've noticed in the Trib and online: Cook Once, Eat Twice in the Chicago Tribune: Cooking large batches to feed the freezer is one of the prime frugal directives, but somehow I never thought of buying two fresh chickens and roasting them both at once. My family's not big enough to plow through a whole chicken in one Sunday dinner, but I would totally be down with cooking a second bird just to carve up into slices...
Happy Frugal Living: The Ice Cream Date
2009-07-09 19:18:00
I'm not knocking a date night with all the stops pulled out -- fine dining, theater tickets, the works. But it's not something my husband and I are willing to shell out for every week or even every month. But all those marriage experts say that you really SHOULD step out with your spouse on a regular basis to escape from the kids or whatever other distractions you have at home and focus on one another. Last night, my husband and I enjoyed a very pleasant date night that cost us $7. My parents were in town, so after eating dinner and tucking in the kids we slipped out into the twilight and took a long walk through the...
Wacky Cake: Frugal, Vegan ... Delicious
2009-02-10 06:00:00
Long ago and far away when I was young my brothers and I had the good fortune of being nourished by wonderfully talented cooks: our mother, our step-mother and our grandmothers. All four went above and beyond the call of duty by making sure that we were not only getting decent nutrition, but that we enjoyed all that we ate.When they weren't feeding us food that kept us healthy, they were doing very bad things, like feeding us too much Wacky Cake. Now, remember, in the 70's vegetarianism was just taking hold here in the U.S. and moms and grandmoms were still of the 'June Cleaver' variety; that meant dessert every night. Having been products of the Depression and World War II eras or, in the case of our mom and step-mom, having been fed by someone who was the product of the Depression and World War II eras, one of the more popular cakes to make was Wacky Cake.Prepared in one pan without eggs, milk or butter, it was not only fast, but thrifty and filled the dessert slot as well as ...
14 Frugal Shopping Tips: Confessions of a Shopaholic Fashionista
2008-09-24 06:49:00
(Anne Hathaway wearing a Chanel pearl necklace) 1. Bring along a calculator (or use the one on your cell phone) to help you make shopping decisions based on tax, percentage markdowns, etc. 2. Before you go out there and shop, try to figure out what you need based on your current wardrobe. Then make a list and try to stick to it! Do you really need yet another dress in your overstocked closet? Will another pair of pumps really make a difference? If the answer is no, avoid swiping that credit card. Make sure you don?t get carried away with all the other marked-down items you?ll find during sales. Stop yourself from impulse buying and stick to your list, as much as you can. 3. Always ask a salesperson about the store?s next sale (no one wants to buy a sweater the day before it?s marked down). Befriend the sales staff at your favorite stores, or sign up for their mailing... THIS IS CONTENT INTRODUCTION ONLY. Some bloggers scrape my contents without linking back. I'm sorry for the...
14 Frugal Shopping Tips: Confessions of a Shopaholic Fashionista
2008-09-24 06:49:00
(Anne Hathaway wearing a Chanel pearl necklace)1. Bring along a calculator (or use the one on your cell phone) to help you make shopping decisions based on tax, percentage markdowns, etc.2. Before you go out there and shop, try to figure out what you need based on your current wardrobe. Then make a list and try to stick to it! Do you really need yet another dress in your overstocked closet? Will another pair of pumps really make a difference? If the answer is no, avoid swiping that credit card.Make sure you don?t get carried away with all the other marked-down items you?ll find during sales. Stop yourself from impulse buying and stick to your list, as much as you can.3. Always ask a salesperson about the store?s next sale (no one wants to buy a sweater the day before it?s marked down). Befriend the sales staff at your favorite stores, or sign up for their mailing list so you can find out about sales before they can happen- and never pay full price!4. Buy pieces that look good on you...
The Frugal, Smart and Tuned-In Editor
2008-07-23 18:17:00
The Frugal, Smart and Tuned-In EditorBlog of the Day Awards for Wednesday July 23, 2008A Blog of the Day Award goes to The Frugal, Smart and Tuned-In EditorCarolyn Howard-Johnson is the Frugal, Smart and Tuned-In editor - a blog for writers who need help with editing of all kinds--grammar and spelling to formatting and frontmatter to backmatter.Technorati TagsBlog Award Blog Awards winner Bloggers Blogs Awards Blogging Bloggies Weblogs Weblog Award of the day Award web online nominations Internet Blog of the Day Awards Blog of the Day Award Blog of the Day BOTDA winners Weblog Award Weblog Awards blogspotBe sure to submit your nominations early.Thank you, Bill Austin
A Deeper Look at Late Payments and FICO Scores by Barry Paperno
2008-06-05 10:01:00
While anyone can tell you that late payments will hurt a credit score, what most people don?t know is that there are subtleties in just how the FICO scoring formula treats one late payment from another. For example, some typical questions about late payments are… Why would someone with a 90 day late have a ...
Chrysler, Jeep, and Dodge Aren?t Saving You Any Money On Their New $2.99 In
2008-05-28 10:01:00
I’m sure you’ve all seen the commercials from Chrysler, Jeep, and Dodge that give you a gas credit card that guarantees that you will pay no more than $2.99 for a gallon of gas for three years. These guys are SELLING something, and in so doing, they’re NOT doing you any favors… These guys know the ...
Introducing The Money Life Network!
2008-05-27 10:01:00
I’m proud to introduce the latest and greatest Personal Finance aggregate - The Money Life Network! Our membership list contains a very diverse yet focused group that have been in the PF blogosphere for a while. FreeFromBroke, BibleMoneyMatters, MilkYourMoney, PrimeTimeMoney, and MyInvestingBlog will ABSOLUTELY keep you on your toes financially with tips galore along ...
Jeremy Siegel, Rex Murphy and Frugal Trader - All in one weekend!
2008-05-26 08:57:00
I had a great adventure in St. John’s, Newfoundland this weekend. What a beautiful backdrop to have a conference in - the countryside is gorgeous, and the people are just so welcoming and friendly. The conference was for stockbrokers and financial planners from my firm and we had the pleasure of hearing numerous ...
Jeremy Siegel, Rex Murphy and Frugal Trader - All in one weekend!
2008-05-26 04:57:00
I had a great adventure in Saint John's, Newfoundland this weekend. What a beautiful backdrop to have a conference in - the countryside is gorgeous, and the people are just so welcoming and friendly. The conference was for stockbrokers and financial planners from my firm and we had the pleasure of hearing numerous speakers - two of which really stuck out: Dr. Jeremy Siegel (author of Stocks For The Long Run) and Rex Murphy (CBC personality).I won't go into too much detail right now about Dr. Siegel's talk since I plan on slowly disseminating the material of the presentation over the week. I will tell you it was the most informative presentation I've ever been to and it was quite a privilege to hear him speak. For those of you who don't know, his book Stocks for the Long Run (now in it's 4th edition) was ranked as one of the top 10 books on investing of all time.As good as Dr. Siegel's talk was, Rex Murphy's presentation was nothing short of spectacular. I have never been in ...
Frugal Tool Chest Tip #2: The Dynamics Of Finding The Item You Want Cheaper
2008-05-23 13:16:00
The Frugal Tool Chest is a recurring series covering practical tips and tools that will arm you to save even more money on your online purchases. Frugal Chest Tip #1 covered using Price Protectr to save money by getting post purchase refunds on price drops. This tip will walk you through some of the tips ...
Good Customer Service Will ALWAYS Save (And Make) You Money Both As A Selle
2008-05-23 10:01:00
I’ve had good customer service, and I’ve had bad customer service. I find that when I have bad customer service, I don’t usually get upset right away; I’ll usually give them the benefit of the doubt that maybe they’re having a bad day or whatnot. They’re people also and everyone is entitled ...
A Frugal Healthy Grocery Budget
2008-05-23 05:22:00
Prices just keep going up at the grocery store! I thought it would be a good time to reflect on eating healthy and frugally, since sometimes it seems that the two are mutually exclusive. When you add on other dietary requirements or preferences like eating gluten free or shopping locally, it can seem ...
You Can Eat Healthy Despite a Busy or Frugal Lifestyle
2008-05-22 02:58:00
Just a quick post to direct you to a couple of guest articles that I’ve written this week. #1 Dumb Little Man If you’ve got a busy schedule and experience difficulty finding time to cook healthy meals, check out 10 Strategies to Masterful Food Preparation in Minimal Time. #2 The Credit Letter For those on a tight budget, ...
Tips To Finding Work At Home Jobs (And A Few MORE You Can Do!)
2008-05-20 10:01:00
If you’re reading personal finance blogs, you’re also probably looking to keep tabs on how you can make more money as well. I’m not gonna lie, I do it myself, who DOESN’T want to make a few bucks on the side? The key is knowing what to look for… I wrote an article earlier ...
Barack Obama Endorses Frugal Living
2008-05-19 23:52:00
Not much time to blog today, but I wanted to get your thoughts on what Democratic Presidential candidate Barack Obama said the other day in Oregon. In case you missed it, the quote went like this, We can’t drive our SUVs and eat as much as we want and keep our homes on 72 degrees at all ...
Hanks Weekly Hangouts #30 (May 18, 2008)
2008-05-18 10:01:00
We had a good week here at MIB with some hot posts including Lower Your Monthly Power Bill, Make $256, And Save The World!, Good Customer Service Will ALWAYS Save (And Make) You Money Both As A Seller And As A Buyer, and Tips To Finding Work At Home Jobs (And A Few MORE You ...
Net Worth Update May 9, 2008 [$120,697.64 (+3.55%)]
2008-05-13 10:01:00
We’re looking up again this month - looks like the mutual funds are coming back a little bit this month. Both the wife and I had good 401k returns this month. The house dropped a bit, but that’s to be expected, but overall we’re looking up again. I’m still keeping my eye on a ...
Lower Your Monthly Power Bill, Make $256, And Save The World!
2008-05-12 10:01:00
Ok, the title was catchy enough to get you I’m a fan of saving $$$ AND saving the earth. I dig hybrid cars. I dig reusing and recycling for both its benefits to my pocketbook and benefits to my children. I dig greendimes and my new digg-ee is UniBlue LocalCooling… I’m ...
Hanks Weekly Hangouts #29 (May 10, 2008)
2008-05-10 10:01:00
Some good stuff this week including “How To Use Any Credit Card At Costco“, “How To Get Quality Financial Advice“, and “What Pizza Do Investors Eat?” Readership was a little down this week, not so much buzz here, but I’m working on some good stuff on the backend that I think is pretty interesting. ...
The Frugal Five: Compact Crossover Comparison
2008-05-10 09:54:00
“Cappuccinos?”Absol-utely! The waiter at the Star Caf, just north of L.A. in Montrose, scribbles our order and hurries off to the espresso machine. Art St. Antoine, Ed Loh, Scott Mortara, Julia LaPalme, and I are going to need some seriously distillated java-juice to shake off our lunch-induced stupors and formulate some conclusions about these cars. ...
By: AutoFans
The Checks Have Started Arriving! There Are Better Things To Spend On Than
2008-05-09 10:01:00
So I’ve been told people with Social Security numbers ending in 00-20 have already received their stimulus package. Those ending in 21-75 will be getting them May 9, and 76-99 will receive them on May 16. I fall in the group that should see them today! From the sounds of these folks ...
A Day Of Readers Requests - Including Will Several New Car Loan Inquiries H
2008-05-08 10:03:00
I haven’t done readers requests in a while because I haven’t had one good one that I think would take up an entire post. HOWEVER, I’ve had several small requests that I can wrap into one post. Inquisitive, interesting, intriguing and some even unusual… So I’ll start with the more normal requests and questions that just ...
I Figured Out A Way To Use ANY Credit Card At Costco (As They Only Accept A
2008-05-06 10:09:00
One of my biggest pet peeves about Costco is how they stick to the American Express credit card only. I am a big fan of using my credit card and saving the Alaska Air Skymiles. I don’t own an American Express card and always have to resort to losing AT LEAST 200 Alaska ...
How To ?Automagically? Change Your $2,100 Tax Stimulus Check Into $2,310 In
2008-05-03 10:01:00
So the tax stimulus rebate checks are coming and everyone is trying to get a piece of the pie. I wrote an article yesterday about car dealerships sticking their paws in your face to get you to spend it there, but there may be a better way to do it… Many people are looking for ...
What WON?T Car Salesmen Do To Get Your Cash?
2008-05-02 10:01:00
I was driving to work today and noticed a wonderful picture on the way there; so good that I had to stop in the middle of the road to take the photo and get a good laugh… What’s marketing coming to these days? I don’t imagine Bush crafted up the idea of the Economic Stimulus ...
Make More Then You Spend
2008-05-01 06:55:00
There are two ways to get ahead financially. Most people who are reading this article will readily recognize both of them: Spend less than you make and Make more than you spend That is it. Every single way that you can get ahead financially will fit into one of those two categories. Nothing mind-blowing by itself. ...
By: Exjackly
Things You?re Saving Money On By Being Stuck In An Elevator For 41 Hours
2008-04-30 10:01:00
I StumbledUpon onto this and had to share it with SOMEONE; therefore needed to relate it to personal finance in some way to get some validity out of the post. It’s a break from my normal personal finance path to inject a little humor into this post to jazz it up a bit. ...
Festive Link Love Carnivality #6
2008-04-27 13:00:00
photo by nattu I’m bringing back the Festive Link Love Carnivality! Why? I like the title for one. Two - there’s celebrating to be done! This week mark’s the introduction of the new and improved Free From Broke. After many months on Blogger I finally took the leap to Wordpress and self-hosting. ...
Hanks Weekly Hangouts #27 (April 27, 2008)
2008-04-27 10:01:00
The week had some good posts that saw some good traffic including demystifying the subprime crisis, dumping the National Income tax for a National Sale tax, and the “selling” of annuities trap. The sites that really got me inspired this week are: 1. What can you do with $5000 a second? Yes, that’s ...
Do You Really Need a New Computer? Frugal Tips to Extend Your Computer?s Li
2008-04-24 15:55:00
My wife and have two 6 year old laptop computers which, until recently, were running sloooowly (think molasses in January slow). We thought we would need to buy two new computers, but thankfully, we found a few ways to improve their performance and ultimately extend their life. In then end, we decided one of them was ...
Frugal Frittata
2008-04-22 19:03:00
Whenever we visit my family in Montreal as we did this past weekend, I return to Toronto feeling a little discombobulated.  Since I was a callow young’un when I moved away from home (at 17), I never really got to know La Belle Ville that well before I left, so I always feel like a tourist when I return.  At the same time, these somewhat frenetic, drive-by junkets (never more than 2 days long) tend to be so micro-scheduled that our itinerary is often tighter than one of Madonna’s corsets.  Regarding our “visits,” the HH once remarked, “I’ve been coming to Montreal with you for ten years, and all I’ve ever seen is a hotel, your dad’s house and your sister’s apartment.”  Unfortunately, too true, and this last trip was no exception. Still, I do enjoy reuniting with family and friends, even if for a few minutes each during out revolving-door visits.  And despite my anxiety over a still-tentative back, the driving was f...
Frugal Recipe: Beef Stew
2008-04-22 11:30:00
With the positive response from my last frugal chicken recipe, I will post another one of my favorite recipes.  Beef Stew is high in protein and flavour, low in fat and cost.  In addition, beef stew is usually cooked in bulk so that it will feed a large family and/or multiple meals. What you'll need: 1-2 ...
Frugal Recipe: Beef Stew
2008-04-22 11:30:00
With the positive response from my last frugal chicken recipe, I will post another one of my favorite recipes.  Beef Stew is high in protein and flavour, low in fat and cost.  In addition, beef stew is usually cooked in bulk so that it will feed a large family and/or multiple meals. What you'll need: 1-2 ...
What do you say about dumping our National Income Tax and switching to a Na
2008-04-22 10:01:00
So I was listening to Jesse Ventura talk this morning on the Adam Carolla show, he mentioned that he?s all in favor of abolishing the current tax implementation and introducing a standard ?National Sales Tax?. At first I thought it sounded like a pretty bad idea, but then I got to thinking, and googling; which ...
Hanks Weekly Hangouts #26 (April 20, 2008) - and why do I post weekly round
2008-04-20 10:09:00
So it’s the half year “weeklies” post - a milestone to be set for sure. I’ve had some good response out of these “weekly roundups” and I thought I’d take a moment to answer a quick question as to why I do it that “Jeff” sent in. Hank, nothing against your blog, (I’m a subscriber ...
I Switched To Sprint SERO And Saved Some Money
2008-04-18 18:46:00
A little over a week ago I signed my wife and I up each for the Sprint SERO cell phone plan. We were already on Verizon Wireless. So why switch? First let me explain our Verizon experience: We had been looking into upgrading our phones since they were over two years old and we ...
The frugal century
2008-04-18 16:01:00
First some nomenclature: A century is 100 miles on a bicycle. It  is something serious cyclists would maybe call a long ride, but which weekend warriors have elevated to event status as a testament to the fact that in our culture doing things with other people somehow validates crazy behavior. In case you want to join ...
Five Frugal Tips for Kitchen Remodeling
2008-04-18 04:20:00
We recently renovated a condo on a very tight budget. I started watching all of the HGTV shows to get ideas for ways to make the kitchen look good without spending a lot of money. I didn’t end up using many of the tips that I wrote down from asking friends, watching those ...SHARETHIS.addEntry({ title: "Five Frugal Tips for Kitchen Remodeling", url: "http://www.moneycrashers.com/f-ive-frugal-tips-for-kitchen-rem-odeling/" });
SwapTree As A Frugal Alternative To Buying New
2008-04-16 18:21:00
Do you have any books, CD’s, DVD’s, or video games laying around that you won’t use anymore? I know I do! So what to do with them? One option is a site I was just introduced to call SwapTree. The idea here is that you can trade the books, CD’s, DVD’s, or ...
Welcome Being Frugal.net Guests
2008-04-16 17:20:00
For those of you coming by today from my 1st ‘Kyle’s Coupons’ guest feature at Being Frugal, welcome! Feel free to to kick off your shoes (or Crocs) and stay for awhile. Thanks again Lynnae for the opportunity! If you are looking for online coupons, here is a list of all the stores featured on Rather-Be-Shopping.com. Also, here ...
Ways To Save Money Live Frugal
2008-04-16 02:00:00
We as consumers struggle daily with the need to Save Money Live Frugal and how to go about doing it. If you learn to spend wisely you can become a “smart shopper” and watch your savings grow. It only takes a little discipline and forethought to get you started on your way to saving. And, ...
Frugal Deal ~ Guideposts Magazine
2008-04-12 19:04:00
Guideposts is on special today for $3.99 at Best Deal Magazines. Use the following code, PXCJ413, to take an additional 15% off your order, making your subscription price $3.39....this is one super deal for 12 issues. Guideposts is one of the most inspirational magazines out there :)Best Deal Magazines - Deal of the Day OfferGet Cash Back When You Shop ~ Join EbatesShutterfly - Get 25 FREE prints
Use your ?gut? instinct when deciding who and when to tip
2008-04-11 10:01:00
Yes, I’m pretty tight with my money; I’ve done some downright cheap things in my past and I’ve turned out alright. But there is one thing I don’t scrimp on - tipping my food handlers. Let me clarify, tipping my DELIVERY food handlers. They know things and I know OF things they’ve done to ...
Thursday's Frugal Deals....
2008-04-10 13:09:00
I'm a movie buff and The Shawshank Redemption is one of my favorite movies ever. I still say it should have won a best picture Oscar in 1994 instead of Forrest Gump, but that's just my opinion. Amazon has this amazing 2 disc set for under $6 right now. I'm not one for buying DVDs unless they're an absolute favorite of mine and I could watch it over and over....this movie is one of those gems :)Shawshank Redemption $5.99 Did you know that LL Bean has a special sale item posted each and every Thursday morning? Just visit their "Sale" link every Thursday and you'll see the link for the special. This week it's a women's Lightweight Faux-Shearling Jacket, regularly priced at $79 but on sale today for $29. LL Bean is certainly a higher-priced retail store, but their products are of such high quality that it's often worth taking the leap. I'm a big fan of their barn jacket...I bought one several years ago and will get so many years out of it. It's worth keeping your eyes peeled f...
My Comcast bill is $160.24 per month; what am I possibly paying for!?
2008-04-08 10:01:00
There is still 2 days 23 hours 18 mins and 41 seconds left to get entered for some great free stuff at Hanks Holiday Handout #2 giving away $200+ of prizes! I don’t even know where to start with this one. I’m in an area where I’m kind of stuck with them. DirectTV has been trying ...
What is my definition of net worth?
2008-04-07 10:01:00
There is still 1 days 23 hours 38 mins and 27 seconds left to get entered for some great free stuff at Hanks Holiday Handout #2 giving away $200+ of prizes! I was reading Ana’s post over at DebtFreeRevolution the other day and it inspired my to actually define my definition of “net worth“. I’ve mentioned ...
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