Lenders Wanted – Borrowers Also – For the Peer-to-Peer Financia
2009-09-22 03:06:00 The LendingClub is being very aggressive in trying to introduce new lenders to the world of peer-to-peer finance. Be the 25,000th Investor and Win $2,500! Average net annualized returns over 9.6%. In this day of 1-2% interest rates on certificates of deposit, finding a method for capturing some return on cash is very difficult. A CD at a FDIC bank is a no lose situation, but does it put the investor in a plus position? Well, certainly not if inflation begins to rear its ugly head – money locked in a 36 or 48 month CD at a rate of return lower than inflation will be devastating to anyone dependent on that income stream. A balanced portfolio will include a certain amount of risk, which should bring a higher return for the money at risk. The P2P lending and borrowing world is helping to make that happen for the prudent investor. The LendingClub has facilitated $55 million in almost 4000 loans to people who have by-passed the bank and borrowed directly from investors. Inve...
Megan Fox new peer pressure PSA
2009-08-13 01:37:00 Megan Fox is getting into the Public Service Announcement kick with her new video. Of course unlike those The More You Know spots you see on NBC Megan takes her in a different direction. Most likely because it is actually a spoof ad for her new horror flick Jennifer’s Body. Got to give her some ... Related posts:Stud Muffin of the DayMegan Fox at Comic-ConShowtime oils up “The L Word”
By: Celebridiot
Wal-Mart (WMT): A 'giant without peer'
2009-08-07 14:00:00 "Wal Mart (NYSE: WMT), the world’s largest retailer, with $405 billion in revenues last year, has remained remarkably strong during the recession even as other retailers have floundered," says Stephen Leeb.In his The Complete Investor, he explains, " Its low prices have lured more customers, while its product line-up emphasizes items seldom cut from consumer budgets, such as food and health care products." Here's his review."Its Wal-Mart stores draw an estimated 100 million people a week, explaining why the company dominates the U.S. supermarket industry, with a better than 25% market share. The company also sells under numerous other names, including Sam’s Club."The key to Wal-Mart’s success is its ability to keep costs and prices low, which in turn stems from its massive size: as far and away the most important customer for many of its suppliers, it wields tremendous bargaining power."Its heavy reliance on cheap Chinese...
Peer To Peer Lending Trend Expands With Video Rentals From iLetYou
2009-05-07 12:00:00 At a time when the economy requires us all to derive income from the minimal resources we might have available to us, iLetYou, a new business which recently launched in Private Beta, couldn't have had better timing. Allowing people to rent out the items that they hold near and dear to them, iLetYou's revenue sharing program is an easy way to make money with minimal effort.
The Public Ignorance of Peer Review in Science
2009-05-05 10:09:00 I’ve ventured into online discussion forums regarding evolution, global warming, and stem cell research, and occasionally on autism & vaccinations and homeopathy nonsense. One thing that always stands out is that the vast majority of the loons on these topics rarely know that the peer review process exists, and if they do, they think it ...
By: Migrations
Lending Club Introduces Self-Directed IRA in Peer-to-Peer Lending
2009-03-26 03:27:00 Lending Club, the only SEC registered peer-to-peer lending site, today announced the introduction of the first ever self-directed IRA to let lenders save for retirements through P2P lending. The new self-directed IRA accounts are managed by EntrustCAMA, a custodian of both self-directed and real estate IRAs. Currently, Lending Club self-directed IRA plan participants can choose to ...Original Post on The Sun's Financial Diary Special bonus offers Ohio CollegeAdvantage 529 Plan $25 Bonus Lending Club $25 Sign Up Bonus Lending Club Introduces Self-Directed IRA in Peer-to-Peer Lending
Lawmakers Enable Peer Abuse at Work
2009-02-25 19:32:00 Recently, I wrote a statement for SB 494 in Montana about the psychological affects that occur when peer abuse at work is occurring. A woman who was abused at work drew up the legislative information and spoke last week to these lawmakers about this. There is now a chance this bill may die. The workplace has ...
Lending Club Note Trading: Another Way for Peer-to-peer Lending
2009-02-24 03:20:00 I have been thinking of getting into peer-to-peer lending as alternative way to invest for quite some time, but the idea has been put off repeatedly because I wasn’t sure about the prospect of making meaningful money from it. Even though the returns on loans at peer-to-peer lending sites such as Lending Club and Prosper, ...Original Post on The Sun's Financial Diary Lending Club Note Trading: Another Way for Peer-to-peer Lending
Adult Survivors of Peer Abuse: Facing Demons on Social Sites
2009-02-23 19:40:00 This past Friday, my mother called and told me about something in her local newspaper about adults who were bullied as children encountering their former bullies on social sites such as Facebook and MySpace. As this is something I am dealing with in my own life right now, I really wanted to see this and ...
Events in New Berlin are Peer Abuse
2009-02-10 20:46:00 Over the weekend I was sent a message about recent events in New Berlin, Wisconsin. This latest escapade is a mind blower yet not surprising. Normally this would fall under sexual predator behavior but I consider it a problem of Peer Abuse as well. A young man, Anthony R. Stancl, who is 18 years old got ...
Peer to Peer Loans as Debt Consolidation
2009-01-12 06:34:00 Peer to Peer Loans as Debt Consolidation by Kyle GentileDebt consolidation is a common practice for people suffering from high amounts of credit card debt. It allows individuals to pool their debt, make a single payment, and receive a lower interest rate. Common forms of debt consolidation include second mortgages and moving debt to one credit card. There is an emerging option that individuals are finding really attractive, peer to peer lending.Peer to peer lending is a form of microfinance or small personal loan. The loan is not from a bank, but from individual lenders. It is truly person to person lending. The loan is facilitated by a bank which is responsible for several aspects of the lending process. These include: credit checks of borrowers, connection of borrowers and lenders, filing of notes or loan agreements, and handling of payment. Each bank that facilitates peer to peer lending is non traditional bank that is primarily based on the internet. Peer to peer loans amounts...
LittleShoot, peer to peer en el navegador
2008-12-22 23:27:00 Hasta ahora todos los archivos compartidos en un sistema P2P (peer to peer) se hacían a través de una aplicación, pero con LittleShoot se rompen los estándares y entra en acción el navegador web. Es un transmisor, el más poderoso que podamos imaginar, según sus autores y promotores. El alma mater del proyecto trabajó durante ...
By: Disquisiciones
LittleShoot, peer to peer en el navegador
2008-12-22 23:27:00 Hasta ahora todos los archivos compartidos en un sistema P2P (peer to peer) se hacían a través de una aplicación, pero con LittleShoot se rompen los estándares y entra en acción el navegador web. Es un transmisor, el más poderoso que podamos imaginar, según sus autores y promotores. El alma mater del proyecto trabajó durante ...
By: Disquisiciones
Miss Porters School and Peer Abuse
2008-12-12 18:48:00 Well, it has been a week since I have blogged as I had to go and speak in Winston Salem for two days. Plus, this being the holiday season, one can fall behind and quickly when it comes to trying to get work done along with everything else pertaining to the holiday season. This is something ...
The Evils of Peer Abuse at Work
2008-12-04 15:07:00 I read an article this morning entitled Workplace Bullying: Psychological Violence? This was well written and informative. It gave a few examples of recent stories shared that involved bullying growing up and how victims were still being affected by this trauma. One thing I want to point out is that bullies do not ?grow up? as ...
PEER 1 Powers Sitemasher, New SaaS Web Site Development Solution
2008-10-06 17:00:00 Customized Web Hosting and Virtualization Support are Key to Success of Advanced Web ServiceVANCOUVER, BC ? October 6, 2008 ? Through the creation of a highly tailored managed hosting solution, PEER 1 Network Enterprises, Inc. (TSX:PIX) helped enable the launch of Sitemasher, a revolutionary Web site development service that combines ease of use with the power that enterprise users demand. Sitemasher provides a fully managed, hosted Web site solution that seamlessly integrates the Web site building and publishing environment, content management system (CMS), analytics and search engine optimization (SEO), all within single platform.Sitemasher provides a rich, technical framework that gives businesses the tools and services to create their own data-driven web applications without programming. This unique, practical approach has enabled the company to grow quickly with more than 2,000 customers since beta-testing began in April. PEER 1?s ability to deliver a creative solution to the c...
By: Sitemasher Buzz
In Other Words: Peer Pressure
2008-07-15 16:44:00 Peer pressure - it’s not just a  kid thing. How often are we sucked into it, to please others, to be like others, to follow others ideals of what godliness is rather than what God wants us to do. As women we can easily fall into it, with what to wear or not wear, to wear make-up or not, to have our hair a certain length, to cook only wholesome all natural food (despite our husbands wanting porkchops on the grill), etc. Some of you may remember the Gentle Spirit Magazine from over ten years ago that captivated many women’s hearts and ideals to follow. It was easy to pour more over that magazine and follow a woman’s thoughts of her desires, rather than to follow God, and what disappointment it was when the failings and sins of the author became public. It was an awakening that any person can fail us -yet it can be so tempting to follow man rather than God. It’s not just the people we look up to, but our friends that walk close beside us or others wi...
E chi l?ha detto che il peer to peer è illegale?
2008-06-09 14:00:00 Inutile non dirlo il P2P viene utilizzato sopratutto per scopi illegali. Software come BitTorrent o LimeWire servono per scaricare file protetti da copyright. Ma come tutti i veri geeks sanno, il peer to peer è anche un ...
By: Geekissimo Blog
Peer Abuse & Relational Aggression
2008-05-19 21:10:00 Hi, I know??I have been gone for a week. Well, maybe more than a week. However, my mother came to visit me for mothers day and am just getting back in the swing of things. Ah, a workshop on Relational Aggression. Again, many kudos to Susan Fee of the New Jersey shore area for getting this ...
New Peer-to-Peer Student Loan Site Launches
2008-05-15 23:00:00 It looks like everyone is trying to get a piece of the student-loan pie these days-even the investing public. A new peer-to-peer (also known as “P2P”) lending site called Fynanz is now offering students the opportunity to borrow from individuals instead of from companies-but is this a safe (or practical) move? How it Works The basic ...
Las mejores aplicaciones de P2P (peer to peer)
2008-05-12 10:16:00 El compartir archivos a través de Internet está muy cuestionado. Hay sentencias que consideran que no es ilegal el flujo de música, vídeos y software a través de la red siempre que los usuarios no utilicen el material conseguido con fines lucrativos. También hay tribunales que opinan lo contrario. La semana pasada el portal de ...
By: Disquisiciones
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
I redditi degli italiani diffusi senza controllo su Peer-to-peer
2008-05-03 00:00:00 Malgrado lo stop del Garante per la Privacy alla pubblicazione dei redditi tramite il sito Internet dell’Agenzia delle Entrate, ormai i dati dei redditi degli italiani, relativi all’anno 2005, sono presenti nei database dei più famosi software P2P, tra cui eMule e sarà difficile se non impossibile bloccare la diffusione. Trovarli ormai è un gioco da ragazzi: è sufficiente fare una ricerca su eMule o sui programmi Torrent ed è possibile trovare gli archivi con l’elenco di alcune città. Facendo una ricerca per nome o per codice fiscale sul Mulo (ad esempio H501 = Roma), troveremo la lista di tutti i cittadini lavoratori con i relativi redditi per ogni città cercata, ordinati per cognome. Per Torrent invece, una mega-lista quasi completa di 560 Mb è disponibile qui. Per ciascun contribuente l’Agenzia delle Entrate riporta, oltre al nome e cognome, la data di nascita, la categoria prevalente di reddito,...
Comments, reflection, peer evaluation and feedback (week 9)
2008-05-01 13:27:00 see Wikiversity
By: I ask questions
Social Networking And How Peer Pressure Can Cause Security Issues
2008-05-01 00:00:00 If you are not using a social networking tool, then most likely you feel pretty ancient right now. Just about everywhere we look these days, social networking sites envelope us. As a matter of fact they slowly choke us to death or at least that is how it ...
The Peer Factor
2008-04-29 15:40:00 One of the greatest factor that influence an individual is his/her environment. Among this said environment are "peers". So what does "peer" stands for and what is the "peer factor"?"Peer" according to Dictionary.com, is a noun which is either (1) a person of the same legal status: a jury of one's peers; or (2) a person who is equal to another in abilities, qualifications, age, background, and social status.I first heard the term "pear factor" from the radio show of DJ's Nicole Hiyala and Chris Tsuper's "Tambalan Na!" segment on Love Radio (a hit Philippine Radio station). They've discuss this in relation with a listener's inquiry if whether or not he should listen to his peers suggestion to go out and "loose his virginity" to a very "hot and game" chick. The listener or (sms sender) txter is a young man around his 20's with a belief that he should only have sex with the woman he is truly in love with and suppose to marry (a traditional belief here in the Philippines but sti...
Time to Tell ?Em Off! A Pocket Guide to Overcoming Peer Ridicule
2008-04-28 19:39:00 by Deanna Miller www.deannamiller.com Libraries’ and bookstores’ resources on bullying are often limited to picture books and parenting books. This book is for those who deal with the worst bullying: preteens and teens. It offers advice to ridiculed/bullied kids and teens, based on the author’s experience as a target. The author sympathizes with ridiculed young people, explains ...
Social Networking And How Peer Pressure Can Cause Security Issues
2008-04-28 17:01:00 If you are not using a social networking tool, then most likely you feel pretty ancient right now. Just about everywhere we look these days, social networking sites envelope us. As a matter of fact they slowly choke us to death or at least that is how it feels with the burden of having to join this and that site. If you don’t twitter, you are simply not cool these days. Alternatively, if you are not part of MySpace you are not in the loop. Stumblers are also a force to be reckoned with, especially for bloggers. But who says so anyway? Perhaps the millions of people who join these sites every month to converse with like minded people world wide. Or else the trend setters. Who knows, but what is clear is that social networking is robbing us of our time. Do you ever feel pressured to join social networking sites because it is the in thing to do right now? I find that bloggers are neatly pressured into this template of behaviour. Everywhere we look, we are urged to join yet anot...
By: Wp Wordpress
Peer Abuse and Peanut Allergies
2008-04-22 23:27:00 Hello! Its another week and sadly, more drama amongst us. Many stories in the news about Peer Abuse and one that has really gotten my goat. There has been talk about peanut allergies and peer abuse. I am not sure how many are aware of this but those who have peanut allergies can die if ...
Peer Recommendation in the Online Market
2008-04-22 01:14:00 Online shopping has become a way of life. Groceries are bought online. Pizzas are ordered online. Cars, houses, furniture - all available online. Globally, more than 50% of the world’s internet users have made a purchase online in the last month. What makes an online shopping website successful? It is frequent offline advertising like Ferrit has ...
Free Best Kept Secrets of Peer Code Review Book
2008-04-18 21:04:00 http://www.smartbear.com/codeco-llab-code-review-book.php -it’s for computer programmers
By: Free Stuff Times
Peer reviews for the Solo coder
2008-04-17 16:05:00 Developing software in a solo environment has its pros and cons. On the upside you have complete reign over the code base (no problems with ownership here), freedom to follow specific designs and an ability to express your creativity. On the other hand, the very nature of the activity can be your down fall; tunnel ... SHARETHIS.addEntry({ title: "Peer reviews for the Solo coder", url: "http://shanecrawford.org/2008/-78/peer-reviews-for-the-solo-co-der/" });
Peer-To-Peer Sales Coaching | Rewards and Processes
2008-03-29 13:07:00 Last week I introduced the very important concept of Peer-to-Peer (P2P) Sales Coaching in my post entitled Best Practices in B2B Sales Leadership | Peer To Peer Sales Coaching. I promised some examples. First, though, let me reiterate the power of “P2P Coaching”. I use this term specifically, as it differs distinctly from traditional ”mentoring-221;. While mentoring is traditionally ...
Y! experts peer into a crystal baseball (Yahoo! Sports)
2008-03-28 01:01:00 Will the Red Sox repeat as champions? Will Johan Santana pitch the Mets to glory, or will the Cubs win it all for the first time in 100 years? Read the full story.
By: MLB News Blog
Peer To Peer TV: Share Streaming Video With TvAnts
2008-03-27 00:03:00 TVAnts is a web TV program based on BitTorrent technology: it allows you to share all audio/video streaming instead of sharing simple files, using peer to peer architecture.
By: Ikaro Blog
Peer Abuse And The Workplace
2008-03-25 22:12:00 So, another week has reached us and with that comes more interesting news on Peer Abuse. As we know it happens in the schools, it also happens at the workplace. I have included work place tips in my book and a lot of times, we focus so much on the schools that the workplace tends ...
Get access to BitTorrent peer-to-peer network
2008-03-22 14:59:00 Wants to get files for download then bit-torrent is best place to search for.But what if you don’t have access to important files? Don’t worry Azureus is a easy-to-use Java BitTorrent... view more in the download hut of honeytechblog
Best Practices in B2B Sales Leadership | Peer To Peer Sales Coaching
2008-03-22 12:59:00 Hi Again, I hope that you’ve all had a joyful and productive week. It’s been some time since I’ve had a chance to put some of my sales leadership ideas to paper, so I apologize to my readers who look forward to these insights. As an accomplished sales leader and coach, I am always looking for ways to ...
Carnival of Peer to Peer Lending #6
2008-03-20 12:05:00 Welcome to the Sixth installment of the Carnival of Peer to Peer Lending! Peer to Peer Lending, or P2PLending, is a rapidly growing industry in the US, and rightly so. It is revolutionizing the lending and borrowing process between individuals. Anyone with as little as $25 has the chance to play the role of the banker ...
By: Cash Money Life
Learning of Peer Abuse With Visuals
2008-03-19 22:18:00 I have been reading the recent articles on Peer Abuse (what I call that ?bully? word as that ?b? word is not cutting it in my opinion) and one stuck out to me. The NBC affiliate KFYR in New Town, North Dakota recently did a segment on a group called R5 Online which deals with ...
Peer Review: Critics praise hulu, demand more content
2008-03-17 05:43:00 hulu, the NBC Universal and FOX-owned website that offers ad-supported movies and network TV shows, launched to the public this week. We should first note that NBC Universal also owns DVICE: in December we even gave out logins for the website’s beta trial. But we’re not here to talk about our views about hulu, we’ll ...
Peer-to-peer networks go legit
2008-03-14 22:48:00 The technology best known for pirating movies, music and software online is increasingly being adopted by businesses as a cheap way to get video content to customers.
Verizon Testing P4P for Peer to Peer Delivery
2008-03-14 22:34:00 Data Center Knowledge – Verizon (VZ) has been test-driving peer-to-peer file transfer using the new P4P protocol, which is being jointly developed by a group that includes P2P services BitTorrent and LimeWire, content delivery specialists Pando Networks and Verisign/Kontiki, telcos Verizon and AT&T, and network gear… read more
PeerTV
2008-03-07 08:45:00 Click to enlarge PeerTV 0.4.2 Until now, Windows Media Player, Winamp, VLC were needed to watch all the TV channels available on the internet… PeerTV, including Mplayer, a fantastic media player from Linux, can recieve them all, no matter what format they use. PeerTV also bundles Peercast, a P2P streaming system, for extra ...SHARETHIS.addEntry({ title: "PeerTV", url: "http://www.plentyofsoft.com/de-sktop-enhancement/miscellaneous-/peertv/" });
Peer-to-Peer: Nine Inch Nails nutzen Torrents um ihr kostenloses Album zu p
2008-03-05 18:10:00 Wie Gulli bereits vorgestern berichtete haben die Nine Inch Nails ihr neustes Album gratis zum Download angeboten. Zum effektiven Vertrieb nutzen sie dabei bewusst auch Torrent-Technologie. Der Art Director der Band Rob Sheridan sagte, dass sie auf Torrents setzen - nicht nur um ihre Webseite temporär von dem großen Ansturm zu entlasten, sondern auch, um ... |
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