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Frugality

Frugality In Practice: Summer Fun @ The Movies
2008-06-09 22:23:00
Our local Cinemark movie theatre has a really cool (literally) program called the Summer Movie Clubhouse where you can take the kids weekly to see a movie for only $1 per ticket or you can pre-buy all 10 summer movies for only $5. My wife and I are going to take our kids to a few ...SHARETHIS.addEntry({ title: "Frugality In Practice: Summer Fun @ The Movies", url: "http://www.rather-be-shopping.-com/blog/2008/06/09/frugality-i-n-practice-summer-fun-the-movie-s/" });
Frugality and How Can it Benefit Us
2008-06-04 22:25:00
Frugality simply means to abstain or go without, but it can also mean living a simpler less wasteful life and keeping within our personal finances without getting into debt. More and more people are starting to see the benefits of living this way, especially as prices of basic utilities and food are on the increase.
Cheaper Than Cheap Tip Of The Week #6 : Wash And Reuse Plastic Baggies
2008-05-31 05:52:00
?Cheaper Than Cheap? is a recurring tip series about frugality. The idea is to provide potentially helpful frugality tips that border on fanatical or fictitious to the point of becoming humorous. Love them or hate them, let?s hear what you think. Tip #5 was on Save Gas By Being Creative. It really is as simple as ...
Frugality
2008-05-30 18:37:00
There’s been a lot of it in this flat recently. Supporting two people (well, one person and a giant with the appetite of a starved woolly mammoth) on a teacher’s salary requires tight budgeting. We’ve had a lot of chicken liver dinners over the last term and I am always looking to find good deals. I seem ...
Festival Of Frugality
2008-05-30 00:10:00
The 127th Festival of Frugality was hosted by Funny About Money… Here are my favorite posts from the carnival in no particular order… - 15 Tips For A Frugal, Relaxing, Earth Friendly Vacation, Car Free from Money and Values - How To Create An Effective Spending Plan from Financial Zip. - Save Money By Taking The Train or ...SHARETHIS.addEntry({ title: "Festival Of Frugality", url: "http://mygoodcents.net/archive-s/1203" });
Frugality In Practice: Don?t Call The Plumber
2008-05-29 18:53:00
Last week my 3 year old daughter decided to see how much toilet paper could fit down the commode. We were made aware of the problem when I saw water coming out from under the bathroom door. I felt like I was in a bad episode of the Brady Bunch. Do you remember the washing machine episode? I plunged ...SHARETHIS.addEntry({ title: "Frugality In Practice: Don’t Call The Plumber", url: "http://www.rather-be-shopping.-com/blog/2008/05/29/frugality-i-n-practice-dont-call-the-plumbe-r/" });
The Costs Of Bringing It All
2008-05-29 00:20:00
My brother has been planning a long distance move that’s supposed to happen next month. Until I talked to my mother the other day, I had no idea how much it would actually cost him to move halfway across the country. I figured it would probably cost a few thousand dollars when all was said ...
Frugal Tool Chest Tip #2: The Dynamics Of Finding The Item You Want Cheaper
2008-05-23 13:16:00
The Frugal Tool Chest is a recurring series covering practical tips and tools that will arm you to save even more money on your online purchases. Frugal Chest Tip #1 covered using Price Protectr to save money by getting post purchase refunds on price drops. This tip will walk you through some of the tips ...
Extreme Frugality
2008-05-16 20:18:00
What is too extreme when it comes to saving money?
Cheaper Than Cheap Tip Of The Week #5 : Save Money On Gas The Creative Way
2008-05-15 12:22:00
?Cheaper Than Cheap? is a recurring tip series about frugality. The idea is to provide potentially helpful frugality tips that border on fanaticaor fictitious to the point of being humorous. Love them or hate them, let?s hear what you think. Tip #4 was on Earn Free Money By Reusing Bags At Grocery Stores. This tip is ...
Conservation & Frugality
2008-05-14 18:53:00
The other day I was chatting with my friend David, who writes two blogs - My Two Dollars and The Good Human. Many of you are probably familiar with My Two Dollars, because it is part of the M-Network, along with Cash Money Life and several other great personal finance blogs. If you aren’t familiar ...
Festival of Frugality is Up At Four Pillars!
2008-05-13 17:53:00
Mike over at Four Pillars is hosting the Festival of Frugality #125 at his great blog this week! Mike has a very creative theme and some hilarious pictures! Head on over and check it out. I was lucky enough to have my post When Are You A Brand Name Shopper? included as an Editor’s Pick! Here are ...
Would You Fall for this IRS Scam?
2008-05-07 19:42:00
I received the following in my email yesterday. Even if I hadn’t already received my refund in March I don’t think I would have fallen for this. The sad thing is there probably are people out there who are stupid enough to get scammed by an email like this.
April Personal Spending
2008-05-05 13:15:00
The topic of what my household spends money on has been discussed before, but here is as a percentage of my entire expenditures, what my family spent it’s money on last month (April 2008) Tax 25.24% Recreation 19.68% Groceries 13.11% Insurance 8.88% Mortgage Int 5.55% Utilities 3.94% Auto 3.54% RRSP 3.04% Commuting 2.70% Savings (non RRSP) 2.28% Other 12.04% These numbers are relatively trustworthy since I ...
Sunday Thought: Money Quickly Gained
2008-05-04 15:40:00
Wealth gained hastily will dwindle, but whoever gathers little by little will increase it. Proverbs 13:1 Don’t remember this in the bible, but it is a very good thought. Our society seems bent on quick gain tactics to wealth and assuming that it is the only tactic, to gain wealth. The people I know who are wealthy (I ...
Random Thoughts
2008-05-02 12:45:00
This week I had some very good feedback and discourse with my readers about the high price of post secondary education and how it pertains to Family Finances and Personal Finance. This topic was suggested by my wife and I didn’t think it would amount to much, but to me, I think it really opened ...
COPF #150 and FOF #123 Posts
2008-04-29 23:32:00
The Carnival of Personal Finance is being hosted this week at Lazy Man and Money. It includes my post “Save Money,Save the Planet, By Not Having Kids.”  The Festival of Frugality is being hosted at  Sound Money Matters. It includes my post “Tracking Every Penny and My Non-Budget.” There are plenty of other good posts ...
Making a Challenge Challenging
2008-04-29 20:32:00
There are various bloggers out there who have no spending challenges. The typical no spend challenge isn’t very challenging for me though. I don’t have any desire to buy most things that aren’t allowed in a no spend challenge. The only tangible items I’ve bought this year besides food are detergent, toilet paper, and books. ...
Student Debt
2008-04-28 13:31:00
This is a topic that my family has been talking about, and I suspect this is not just a one post topic, so it may stretch out over the week. In my case I was very lucky in that my parents paid for my education, and I graduated (in 1986) with no debts (which is depressing ...
The Fisherman and The Investment Banker
2008-04-25 21:57:00
When I was reading some books for my trip to Cancun I came across the following story. I had read it previously and it has been around for many years but I like it so I decided to share it for those of you who haven’t read it yet. The American investment banker was at the ...
Tracking Every Penny and My Non Budget
2008-04-24 00:23:00
Over at My Two Dollars last week David wrote a post arguing against what he called “Watching Every Last Penny Syndrome.” Since I track every penny I spend and earn I have to disagree with that post. This is something I started doing after reading “Your Money or Your Life: Transforming Your Relationship with ...
Frugality Picks and a Meme
2008-04-23 16:58:00
This weeks edition of the Festival of Frugality is hosted at On Financial Success. It includes my post “Do Reward Cards Actually Reward You.” Some of my favorites from the rest include: “Inconspicuous Consumption” from Money Changes Things.  Not buying stuff in the first place is even better than recycling. “10 Frugal and Eco-Friendly Ideas” from ...
Listed in the Festival of Frugality #122
2008-04-23 15:29:00
Our article, Grandpa and the Great Depression, was listed in the Festival of Frugality #122. Aaron Stroud at On Financial Success formatted the festival as a running story with links to the various blogs woven within the story. The original presentation, alone, makes this Festival worth a visit. Aaron gave our article an “everyone must ...
Save Money, Save the Planet, By Not Having Children?
2008-04-23 00:44:00
In honor of Earth Day I decided to post on a topic that can save money and help the environment. Choosing to not have children can do both of those things. According to a report from the USDA it costs almost $200,000 to raise a child to age 17 in the United States. Many consider this ...
Excess Frugality, Practical Tips and Gas Prices @ The Round-Up
2008-04-20 17:41:00
The American Economics Blog Carnival hosted my article ?Is Present Value - Value in the Present? The Economic sense behind Net Present Value" and featured some interesting posts. I especially liked:Fuels Costs, High Gas Prices and the Real Estate Investor @ BiggerPocketsThis article discusses some interesting effects high gas prices might have on real estate investors. An interesting point made is that increased fuel costs will also affect the selection process of the average home buyer as longer commutes to work become more costly. I believe low gas prices have created an inherent inefficiency in real estate and urban planning. I find suburbs to be one of the main problems created by this inefficiency resulting in commuters jamming highways and roads, pollution and waste of resources an time.I personally believe that with increased gas costs and environmental awareness the suburbs will cease to exist as we know them now and will slowly transform to more densely populated, self serv...
Excess Frugality, Practical Tips and Gas Prices @ The Round-Up
2008-04-20 17:41:00
The American Economics Blog Carnival hosted my article ?Is Present Value - Value in the Present? The Economic sense behind Net Present Value" and featured some interesting posts. I especially liked:Fuels Costs, High Gas Prices and the Real Estate Investor @ BiggerPocketsThis article discusses some interesting effects high gas prices might have on real estate investors. An interesting point made is that increased fuel costs will also affect the selection process of the average home buyer as longer commutes to work become more costly. I believe low gas prices have created an inherent inefficiency in real estate and urban planning. I find suburbs to be one of the main problems created by this inefficiency resulting in commuters jamming highways and roads, pollution and waste of resources an time.I personally believe that with increased gas costs and environmental awareness the suburbs will cease to exist as we know them now and will slowly transform to more densely populated, self serv...
Midgrade Gas is the Same as Regular?
2008-04-17 00:34:00
Here is yet another example that you don’t always get what you pay for. According to this Kansas City Star article regular gasoline in Missouri now has the same octane as midgrade gasoline. Many gas stations are still charging more for the midgrade gasoline even though it is essentially the same as regular. A few ...
Listed in the Festival of Frugality - Tax Day Edition!
2008-04-16 16:01:00
Our article, Free Is Almost Never Free, was listed in the Festival of Frugality - Tax Day Edition! I may have said it before, but at the risk of repeating myself, I really like the posts in the Festival of Frugality. I go along with most of Kyle’s “Editor’s Picks” in the festival as being worthy of ...
Found Money and the Prisoner?s Dilemma
2008-04-16 13:25:00
Michael James talked about found money yesterday and the joy of paying off bills with found money, and how we should not squander this found wealth, and really use it to create happiness in the future by paying off debt now. I think this is a sensible approach to found money, but it made ...
FoF #121 Picks
2008-04-15 23:43:00
The latest Festival of Frugality is being hosted at Rather-be-Shopping blog. It includes my post “Forced Frugality“. Some of my favorites from the rest of the posts include: Why Did I Start This Consumption ?Diet?? posted at Diary of a New Old-Fashioned Gal This is an interesting idea but I do very little consumer spending anyway ...
Dining Out = Cost Savings?
2008-04-15 22:03:00
Last week was my first week in culinary school . Yea! Right now I?m taking sanitation and soon I?ll be starting basic cookery classes. Sanitation isn?t the most interesting subject (even though it?s important) so the chef instructor likes to interject stories and commentary along the way. He stressed the importance ...
Snow Tires Off
2008-04-15 14:04:00
One of the things I have learned over the years is that if you drive on your snow tires for too long in the spring (or say over an entire summer), your snow tires degrade very quickly during that time, and they soon become useless if you are not careful. It is a hard balance ...
Festival of Frugality #121 - Tax Day Edition
2008-04-15 10:30:00
Welcome to the 121st edition of the Festival of Frugality - Tax Day Edition. I hope you were able to get yours filed on time and moved on with your life! Over 80 entries (gulp, swallow hard) to this edition, very impressive stuff by some excellent writers. So without further-ado, here are my editor’s picks, followed by a whole ...
Just Ordered My $15 Entertainment Book
2008-04-15 05:46:00
Just $15 for a plethora of great coupons. For those that don’t know, the Entertainment book is a local book of coupons for everything from fast food to casual dining to theme parks and golf courses. It is $35 dollars when it first comes out, but gradually drops throughout the year. ...
Listed in Carnival of Personal Finance and Festival of Frugality
2008-04-13 23:03:00
Two of our articles were listed this past week while we were gone Avoiding Impulse Buys was listed in the Festival of Frugality #120 Hanging With the Joneses was listed in the Carnival of Personal Finance #147 We have just returned from a week-long vacation in Yosemite National Park so I am a bit out of touch. I ...
Frugality Got My Bike Stolen
2008-04-11 16:37:00
Sometimes my frugal nature costs me. I’ve been needing to get a lock for my bike for a couple of months. Whenever I was in a store that sold bike locks I’d check the prices but I always thought I could get a better price. I figured my bike was safe enough where it was ...
Best of: Free Banking?
2008-04-09 13:30:00
Last year about this time, I wrote about one of my favorite fights that I have most every year, and that is my fight to not pay banking fees. Some years I win the fight, some years I am forced to pay the exorbitant fees the banks wish I pay, can you guess what happened ...
Carnival and Festival Picks
2008-04-09 00:24:00
The Latest Carnival of Personal Finance is being hosted at MoneyNing. It includes my post The CCRA and Law School Loan Forgiveness.  The latest Festival of Frugality is being hosted at A Penny Saved.  After looking for my post and not finding it I realized that I never got around to submitting it. Maybe I’ll ...
Forced Frugality
2008-04-08 19:24:00
When the economy improves and your financial situation does as well... will you still espouse frugality?
Keeping Hobbies Inexpensive
2008-04-07 23:45:00
What you do with your spare time has a big impact on where your discretionary income goes. That is why it is good to have inexpensive hobbies. If you are a spender though even inexpensive hobbies might be expensive. It is wise to look at how much you spend on your hobbies and determine if ...
Frugality In Practice: Daddy?s Taking Us To The Zoo Tomorrow
2008-04-07 22:41:00
See the elephant with a long truck a swinging, great big ears and a long trunk swinging, snuffing up the peanuts with the long trunk a swinging, and we can stay all day. I can go on if you like? No. Are you sure? After all, I have the song memorized as my wife and kids insisted on playing ...
Forced Frugality
2008-04-04 02:38:00
Back when I was getting over a problem with gambling I used a technique I call ‘forced frugality’ to help deal with it. Basically whenever I received money I would immediately spend it on a bill. This way I never had any extra money that I was tempted to gamble away. If I didn’t have ...
Jump Start Your Frugality
2008-04-02 10:01:00
There is still 5 days 3 hours 4 mins and 36 seconds left to get entered for some great free stuff at Hanks Holiday Handout #2 giving away $200+ of prizes! This is a guest post from Ben at MilkYourMoney.com MilkYourMoney.com is a daily blog dedicated to helping it?s readers reach their financial goals by making smart ...
Latest Festival of Frugality Picks
2008-04-01 23:54:00
The latest Festival of Frugality is up at Consumerism Commentary.  It includes my post Aldi v. Supermarket v. Wal-Mart.  There were a lot of posts I liked this week. Here are some of my favorites. The Lazy Cheapskate?s Guide to Saving the Planet, posted at FiveCentNickel.  I’m lazy and a cheapskate and want to save the ...
Frugality In Practice: 75% Off Sale Doesn?t Mean Buy 3
2008-04-01 00:05:00
Every time I add a coupon code to my website for 30% off at Footlocker.com or I see Eddie Bauer.com is having a 75% off sale I hear the voice. This voice in my head typically sounds like this, “Ewww, 75% off…..I better see what they have.” Even though I have a closet full of shoes and ...
No Spending Days
2008-03-28 21:35:00
One way to help reduce the amount of money you spend is to have no spending days. These are simply days on which you don’t spend any money. Some will complicate the concept and state that you are always spending money since you use electricity and eat every day then you are spending. Or they ...
Frugal Travel Tips
2008-03-27 18:54:00
Travel is one of my favorite things to do but it can be expensive. There are ways to keep the cost down though. On my recent trip to Cancun I spent less than $300 on airfare,lodging, and food for a 4-night,5-day vacation. Here are some more money saving travel tips from the latest Festival of ...
Ontario Budget 2008 Highlights
2008-03-26 12:15:00
For me, not much really. The official news release about the budget can be found here. The only highlights that affect me indirectly and directly are: $1.5 billion, three-year Skills to Jobs Action Plan, which really doesn’t touch me directly, unless of course I get laid off and want to learn a real trade, then it ...
Frugality Gone To Far : Home Contents Stolen In A Craigslist Hoax
2008-03-26 05:11:00
I have seen people on Slick Deals do things that skirt the line of honesty and legality in order to get a great deal.  I can even relate to getting caught up in the hype of certain deal or the possibility of free stuff.   I have even contemplated doing something that I wouldn’t have ...
Money Hackers Carnival - #4
2008-03-19 09:24:00
Wow, what a carnival! Be sure to read as many as you can. We have great tips, tricks, and money hacks on almost every topic conceivable. If you are new check out the Getting Started section, or if you want to know what people think about the current market, check out the Opinion ...
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